Author: kopbusiness

  • Koperasi Anggota Kerajaan Ipoh (KAKIB): Sertai & Dapatkan Pembiayaan Mudah!

    Koperasi Anggota Kerajaan Ipoh (KAKIB): Sertai & Dapatkan Pembiayaan Mudah!

    Koperasi Anggota Kerajaan Ipoh Berhad (KAKIB)

    Koperasi Anggota Kerajaan Ipoh Berhad (KAKIB) mendapat anugerah Sijil Pematuhan Syariah oleh Biro Angkasa. Jom apply personal loan berlandaskan shariah compliant di sini!

    Pinjaman Peribadi Koperasi KAKIB Mikro Kredit

    Pengenalan

    Koperasi Anggota Kerajaan Ipoh Bhd (KAKIB) ditubuhkan pada 27 Julai, 1923 dan kini beroperasi di 111B, Bangunan Koperasi, Jalan Dato’Onn Jaafar, 30300 Ipoh Perak dengan keanggotaan melebihi 6000 anggota.

    Koperasi Anggota Kerajaan Ipoh Berhad KAKIB juga telah menerima pelbagai anugerah termasuk koperasi terbaik dan juga merupakan salah satu koperasi berdaya maju yang tersenarai dalam 100 buah koperasi terbaik di Malaysia. KAKIB di uruskan oleh 15 orang.

    Anggota Lembaga yang dipilih melalui Mesyuarat Agung Tahunan. Sejak ditubuhkan , kedudukan keanggotaanadalah melebihi 6000 orang dengan bermodal yuran, syer dan asset yang terkumpul berakhir tahun 2017 sebanyak RM 84.6 juta dengan bermatlamat untuk memantap ekonomi dan sosial.

    Gerakan koperasi yang semakin berkembang maju di Negara ini akan menjadi penyumbang utama KDNK.

    Selari dengan moto KAKIB sentiasa berikhtiar untuk menyediakan kemudahan dan manfaat yang bersesuaian dengan aspirasi ekonomi Negara.

    Setelah hampir melebihi 90 tahun beroperasi, aktiviti Koperasi Anggota Kerajaan Ipoh Berhad KAKIB terus berkembang dengan mencari peluang-peluang untuk menambahkan pendapatan KAKIB.

    Keanggotaan

    Koperasi Anggota Kerajaan Ipoh Berhad (KAKIB)

    Permohonan

    Borang permohonan untuk menjadi anggota KAKIB perlu diisi dengan lengkap dan sempurna beserta dengan salinan penyata gaji bulan terakhir dan salinan kad pengenalan yang telah disahkan oleh pegawai/pengetua beserta nama dan jawatan Yang Diberikan Kuasa.

    Keanggotaan terbuka kepada kakitangan kerajaan, Agensi Kerajaan, Badan Berkanun atau Pihak Berkuasa Tempatan dimana bayaran potongan bulanan anggota dapat dibuat melalui Biro Perkhidmatan ANGKASA (BPA).

    Syarat-Syarat

    Syarat-syarat seperti berikut:

    • Warganegara Malaysia
    • Telah mencapai umur lapan belas tahun
    • Bermastautin atau bekerja atau mempunyai hartatanah atau bekerja dalam Negeri Perak
    • Bukan seorang yang tidak berupaya dari segi mental atau bankrap
    • Berjawatan Tetap
    PERKARABAYARAN MINIMA
    YuranRM60
    SyerRM 200.00 (10 BULAN X RM20)
    Insurans BerkelompokRM10.00
    Simpanan Khas(HAD MAKSIMUM ADALAH SEHINGGA 60% POTONGAN GAJI)

    Pinjaman Peribadi Popular

    PEMBIAYAAN PERIBADI 3.90% /p.a

    • Jumlah maksimum pembiayaan adalah RM 150,000
    • Had umur adalah tidak melebihi 54 tahun dan tiada penjamin
    • Memerlukan sekurang-kurangnya 2 Penjamin untuk mereka yang berumur 54 tahun ke atas
    • Kelayakan maksimum tidak melebihi dari 60% daripada pendapatan bulanan
    • Kadar keuntungan adalah 3.9% setahun
    • Tempoh bayaran balik pembiayaan selama 120 Bulan

    PEMBIAYAAN KREDIT 3.50% /p.a

    • Jumlah maksimum pembiayaan adalah RM 150,000
    • Kelayakan maksimum tidak melebihi dari 60% daripada pendapatan bulanan
    • Kadar keuntungan adalah 3.5% setahun
    • Tempoh bayaran balik pembiayaan selama 120 Bulan
    • Pembiayaan ini boleh digunakan untuk membeli pelbagai barangan seperti kereta, peralatan elektrik dan juga pengubahsuaian rumah

    PEMBIAYAAN AKTIVITI PERNIAGAAN 3.50% /p.a

    • Jumlah maksimum pembiayaan adalah RM 30,000
    • Kelayakan maksimum tidak melebihi dari 60% daripada pendapatan bulanan
    • Kadar keuntungan adalah 3.5% setahun
    • Tempoh bayaran balik pembiayaan selama 120 Bulan

    PEMBIAYAAN PELBAGAI 3.90% /p.a

    • Pembiayaan ini disediakan bagi membaharui Insurans Am, cukai jalan, peralatan kenderaan dan lain-lain perkhidmatan yang disediakan koperasi
    • Jumlah maksimum pembiayaan adalah RM 5,000
    • Kelayakan maksimum tidak melebihi dari 60% daripada pendapatan bulanan
    • Kadar keuntungan adalah 3.9% setahun

    Perkhidmatan

    Kebajikan

    Derma Pelajaran Anak

    Kelayakan memohon

    1. Menjadi anggota Koperasi Anggota Kerajaan Ipoh Berhad tidak kurang dari 3 tahun.
    2. Anak Kandung Anggota.
    3. Anak Tiri atau Anak Angkat anggota yang sah disisi Undang-Undang (Berdaftar).
    4. Keputusan peperiksaan UPSR, PT3, SPM/SPVM, STAM, STPM, Matrikulasi atau yang setaraf.

    Permohonan yang lengkap hendaklah sampai kepada KAKIB sebelum 31 Julai setiap tahun

    Khairat Kematian

    Kadar bayaran dan kelayakan

    • RM 1500.00 atas kematian anggota KAKIB. Dibayar kepada waris yang sah
    • RM 1000.00 atas kematian suami/isteri anggota
    • RM 500.00 atas kematian ibu/bapa anggota
    • RM 500.00 atas kematian anak berumur diantara 2 minggu hingga 18 tahun

    Tuntutan boleh dibuat dalam tempoh 3 bulan dari tarikh kematian dengan mengemukakan dokumen yang lengkap kepada KAKIB .

    Dividen Tahunan

    KAKIB memberikan dividen tahunan yang tinggi kepada anggota seperti berikut:-

    • DIVIDEN 2019 = 7.1%
    • DIVIDEN SIMPANAN KHAS 2019= 8%

    Pajak Gadai Islam Ar Rahnu

    Ar- Rahnu Kakib merupakan subsidiari milik penuh koperasi Anggota Kerajaan Ipoh Berhad (KAKIB) yang menjalankan pajak gadai Islam. Ar Rahnu ini menawarkan pinjaman tunai segera yang bercagarkan barangan kemas sahaja.

    KELAYAKANWarganegara Malaysia 18 Tahun ke atas
    UPAH SIMPANRM0.80 untuk setiap nilai
    NILAI SIMPANANMaksima sehingga RM 25000 untuk setiap transaksi
    MARGIN PEMBIAYAANSehingga 80% daripada nilai marhun
    TEMPOH GADAIANSelama 6 bulan dan boleh diperbaharui
    JENIS BARANGAN KEMASEmas yang bermutu 18K sehingga 24K

    Pelancongan

    KAKIB SAFAR TRAVEL & TOURS (KSTT) merupakan subsidiari dan telah dirasmikan pada 4 Disember 2018 oleh Encik Mohd Hizaz Bin Mohd Ibrahim, Pengarah Kementerian Pelancongan, Seni dan Budaya Malaysia Negeri Perak. KSTT menyediakan pakej umrah dan pelancongan luar dan dalam negara pada harga berpatutan. Selain itu harga istimewa juga turut diberikan kepada anggota-anggota KAKIB.

    KAKIB juga turut menyediakan pembiayaan khas bagi pakej umrah dan pelancongan yang ditawarkan oleh KSTT untuk kemudahan para anggota. Para anggota yang berminat boleh menghubungi nombor dibawah:

    Tel: 05-5252998 / 016-4216471 FB: KAKIBSAFARTRAVEL

    “KAMI REALISASIKAN IMPIAN ANDA”

    https://www.kakib.my

     #pinjamanperibadi #KoperasiServices #KAKIB #koperasi 

    Hubungi KAKIB

    • Tel: 05-2540707 / 05-2535369
    • KOPERASI ANGGOTA KERAJAAN IPOH BERHAD
      NO. 111-B, TINGKAT 1 JALAN DATO’ ONN JAAFAR
      30300 IPOH PERAK
    • Opening Hours: 8am-5.30pm (Monday-Friday)

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  • Pinjaman Peribadi Koperasi AIM Berhad (KAIMB): Terbaik

    Pinjaman Peribadi Koperasi AIM Berhad (KAIMB): Terbaik

    "@type": "Organization", "name": "Koperasi AIM Berhad (KAIMB)", "mainEntityOfPage": { "@type": "WebPage", "@id": "https://koperasi.business/koperasi-aim/" }, "url": "https://koperasi.business/koperasi-aim/", "image": "https://koperasi.business/wp-content/uploads/2021/01/KAIMB-Koperasi-AIM-Berhad-Personal-Loan.jpg", "inLanguage": "ms", "keywords": "KAIMB, Koperasi AIM Berhad, Pinjaman Peribadi, Koperasi Malaysia, Pembiayaan Koperasi, Kadar Faedah Rendah, Koperasi Islam", "description": [ { "@value": " Koperasi AIM Berhad (KAIMB) menawarkan pinjaman peribadi dengan kadar interest yang hebat. Hubungi kami untuk keterangan lanjut dan dapatkan pengalaman berurusan dengan koperasi yang telus, mudah dan dipercayai disini.", "@language": "ms" }, { "@value": "KAIMB - Koperasi AIM Berhad offers personal loans with attractive interest rates. Contact us today for more details and take the next step toward financial empowerment.", "@language": "en" }, { "@value": "KAIMB - Koperasi AIM Berhadは魅力的な金利で個人ローンを提供しています。詳細については今すぐお問い合わせください。", "@language": "ja" }, { "@value": "KAIMB - Koperasi AIM Berhad提供具有吸引力利率的个人贷款。立即联系我们了解更多详情。", "@language": "zh" }, { "@value": "KAIMB - Koperasi AIM Berhad propose des prêts personnels à des taux d'intérêt avantageux. Contactez-nous dès aujourd'hui pour en savoir plus.", "@language": "fr" }, { "@value": "KAIMB - Koperasi AIM Berhad ofrece préstamos personales con tasas de interés atractivas. Contáctanos hoy mismo para más información.", "@language": "es" }, { "@value": "KAIMB - Koperasi AIM Berhad சிறந்த வட்டி விகிதங்களுடன் தனிப்பட்ட கடன்களை வழங்குகிறது. மேலும் தகவலுக்கு இப்போது எங்களை தொடர்பு கொள்ளுங்கள்.", "@language": "ta" }, { "@value": "KAIMB - Koperasi AIM Berhad يقدم قروضًا شخصية بأسعار فائدة جذابة. اتصل بنا اليوم للحصول على مزيد من التفاصيل.", "@language": "ar" } ], "alternateName": "KAIMB", "address": { "@type": "PostalAddress", "addressCountry": "MY", "addressRegion": "Malaysia", "addressLocality": "Kuala Lumpur", "streetAddress": "Pejabat Koperasi AIM Berhad" }, "contactPoint": { "@type": "ContactPoint", "contactType": "Customer Service", "email": "info@koperasi.business", "telephone": "+60-3-12345678", "areaServed": "MY", "availableLanguage": ["ms", "en"] } }

    Koperasi AIM Berhad (KAIMB)

    Koperasi AIM Berhad (KAIMB) menawarkan pinjaman peribadi dengan kadar interest yang hebat. Hubungi kami untuk keterangan lanjut dan dapatkan pengalaman berurusan dengan koperasi yang telus, mudah dan dipercayai disini.

    Pengenalan

    Sejarah​

    Koperasi Kakitangan AIM Berhad (KAIMB) ditubuhkan dibawah Akta Koperasi 1993 didaftarkan pada 13hb Jun 1996 dengan Nombor Pendaftaran D-5-0214. Koperasi kemudian menukarkan nama kepada Koperasi AIM Berhad pada 20hb Julai 2000. Di awal penubuhan Koperasi AIM Berhad didaftarkan di Lot 2425, KM 21 Jalan Pasir Puteh, 16400 Melor, Kota Bharu, Kelantan dan kini Koperasi Kakitangan AIM Berhad KAIMB ia didaftarkan No. 16, Jalan Matahari U5/AB, Seksyen U5, Bandar Pinggiran Subang, 40150 Shah Alam, Selangor yang juga merupakan Ibupejabat. Koperasi Amanah Ikhtiar Malaysia Berhad

    Visi dan Misi

    Visi

    Meningkatkan taraf ekonomi ahli-ahli Koperasi Kakitangan AIM Berhad KAIMB mengikut prinsip koperasi dan menjadi sebuah koperasi berdaya maju dan berdaya saing.

    Misi

    • Mencari peluang-peluang niaga untuk menambah dan mengukuhkan dana koperasi.
    • Meningkatkan saluran perniagaan dan perusahaan Koperasi Kakitangan AIM Berhad KAIMB dan membantu ahli-ahli dalam operasi perniagaan terutama pembiayaan modal.
    • Membuat pelaburan yang berkesan dan menguntungkan semua ahli.
    • Mengembleng semua sumber yang berpotensi dan mempelbagaikan perniagaan dan perusahaan untuk manfaat bersama.
    • Menyediakan latihan dan penyelidikan untuk mempertingkatkan kecemerlangan ahli dan kakitangan.

    Harap maaf. Laman web ini tidak menyediakan sebarang perkhidmatan pinjaman peribadi untuk KAIMB. Kami hanya menyediakan maklumat asas koperasi untuk tuan/puan sebagai tanda kami menyokong semua koperasi di Malaysia. Laman web ini adalah bagi memudahkan sebarang urusan tuan/ puan dengan KAIMB.

    Sekian harap maklum.

    Produk & Perkhidmatan

    Jika anda kakitangan KAIMB boleh memohon pinjaman peribadi dengan KPF dengan kadar yang istimewa.

    Dan sekiranya anda seorang kakitangan kerajaan berjawatan tetap (AG payslip, hospital kerajaan, universiti awam, majlis kerajaan tempatan, penjawat awam kerajaan negeri, anggota polis dan badan beruniform lain, sila scroll down dan klik link di bawah sekali.

    Skop Aktiviti

    Koperasi AIM Berhad melaksanakan aktiviti perniagaan mengikut garis panduan yang di benarkan dibawah Akta Koperasi 1966.

    • Rangkaian Peruncitan
    • Perkhidmatan Insuran
    • Pembiayaan Modal Niaga kepada ahli – ahli
    • Latihan dan Penyelidikan untuk ahli – ahli dan kakitangan
    • Kontrak Pembekalan Peralatan Pejabat, Perabot, Komputer
    • Pencetakan dan Pengiklanan
    • Jualan dan Perkhidmatan Peralatan elektrik
    • Kontrak Usahasama Kejuteraan , Mekanikal dan Pengilangan

    Prinsip Koperasi

    KAIMB  meletakkan prinsip – prinsip berikut sebagai asas operasinya : –

    • Keanggotaan sukarela dan terbuka
    • Pengurusan yang demokratik
    • Pulangan terhad keatas modal yang disumbangkan ahli
    • Pembahagian keuntungan yang saksama
    • Menggalakkan pendidikan koperasi dan perniagaan
    • Semangat kerjasama dikalangan ahli dan koperasi

     

    *Source: kaimb.my and koperasiaimberhad.blogspot.com

     #pinjamanperibadi #koperasi #KoperasiKakitanganAIMBerhad 

    Hubungi KAIMB

    KAIMB - Koperasi AIM Berhad Personal Loan

    Ibu Pejabat

    • Tel: 03-78454501
    • Koperasi AIM Berhad
      16, Jalan Matahari Ab U5/Ab, Taman Nusa Subang,
      40150 Shah Alam, Selangor
    • Opening Hours: 8am-5pm Monday to Friday

    Cawangan

    WILAYAH KELANTAN UTARA
    NO. TEL: 09-7416480
    NAMA STAF: LINA SUKMA BINTI MUSTAFA

    WILAYAH KELANTAN SELATAN
    NO. TEL: 09-7416480
    STAF: ZAKIAH BINTI MOHAMAD

    WILAYAH KEDAH UTARA/SELATAN
    NO.TEL: 04-7353823
    NAMA STAF: SITI SAFIAH BINTI ABDUL RAHIM

    WILAYAH TERENGGANU UTARA/SELATAN
    NO. TEL: 09-6205023
    NAMA STAF: SITI NOR ZURIAH BINTI MAT NOR

    WILAYAH PERAK UTARA/SELATAN
    NO. TEL: 05-8062949
    NAMA STAF: MASSITTAH BINTI YAHYA

    WILAYAH PAHANG BARAT/TIMUR
    NO. TEL: 09-2961418
    NAMA STAF: PUTERI AMIZAH FADDILAH BINTI MOHD JABARUDDIN

    WILAYAH NEGERI SEMBILAN & MELAKA
    NO. TEL: 06-7610340
    NAMA STAF: NOR FADILA HIDAYAH BINTI HASIMAN

    WILAYAH SELANGOR / KUALA LUMPUR UTARA/SELATAN
    NO. TEL: 03-62741452
    NAMA STAF: SITI MARIAM BINTI JUSOH

    WILAYAH SABAH BARAT/UTARA
    NO. TEL: 088-420410
    NAMA STAF: SITI NOORUL ROZEATUL FARINAH BINTI GAUSAN

    WILAYAH SABAH TENGAH
    NO. TEL: 088-420410
    NAMA STAF: AZIZAH BINTI KAFLI

    WILAYAH SABAH TIMUR/SELATAN
    NO. TEL: 089-216541
    NAMA STAF: JULIANAH BINTI JIWA

    WILAYAH SARAWAK SELATAN
    NO. TEL: 082-235367
    NAMA STAF: FARIZA BINTI OSMAN

    WILAYAH SARAWAK UTARA/TENGAH
    NO. TEL: 084-314087
    NAMA STAF: NORAINI BINTI MOHD AMIN

    WILAYAH JOHOR UTARA/SELATAN
    NO. TEL: 07-4331008
    NAMA STAF: SITI FATIMAH BINTI JUNAIDAK

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  • Koperasi Iskandar Malaysia Berhad (IMCoop): Peneraju Kedai Harga Patut

    Koperasi Iskandar Malaysia Berhad (IMCoop): Peneraju Kedai Harga Patut

    Koperasi Iskandar Malaysia Berhad (IMCoop)

    Koperasi Iskandar Malaysia Berhad (IMCoop) menyediakan kedai harga patut yang diberinama Kedai Harga Patut Muafakat Johor. Terletak di Kota Iskandar dan Wisma Persekutuan. Dapatkan info lanjut di sini!

    Koperasi Iskandar Malaysia Berhad IMCoop Kedai Harga Patut Muafakat Johor

    Pengenalan

    Koperasi Iskandar Malaysia Berhad IMCoop menyediakan kedai harga patut yang diberinama Kedai Harga Patut Muafakat Johor. Koperasi Iskandar Malaysia Berhad IMCoop Kedai Harga Patut Johor

    Produk

    Kedai Harga Patut Johor

    JOHOR BAHRU: Koperasi Iskandar Malaysia Berhad (imCoop) menyasarkan pembukaan 20 Kedai Harga Patut Muafakat Johor tahun ini, tertumpu di lokasi berpotensi dalam kawasan pembangunan Iskandar Malaysia. Pengerusi Jawatankuasa Pendidikan, Penerangan, Pembangunan Usahawan dan Koperasi negeri, Datuk Md Jais Sarday, berkata langkah itu sejajar dengan langkah memperluaskan perkhidmatan kedai konsep berkenaan, sekali gus memenuhi keperluan rakyat negeri itu.

    Katanya, Kedai Harga Patut Muafakat Johor dirancang untuk dibuka di lokasi yang mempunyai banyak pejabat kerajaan termasuk di pusat pentadbiran kerajaan negeri di Kota Iskandar dan Wisma Persekutuan di sini. “Langkah untuk mengembangkan Kedai Harga Patut Muafakat Johor ini juga bagi membantu masyarakat mendapatkan bekalan barangan basah dan asas tani dengan tawaran harga lebih rendah daripada pasaran.

    “Ketika ini, kami sedang menilai 10 koperasi yang akan membuka cawangan kedai berkenaan dalam fasa pertama, dan 10 lagi dalam fasa kedua bermula dari Julai ini sehingga akhir tahun. Beliau berkata demikian pada sidang media selepas menyempurnakan pembukaan Kedai Harga Patut Muafakat Johor bersempena program My Farm Outlet di Pusat Transformasi Bandar (UTC) Johor di Johor Bahru, baru-baru ini.

    Yang turut hadir, Pengerusi Koperasi Iskandar Malaysia Berhad imCoop, Syed Salim Syed Mohamed. Cawangan terbaharu itu adalah usahasama imCoop dengan Unit Strategi Nasional di bawah Kementerian Kewangan, Kementerian Pertanian (MOA), Pertubuhan Peladang Kebangsaan (NAFAS), Pertubuhan Persatuan Nelayan Kebangsaan (NEKMAT) dan Pusat Transformasi Bandar (UTC).

    Sehingga kini, imCoop sudah membuka lapan cawangan di Johor termasuk Pengerang, Kota Tinggi dan Tenggaroh, Mersing dan dua lagi cawangan di Paroi dan Panchor di Negeri Sembilan sejak ditubuhkan pada 2014. Md Jais berkata, Koperasi Iskandar Malaysia Berhad IMCoop adalah gabungan 116 koperasi di bawahnya dan diwakili oleh kira-kira 75,000 anggota koperasi.

    *Source: https://www.bharian.com.my

     #koperasi #KoperasiServices #KoperasiIskandarMalaysiaBerhad 

    Hubungi IMCoop

    • Call Center: 07-364 3229
    • Koperasi Iskandar Malaysia Berhad IMCoop
      NO 78, 78-01, 78-02,
      JALAN ECO-CASCADIA 6/2, TAMAN SETIA ECO CASCADIA
      81100 Johor Bahru, Johor, Malaysia

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  • HSBC Personal Financing – Up to RM250,000 for All Customers

    HSBC Personal Financing – Up to RM250,000 for All Customers

    HSBC

    Looking for a trusted Islamic financing solution? HSBC Amanah offers up to RM250,000 in Shariah-compliant personal financing for existing, premier, and new customers. Whether you’re planning a major purchase, consolidating debt, or funding personal goals, HSBC provides fast approval, transparent terms, and flexible repayment options.

    Global trust. Local support. Ethical banking made easy.

    Ready to get started? Read below to check your eligibility and apply today with confidence.

    About

    HSBC Amanah is one of the must get financing for existing, premier and new customer.  HSBC is one of the world’s largest banking and financial services organizations. We serve more than 40 million customers through our global businesses: Wealth and Personal Banking, Commercial Banking, and Global Banking & Markets. Our network covers 64 countries and territories in Europe, Asia, the Middle East and Africa, North America and Latin America.

    We aim to be where the growth is, connecting customers to opportunities, enabling businesses to thrive and economies to prosper, and ultimately helping people to fulfil their hopes and realize their ambitions. Listed on the London, Hong Kong, New York and Bermuda stock exchanges, shares in HSBC Holdings plc are held by around 197,000 shareholders in 130 countries and territories.

    HSBC’s presence in Malaysia dates back to 1884 when the Hongkong and Shanghai Banking Corporation Limited established its first office in the country, on the island of Penang, with permission to issue currency notes. In 1959 it bought the Mercantile Bank, which started operations in Malaysia in 1860. Opened its office in Malacca in 1909 and by the end of 1912, offices had opened in Ipoh, Kuala Lumpur, Johor Bahru and Kota Bharu.

    During the 1920s and 1930s, the bank opened more branches in several states – Sungai Petani branch in 1922, Kuantan in 1929, Muar in 1930, and Kuala Terengganu in 1936. In Sabah, the first branch opened in Kota Kinabalu in 1947. Branches were set up in Sandakan and Tawau a year later, followed by Labuan in 1957. In Sarawak, branches opened in Kuching in 1958 and 1964 and in Sibu in 1959. In 2006, was the first foreign bank to be awarded a licence to operate a Takaful (Islamic insurance) business in Malaysia.

    HSBC Amanah Takaful (Malaysia) Sdn Bhd – a joint venture between HSBC Insurance (Asia-Pacific) Holdings Limited (49 per cent shareholding), Jerneh Asia Berhad (31 per cent shareholding) and Employees Provident Fund Board of Malaysia (20 per cent shareholding) – commenced operations in August 2006. In March 2019, exited the Takaful manufacturing business to focus on its banking and wealth operations in Malaysia.

    In 2007, HSBC Bank Malaysia was the first locally incorporated foreign bank to be awarded an Islamic banking subsidiary license in Malaysia, and HSBC Amanah Malaysia Berhad, an Islamic bank wholly owned by HSBC Bank Malaysia, commenced operations in August 2008. Has a network of more than 60 branches, of which a third are HSBC Amanah Malaysia Berhad branches.

     

    Popular Personal Loans

    HSBC Amanah Personal Loan

    Financing up to RM250,000 | Monthly payment as low as RM109. Now you can embrace every new chapter in life with financial peace of mind. Enjoy exclusive profit rate11 view footnote 1 when you apply for HSBC Amanah Personal Financing-i today!

    To Existing Customers

    Pinjaman Peribadi HSBC Amanah Personal Loan

    Whether it’s for your home or business, HSBC Amanah-i can help you meet your needs and reach your goals. Apply and enjoy flat rates as low as 7.5% p.a. today. You’re eligible if:

    • You’re aged between 21 and 60
    • Your monthly salary is RM3,000 and above
    • You are Malaysian or have Malaysian PR status

    Criteria:

    • Profit rate from as low as 7.5% per annum
    • Monthly payment as low as RM109
    • Financing amount from RM50,000 to RM250,000
    • No stamp duty, no processing fee and no early settlement fee
    • Payment tenure 2 years till 7 years
    • Instant cash disbursement upon approval
    • Shariah compliant
    • Consolidate your debt

    To Existing Premier Customers

    Exclusive 4.88% p.a. flat profit rate when you sign up for HSBC Amanah Premier-i. You’re eligible for an Amanah Premier Personal Financing-i Account if:

    • To be qualified, a primary account holder must be at least 21 years old with a minimum of RM200,000 in total relationship balance with HSB or Amanah, or by meeting other Premier Eligibility Criteria.

    Terms and Conditions

    • Fixed profit rate of 4.88% per annum
    • Monthly payment as low as RM96
    • Financing amount from RM6,000 to RM250,000
    • No stamp duty, no processing fee and no early settlement fee
    • Payment tenure from 2 years till 7 years
    • Instant cash disbursement into your HSBC or Amanah Premier* account upon approval
    • Shariah compliant

    To New Customers

    If you are not an HSBC Amanah Customer, you may still enjoy our benefits. Apply now to enjoy! You’re eligible for an Amanah Personal Financing-i Account if:

      • You’re aged between 21 and 60
      • Your monthly salary is RM5,000 and above
      • You are Malaysian or have Malaysian PR status

    Terms and Conditions

    • Profit rate from as low as 10.5% per annum
    • Monthly payment as low as RM163
    • Financing amount from RM6,000 to RM120,000
    • No stamp duty, no processing fee and no early settlement fee
    • Payment tenure from 2 years till 5 years
    • Instant cash disbursement upon approval
    • Shariah compliant

    Interest 10.5%

    There are times when you need funds immediately. To secure an opportunity, fulfil a need in your lifestyle or maybe to handle life’s little twists and turns. HSBC Amanah-i is hassle-free personal financing that allows you to leap into what you want, faster and easier.

    Benefits

    • Fast and hassle-free application
    • No guarantor, no collateral, fast approval.
    • Financing up to RM150,000
    • Monthly payment as low as RM134
    • Flat rate from 10.5% per annum
    • Payment period up to 7 years
    • Instant cash disbursement

    **Terms and Conditions apply. Applicable for New-to-Bank customers only. Minimum income RM5,000 per month.

    Eligibility

    You’re eligible for an Amanah-i account if:

    1. You’re aged between 21 and 60
    2. Your monthly salary is RM3,0004 or above
    3. You are Malaysian or have Malaysian PR status
    4. Monthly salary of more than RM3,000 applies to existing customers who have any existing relationship with HSBC Amanah. Otherwise, the minimum monthly salary is RM5,000 per month.

    Required documents

    If you are salaried:

    1. Copy of your NRIC
    2. Copy of a current or previous month’s pay slip / copy of a bank statement showing salary credit into your account; or Form BE (full submission to the income tax department with payment receipts attached) / EA / EPF statement; or copy of an appointment letter (if employed less than three months)

    If you are a variable income earner:

    1. Copy of your NRIC
    2. Copy of the latest 3 months’ pay slips / copy of your bank statement showing salary credits into the account
    3. Form BE (full submission to the income tax department with payment receipts attached) / EPF statement / copy of your yearly commission statements from your employer

    If you are self-employed:

    1. Copy of your NRIC
    2. Copy of latest Form B (full submission to the income tax department with payment receipts, or CPO2 attached) / EPF Statement / copy of your audited financial statement / profit and loss account
    3. Copy of your Business Registration form

    Financing-i (Education)

    When it comes to your child’s education, it’s your dream to give them the best. With the help of our HSBC Amanah Branch Managers, you can now discover other financial opportunities with your available funds, ease your financial burden and fulfil not only your child’s dreams but yours as well.

    Benefits

    Apply for HSBC Amanah Personal Financing-i (Education) and enjoy:

    1. Savings on school fees
    2. Enjoy discounts when you make a full upfront payment instead of paying on a semester basis.
    3. No early settlement fees
    4. Enjoy the flexibility of a full payment before the official settlement date, without having to pay any additional charges. Better cash flow management
    5. Enjoy access to available funds for other investments or financial opportunities.
    6. Anytime Money Personal Financing-i is hassle-free personal financing that allows you to leap into what you want, faster and easier. Based on Shariah principle of Commodity Murabahah. And the best of it. No guarantor, no collateral and fast approval!

     #personalloan #Bank #HSBC 

    Contact HSBC Bank

    • Telephone: 1300 80 2626 (local)
      Telephone: 603 8321 5200 (overseas)
    • HSBC Amanah Premier (Banking & Cards)
      Local call number: 1300 88 9393
      International call number: +603 8321 5208
      International call number (Call Collect): +603 8321 5222
    • HSBC Amanah Banking and MPower Credit Card-i enquiries
      1300 80 2626 (local)
      603 8321 5200 (overseas)
    • HSBC Fusion
      1300 80 1998 (local)
      03-8321 8888 (overseas)
    • 1st Floor (South Tower
      No 2, Leboh Ampang, City Centre
      50100 Kuala Lumpur

    Hot & Trending Topic

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    Ready to make better financial choices? Tap here to start your journey toward smarter spending.

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  • Hong Leong Bank Personal Loan: Apply Now!

    Hong Leong Bank Personal Loan: Apply Now!

    Hong Leong Bank (HLB)

    Apply your Hong Leong Bank personal loan now with easy payment and get 20% cashback on interest rate. Act now and enjoy the benefits only with HLB.

    Pinjaman Peribadi Hong Leong Bank Personal Loan

    About

    Hong Leong Bank Berhad is a regional financial services company based in Malaysia, with presence in Singapore, Hong Kong, Vietnam, Cambodia and China. The Bank is technology-focused and emphasises the development of financial capabilities to serve its clients across the five geographies.

    Hong Leong Bank Berhad (“HLB” or “the Bank”) is listed on Bursa Malaysia and forms part of the Hong Leong Group. Headquartered in Kuala Lumpur, the Bank has a strong Malaysian entrepreneurship heritage.

    HLB was originally incorporated as Kwong Lee Mortgage and Remittance Company in 1905 in Kuching, Sarawak and later as Kwong Lee Bank Limited in 1934, bearing heritage of the oldest local financial institution in Malaysia.

    Kwong Lee Bank Berhad was acquired by the MUI Group in May 1982 and renamed Malayan United Bank Berhad on 2 February 1983. In 1989, it was renamed as MUI Bank. Under the MUI Bank banner, it grew from 11 to 35 branches nationwide.

    On 3 January 1994, Hong Leong Group acquired MUI Bank Berhad through Hong Leong Credit Berhad (now known as Hong Leong Financial Group Berhad) and renamed it Hong Leong Bank Berhad.

    The Bank was listed on the Kuala Lumpur Stock Exchange (now under Main Market of Bursa Malaysia) on 17 October 1994 and since then has grown by leaps and bounds, organically as well as through mergers and acquisitions. Today the Bank is Malaysia’s fifth largest banking group by assets with over RM220 billion in assets as at 30 June 2020, and 4th largest by market capitalisation as at the same date.

    Popular Personal Financings

    Hong Leong Bank Personal Loan HLB

    For Online Applications

    Our rate is on a flat rate basis

    Facility AmountVerified Monthly IncomeFlat Interest/Profit RateFacility Tenure

    RM5,000 – RM250,000

    (up to RM150,000 Personal Financing-i)

    		RM2,000 – RM4,9997.00% p.a.2 to 5 years

    Note: The effective interest/profit rates vary as follows for loan/financing-i tenure from 2 – 5 years:

    • Flat interest/profit rate 5.00% p.a.: Effective interest/profit rates vary from to 9.15% p.a. to 9.32% p.a.
    • Flat interest/profit rate 7.00% p.a.: Effective interest/profit rates vary from to 12.50% p.a. to 12.91% p.a.
    • 0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.

    For Connect Online Banking Applications

    Our rate is on a flat rate basis

    Facility AmountVerified Monthly IncomeFlat Interest/Profit RateFacility Tenure

    RM5,000 – RM250,000

    (up to RM150,000 Personal Financing-i)

    		RM2,000 and above5.00% p.a.2 to 5 years

    Note: Effective interest/profit rates vary from 9.15% p.a. to 9.32% p.a. depending on loan/financing-i tenures from 2 years to 5 years.

    0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.

    For Online Applications from 5.00% /p.a flat rate

    Hong Leong Bank interest/ profit rate for online applications from 5.00% /p.a flat rate

    • Effective interest/profit rates vary from to 9.15% p.a. to 9.32% p.a.
    • Facility Amount RM5,000 – RM250,000
    • Verified Monthly Income RM2,000 – RM4,999: 7.00% p.a.
    • Facility Tenure: 2 to 5 years
    • Note: The effective interest/profit rates vary as follows for loan/financing-i tenure from 2 – 5 years:

    For Connect Online Banking Applications from 5.00% /p.a

    Hong Leong Bank interest/ profit rate for Connect Online Banking Applications from 5.00% /p.a

    • Facility Amount RM5,000 – RM250,000
    • Verified Monthly Income RM2,000 and above
    • Profit Rate 5.00% p.a.
    • Facility Tenure 2 to 5 years
    • Note: Effective interest/profit rates vary from 9.15% p.a. to 9.32% p.a. depending on loan/financing-i tenures from 2 years to 5 years.

    With Cashback

    1. 20% Cash Back on interest
    2. Monthly instalments as low as RM130*
    3. Fast approval within 48 hours**
    4. Flexible repayment tenure of up to 5 years
    5. Minimum income eligibility of only RM24,000 per annum
    6. No guarantor and no collateral
    7. 5-minute loan approval at am:pm Convenient Banking**

    Eligibility

    • Malaysian citizens only, aged between 21 to 60 years old
    • Earn a minimum annual income of RM24,000 per annum

    * Based on a financing tenure of 5 years for RM5,000, and during Cash Back Period.
    ** 48-hour loan approval is subject to terms and conditions.

    Take advantage of our Hong Leong Bank 4.38% p.a. low flat rate

    Other terms and conditions apply.

    Repayment Table

    Loan (RM)Int Rate (p.a.)Monthly Instalment (RM)Monthly Instalment During Cash Back Period (RM)
    2 Years5 Years2 Years5 Years
    5,00012.50%265140245130
    50,00011.00%2,5451,2952,3651,180
    100,00010.00%5,0002,5004,6702,395
    150,0009.00%7,3753,6256,9253,345

    Note:

    • Flat interest rate ranges 9.00% per annum – 12.50% per annum depending on loan amount, income and tenure.
    • Effective Interest Rate ranges from 12.38% – 22.42% per annum.
    • The above table serves as illustration purpose only, with the assumptions of customer with a minimum monthly income of RM4,000 and above.
    • Actual monthly instalment will be rounded up to the nearest RM5.

    Fee and Charges

    Refer to the below for the Fees and Charges applicable:

    Description/ServiceCharges/Fees*
    Stamp Duty Fee0.50% of the disbursed facility amount for every approved facility
    IBG FeeA nominal fee of RM2.00 will be charged on every Interbank Giro (IBG), if any
    Late Payment Charge (Applicable to Personal Loan)1% p.a. on the arrears of outstanding for each facility (daily rest basis)
    Early SettlementNo charges/fees to be imposed provided 3 months’ written notice is given to the Bank prior to the early settlement. Otherwise, payment of 3 months’ interest on the amount redeemed is applicable. (For Personal Financing-i, payment in lieu of notice is not applicable – customers are required to provide 3 months’ written notice should they opt for early settlement)
    Compensation Charges (applicable to Personal Financing-i)For default payment during facility tenure = 1% p.a. on the overdue instalment amount For default payment causing the facility to be terminated or brought to court = 1% p.a. on the outstanding balance (outstanding principal plus accrued profit) For default payment after expiry of facility tenure = BNM Islamic Interbank Money Market (“IIMM”) rate on the outstanding balance (outstanding principal plus accrued profit) For default payment post judgment = IIMM rate on the basic judgment sum

    *Subject to Government Tax, if applicable

     #personalloan #Bank #HLB 

    Contact Hong Leong Bank

    • Call Center: 03-7626 8899
      Collections Department: 03 7959 1888
      Media Related: 03 2081 8888
    • Hong Leong Bank Berhad
      Level 18, Menara Hong Leong,
      No 6, Jalan Damanlela,
      Bukit Damansara,
      50490 Kuala Lumpur
      Malaysia

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  • CoopUSMA Koperasi Warga USM Universiti Sains Malaysia Kelantan Berhad

    CoopUSMA Koperasi Warga USM Universiti Sains Malaysia Kelantan Berhad

    Koperasi Warga USM Kelantan Berhad (CoopUSMA)

    Koperasi Warga USM Kelantan Berhad (CoopUSMA) menyediakan perkhidmatan kewangan dan keusahawanan kepada ahli komuniti USM Kelantan. Sertai kami untuk manfaat simpanan, pembiayaan, dan pembangunan ekonomi bersama.

    Pengenalan

    Koperasi Warga USM Kelantan Berhad (COOPUSMA) ditubuhkan pada 12 Jun 2000 (No. pendaftaran D-3-0261). Mesyuarat agung permulaan telah dilaksanakan pada 16 Nov 2000 iaitu merupakan Mesyuarat Agung Pertama adalah dalam tempoh 6 bulan dari tarikh koperasi ditubuhkan. Pada awal penubuhan COOPUSMA di daftar dengan nama Koperasi Kakitangan Universiti Sains Malaysia (USM) dan dipinda nama kepada Koperasi Warga USM Kelantan Berhad pada tahun 2002.

    Kemudian telah ditukarkan kepada “Koperasi Warga Universiti Sains Malaysia Kelantan Berhad (KWUSMKB)” semasa mesyuarat agung ke 2 tahun 2002. No. pendaftaran dengan Jabatan Pembangunan Koperasi ialah D-3-0261, No. Keahlian ANGKASA 2754/KN219. Kini ia dijenamakan semula sebagai COOPUSMA.

    Pada tahun 2000 hingga 2016, fungsi utama koperasi adalah memberi KEMUDAHAN KREDIT dan telah dipinda kepada fungsi PERKHIDMATAN dalam Mesyuarat Agung Khas pada 29 November 2016. Keanggotaan terbuka kepada semua staf Universiti Sains Malaysia (USM) Kampus Kesihatan Kubang Kerian, Kelantan sahaja. Bilangan anggota seramai 3086 orang anggota sehingga 2019.

    Ahli Lembaga Koperasi (ALK) terdiri daripada staf USM yang mempunyai semangat koperasi yang tinggi dan lebih mementingkan kebajikan daripada keuntungan serta berdedikasi dan sangat berpengalaman dalam mentadbir urus. Koperasi Warga USM Kelantan Berhad terus bergerak maju untuk menjadikan COOPUSMA sebagai koperasi yang paling berdaya saing di Malaysia dalam usaha untuk memenuhi kehendak anggota dan para pelanggan Koperasi.

    COOPUSMA terdiri daripada 170 orang staf yang di pimpin oleh seorang pegawai eksekutif yang berkaliber.

    CoopUSMA Koperasi Warga USM Universiti Sains Malaysia Kelantan Berhad dimiliki sepenuhnya oleh kaum Bumiputera dan secara keseluruhannya menawarkan perkhidmatan seperti berikut:

    • Kemudahan Kredit (Pinjaman Bai Al-Einah)
    • Coop Mart (Peruncitan)
    • Kopitiam Lestari (Makanan)
    • Kompleks Perkembangan Kanak-kanak (ECCE)
    • Perkhidmatan Kesihatan (Ambulan, Sports Rehab & Home Care)
    • Penyewaan Bangunan
    • Kilang Air Osmosis Lestari
    • Kays Exclusive Motel
    • E-Coopmart (E-Dagang)
    • Hartanah
    • Penyewaan Bangunan
    • Subsidiari
    • Pusat Dialysis Lestari (Subsidiari Milik Penuh COOPUSMA)
    • Farmasi Lestari Sdn. Bhd (Subsidiari Milik Penuh COOPUSMA)
    • Telipot Medical Centre (TMC) Sdn. Bhd. (51% milik COOPUSMA)
    • Pelaburan Modal: Pusat Dialisis Nephrolife (Pelaburan Modal 49% koperasi 51% perseorangan)

     

    Produk & Perkhidmatan

    Coop Mart

    • Menjalankan perkhidmatan jualan runcit. Pengurusan Coopmart adalah di bawah seliaan seorang Penolong Pengurus Runcit.
    • Masa operasi premis jualan ini adalah dari jam 7.00 pagi sehingga 11.00 malam.
    • Lokasi premis terletak bersebelahan kedai Kopitiam Lestari yang juga milik KWUSMKB

    Kopitiam Lestari

    -Tiada info-

    Unit Rakan Bayi (URB)

    Mula beroperasi pada Mac 2003 di Unit Rakan Bayi HUSM. Staf seramai 6 orang pengasuh yang bekerja dari jam 8.00 pagi – 5.00ptg. Anak-anak asuhan berumur 2 minggu hingga 2 tahun. – ext: 09-7673804

    Kompleks ECCE (Taska, Tadika & Transit-KAFA)

    Hubungi Ext: 09-7673805 untuk sebarang pertanyaan.

    Kilang Air

    -Tiada info-

    Kays Exclusive Motel

    Kays Motel terletak berhadapan Hospital Universiti Sains Malaysia Kampus Cawangan Kelantan, dibangunan belakang Syarikat Muda Osman (SMO). Tamu hanya perlu berjalan kaki (selama kurang dari 5 minit) ke hospital USM dan memasuki kawasan Pusat Pengajian Sains Perubatan, Pergigian, Sains Kesihatan , Asrama Pelajar dan Kompleks Sukan USM

    Kemudahan Kays Exclusive Motel

    Setiap bilik dilengkapi dengan kemudahan berikut:

    • Penyaman Udara
    • Bilik air dan kelengkapan air panas ( hot and cold shower)
    • Wi Fi percuma
    • Talian ASTRO
    • Kemudahan minuman
    • Dispenser air sejuk dan panas juga disediakan dalam lobi motel dengan percuma

    Kadar sewaan bilik bergantung pada saiz bilik dan bermula dari RM60 satu malam (bilik bujang) sehingga RM165 satu malam (bilik keluarga yang boleh memuatkan 3 dewasa. Anak-anak kecil juga boleh ditempatkan dengan tilam tambahan. Terdapat 10 bilik-bilik lain yang berlainan saiz dan kadar sewaan.

    Motel dilengkapi “Security Access Card ” yang berasingan bagi setiap tamu. Motel terletak disekitar kawasan membeli belah Bandar Baru Kubang Kerian seperti Pasar Raya Besar Mydin, Nirwana Maju, rangkaian bank CIMB, Bank Islam, Bank Rakyat, RHB, BSN serta restoran -restoran Platinum seperti Pizza Hut, Dominos, dan USM Cafe. Penginapan jangka sederhana dan jangka panjang boleh diuruskan dengan tawaran kadar istimewa

    Contact Kays Exclusive Motel

    Hubungi Pengurus : PUAN ASNIZA MOHD RAZALI (013 522 6817 atau 09 764 9127 dari 830 pagi hingga 4 petang). Emailkan pertanyaan anda kepada: kaysmotel@gmail.com

    Pinjaman Peribadi Popular

    Coopusma 6%

    Syarat-syarat pembiayaan peribadi coopusma seperti berikut:

    1. Maksima pinjaman ialah RM 100 ribu.
    2. Untuk pinjaman sehingga 5 tahun – 4% setahun.
    3. Lebih 5 tahun sehingga 10 tahun – 6% setahun.

     #koperasi #KoperasiServices #COOPUSMA 

    Koperasi Warga USM (CoopUSMA_

    Hubungi COOPUSMA

    • KOPERASI WARGA UNIVERSITI SAINS MALAYSIA KELANTAN BERHAD,
      Lot 8014, Tingkat 1, Bandar Satelit Islam Pasir Tumboh,
      16150 Kota Bharu, Kelantan, Malaysia
    • Tel: 09-765 6224
    • Fax: 09-765 6224

    Topik Terhangat & Trending

    Nak tahu cara urus pinjaman dengan lebih bijak? Kami kongsikan info penting tentang pinjaman bank, koperasi, dan cara urus wang dengan lebih mudah. Klik untuk teruskan membaca dan mula ubah cara anda berbelanja.

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  • Coop Hotel Putrajaya and Cyberjaya Malaysia

    Coop Hotel Putrajaya and Cyberjaya Malaysia

    Coop Hotel Putrajaya and Cyberjaya Malaysia

    Coop Hotel Putrajaya and Cyberjaya Dengkil is the best stay because near Paya Indah Wetlands. Click here for contact number and booking,

    Coop Hotel Putrajaya and Cyberjaya Malaysia

    About

    The 2-star Coop Hotel Putrajaya & Cyberjaya Kampung Dengkil offers a family accommodation in 26 rooms. The venue offers a baggage room, parking and a vending machine, and leisure facilities, such as entertainment activities and air conditioning. Coop Hotel Putrajaya and Cyberjaya Dengkil Selangor is the best stay because near Paya Indah Wetlands.

    • Location: The best stay because near Paya Indah Wetlands lies within 2.1 miles from Paya Indah Wetlands. The property is 15 minutes’ walk from Taman Cabaran. Is a short walking distance from Surau Al-Iman.
    • Rooms: The venue offers air-conditioned guest rooms with high-velocity internet, multi-channel television and smoke detectors. They offer bathrooms fitted with free toiletries, hairdryers and slippers.
    • Eat & Drink: A daily halal breakfast is served in the morning for guests of Coop Hotel Putrajaya & Cyberjaya. The restaurant menu features local dishes.
    • Internet: Wireless internet is available in the hotel rooms for free.
    • Guest Parking: Public parking is possible on site for free.
    • Number of rooms: 26.

    Product & Services

    Hotel bajet dibawah Jaringan COOP Hotel Angkasa. Dimiliki dan diuruskan sendiri oleh Koperasi Pengangkutan Putrajaya & Cyberjaya Bhd.

     

    *Source: FB hotelcoop / coopbudgethotel.com, *Source: coop-hotel-putrajaya-cyberjaya-kampung-dengkil.booked.net

     #koperasi #KoperasiServices #COOPHotelPutrajayaCyberjaya 

    Contact COOP Hotel Putrajaya & Cyberjaya

    • Tel: 018-988 4658 / +60487680149
    • coopbudgethotel@gmail.com
      sales@coopbudgethotel.com
    • No 65, 67, Jalan Cyber Valley 1B/3,
      Cyber Valley Commercial Center,
      43800 Dengkil, Selangor

    Topik Terhangat & Trending

    Nak tahu cara urus pinjaman dengan lebih bijak? Kami kongsikan info penting tentang pinjaman bank, koperasi, dan cara urus wang dengan lebih mudah. Klik untuk teruskan membaca dan mula ubah cara anda berbelanja.

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  • Citibank Personal Loan – Fast, Flexible & Hassle-Free Financing

    Citibank Personal Loan – Fast, Flexible & Hassle-Free Financing

    Citibank

    Need quick access to funds with peace of mind? Citibank offers personal loans with competitive interest rates, tailored to meet your financial needs. Whether it’s for education, travel, home improvements, or emergencies, enjoy fast approval, no guarantor required, and flexible repayment terms.

    Trusted globally. Designed for your lifestyle.

    Ready to take control of your finances? Click below to check your eligibility and apply today with confidence.

    Personal Loan Citibank Credit Card

    About Us

    Citibank known as a truly global bank serve more than 200 million customers worldwide. Do more with your life with the extra money! You can now renovate your house, purchase new furniture, further study, shopping and holiday with our personal financing-i. The best value for money, low interest rate, low monthly repayment and many more. For more details, please click the below link.

    Please note that the website you ‘re open now is dedicated to government employees only. To private sector workers, do not make a phone call to the mobile phone number stated on any pages appeared existing in this website as the hotline number is for public servants (GOVERNMENT) only. For private sector workers, soldiers, traders, government retirees who want to make a personal loan, please click Citibank personal loan financing-i for private sector. Please take note in this regard.

    Whether it is decorating your dream home, pursuing a higher education or your dreams, Citibank Personal Loans lets you fulfill your personal needs. Apply for personal loans Online now and get instant approval* in 5 simple steps!

    5 Steps to Apply Online

    Complete our online application form and get instant approval*.

    Complete the 5 simple steps below and be approved* instantly.

    1. Step 1: Fill up your Contact details
    2. Step 2: Fill up your Personal details
    3. Step 3:Fill up your Employment details In Principle Approval* of your Personal Loan application
    4. Step 4:Confirm loan terms that you wish to apply for
    5. Step 5:Upload your income documents

    *The loan amount, tenor and interest rate offered to you is based on your declared income during the online application. It may differ upon actual loan approval which is based on your income documentation submitted. Your loan application hereafter is still subjected to Citibank’s credit assessment.

    Popular Personal Loans

    Citi 7.9%/p.a

    Criteria as below:

    • Loan amount (RM5,000 – RM150,000)
    • Low flat interest rates of 7.9% – 12.5% per annum
    • Loan repayment tenure (24 – 60 months)
    • No processing fees
    • No collateral / guarantor required

    Quick Cash

    Need quick cash? Citi Quick Cash allows you to access funds from your Citi Credit Card instantly.

    • Flexible tenures from 6 to 60 months.
    • No documents required and no hidden fees.
    • Quick disbursement within 3 working days.

    Get cash whenever you need it—simply apply via your Citi Mobile App!

    Citi Balance Transfer via Installment Plan

    Consolidate your credit card balances and convert them into affordable monthly installments with Citi Balance Transfer.

    • Tenures: From 6 to 36 months.
    • No hidden fees—just a simple transfer to Citi Credit Card.

    Citi Debt Consolidation Plan

    Combine up to 5 credit cards and loans into one manageable loan with Citibank’s Debt Consolidation Plan.

    • Interest rates: Effective rates from 11.90% – 12.90% per annum.
    • Save up to 2.5% on annual interest.
    • Up to 60 months loan tenure.

    Take control of your finances and reduce multiple payments into a single monthly installment.

    CitiFlexBill

    Exclusive for Citi credit cardholders, CitiFlexBill lets you convert your credit card bill into easy installments.

    • Flexible tenures: From 6 to 60 months.
    • Minimum conversion amount: RM1,000.
    • Simple conversion through the Citi Mobile® App.

    Citi PayLite

    With Citi PayLite, you can convert any purchase made on your Citi credit card into easy installments.

    • Minimum conversion: RM50.
    • Flexible tenures: From 6 to 60 months.
    • No processing fees—just affordable payments.

    Shop anywhere and convert your purchases to installments in just a few taps.

     

    https://koperasi.info and www.citibank.com.my

     #pinjamanperibadi #personalloan #Bank #Citibank 

    Contact Citibank

    • Tel: 03-2383 0000
    • Level 1, Smart Banking Area, Citibank Tower, 165, Jalan Ampang, Kuala Lumpur,
      50450 Kuala Lumpur
    • Opening Hours: 9.30am-5pm (Monday-Friday)

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  • CIMB Bank Personal Loan: Apply Now!

    CIMB Bank Personal Loan: Apply Now!

    CIMB Bank

    Apply Cimb Bank personal loan with fast approval and interest rate from 6.88%. No guarantor and hassle-free term loan. Click here to apply!

    Pinjaman Peribadi Cimb Bank Personal Loan

    Summary

    • Bank Koperasi Name: CIMB Bank
    • Abbreviation / Code Name: –
    • Bank Koperasi Promotion Name: Cimb Bank Personal Loan General Info

    There are many personal financing products provided to apply. The hottest loans are Cash Plus, Xpress Cash Financing-i, ASB Loan, Secured Overdraft and more.

    About

    Apply Cimb Bank personal loan with fast approval and interest rate from 6.88%.

    CIMB Group is a leading ASEAN universal bank and one of the region’s foremost corporate advisors. It is also a world leader in Islamic finance. The Group is headquartered in Kuala Lumpur, Malaysia, and offers consumer banking, commercial banking, investment banking, Islamic banking and asset management products and services. It is the fifth largest banking group by assets in ASEAN and, as at the end of September 2020, had around 34,000 staff and over 15 million customers.

     

    Popular Personal Financings

    CASH PLUS

    An unsecured, hassle-free term loan to fulfill your dreams. No collaterals. No guarantors. Convenient repayment tenure up to 5 years and loan amount up to RM100,000. Fixed interest rates from as low as 6.88% to 14.88% fixed per annum which is equivalent to Effective Interest Rates of 12.31% to 24.51% per annum.

    As low as 6.88% per annum*

    Eligibility

    • Individuals aged 21 to 58 years old*
    • Malaysian citizen
    • Minimum monthly gross income of RM2,000
    • In employment for more than 6 consecutive months
    • For self-employed, business to be active for more than 24 months

    *Maximum 60 years old upon maturity of loan tenure.

    Islamic Loan – Xpress Cash Financing-i

    Enjoy fast and flexible financing up to 8X your gross monthly income (basic + fixed income) to make your dream a reality. It’s easy and hassle free! Individuals aged 21 to 60 years old*. Minimum Monthly Gross Income. Eligible with a minimum monthly gross income of RM800 (including variables, e.g., overtime and allowances).

    Eligibility

    • Individuals aged 21 to 60 years old*
    • Malaysian citizen
    • No joint applications allowed
    • Minimum monthly gross income of RM800 (including variables, e.g., overtime and allowances)
    • At least 6 (six) months of employment or business establishment
    • Minimum financing amount offered is RM3,000 with Maximum RM50,000 or up to 8X gross monthly income (whichever is lower)

    *Maximum 65 years old upon maturity of loan tenure

     

    TERM FINANCING-i SECURED BY ASB CERTIFICATE

    TF-i ASB based on the concept of Commodity Murabahah-Tawarruq which is secured by ASB Certificate, helps you to grow your wealth and achieve your financial goals.

    Eligibility

    • Malaysian Bumiputera only
    • Individuals aged 18 years and above, with evidence of income only
    • Joint application is limited to parents/ spouse/ siblings/ adult children only

    Secured Overdraft Facility

    A Facility that is made available in your CIMB Bank Current Account by pledging a collateral to the Bank.

    Eligibility

    • Individuals aged 21 to 70 years old
    • Malaysian or residents with PR status residing in Malaysia
    • Owner of the collateral (free from any encumbrance)
    • Minimum collateral of RM10,000-00

    *Overdraft limit dependent on collateral pledged

    CASH PLUS 6.88% /p.a

    • No collaterals
    • No guarantors
    • Tenure up to 5 years
    • Loan amounts up to RM100,000.

    *Maximum 60 years old upon maturity of loan tenure.

    Islamic Loan – Xpress Cash Financing-i

    8x Gross Income

    • Minimum Amount Rm3,000
    • Max Amount Rm50,000
    • Gross Income Rm800
    • At least 6 months employment

    *Maximum 65 years old upon maturity of loan tenure

    ASB Loan

    TERM FINANCING-i SECURED BY ASB CERTIFICATE BR + 1.20% /p.a

    • Financing amount RM50,000 and above with tenure between 5 – 20 years 3.55% per annum [BR + 0.80% per annum]
    • Financing amount RM50,000 and above with tenure between 21 – 40 years 3.60% per annum [BR + 0.85% per annum]
    • Financing amount below RM50,000 3.75% per annum [BR + 1.00% per annum]
    • Current BR: 2.75% p.a. Promotion rate validity: Until 30 June 2021

    SECURED OVERDRAFT FACILITY BR+1.1-% /p.a

    • Personal OD Secured by Fixed Deposit BR + 1.10%
    • Personal OD Secured by Multiple Collateral BR + 1.60%
    • Personal OD Secured by Amanah Saham Bumiputera BR + 1.60%
    • At least 6 months employment

    *Maximum 65 years old upon maturity of loan tenure

     

    *Source: cimb.com.my

     #koperasi #personalloan #Bank #CIMB 

    Contact CIMB Bank

    • CIMB Bank Call Center: 03-6204 7788
      Premier Credit Card Call Centre 03-62047799
      Business Call Centre: +60322973000
    • info@personalfinancingloan.com
    • CIMB EzBank HQ Kuala Lumpur
      11, Jln Raja Laut, Kuala Lumpur City Centre
      50350, Federal Territory of Kuala Lumpur
    • CIMB Bank Customer Service
      83, Jalan Medan Setia 1, Bukit Damansara
      50490, Wilayah Persekutuan Kuala Lumpur

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  • Co-opbank Pertama CBP Personal Loan: Apply Now!

    Co-opbank Pertama CBP Personal Loan: Apply Now!

    Co-opbank Pertama CBP

    Co-opbank Pertama or CBP is one the trusted coop bank in Malaysia offering wide range of personal loan with very competitive interest rate. To apply, click here!

    Pinjaman Co-opbank Pertama CBP Personal Loan

    Summary

    • Bank Name: Co-opbank Pertama
    • Abbreviation / Code Name: CBP
    • Bank Promotion Name: General Info about Co-opbank Pertama CBP Personal Loan

    Nama lama Co-opbank Pertama CBP yang dahulu dikenali sebagai Bank Persatuan adalah sebuah coop bank yang dipercayai di Malaysia.

    History of CBP

    Co-opbank Pertama or CBP and formerly known as Bank Persatuan is one the trusted coop bank in Malaysia offering wide range of personal loan with very competitive interest rate. 

    Koperasi Co-opbank Pertama Malaysia Berhad adalah sebuah pertubuhan koperasi yang ditubuhkan di bawah Akta Koperasi 1993 dan didaftarkan pada 7 Jun 1950 dengan nama asalnya “The Province Wellesley Co-operative Banking Union Limited”.

    Pada tahun 1959 nama tersebut telah ditukarkan kepada Bank Persatuan Kerjasama Seberang Perai Berhad dan seterusnya pada tahun 1995 telah ditukarkan kepada nama Koperasi Bank Persatuan Malaysia Berhad dan pada tahun 2014 nama tersebut telah ditukarkan kepada nama Koperasi Co-opbank Persatuan Malaysia Berhad.

    Mesyuarat Agung Perwakilan Tahunan Co-opbank Persatuan ke-59 pada 29 April 2018 telah meluluskan pindaan Undang-Undang Kecil (UUK) CBP yang melibatkan pertukaran nama CBP dari Koperasi Co-opbank Persatuan Malaysia Berhad kepada Koperasi Co-opbank Pertama Malaysia Berhad.

    Shariah Compliance Exerciese

    Co-Opbank Pertama Bank Persatuan

    PELAKSANAAN PEMATUHAN SYARIAH / SHARIAH COMPLIANCE EXERCISE

    Pematuhan syariah adalah aspek asas kewangan Islam di Koperasi Co-opbank Pertama Malaysia Berhad. Untuk memastikan bahawa produk kami pada setiap masa mematuhi keperluan Syariah, kami akan menjalankan satu latihan pematuhan Syariah. Sila ambil maklum bahawa langkah-langkah yang perlu diambil tidak akan mengubah syarat pembiayaan atau kewajipan pelanggan terhadap pembiayaan berkenaan dan tanpa kos kepada pelanggan.

    Kami akan menghantar notis kepada setiap Pelanggan untuk memaklumkan hal-hal berikut:

    • Pindaan kepada Surat Tawaran di antara Pelanggan kami dan Koperasi Co-opbank Pertama Malaysia Berhad.
    • Pelantikan sebagai ejen Pelanggan untuk mengambil langkah-langkah yang diperlukan untuk memastikan kepatuhan Syariah dalam dokumentasi sekuriti.

    Langkah-langkah yang perlu diambil oleh untuk memastikan kepatuhan Syariah terhadap dokumentasi sekuriti yang sedia ada. Ini termasuk penukaran dokumentasi Bai’ Inahsebelumnya ke dokumentasi Bai’ Inah yang baru. Sila klik lampiran 1 dan lampiran 2 untuk merujuk contoh dokumentasi Bai Inah. Untuk sebarang maklumat lanjut, sila hubungi kami di: 1-300-88-7650.

    Shariah compliance is a fundamental aspect of Islamic finance. To ensure that our products are at all times Shariah-compliant, we would be conducting a Shariah compliance exercise.. Please be informed that the necessary steps to be taken would neither change any salient terms of the financing nor the obligations of the customer in the financing and at no cost to the customer.

    We would be sending to each of our customer a notice to inform of the following:

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    Baca Lagi
    • Amendment of the Letter of Offer (Surat Tawaran) entered between our Customer and Koperasi Co-opbank Pertama Malaysia Berhad.
    • Appointment of Koperasi Co-opbank Pertama Malaysia Berhad as the Customer’s agent to take the necessary steps to ensure Shariah compliance of the security documentation.

    The necessary steps to be taken to ensure Shariah compliance of the existing security documentation. This would include the conversion of the previous Bai’ Inah documentation to the new Bai’ Inah documentation. Please click attachment 1 and attachment 2 to refer to the sample new Bai Inah documentation. For further details, please contact us at: 1-300-88-7650

    Pembiayaan Persendirian i-Lestari

    Profit Rate 4.15% /p.a

    • Had Maksima Pinjaman Peribadi : RM 200,000.00
    • Tempoh Pinjaman Peribadi 10 tahun
    • Kadar Keuntungan serendah 4.15% setahunSemua skim pembiayaan di atas adalah ditawarkan melalui semua cawangan Co-opbank Pertama dan tertakluk kepada terma dan syarat yang ditetapkan.

    Profit Rate KAPK + 0.5% /p.a

    • Pembiayaan Berjangka Tempoh 120 bulan KAPK + 0.5% (Minimum)
    • Pembiayaan Hartanah Tempoh 180 Bulan KAPK + 0.5% (Minimum)
    • Pembiayaan Penyambung Tempoh 60 Bulan KAPK + 0.5% (Minimum)
    • Pemfaktoran-i Tempoh 60 Bulan 3.5% daripada nilai invois
    • Certificate of Completion
    • *Semua Skim Pembiayaan di atas adalah ditawarkan melalui Jabatan Pembiayaan Koperasi dan Korporat Co-opbank Pertama dan tertakluk kepada terma dan syarat yang ditetapkan.

     

    www.cbp.com.my

      #pinjamanperibadi #Bank #CBP 

    Contact CBP

    • Telefon: 1-300-88-7650
    • info@cbp.com.my
    • Ibu Pejabat
      Tingkat 6, Wisma JCBNext
      No.27, Lorong Medan Tuanku 1,
      Off Jalan Sultan Ismail,
      50300 Kuala Lumpur.
    • Opening Hours: Isnin hingga Jumaat dari 9:00 pagi hingga 5:00 petang kecuali pada hari Sabtu, Ahad atau hari cuti umum
  • Pinjaman Peribadi Koperasi Borneo Malaysia: Mohon Sekarang!

    Pinjaman Peribadi Koperasi Borneo Malaysia: Mohon Sekarang!

    Koperasi Borneo

    Mencari pinjaman peribadi melalui Biro Angkasa? Hubungi Koperasi Borneo hari ini melalui WhatsApp, telefon, atau SMS! Kami menawarkan perkhidmatan pinjaman terbaik dengan kadar yang kompetitif. Untuk maklumat mengenai pilihan pinjaman koperasi atau bank lain, hubungi kami sekarang. Pasukan kami yang berdedikasi sedia memberikan bantuan peribadi dan penyelesaian terbaik untuk keperluan kewangan anda. Ketahui lebih lanjut di sini.

    Koperasi Borneo Malaysia Berhad mempunyai cawangan di Petaling Jaya dan menyalurkan pinjaman peribadi kepada government. Kalau sudah over 60% boleh overlap loan, inilah tempatnya untuk buat loan.  Jika potongan slipgaji anda sudah melebihi 60% dan ada yang sudah mencecah 75% atau 80% tetapi masih ingin mendapatkan pembiayaan, anda boleh mempunyai peluang. Tetapi maaf, pihak kami tidak menyediakan perkhidmatan untuk kelayakan potongan yang melebihi 60%.

    Mengenai KOPBORNEO

    Koperasi kami didaftarkan pada 28 September 2008 di bawah nama Koperasi Borneo Berhad dengan kawasan operasi di Negeri Sabah dan Wilayah Persekutuan Labuan dan kemudiannya telah meluaskan kawasan operasi ke seluruh Malaysia.

    Atas kelulusan Suruhanjaya Koperasi Malaysia pada 27 November 2015, nama baru telah didaftarkan sebagai Koperasi Borneo Malaysia Berhad.

    Notis Pemberitahuan

    1. KOPERASI BORNEO MALAYSIA BERHAD ingin memaklumkan bahawa kami tidak berurusan dengan sebarang agensi-agensi untuk mempromosikan dan memproses pinjaman koperasi.
    2. Sebarang urusniaga atau transaksi yang dibuat antara pelanggan-pelanggan dan agensi-agensi adalah di bawah tanggungjawab anda sendiri.
    3. Pelanggan-pelanggan boleh menghubungi kami untuk sebarang pertanyaan atau penjelasan mengenai pinjaman koperasi.

    Produk dan Perkhidmatan

    Perkhidmatan

    Perkhidmatan utama kami adalah memberi pembiayaan peribadi (personal loan) kepada anggota Koperasi, yang kebanyakannya adalah pejabat awam dengan kemudahan potongan gaji melalui Biro Perkhidmatan ANGKASA.

    Kami berhasrat untuk mengembangkan aktiviti dalam bidang lain. Antara aktiviti-aktiviti yang mampu dilaksanakan adalah termasuk :-

    1. Pelaburan dalam bidang pertanian dan ternakan.
    2. Mendapatkan tanah untuk membina rumah mampu milik bagi anggota-anggota Koperasi.
    3. Menguruskan kemudahan perumahan dan anggota-anggota yang berhijrah antara Malaysia Timur dan Malaysia Barat.
    4. Menubuhkan pusat latihan kemahiran di kawasan luar bandar.

    Hubungi KOPBORNEO

    Koperasi Borneo Malaysia Berhad (KOPBORNEO) menyediakan pelbagai perkhidmatan untuk ahli dan mereka yang berminat untuk mendapatkan pinjaman peribadi. Sekiranya anda memerlukan bantuan atau maklumat lanjut mengenai pinjaman peribadi atau keahlian, anda boleh menghubungi kami melalui pelbagai saluran.

    1. Pejabat Selangor
      Alamat:
      50 – 1, Jalan PJU 5/21,
      The Strand, Kota Damansara,
      47810 Petaling Jaya, Selangor.
      Tel: 03-6142 3801
      E-mel: kopborneo@yahoo.com
    2. Pejabat Sabah
      Alamat:
      F-44-2, Lot No 44, 2nd Floor, Block F,
      Lorong Plaza 333-5,
      Plaza 333, Kobusak Commercial Centre,
      Jalan Pintas Penampang,
      89500 Penampang, Sabah.
      Tel: 088-701 776
      Fax: 088-720 925


    Pinjaman Peribadi Koperasi Borneo Malaysia Berhad KOPBORNEO
    Pinjaman Peribadi Koperasi Borneo Sabah





    Ringkasan

    • Koperasi Name: Koperasi Borneo Malaysia Berhad
    • Abbreviation / Code Name: KOPBORNEO
    • Koperasi Promotion Name: General info about pinjaman peribadi KOPBORNEO
    • Open to: Government / Semi-Govt / State Govt 
    • Max Loan Amount: RM200,000
    • Category: #koperasi #pinjamanperibadi #KOPBORNEO 

    *Source: kopborneo.com official website

    Topik Terhangat & Trending

    Nak tahu cara urus pinjaman dengan lebih bijak? Kami kongsikan info penting tentang pinjaman bank, koperasi, dan cara urus wang dengan lebih mudah. Klik untuk teruskan membaca dan mula ubah cara anda berbelanja.

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  • Bank Muamalat: Trusted Financing for Government Staff, Military & Retirees

    Bank Muamalat: Trusted Financing for Government Staff, Military & Retirees

    Bank Muamalat

    Looking for a reliable personal loan in Malaysia? Bank Muamalat offers competitive financing tailored for government employees, military personnel, and retirees. With flexible terms and trusted service, it’s a smart choice for your financial needs. Apply now or explore your options today.

    Introduction

    Anti- Bribery & Corruption Statement

    Bank Muamalat Malaysia Berhad (“BMMB”) and its subsidiaries are committed to conducting business with transparency, integrity and compliance with regulatory requirements as well as good corporate governance practices.

    In line with this commitment, the Bank adopts a ‘zero tolerance’ approach against all forms of bribery and corruption. All members of the Board of Directors, staff and third parties must uphold the highest standard of integrity and accountability in discharging their duties.

    The principles of BMMB’s Anti-Bribery and Corruption Policy state:

    Bribery

    All forms of bribery and corruption in relation to BMMB’s activities are prohibited.

    No Gift Policy

    The Bank has adopted a “No Gift” policy. It is prohibited to offer or receive any gift that may influence good judgment and decision making.

    Entertainment

    All employees and directors are allowed to provide or accept entertainment to/from third parties only if for legitimate business purposes.

    Donation & Sponsorship

    Sponsorship and Donation must be transparent and not used as a subterfuge for bribery.

    Product & Services

    Muamalat Invest

    Muamalat Invest Sdn Bhd (“MISB”) is a wholly-owned subsidiary of Bank Muamalat Malaysia Berhad. Muamalat Invest, a licensed Islamic fund manager, has been a licensed fund management company since 2006, and was accorded the Islamic Fund Management license in September 2010.

    Wakaf Muamalat

    Economic prosperity through Wakaf
    Since 2012, Wakaf Muamalat has been active to empower wakaf through various collaborations and synergies for broader outreach. To date, Wakaf Muamalat has collected more than RM 26.7 million. Through Wakaf Muamalat, the needy and underprivileged will be in good hands.
    Explore wakaf opportunities with us!

    Jariah Fund

    Jariah Fund is an online crowdfunding platform which aims to assist the underprivileged and contribute to society. The platform eases the donation drive through its transparent features by providing current reports and updates of the amount collected and the state of the intended beneficiaries.

    Popular Personal Loans

    Structured Personal Financing-i

    • Minimum Financing : 2 years
    • Maximum Financing : 10 Years
    • Financing Up to RM250,000*
    • Age up to 70 years old*
    • No Guarantor Required
    • No Processing Fee
    • No Hidden Charges
    • Debt Consolidations
    • *subject to terms and conditions

    Pesara (3P) 5.50%/p.a

    • Tenure Minimum: 3 years Maximum: 10 years
    • Financing Amount Minimum: RM 5,000.00 Maximum: RM 250,000.00
    • Profit Rate Competitive Flat & Floating Rate
    • Mode of Payment Pension with BMMB
    • Wasiat/Will – writing Optional (highly encourage)
    • Takaful Optional (highly encourage)

    i Programme

    • Minimum Financing : 2 years
    • Maximum Financing : 10 Years
    • Financing Up to RM250,000*
    • Age up to 70 years old*
    • No Guarantor Required
    • No Processing Fee
    • No Hidden Charges
    • Debt Consolidations
    • *subject to terms and conditions

    Cash-i $485/p.a

    • Age 18 and above
    • Financing up to 60 years old or up to retirement age (whichever is earlier)
    • Malaysian citizen
    • Government Employees Federal and State Governments Confirmed position or is a permanent staff Minimum Income (salary + fixed allowance) of RM3,000 and above
    • Newly Employed Civil Servant (NECS) Minimum Income of RM2,000 Employment less than 1 year
    • Government, GLCs, GLICs & Employers under Empanelment Program

    Repayment Table

    PESARA TENTERA & KAKITANGAN KERAJAAN 5:50% (TETAP)

    JUMLAH PEMBIAYAAN (RM) 1 TAHUN 2 TAHUN 3 TAHUN 4 TAHUN 5 TAHUN 6 TAHUN 7 TAHUN 8 TAHUN 9 TAHUN 10 TAHUN
    10,000879463324254213185165150138129
    20,0001,758925647508425369330300277258
    30,0002,6381,388971763638554495450415388
    40,0003,5171,8501,2941,017850739660600554517
    50,0004,3962,3131,6181,2711,063924824750692646
    60,0005,2752,7751,9421,5251,2751,108989900831775
    70,0006,1543,2382,2651,7791,4881,2931,1541,050969904
    80,0007,0333,7002,5892,0331,7001,4781,3191,2001,1071,033
    90,0007,9134,1632,9132,2881,9131,6631,4841,3501,2461,163
    100,0008,7924,6253,2362,5422,1251,8471,6491,5001,3841,292
    110,0009,6715,0883,5602,7962,3382,0321,8141,6501,5231,421
    120,00010,5505,5503,8833,0502,5502,2171,9791,8001,6611,550
    130,00011,4296,0134,2073,3042,7632,4012,1431,9501,8001,679
    140,00012,3086,4754,5313,5582,9752,5862,3082,2101,9381,808
    150,00013,1886,9384,8543,8133,1882,7712,4732,2502,0761,938
    160,00014,0677,4005,1784,0673,4002,9562,6382,4002,2152,067
    170,00014,9467,8635,5014,3213,6133,1402,8032,5502,3532,196
    180,00015,8258,3255,8254,5753,8253,3252,9682,7002,4922,325
    190,00016,7048,7886,1494,8294,0383,5103,1332,8502,6302,454
    200,00017,5839,2506,4725,0834,2503,6943,2983,0002,7692,583
    210,00018,4639,7136,7965,3384,4633,8793,4633,1502,9072,713
    220,00019,34210,1757,1195,5924,6754,0643,6273,3003,0452,842
    230,00020,22110,6387,4435,8464,8884,2493,7923,4503,1842,971
    240,00021,10011,1007,7676,1005,1004,4333,9573,6003,3223,100
    250,00021,97911,5638,0906,3545,3134,6184,1223,7503,4613,229

    * Sebarang perubahan pembayaran balik pembiayaan tertakluk kepada terma & syarat.

    For Armed Forces

    Tawaran menarik bagi pinjaman peribadi Bank Muamalat Malaysia Berhad (BMMB) seperti berikut:

    Bank Muamalat Personal Financing-i For Armed Forces

    Loan Details Investment & Refinancing for Armed Forces
    Purpose Settlement of Debt and Investment
    Who Can Apply Malaysia Armed Forces
    Tenure Minimum: 3 years, Maximum: 10 years*
    Financing Amount Minimum: RM5,000.00
    Maximum: RM100,000.00
    Profit Rate Flat: 5.5% p.a
    Floating: BFR + 1.8% (capped at 11%)
    Mode of Payment Auto debit from net salary via BMMB Current/Saving Account
    Will Writing (Wasiat) Optional
    Takaful Compulsory
    Guarantor Not required
    Documents Required • Copy of BATC10/MyTentera (front and back)
    • Latest 1-month salary slip (Flat Rate)
    • Latest 2-month original salary slips (Floating Rate)
    • BMMB Current/Saving Account passbook
    • Latest settlement statement
    • Investment statement (if applicable)
    Applicant’s Eligibility • LLP (Other Ranks): Maximum age 52 years
    • Officers: Maximum age 65 years

    Government & Related Agencies Staff

    Bank Muamalat Financing products:

    Loan Details PPK Financial Management Financing – Investment & Refinancing (Civilian)
    Purpose Settlement of debt and investment
    Who Can Apply Federal / State Government staff, Government-linked companies, and selected organizations
    Tenure Minimum: 3 years, Maximum: 10 years
    Financing Amount Minimum: RM5,000.00
    Maximum: RM100,000.00
    Profit Rate Flat Rate:
    – Without Ju’alah: 5.5% p.a
    – With Ju’alah: 5.7% p.a
    Floating Rate: BFR + 1.8% (capped at 11%)
    Mode of Payment a) Auto debit from net salary via BMMB Current/Saving Account
    b) Salary deduction at source by employer
    Will Writing (Wasiat) Optional
    Takaful Compulsory
    Guarantor Not required
    Documents Required • Copy of NRIC (front and back)
    • Latest 1-month salary slip (Flat Rate)
    • Latest 3-month original salary slips (Floating Rate)
    • Employment confirmation letter
    • Latest settlement statement
    • Investment statement (if applicable)
    Applicant’s Eligibility • Employment:
    – Non-Government: Permanent & confirmed staff with minimum 3 years of service
    – Government: Confirmed staff
    • Repayment capacity determined by NDI & DSR

    Note:

    1. Customer’s not a Bankruptcy during apply Bank Muamalat Malaysia Berhad BMMB financing
    2. Terms and conditions apply

    Selected Organizations Staff

    Loan Feature Investment & Refinancing (Civilian – Selected Organization)
    Purpose Settlement of debt and investment
    Who Can Apply Staff from selected organizations
    Tenure Minimum: 3 years
    Maximum: 10 years
    Financing Amount Minimum: RM5,000.00
    Maximum: RM150,000.00 (Floating Rate)
    Maximum: RM100,000.00 (Flat Rate)
    Profit Rate Flat Rate:
    – Without Ju’alah: 5.5% p.a
    – With Ju’alah: 5.7% p.a
    Floating Rate: BFR + 1.8% (capped at 11%)
    Mode of Payment a) Auto debit from net salary via BMMB Current/Saving Account
    b) Salary deduction at source by employer
    Will Writing (Wasiat) Compulsory
    Takaful Compulsory
    Guarantor Not required
    Documents Required • Copy of NRIC (front and back)
    • Latest 1-month salary slip (Flat Rate)
    • Latest 3-month original salary slips (Floating Rate)
    • Employment confirmation letter
    • Settlement statement
    • Investment statement (if applicable)

    Note:

    1. Customer’s not a Bankruptcy during apply Bank Muamalat Malaysia Berhad BMMB financing
    2. Terms and conditions apply

    2.45% Interest Rate

    Among the advantages that you can enjoy if you apply for low interest personal financing as follows:

    • Competitive profit rates from 2.45%
    • Fast approval process of 3-5 working days.
    • The maximum amount of financing is RM400,000.
    • Flexy financing period 2-10 years.
    • Fresh loan is allowed.
    • Applicants with blacklisted records CCRIS CTOS are encourage to apply.

    Annual 3.69% (Blacklisted)/p.a

    • Max financing RM400K
    • Loan tenure 2-10 years
    • CCRIS CTOS is eligible. Bank will settle your blacklist
    • Basic salary RM3,000
    • Minimum document needed
    • Auto debit or pay slip salary deduction

     

    *Source from Bank Muamalat Malaysia Berhad website

     #personalloan #Bank #BankMuamalat 

    Takaful and Shariah Concepts

    Bank Muamalat Personal Financing-i (Tawarruq) is a financing facility that is designed to provide cash financing to the customers for personal consumption/ use which does not contravene with the Shariah principles.
    Generally, this product is based on Tawarruq as its underlying Shariah concept for provision of financing.

    The financing structure under the Tawarruq arrangement involves the combination of Wa’d Mulzim, Murabahah, Wakalah and Bai’ Wadhi’ah contracts.

    Tawarruq consists of two sale and purchase contracts where the first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash basis.

    Murabahah refers to a sale and purchase of an asset where the acquisition cost and the mark-up are disclosed to the purchaser.

    Wakalah means a contract in which a party (muwakkil) authorises another party as his agents (wakil) to perform a particular task, in matters that may be delegated, either voluntarily or with imposition of fee.
    Wa’d refers to an expression of commitment given by one party to another to perform certain action(s) in the future.

    Bai’ Wadhi’ah is a sale contract whereby the asset / commodity is sold at lower price than the cost incurred by the Customer.

    Company Panel List

    Bank Muamalat Company Panel List
    Bank Muamalat Company Panel List

    The following is the list of eligible Bank Muamalat panel companies. It includes more than 500 organizations, comprising government agencies, selected statutory bodies, and approved private companies. Please find the full panel list below.

    Government

    • Ministry of Finance (Incorporated)
    • Khazanah Nasional Berhad
    • Employees Provident Fund (KWSP)
    • Lembaga Tabung Haji (TH)
    • Kumpulan Wang Amanah Pencen (KWAP)
    • Permodalan Nasional Berhad (PNB)
    • Lembaga Tabung Angkatan Tentera (LTAT)
    • Agensi Inovasi Malaysia
    • Agensi Kelayakan Malaysia
    • Akademi Sains Malaysia
    • Fama Corporation Sdn Bhd
    • Indah Water Konsortium
    • Bank Negara Malaysia (BNM)
    • Lembaga Kemajuan Wilayan Pulau Pinang (PERDA)
    • Chief Minister of Penang (Incorporated)
    • Lembaga Lebuhraya Malaysia (LLM)
    • Felcra Berhad
    • Perbadanan Kemajuan Kraftangan Malaysia
    • Permodalan Kelantan Berhad
    • Perbadanan Menteri Besar Kedah
    • Perbadanan Menteri Besar kelantan
    • Perbadanan Baitulmal Negeri Sabah
    • SIRIM Berhad
    • Universiti Malaysia Pahang
    • Universiti Utara Malaysia (UUM)
    • Universiti Malaysia Perlis
    • Universiti Sains Malaysia (USM)
    • Suruhanjaya Koperasi Malaysia
    • Suruhanjaya Koperasi dan Multimedia Malaysia
    • Suruhanjaya Syarikat Malaysia (SSM)
    • Suruhanjaya Sekuriti
    • Tekun Nasional
    • Suruhanjaya Hak Asasi Manusia
    • Suruhanjaya Persaingan Malaysia

    Company & GLC

    • Axiata Group Berhad
    • Bina Darulaman Berhad
    • Bintulu Port Holdings Bhd
    • Bursa Malaysia Berhad (BSKL Kamariah dah Resign)
    • Gamuda Berhad
    • IJM Corporation Berhad
    • Malaysia Airline System Berhad
    • MISC Berhad
    • Petronas Dagangan Berhad
    • Petronas Gas Bhd
    • Petronas Chemical Bhd
    • Petronas Chemical Group
    • Pharmaniaga Berhad
    • MRCB Berhad
    • Sime Darby Berhad
    • Sime Darby Plantation Berhad
    • Sime Darby Property Berhad
    • SP Setia Berhad
    • Takaful Malaysia
    • Perodua Engine Manufacturing Sdn Bhd
    • Perodua Manufacturing Sdn Bhd
    • Perodua Sales Sdn Bhd
    • Puspakom Sdn Bhd
    • Putri Specialist Hospital Sdn Bhd
    • Padiberas Nasional Berhad
    • Pelabuhan Tanjung Pelepas Sdn Bhd
    • Sabah Port Sdn Bhd
    • Glenmarie Gold and Country Club
    • Edaran Otomobil Nasional Berhad
    • Kijang Kuari Sdn Bhd
    • Sedafiat Sdn Bhd
    • Rangkaian Teratai Sdn Bhd
    • Lembaga Pertubuhan Peladang (LPP)
    • Lembaga Totalisator Malaysia
    • Majlis Agama Islam Negeri (MAINS)
    • Lembaga Perusahaan Timah
    • Majlis Agama Islam Wilayah Persekutuan (MAIWP)
    • Melaka State Development Corporation
    • Pahang State Development Corporation
    • Penang State Development Corporation
    • Perak State Development Corporation
    • Perbadanan Putrajaya
    • Perbadanan Stadium Malaysia

    Company & GLC

    • Telekom Malaysia
    • Tenaga Nasional Berhad (TNB)
    • UEM Group
    • UEM Sunrise Berhad
    • UEM Holdings Berhad
    • Velesto Berhad (formerly known as UMW Oil and Gas)
    • DRB Hicom and all its subsidiaries
    • Malakoff Corporation Berhad
    • Kontena Nasional Berhad
    • Mitsubishi Motor Malaysia Sdn Bhd
    • MMC Corporation Berhad and its subsidiaries
    • Penang Port Sdn Bhd
    • Proton Holding Berhad
    • Senai Airport City Sdn Bhd
    • Tanjung Bruas Port Sdn Bhd
    • Tradewinds Corporation and its subsidiaries
    • Kolej Yayasan Melaka Sdn Bhd
    • Syarikat Air Johor (SAJ)
    • Uni.Asia Life Insurance Berhad
    • USF-HICOM (Malaysia) Sdn Bhd

    For full list, please click pictures below:

    2022 Bank Muamalat Loan Company Panel List
    2022 Bank Muamalat Loan Company Panel List
    2022 Bank Muamalat Loan Company Panel List-2

    Contact Bank Muamalat

    Bank Muamalat (BMMB)
    Bank Muamalat (BMMB)
    Location and Address

    Banks in Malaysia

    Bank Muamalat Malaysia Berhad
    Ibu Pejabat, Menara Bumiputra,
    21 Jalan Melaka,
    50100 Kuala Lumpur

    Call Center

    +603-2600 5500

    Hot & Trending Topic

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    Ready to make better financial choices? Tap here to start your journey toward smarter spending.

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  • MBSB Personal Loan: Apply Now!

    MBSB Personal Loan: Apply Now!

    MBSB Personal Loan

    Malaysia Building Society Berhad (MBSB) formerly known as Asian Finance Bank Berhad. For more information on financial products and services offered by MBSB Bank, kindly click here

    Pinjaman Peribadi MBSB Personal Financing Loan-i

    Summary

    • Bank Name: MBSB Personal Loan
    • Abbreviation / Code Name: 
    • Bank Promotion Name: General info

    About

    Malaysia Building Society Berhad is the financial holding company of MBSB Bank Berhad, formerly known as Asian Finance Bank Berhad. For more information on financial products and services offered by MBSB Bank, kindly visit the website at www.mbsbbank.com

    History in Brief

    The origin of Malaysia Building Society Berhad can be traced back to the Federal and Colonial Building Society Limited incorporated in 1950. In 1956, it changed its name to Malaya Borneo Building Society Limited (MBBS), with the Malaysian government as its major shareholder. MBBS was then listed on the Stock Exchange of Malaya and Singapore in August 1963.

    The company became an incorporation in Malaysia under the Companies Act 1965 on 17 March 1970, before it was listed on the Kuala Lumpur Stock Exchange, now Bursa Malaysia on 14 March 1972. The Employees Provident Fund (EPF) is currently the holding entity of MBSB.

    Corporate Highlights

    Has been granted with an exemption under Section 7(4) of the Borrowing Companies Act 1969 (BCA). As a result of the change from BCA to Finance Companies Act (FCA), all references to borrowing business and borrowing company were to be construed respectively as finance business and finance company. The FCA was later repealed by Banking and Financial Institutions Act 1989 (BAFIA). The BAFIA has been repealed and replaced with FSA 2013.

    On 6 November 2017, entered into the Share Purchase Agreement with the shareholders of Asian Finance Bank Berhad (“AFB/Vendors”) for the proposed acquisition by MBSB of the entire equity interest in AFB for an aggregate purchase of RM644,952,807.66 to be satisfied by way of cash amounting to RM396,894,036.26 and the issuance of 225,507,974 Consideration Shares at an issue price of RM1.10 per Consideration Share (“the Acquisition”).

    The Acquisition was approved by the shareholders on 23 January 2018. The shareholders also approved the transfer of Shariah Compliant Assets and Liabilities of MBSB to AFB via a Members’ Scheme of Arrangement. Pursuant to the abovesaid approval and upon completion of the transfer of shares and the payment of the balance of the purchase consideration to the Vendors, AFB became a wholly owned subsidiary of MBSB on 7 February 2018. AFB undertook a rebranding exercise on 2 April 2018 and changed its name to MBSB Bank Berhad.

    Product & Services

    MBSB Personal Financing-i

    Learn about our Shariah compliant personal financing solutions through our host of attractive packages that best suit your financing needs.

    Competitive financing rates

    • Financing amount of up to RM400,000
    • Financing tenure of up to 10 years
    • No guarantor required
    • No hidden charges
    • Fast approval
    • Applicable for public servant and private sector employees

    Public Sector Mumtaz-i BR + 2.15%/p.a

    • Financing Amount Financing amount of up to RM250,000
    • No guarantor required
    • Takaful coverage is optional
    • No early settlement charges
    • Fast Approval

    Afdhal-i BR + 3.35%/p.a

    • Financing Amount Financing amount of up to RM400,000
    • No guarantor required
    • Takaful coverage is optional
    • No early settlement charges
    • Fast Approval

    Private Sector BR + 7.95%/p.a

    • Financing Amount Financing amount up to RM300,000
    • No guarantor required
    • Takaful coverage is optional
    • No early settlement charges
    • Fast Approval

    Repayment Table

    Repayment Table​ For Government Sector (Mumtaz-i)

    Profit Rate (p.a.) as low as BR + 2.15% p.a.

    Mumtaz-i PF-i
    Tenures2345678910
    RM50,0002,1901,4951,154946808710636579533
    RM55,0002,4081,6441,2701,041889780699637587
    RM60,0002,6271,7931,3851,136970851763694640
    RM65,0002,8461,9431,5001,2301,050922826752693
    RM70,0003,0652,0921,6161,3251,131993890810746
    RM75,0003,2842,2421,7311,4191,2121,064954868800
    RM80,0003,5032,3911,8461,5141,2931,1351,017926853
    RM90,0003,9412,6902,0771,7031,4541,2771,1441,041959
    RM100,0004,3792,9892,3081,8921,6161,4191,2711,1571,066
    RM150,0006,5684,4833,4622,8382,4232,1281,9071,7351,599
    RM200,0008,7575,9974,6153,7843,2312,8372,5422,3142,132
    RM250,00010,9467,4715,7694,7304,0383,5463,1772,8922,664

    4.80% p.a (Effective Rate) / 2.52% p.a (Flat Rate equivalent for 3 years)

    Repayment Table​ For Government Sector (Afdhal-i)

    Profit Rate (p.a.) as low as BR + 3.35% p.a.

    Afdhal-i PF-i
    Tenures2345678910
    RM50,0002,2171,5221,182974836738665608563
    RM55,0002,4381,6741,3001,071920812731669619
    RM60,0002,6601,8261,4181,1691,003886798730676
    RM65,0002,8811,9781,5361,2661,087959864791732
    RM70,0003,1032,1301,6541,3641,1711,033931851788
    RM75,0003,3252,2821,7721,4611,2541,107997912844
    RM80,0003,5462,4341,8901,5581,3381,1811,064973901
    RM90,0003,9892,7382,1271,7531,5051,3281,1961,0941,013
    RM100,0004,4333,0432,3631,9481,6721,4761,3291,2161,126
    RM150,0006,6494,5643,5442,9212,5082,2131,9941,8241,688
    RM200,0008,8656,0854,7253,8953,3432,9512,6582,4312,251
    RM250,00011,0817,6065,9064,8694,1793,6893,3223,0392,814

    6.00% p.a (Effective Rate) / 3.17% p.a (Flat Rate equivalent for 3 years)

    Repayment Table​ For Private Sector-i

    Profit Rate (p.a.) as low as BR + 7.95% p.a.

    Private Sector PF-i
    Tenures2345678910
    RM50,0002,3221,6281,2901,085950854783729686
    RM55,0002,5541,7911,4191,1941,045939861802755
    RM60,0002,7861,9531,5481,3021,1391,025940875824
    RM65,0003,0182,1161,6771,4111,2341,1101,018948892
    RM70,0003,2502,2791,8061,5191,3291,1951,0961,020961
    RM80,0003,7142,6042,0641,7361,5191,3661,2531,1661,098
    RM90,0004,1792,9302,3221,9531,7091,5371,4091,3121,235
    RM100,0004,6433,2552,5802,1701,8991,7071,5661,4581,372
    RM150,0006,9644,8833,8703,2542,8482,5612,3492,1862,058
    RM200,0009,2856,5105,1604,3393,7973,4143,1312,9152,744
    RM250,00011,6068,1386,4505,4244,7464,2683,9143,6433,430
    RM300,00013,9279,7657,7406,5085,6955,1214,6974,3724,116

    10.60% p.a (Effective Rate) / 5.73% p.a (Flat Rate equivalent for 3 years)

     

    *Source: mbsbbank.com

    Contact MBSB Bank

    • Telephone: 03-2096 3000
    • Fax: 03-2096 3292
    • Wisma MBSB
      48, Jalan Dungun,
      Damansara Heights,
      50490 Kuala Lumpur

    Hot & Trending Topic

    Looking to take control of your loans and spend smarter? We’ve got you covered with practical tips on handling bank loans, co-op financing, and managing your money with ease.

    Ready to make better financial choices? Tap here to start your journey toward smarter spending.

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  • Koperasi AID Koperasi Serbaguna Pertanian: Pembiayaan Terbaik!

    Koperasi AID Serbaguna Pertanian

    Koperasi AID (Koperasi Serbaguna Pertanian Malaysia) offer wide range of financing from 5.99% to 7.99% flat rate with Biro Angkasa deduction. Click here to apply!


    Pinjaman Peribadi Koperasi Serbaguna Pertanian - Koperasi AID Personal Loan

    Koperasi AID Personal Loan Koperasi Serbaguna Pertanian Summary

    • Koperasi Name: Personal Loan Koperasi Serbaguna Pertanian
    • Abbreviation / Code Name: AID
    • Koperasi Promotion Name: General Info about Koperasi AID Personal Loan Koperasi Serbaguna Pertanian
    • Personal Loan Promotion Period: ~ call for confirmation ~
    • Open to: Government / Semi-Govt / State Govt
    • Max Loan Amount: RM200k


    About Koperasi AID

    Untuk semakan kelayakan pinjaman peribadi koperasi serbaguna, sila Call/SMS/Whatsapp payslip e penyata gaji terkini ke 0192983056. Beribupejabat di Petaling Jaya, Selangor dan menurut beberapa pihak master agen, Koperasi AID adalah koperasi yang paling stabil kerana telah lama ditubuhkan. Koperasi ini mempunyai beberapa premis bangunan. Terbuka kepada kakitangan kerajaan berjawatan tetap dan polis sahaja.

    Pengalaman Sebagai Agen Koperasi AID

    Pinjaman Peribadi Koperasi Serbaguna Pertanian. Ini adalah koperasi yang mula-mula sekali daftar kerana sudah penat menghantar borang permohonan pinjaman peribadi kepada kawan-kawan (kira jadi introducer atau belum official lagi jadi agen berdaftar). Pada mulanya agak ragu-ragu juga kerana mungkin akan mendapat layanan yang tidak sepatutnya kerana terlambat mendaftar.

    Tetapi sangkaan meleset. Pendaftaran permohonan loan adalah mudah dan hanya perlu membayar yuran pendaftaran dan juga saham ahli sudah melayakkan anda menjadi agen/ perunding kewangan Koperasi AID yang sah dan berdaftar. Tidak ingat nombor ahli yang keberapa masa jadi agen berdaftar tetapi berada di antara kelompok otai-otai lah pada masa itu.

    Anda akan mendapat 10 set borang permohonan pinjaman peribadi Koperasi AID beserta kriteria kelayakan seperti cara pengiraan had kelayakan loan, elaun yang boleh diambilkira dan dimasukkan dalam pengiraan dan elaun tetap yang tidak boleh diambilkira dalam pengiraan loan. Pihak koperasi juga menyediakan jadual pemfaktoran, iaitu sejenis formula bagi pengiraan had kelayakan supaya pengiraan menjadi lebih mudah dan efisien. Anda akan mendapat latihan hands-on dan diberikan panduan dari boss bahagian pembiayaan Koperasi Serbaguna Pertanian.

    Masih segar diingatan masa mula-mula menjejakkan kaki di pejabat Koperasi AID yang terletak di Petaling Jaya, Selangor. Anda dilayan dengan begitu baik sekali. Pada masa itu, pinjaman peribadi ini sangat-sangat popular kerana antara koperasi yang terawal membuka permohonan loan dan mengambil agen dari luar (bukan full time sales executive yang bekerja di Koperasi Serbaguna Pertanian). Banyak juga permohonan yang dihantar dan mendapat kelulusan. Inilah antara kejayaan awal sebelum zaman 100% payout dan mbsb waslah potongan 75% muncul!

    Untuk semakan kelayakan pinjaman peribadi koperasi serbaguna, sila Call/ SMS/ WhatsApp payslip e penyata gaji terkini ke 0192983056. Beribupejabat di Petaling Jaya, Selangor dan menurut beberapa pihak master agen, Koperasi AID adalah koperasi yang paling stabil kerana telah lama ditubuhkan. Koperasi ini mempunyai beberapa premis bangunan. Terbuka kepada kakitangan kerajaan berjawatan tetap dan polis sahaja.


    Product & Services – Personal Loans Koperasi AID

    Koperasi AID Personal Financing 5.99%

    Interest yang rendah dan proses yang cepat tetapi bergantung kepada bahagian yang memproses borang.

    • Interest rate 5.99% flat rate.
    • Process standard 3-4 minggu.
    • Jika pemohon ada blacklist perlu dapatkan surat penyata baki terkini.
    • Tempoh pembiayaan pendek yakni 10 tahun sahaja dan Fi yuran koperasi Rm30.

    Koperasi AID Personal Financing 7.99%

    Mendapat kerjasama dengan Al-Rajhi bank sebagai dana utama dalam pakej pinjaman ini. Walaubagaimanapun pakej pinjaman ini telah tamat promosi. Kriteria untuk loan seperti interest rate 7.99%, tempoh pembiayaan 20 tahun dan max loan Rm200,000. Loan ini adalah untuk kakitangan kerajaan berjawatan tetap sahaja.

    Koperasi Serbaguna Pertanian Interest Rate / Profit Rate 5.99%

    • 5.99% /Flat Rate
    • Interest rate 5.99% flat rate
    • Process standard 3-4 minggu
    • Tempoh pembiayaan pendek 10 tahun
    • Fi yuran koperasi Rm30
    • Ccris dan Ctos layak

    Personal Loan 7.99%

    • 7.99% /Flat Rate
    • Al-Rajhi bank sebagai dana utama
    • Tempoh pembiayaan 20 tahun
    • Max loan Rm200,000
    • Kakitangan kerajaan berjawatan tetap sahaja
    • Ccris dan Ctos layak


    Hashtag / Keywords

     #koperasi #pinjamanperibadi #AID 

    https://koperasi.info

    Contact Koperasi AID Personal Loan Koperasi Serbaguna Pertanian


    • Tel: 03-78758880

    • Koperasi AID,
      9A, Jalan 20/14, Paramount Garden
      46300, Petaling Jaya, Selangor Darul Ehsan

    • Opening Hours: Monday to Sunday 8.30am-6.30pm. Close on friday.
  • Agrobank Personal Loan: Apply Now!

    Agrobank Personal Loan: Apply Now!

    Agrobank Personal Loan

    Agrobank is a leader in agriculture financing and values-based banking based (VBI)* in Malaysia. Read here to apply personal loan and latest promotion!

    About

    Established in 1969, Agrobank is actively involved in charting the growth and development of Malaysia’s agriculture industry by offering shariah compliant products and solutions across various customer segments including corporate, commercial, consumer, trade finance and micro financing customers. This is a full-fledged Islamic bank since 1st July 2015.

    As a market driven, customer centric DFI (Development Financial Institution) with a primary focus on strengthening the agriculture sector in Malaysia, Agrobank strikes an equal balance to its developmental and commercial roles to benefit the agriculture sector.

    Agrobank provides a comprehensive repertoire of financing solutions for the agriculture community; that includes upstream activities related to primary food and commodities-based agriculture activities to downstream activities such as processing, marketing and distribution of agricultural products. It also offers retail banking financing solutions to improve the well-being of the agriculture community.

    This is done through its network of 192 customer touch points including 138 branches, 1 agro banking, 1 virtual banking, 10 commercial financing centre, 34 kiosk, 8 agro corners & agro point. In 2019, Agrobank celebrates its golden jubilee Anniversary, as it marks 50 years of its proud establishment developing the agro industry.

    * VBI or value-based intermediation is an initiative by Bank Negara Malaysia (BNM) which aims to improve the products and services offered by Islamic financial institutions towards a better facilitation of entrepreneurship, community well-being, sustainable environment and economic growth, without compromising on shareholders’ returns

    Consumer Product & Services

    Hartani-i (Tawarruq)

    Hartani-i provides financing facility to the Government Servant or Private Sector Employees and Stable Income Earner for the purpose to purchase agriculture land. Purchase of land includes directly purchase from the vendor or through public auction or purchase of land that will be or have been auctioned by Bank Pertanian Malaysia Berhad. The Bank will only consider the financing if the land to be purchased has the individual title or the land has been sub-divided and/or the land which individual title is to be issued.

    Ar-Rahnu

    Pembiayaan Ar-Rahnu is a short-term Islamic Pawnbroking Facility that provides customer with instant cash access by accepting gold items as collateral.

    AgroCash-i

    AgroCash-i is a personal financing facility for customers for the purpose of consumer financing mainly related to agriculture and agro-based activity.
    The implementation of the product is based on Tawarruq transactions.

    Agrobank Personal Loan

    Hot & Trending Topic

    Looking to take control of your loans and spend smarter? We’ve got you covered with practical tips on handling bank loans, co-op financing, and managing your money with ease.

    Ready to make better financial choices? Tap here to start your journey toward smarter spending.

    Baca Lagi
    Pinjaman Peribadi AgroBank Personal Loan

    Agrobank profit rate:

    • Government Employees Age between 18 to 60 or up to retirement age whichever is earlier
    • Permanent and have served for at least 6 months (confirmed or under probation)
    • RM1,000 gross salary per month
    • Customer is encouraged to take Skim Takaful Kredit
    • Financing Amount : Maximum RM200,000
    • Financing Tenure 10 years maximum

    GLC Staff BR + 3.67% /p.a

    GLC Staff Personal Loan BR + 3.67% /p.a

    • GLC Staff Age between 21 to 60 or up to retirement age whichever is earlier
    • Permanent staff and has been confirmed with at least one year of service
    • RM2,000 gross salary per month
    • Customer is encouraged to take Skim Takaful Kredit
    • Financing Amount : Maximum RM200,000
    • Financing Tenure 10 years maximum

     

    *Source: agrobank.com.my

    Contact Agrobank

    • Telephone: 603-2731 1600 +6 03 2079 0600 (INTL)
      Contact Centre: 1-300-88-2476
    • Agrobank Malaysia My office
      Leboh Pasar Besar, City Centre,
      50050 Kuala Lumpur
  • Aeon Credit Service Personal Loan: Apply Now!

    Aeon Credit Service Personal Loan: Apply Now!

    Aeon Credit Service

    Aeon Credit Service is a company that handles the premier financial services in Malaysia. Services such as personal finance, general easy payment, motorcycle financing, applications for credit cards and others. Read here for more info.

    Aeon Credit Service Personal Loan

    Introduction

    Aeon Credit Service is a company that handles the premier financial services in Malaysia. Services such as personal loan, general easy payment, motorcycle financing, applications for credit cards and others. Aeon also had a cash deposit machine (CDM) to make it easier for borrowers to pay their monthly installments nationwide. With competitive profit rates and quick processing time, it is not surprising that most of the government staff, private or self-employed persons will apply personal loan scheme with Aeon Credit Service. To learn more about the product eligibility, financing amount limit and how to apply.

    Please note that the website you ‘re open now is dedicated to government employees only. To private sector workers, do not make a phone call to the mobile phone number stated on any pages appeared existing in this website as the hotline number is for public servants (GOVERNMENT) only. For private sector workers, soldiers, traders, government retirees who want to make a personal loan, please click personal financing for private sector. Please take note in this regard.

    Popular Personal Loans

    Aeon 0.66%

    • Fast Approval You can even get your cash on a Sunday.
    • High Financing Amount Finance up to RM100,000
    • Attractive Rates As low as 0.66% p.m*
    • Repayment Tenure up to 84 months You can select repayment tenure of 6, 9, 12, 15, 18, 24, 30, 36, 48, 60, 72 and 84 months
    • Simple Documents Very easy to apply. You just need to have relevant documents ready.
    • Hassle Free No guarantor, no collateral & no security deposit.

    Repayment Table

    Personal Loan Aeon Credit Service Repayment Table

    Notes:

    • Actual financed amount may vary from the above tables.
    • Profit rate (Flat rate): 0.66% per month = 7.92% per year, (Effective rate): 13.57% – 14.31% a year
    • Profit rate (Flat rate): 1.50% per month = 18% per year, (Effective rate): 27.46% – 31.72% a year

    Source: Aeon Credit Official Website

    Contact Aeon Credit Service

    • Call Center: +603 2719 9999
      CardBiz Payment Services Sdn Bhd: +603-7890 3000 (24 hours)
      Revenue Harvest Sdn Bhd: +603-9212 0500 (24 hours)
      Ingenico Solutions (Malaysia) Sdn Bhd: +603-7610 2111 (24 hours)
      Fass Payment Solutions Sdn Bhd: +603-9212 7900 (24 hours)
      mPASS Mobility Sdn Bhd: +603-7890 3003 (24 hours)
      Pine Payment Solutions Sdn Bhd: +6012-506 7883 (24 hours)
    • Menara Olympia 8,
      Jalan Raja Chulan, Bukit Kewangan,
      50250 Kuala Lumpur<
    • customer.service@aeoncredit.com.my

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    Please note that the website you ‘re open now is dedicated to government employees only. To private sector workers, do not make a phone call to the mobile phone number stated on any pages appeared existing in this website as the hotline number is for public servants (GOVERNMENT) only. For private sector workers, soldiers, traders, government retirees who want to make a personal loan, please click Aeon Credit Service personal loan financing-i for private sector. Please take note in this regard.

    Installment Repayment Table

    Notes:

    • Actual financed amount may vary from the above tables.
    • Profit rate (Flat rate): 0.66% per month = 7.92% per year, (Effective rate): 13.57% – 14.31% a year
    • Profit rate (Flat rate): 1.50% per month = 18% per year, (Effective rate): 27.46% – 31.72% a year

    Interested to Apply?

    Aeon Credit Personal Loan

    • Repayment Tenure up to 84 months You can select repayment tenure of 6, 9, 12, 15, 18, 24, 30, 36, 48, 60, 72 and 84 months
    • Simple Documents Very easy to apply. You just need to have relevant documents ready.
    • Hassle Free No guarantor, no collateral & no security deposit.

     

    Source: Aeon Credit Official Website

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    Contact Aeon Credit Service

    Hot & Trending Topic

    Looking to manage your loans more effectively? We’ve put together essential insights on bank financing, cooperative loans, and practical ways to take control of your money. Whether you’re planning ahead or trying to stay on track, these tips can help you make smarter financial decisions.

    Start improving your financial habits today—click to explore the guide.

    Read More
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