BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in Malaysia. Enjoy flexible repayment terms with a trusted financial partner. Learn more about the application process and benefits of the BSN Personal Loan today!
BSN Personal Loan Government Sector
BSN offers a personal loan specifically tailored for individuals working in the Public Sector, including government agencies, government-linked agencies (GLA), and government-linked companies (GLC). This loan comes with competitive interest rates and convenient repayment terms.
BSN MyRinggit (Public Sector)
This is a personal financing facility for public sector employees that provides easy access to financial assistance with flexible repayment options.
Eligibility Criteria
To qualify for the BSN Personal Loan Government Sector, applicants must meet the following requirements:
Malaysian citizen aged between 21 to 60 years old (subject to retirement age at the end of the loan tenure).
Employed in the government sector, GLA, GLC, or any organization that provides salary deductions through BPA.
Minimum income of RM1,500 per month.
Permanent employee who has been employed for 3 months or more.
Contract or temporary employees with over 12 months of service.
Must be a BSN Giro/i account holder.
Documents Required
To apply for the BSN Personal Loan, the following documents are required:
A copy of NRIC (both sides).
Confirmation letter from employer.
Latest 2 months’ salary slip.
The BSN personal loan for the Government Sector offers a reliable financing option with competitive terms for eligible employees. With a straightforward application process and flexible conditions, it can help you manage your financial needs efficiently.
Loan Info
Fixed Rate
Floating Rate
Interest Rate
4.60% to 6.99%
BR + 1.75% to BR + 3.77%
Interest Rate Without Insurance
Additional 1% from the above rate
Loan Limit
Minimum: RM5,000 Maximum: RM200,000
Loan Tenure
Up to 10 years
Terms & conditions apply.
Personal Loan BSN MyRinggit (Eksekutif-1)
BSN MyRinggit Eksekutif-1 is specifically designed to help individuals meet their personal financing needs with affordable interest rates. This loan provides flexible repayment terms, making it an ideal choice for employees in various sectors looking for financial assistance.
Eligibility Criteria
To qualify for the BSN MyRinggit Eksekutif-1 loan, you must meet the following requirements:
Malaysian citizen aged between 21 and 55/60 years old (subject to retirement age at the end of the loan tenure).
Permanent & contract employees with at least one year of work experience.
Available to employees from the following sectors:
Premier Developer Panel
Private Hospitals
Telecommunication Companies
Licensed Financial Institutions
Multinational Companies
PETRONAS Group of Companies
Selected Private Universities & Colleges
Statutory Bodies
Government Link Companies
Selected Public Listed Companies in Main Market Bursa Malaysia (Financial, Plantation, Property, Technology, Trading/Service, Industrial Product, Consumer Sectors only)
Professionals (Doctors, Architects, Lawyers, Accountants, and other certified professionals)
Must be a Bank Simpanan Nasional GIRO/i-Account holder.
Note: Age eligibility subject to employer confirmation.
Documents Required
The following documents are required to apply for the BSN MyRinggit Eksekutif-1 loan:
A copy of NRIC (front and back).
A copy of the latest 3 months’ payslips.
Latest EPF statement; AND
Confirmation letter from employer including:
Name
NRIC
Designation
Monthly salary
Date of employment
Alternatively, you may submit the latest EA/EC statement and the latest e-filing form, or any verified documents by the Inland Revenue Board (LHDN).
Note: All document copies must be certified by a Bank Simpanan Nasional officer.
The BSN MyRinggit Eksekutif-1 loan offers affordable financing options for eligible employees in various sectors. With a straightforward application process and flexible loan terms, it is the perfect solution for those looking to meet their personal financial needs.
Fixed Rate
Floating Rate
Interest Rate
6.00% to 8.50%
BR + 5.00%
Interest Rate Without Insurance
Additional 1% from the above interest rate
Loan Limit
Income
Loan Limit
RM3,000 to RM5,000
5x of monthly gross income
> RM5,000 to RM10,000
7x of monthly gross income
> RM10,000
10x of monthly gross income / maximum RM200,000 whichever is lower
Loan Tenure
Minimum: 2 years Maximum: 10 years
Method of Payment
BSN Standing Instruction
Terms & conditions apply.
BSN Pledging Loan: MyRinggit Sandaran Term Deposit
The BSN MyRinggit Sandaran Term Deposit offers a convenient way for BSN Term Deposit Certificate Holders to access additional funds. You can secure up to 95% of the value of your BSN Term Deposit without the need for a guarantor, making it an excellent financing option for those who need quick access to cash.
Eligibility Criteria
To be eligible for the MyRinggit Sandaran Term Deposit loan, you must meet the following requirements:
Malaysian citizen aged 18 years and above (not exceeding 65 years old on the loan expiry date).
BSN Term Deposit authorized certificate holder.
Documents Required
The following documents are needed to apply for the MyRinggit Sandaran Term Deposit loan:
A copy of your NRIC (both sides).
Original certificate of BSN Term Deposit.
Copy of GIRO/i Passbook / Statement.
The BSN MyRinggit Sandaran Term Deposit loan is an ideal choice for BSN Term Deposit certificate holders looking to access up to 95% of their term deposit value without the hassle of providing a guarantor. With minimal documentation and quick approval, this loan provides a convenient solution to your financial needs.
Features and Benefits
Loan Details
Guarantor
Without guarantor required. Just mortgage your Term Deposit Certificate.
Minimum Loan Limit
RM5,000.
Maximum Loan Limit
95% from your Term Deposit value.
Minimum Loan Period
Two (2) years
Maximum Loan Period
Ten (10) years
Payment Channel
BSN Standing Instruction
Rates
The rates for BSN personal loan for MyRinggit Sandaran BSB Term Deposit are as follows:
Loan Details
Loan Amount
Interest Rate
< RM100,000
BR + 2.50%
> RM100,000
BR + 2.00%
MyRinggit Sandaran Term Deposit Monthly Instalment Computation
Loan Option 1
Loan Option 2
Loan Amount
RM99,500.00
RM100,000.00
Period
5 years
5 years
Factor
19.5427
19.3096
Loan
Period (year)
Factor
Calculation
Instalment (RM)
99,500
5
19.5427
99.5 x 19.5427
1,945
100,000
5
19.3096
100 x 19.3096
1,931
Loan Limit*
Loan amount will be in multiple of RM1, 000 and subject to the following limit:
Minimum
Maximum
RM10,000
RM200,000 (Excluding other charges)
Rates:
Tenure
Interest Rate
5 – 30 years or subject to the maximum age of 65 years, whichever is earlier.
BR + 1.05% (Loan amounts up to RM50,000) BR + 0.85% (Loan amount above RM50,000)
* Subject to the current Bank’s terms and conditions
Contact Bank Simpanan Nasional
Wisma BSN, 117, Jalan Ampang, 50450 Kuala Lumpur Tel: +6 03 2162 3222 Fax: +6 03 2613 1888
BSN Personal Financing: Summary
Article Title: BSN Personal Financing
Category: #Bank #BSN #PersonalLoan
Purpose: #Promotion
Bank Personal Loans
Looking for the best bank personal loans? Explore our offers with competitive interest rates, an easy application process, and fast approval. Click below to view your options and find the loan that suits your financial needs!
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Get a personal loan with quick cash from your Citi Credit Card. Enjoy financing options of up to RM150,000 with flexible repayment terms. Get more info here! and start your application today!
Personal Loan Citibank: Quick & Flexible Financing Options
Whether you’re looking to decorate your dream home, pursue higher education, or fulfill your personal goals, Citibank Personal Loans can help you achieve your dreams with affordable financing options. Apply online for instant approval* in just 3 simple steps!
Key Benefits of Citibank Personal Loan:
Loan amount: Up to 10x your gross monthly income (RM5,000 to RM150,000).
Low flat interest rates: Starting from 5.88% – 9.80% per annum.
Flexible repayment tenure: From 24 to 60 months.
No processing fee.
No collateral or guarantor required.
Instant online approval for qualified applicants.
Eligibility Criteria:
To qualify for the Citibank Personal Loan, applicants must meet the following conditions:
Malaysian citizen or Permanent Resident.
Age: Between 21 and 60 years old.
Minimum monthly income: RM4,000.
Employed: Currently working in Malaysia.
Note: Age eligibility is subject to employer confirmation.
Simple 3-Step Application Process:
Fill in your contact details.
Enter your personal information and upload a copy of your NRIC.
Provide employment details.
Once you’ve completed the steps, confirm the loan terms and upload income documents.
Loan amount, tenure, and interest rates are based on the details you provide. The final offer may vary upon approval. All information submitted must be accurate to ensure approval.
Citibank Quick Cash: Instant Cash from Your Citi Credit Card
Need quick cash? Citi Quick Cash allows you to access funds from your Citi Credit Card instantly.
Flexible tenures from 6 to 60 months.
No documents required and no hidden fees.
Quick disbursement within 3 working days.
Get cash whenever you need it—simply apply via your Citi Mobile App!
Citi Balance Transfer via Installment Plan
Consolidate your credit card balances and convert them into affordable monthly installments with Citi Balance Transfer.
Tenures: From 6 to 36 months.
No hidden fees—just a simple transfer to Citi Credit Card.
Citi Debt Consolidation Plan: Simplify Your Finances
Combine up to 5 credit cards and loans into one manageable loan with Citibank’s Debt Consolidation Plan.
Interest rates: Effective rates from 11.90% – 12.90% per annum.
Save up to 2.5% on annual interest.
Up to 60 months loan tenure.
Take control of your finances and reduce multiple payments into a single monthly installment.
Other Citibank Personal Financing Options
CitiFlexBill: Convert Credit Card Bill into Installments
Exclusive for Citi credit cardholders, CitiFlexBill lets you convert your credit card bill into easy installments.
Flexible tenures: From 6 to 60 months.
Minimum conversion amount: RM1,000.
Simple conversion through the Citi Mobile® App.
Citi PayLite: Turn Big Purchases into Affordable Installments
With Citi PayLite, you can convert any purchase made on your Citi credit card into easy installments.
Minimum conversion: RM50.
Flexible tenures: From 6 to 60 months.
No processing fees—just affordable payments.
Shop anywhere and convert your purchases to installments in just a few taps.
How to Contact Citibank:
Citibank Berhad Level 1, Smart Banking Area, Citibank Tower 165, Jalan Ampang, 50450 Kuala Lumpur Opening Hours: 9:30 AM – 5:00 PM (Monday – Friday) Phone: 03-2383 0000
Summary
Citibank offers a variety of personal loans and financing options, including Citi Quick Cash, Citi Balance Transfer, and Citi PayLite, all designed to provide you with flexible and affordable financial solutions. Whether you’re managing existing debt or financing a new project, Citibank offers a straightforward, hassle-free process with competitive interest rates.
Personal Loan Citibank: Summary
Article Title: Personal Loan Citibank
Category: #Bank #Citibank #PersonalLoan
Purpose: #Promotion
Bank Personal Loans
Looking for the best bank personal loans? Explore our offers with competitive interest rates, an easy application process, and fast approval. Click below to view your options and find the loan that suits your financial needs!
BSN Personal Financing BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in…
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Get financial help with low interest rates and minimal extra fees through Alliance Bank Personal Loans. Enjoy an exclusive rate of 3.99% p.a. when you apply online. This is a limited-time offer, so apply online for fast approval today!
Product Specifications
Key Benefits:
Exclusive rate of 3.99% p.a. for online applications only.
Low interest/profit rates starting from 3.99% p.a. on a flat rate basis.
Low monthly instalments to fit your budget.
Eligibility Requirements:
Malaysian citizens or residents working and residing in Malaysia.
Age: Must be between 21 to 60 years old (at the time of loan maturity).
Income: Minimum gross monthly income of RM5,000 or RM60,000 per annum.
Required Documentation (for Government Servants / Private Employees):
EPF statement.
Latest pay slip.
Latest bank statement showing income crediting.
How to Apply:
Apply online today to get your fast approval and enjoy the exclusive low rates available only for online applications.
Why Choose Alliance Bank Personal Loans?
Quick approval process when applying online.
Affordable monthly instalments to manage your finances with ease.
Exclusive low interest rates available only for online applications.
Take your business to the next level with Alliance Bank business loans. From purchasing equipment to securing working capital, we offer a variety of financing options designed to meet your business needs.
Business Finance-i Equipment Financing-i
Competitive rates with minimal administrative costs.
Fast turnaround time for quick approval.
Finance for the right equipment to propel your business forward.
General Working Capital-i
Provides funds for day-to-day business operations.
Helps with the purchase of stock, managing overheads, and supporting other business activities.
Designed to meet your working capital needs.
Business Premises Financing-i
Financing available for commercial properties or refinancing existing properties.
Flexible financing tenures to suit your needs.
High financing margins to give your business a boost.
Bridging Finance-i
Helps bridge cashflow issues during construction.
Supports developers by ensuring cashflow is maintained until the receipt of sales proceeds from end-purchasers and financiers.
Ensures the continuation of development projects until completion.
Palm Oil Plantation Financing-i
Tailor-made product for oil palm plantation businesses.
Covers needs ranging from land purchases to development costs and working capital.
Government Assistance Schemes-i
Special financing schemes available for SMEs.
Government funds designed to support business growth and development.
These business loan types offer a variety of solutions to help you manage cash flow, grow your business, and achieve your goals. Whether you need equipment, working capital, or assistance with property financing, Alliance Bank is here to support your business success.
Personal Loan Alliance Islamic Bank (Alliance Bank with Koperasi Pusamaju)
The personal loan from Alliance Bank with Koperasi Pusamaju is one of the most popular financing options among civil servants in Malaysia. This cooperation between Koperasi Pusamaju and Alliance Bank offers a personal loan with highly attractive interest rates, which is why many flyers about this loan are often seen in various places such as motorcycle baskets, car windshields, and door handles.
Key Benefits of Alliance Bank – Pusamaju Personal Loan:
Very attractive interest rates: 3.99% FLAT RATE for a loan term of 20 years.
Fast approval process (though sometimes it can take up to 4-6 weeks due to a high volume of applications).
High payout rate of 94% after deducting an advance of 3 months.
Repayment is deducted directly from salaries through Biro Angkasa (Salary Deduction).
History and Popularity of Koperasi Pusamaju
Koperasi Pusamaju, officially known as Koperasi Pembangunan Usahasama Masyarakat Maju Sabah Berhad (Kopusamaju), has been in partnership with Alliance Bank since 2002. Initially based in Sabah, the cooperative now has branches in Kuala Lumpur and Kuching. The popularity of this personal loan peaked when many flyers and pamphlets were distributed among civil servants, particularly in areas they frequently visit, such as Klinik Tanglin Kuala Lumpur.
Moreover, Pusamaju flyers stand out from others due to the use of thick colored paper and high-quality prints, unlike most personal loan flyers that are typically black and white.
Criteria and Terms for Alliance Bank – Pusamaju Personal Loan
To apply for the Alliance Bank Personal Loan with Koperasi Pusamaju, the following criteria must be met:
Profit rates: 3.4% to 4.8% (depending on current promotions).
Loan term: Up to 20 years.
High payout: 94% after deducting advance 3 months.
Approval process: Typically takes 3-4 weeks.
Eligibility for CCRIS/CTOS: Eligible to apply.
Repayment: Through salary deduction via Biro Angkasa.
Note: The promotion for this loan is currently closed temporarily. Please check the official website for updates on the latest promotions.
Why is Alliance Bank Personal Loan with Koperasi Pusamaju So Popular?
The successful partnership between Pusamaju and Alliance Bank has created a highly effective and trusted financing option for civil servants.
The loan offers not just low-interest rates, but also an easy approval process and flexible repayment options.
The promotions, such as 3.99% interest rate and a 20-year repayment period, make it a top choice for individuals seeking long-term financing.
Website & Application
To get a personal loan with Koperasi Pusamaju or to know more about current promotions, please visit their official website. This loan is also available with Islamic Financing that is Sharia-compliant.
Other Cooperatives with Attractive Promotions
If the Pusamaju loan is no longer available, there are also other cooperatives offering attractive personal loan promotions that are Sharia-compliant. Please visit the main website to apply for personal loans or find out more about the latest financing offers.
The Alliance Bank Personal Loan with Koperasi Pusamaju is a popular choice among civil servants because of its competitive interest rates, long repayment terms, and easy approval process. However, since promotions are limited, make sure to check the official website for the latest loan promotions.
Alliance Bank Personal Loans: Summary
Article Title: Alliance Bank Personal Loans
Category: #Bank #AllianceBank #PersonalLoan
Purpose: #GeneralInformation #Promotion
Bank Personal Loans
Looking for the best bank personal loans? Explore our offers with competitive interest rates, an easy application process, and fast approval. Click below to view your options and find the loan that suits your financial needs!
BSN Personal Financing BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in…
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Make life brighter with the Maybank Islamic personal financing-i (MIPF-I). Get financing of up to RM100,000, with monthly repayments starting from just RM102.78. It’s a simple way to manage your finances and take control of your future. Apply now and start your journey towards financial freedom!
Key Benefits of Maybank Islamic Personal Financing-i
With competitive profit rates, fast approval, and no hidden fees, Maybank provides an accessible option to meet your financial needs.
Affordable Monthly Installments
Monthly repayments starting as low as RM102.78 per month*, ensuring that your loan fits within your budget.
No Hidden Charges
No document stamping fees.
No processing fees.
Fast Approval
Experience quick loan approval, making the process hassle-free and fast.
Fixed Monthly Installments
Your monthly payments are fixed, providing consistency and making it easier to plan your finances.
Loan Amount & Tenure Options
Financing Amount
Minimum Loan Amount: RM5,000.
Maximum Loan Amount: RM100,000.
Flexible Loan Tenure
Minimum Tenure: 2 years.
Maximum Tenure: 6 years.
Competitive Profit Rates (Interest Rates)
Maybank offers competitive profit rates depending on the loan amount:
Profit Rate for Different Loan Amounts
For RM5,000 to RM20,000: 8% per annum (fixed rate).
For RM20,001 to RM50,000: 7% per annum (fixed rate).
For RM50,001 to RM100,000: 6.5% per annum (fixed rate).
These low profit rates make it easier for you to manage repayments while offering the funds you need.
Maybank Personal Loan: Features and Benefits
If you’re in need of personal financing, Maybank Personal Loan is an attractive option with flexible terms, low-interest rates, and quick approval.
Key Features of Maybank Personal Loan
Affordable Monthly Payments
Starting at RM102.78 per month, depending on the loan amount.
No Fees
No document stamping or processing fees to worry about.
Fixed Monthly Installments
Predictable payments with fixed monthly installments.
Unsecured Loan
No collateral or guarantor required for the loan.
Personal Care Insurance Protection
Added insurance protection for added peace of mind.
Loan Amount & Tenure Options
Loan Amount
Minimum Loan: RM5,000.
Maximum Loan: RM100,000.
Loan Tenure
Minimum: 2 years.
Maximum: 6 years.
Competitive Interest Rates
Maybank offers the following fixed interest rates:
For RM5,000 to RM20,000: 8% per annum.
For RM20,001 to RM50,000: 7% per annum.
For RM50,001 to RM100,000: 6.5% per annum.
These rates ensure that your loan is both affordable and manageable.
Maybank London Residential Home Financing: Investment Opportunities in the UK
Maybank offers specialized London Residential Home Financing for those looking to invest in properties in London. Whether for personal use or as a real estate investment, Maybank’s package provides a reliable financing solution for overseas property ownership.
Financing Package for Maybank London Residential Home Financing
Margin of Financing:
Up to 80%: Cost-of-fund + 1.25% per annum.
Up to 60%: Cost-of-fund + 1.00% per annum.
Financing Amount:
Minimum Loan: £100,000.
Maximum Loan: £5,000,000.
This competitive margin and interest rate structure make investing in London real estate an attractive opportunity.
Key Features of Maybank London Residential Home Financing
Type of Facility
Term Loan.
Currency
GBP (British Pounds) only.
Rent Collection Account
Borrowers must open a Rent Collection Account at Maybank London. Rental proceeds from the mortgaged property will be deposited into this account, and repayments will be made directly from it.
Contact Maybank Berhad for Personal Financing and Loan Applications
For more information on Maybank’s personal loans, Islamic financing, or London Residential Home Financing, feel free to contact Maybank directly. Their customer service team is available to assist with all your loan inquiries and applications.
Contact Information:
Malayan Banking Berhad Menara Maybank, 100, Jalan Tun Perak, 50050 Kuala Lumpur, Malaysia
Maybank’s Islamic Personal Financing-i (MIPF-I) and Personal Loans offer competitive interest rates, flexible repayment terms, and quick approval. With no hidden fees and no collateral required, Maybank provides an affordable and reliable solution for your financial needs.
For those looking to invest in London real estate, Maybank’s London Residential Home Financing offers excellent financing options to help you achieve your property investment goals.
Whether you’re consolidating debt, funding a personal project, or making a significant property investment, Maybank’s loan products are designed to suit a variety of needs with competitive terms. For repayment table, click here.
Maybank Islamic Personal Financing-i: Summary
Article Title: Maybank Islamic Personal Financing-i
Category: #Bank #Maybank #Islamic #PersonalLoan
Purpose: #Promotion
Bank Personal Loans
Looking for the best bank personal loans? Explore our offers with competitive interest rates, an easy application process, and fast approval. Click below to view your options and find the loan that suits your financial needs!
BSN Personal Financing BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in…
Alliance Bank Personal Loans Get financial help with low interest rates and minimal extra fees through Alliance Bank Personal Loans. Enjoy an exclusive rate of…
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
RHB Bank offers financing up to RM150,000 with no guarantor required. Available for government, private sector, and selected GLC employees. It’s simple, quick, and hassle-free. Learn here to apply today!
RHB Personal Loan for Government Servants
RHB Personal Financing-i is designed to provide government employees with access to affordable financing at low rates and flexible repayment terms.
Key Features of RHB Personal Financing for Government Servants:
Loan Amount: From RM2,000 to RM150,000.
Repayment Tenure: Flexible options from 2 to 10 years.
Promotion Rate: Starting from as low as 4.20% (flat rate).
No Advance Payment required.
No Guarantor needed.
Terms and Conditions apply.
RHB Personal Financing-i for the Private Sector
RHB offers fast and convenient Personal Financing-i for employees in the private sector, providing an easy solution to immediate financial needs.
Features and Benefits:
Loan Amount: Up to RM150,000.
Repayment: Affordable monthly repayments starting as low as RM57.54.
Tenure: Flexible tenure options up to 7 years.
On-the-spot Approval and Disbursement.
Debt Consolidation options available for managing existing loans.
Terms and Conditions for RHB Personal Financing
Eligibility for Private Sector Financing:
Profit Rate: Starting from as low as 8.18% p.a. (equivalent to 15% p.a. flat).
Loan Amount: From RM2,000 to RM150,000.
Instant Approval and Disbursement.
Repayment Tenure: Flexible terms ranging from 1 to 7 years.
Repayment Options:
Self-payment or Auto-debit available.
Debt Consolidation option to streamline multiple loan repayments.
RHB Personal Financing Tiers
RHB offers different financing tiers based on loan amount and repayment duration. Here’s a breakdown of the available options:
Tier 1: Financing of RM2,000 – RM10,000
Interest Rate: 13.45% p.a. flat (equivalent to 24% EIR).
Maximum Tenure: 5 years.
Tier 2: Financing of RM11,000 – RM50,000
Interest Rate: 11.66% p.a. flat (equivalent to 21% EIR).
Maximum Tenure: 7 years.
Tier 3: Financing of RM51,000 – RM99,000
Interest Rate: 9.91% p.a. flat (equivalent to 18% EIR).
Maximum Tenure: 7 years.
Tier 4: Financing of RM100,000 – RM150,000
Interest Rate: 8.18% p.a. flat (equivalent to 15% EIR).
Maximum Tenure: 7 years.
Why Choose RHB Personal Financing?
Flexible Loan Amounts: From RM2,000 to RM150,000.
Affordable Monthly Repayments: Starting from as low as RM57.54/month.
Long Repayment Tenure: Up to 7 years.
Competitive Interest Rates: Starting from 8.18% p.a. (flat rate, equivalent to 15% EIR).
Take control of your financial goals and enjoy RHB Personal Financing‘s competitive rates, easy repayment terms, and flexible financing options.
Contact RHB Bank
To learn more or apply for RHB Personal Financing, visit the nearest RHB Bank branch or contact our customer service team:
Address: Ground Floor, RHB Bank Centre, 426, Jln Tun Razak, Kelab Golf di Raja Selangor, 50400 Kuala Lumpur.
Customer Service:
Phone: 03-9206 8118
Fax: 03-9281 3030
Email: customer.service@rhbgroup.com
Additional Tips for a Smooth Application:
Ensure all required documents are ready to avoid delays.
Review the loan terms thoroughly before applying.
RHB Personal Loans offer flexibility, affordability, and quick access to funds. Whether you are a government servant or a private sector employee, RHB’s range of personal financing options is designed to meet your financial needs. Apply today and take the first step towards securing your financial future!
RHB Bank Personal Loan: Summary
Article Title: RHB Bank Personal Loan
Category: #Bank #RHB #PersonalLoan
Purpose: #Promotion
Bank Personal Loans
Looking for the best bank personal loans? Explore our offers with competitive interest rates, an easy application process, and fast approval. Click below to view your options and find the loan that suits your financial needs!
BSN Personal Financing BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in…
Alliance Bank Personal Loans Get financial help with low interest rates and minimal extra fees through Alliance Bank Personal Loans. Enjoy an exclusive rate of…
Maybank Islamic Personal Financing-i (MIPF-I) Make life brighter with the Maybank Islamic personal financing-i (MIPF-I). Get financing of up to RM100,000, with monthly repayments starting…
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Bank Islam offers the best personal loan financing up to RM300,000 with Takaful coverage. Choose between flat rate or floating rate, and enjoy the benefit of no guarantor required. Apply now and secure your financial future with ease!
Personal Financing-i Programme for Medical Practitioners
If you’re a medical professional looking for a personal loan that fits your specific needs, Bank Islam’s Personal Financing-i Programme for Medical Practitioners is a great option. This program is designed to offer flexible loan amounts, competitive rates, and easy repayment terms.
Loan Amount and Repayment Period
Loan Amount: You can borrow from a minimum of RM10,000 to a maximum of RM300,000 depending on your eligibility.
Repayment Period: Choose a repayment period that works for you—1 to 10 years (up to 120 months), or until you reach retirement age, whichever comes first.
Financing Rates with Takaful Coverage
Bank Islam offers two types of financing rates under this programme, with the option to include Takaful coverage for added security.
Flat Rate:
1-10 years: 4.99% per annum (calculated monthly using the “Sum of Digit” method).
Floating Rate (Base Rate [BR]):
1-3 years: Base Rate (BR) + 1.90% per annum (calculated daily using the “Monthly Rest” method).
4-10 years: Base Rate (BR) + 2.00% per annum (calculated daily using the “Monthly Rest” method).
Updated Base Rate (since May 12, 2020): 2.77% per annum.
Financing Rates Without Takaful Coverage
If you prefer not to include Takaful coverage, here’s the alternative rate option:
Flat Rate:
1-10 years: 5.99% per annum (calculated monthly using the “Sum of Digit” method).
Floating Rate (Base Rate [BR]):
1-3 years: Base Rate (BR) + 3.38% per annum (calculated daily using the “Monthly Rest” method).
4-10 years: Base Rate (BR) + 5.28% per annum (calculated daily using the “Monthly Rest” method).
Updated Base Rate (since May 12, 2020): 2.77% per annum.
Bank Islam Personal Financing-i Non-Package
If you’re looking for more flexibility, Bank Islam’s Personal Financing-i Non-Package is an excellent choice. This option offers loans up to RM150,000 with straightforward terms.
Loan Amount
Minimum: RM10,000
Maximum: RM150,000
For loans over RM30,000, you will need a guarantor.
Repayment Period
Maximum: 120 months (10 years), or until retirement age, whichever is earlier.
Financing Rates with Takaful Coverage
Flat Rate:
1-3 years: 6.0% per annum
4-8 years: 6.8% per annum
9-10 years: 7.0% per annum
Financing Rates Without Takaful Coverage
Flat Rate:
1-3 years: 7.0% per annum
4-8 years: 7.8% per annum
9-10 years: 8.0% per annum
Advance Payment
The advance payment required is equivalent to 2 months’ installment.
Personal Financing Takaful Plan
The Personal Financing Takaful Plan is optional but can provide added security for your loan.
Benefits of the Takaful Plan:
No hidden charges: Everything is clear and upfront.
Fixed selling price: Know the total amount you’ll pay from the start.
Looking for the best bank personal loans? Explore our offers with competitive interest rates, an easy application process, and fast approval. Click below to view your options and find the loan that suits your financial needs!
BSN Personal Financing BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in…
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Koperasi Tentera (KATMB) provides Express Loans 1, 2, and 3 for various individuals and purposes, with a maximum loan amount of RM200,000. Apply now!Learn more for details.
Koperasi Tentera KT KATMB – Express Financing 1
Specifications
Financing Amount: From RM600 up to a maximum of RM20,000.
Financing Tenure: From 6 months up to a maximum of 96 months.
Profit Rate: 3.65% per annum.
Processing Period: 1 working day.
Eligibility
The applicant’s length of service must exceed the financing tenure or repayment period.
Conditions
Repayment will include an additional charge of 0.85% per annum on the approved financing, which replaces the guarantor (using the Al Kafalah concept).
Applicants must have paid monthly fees for a minimum of 6 months (for new members) or 12 months (for re-entry). Membership must be confirmed for the same period.
Service Charges
New financing: RM10
Overlap financing: RM20
Stamp duty: RM5 per one thousand ringgit or part thereof.
Koperasi Tentera KT KATMB – Express Financing 2
Specifications
Financing Amount: From RM500 up to a maximum of RM10,000.
Financing Tenure: From 6 months up to a maximum of 60 months.
Profit Rate: 3.65% per annum.
Processing Period: 1 working day.
Eligibility
The applicant’s length of service must exceed the financing tenure or repayment period.
Conditions
Repayment will include an additional charge of 0.85% per annum on the approved financing, which replaces the guarantor (using the Al Kafalah concept).
Applicants must have paid monthly fees for a minimum of 6 months (for new members) or 12 months (for re-entry). Membership must be confirmed for the same period.
Service Charges
New financing: RM10
Overlap financing: RM20
Stamp duty: RM5 per one thousand ringgit or part thereof.
Koperasi Tentera KT KATMB – Express Financing 3
Express Financing 3 Specifications
Financing Amount: From RM600 up to a maximum of RM6,000.
Financing Tenure: From 6 months up to a maximum of 48 months.
Profit Rate: 4.25% per annum.
Processing Period: 1 working day.
Eligibility
The applicant’s length of service must exceed the financing tenure or repayment period.
Conditions
Repayment will include an additional charge of 0.85% per annum on the approved financing amount to replace the guarantor (using the Al Kafalah concept).
Applicants must have paid monthly fees for a minimum of 6 months (for new members) or 12 months (for re-entry). Membership must be confirmed for the same period.
Service Charges
New financing: RM10
Overlap financing: RM20
Stamp duty: RM5 per one thousand ringgit or part thereof.
Note: For more information, visit the nearest Koperasi Tentera branch or contact the KT Customer Care Centre at 1-300-8000-58.
Koperasi Tentera KT (KATMB): Summary
Article Title: Koperasi Tentera KT (KATMB)
Category: #Koperasi #KATMB #PersonalLoan
Purpose: #Promotion
Koperasi Loan Promotions
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Personal loans from Koperasi Tentera (KT) are financing options specifically for the armed forces (anggota tentera Angkatan Tentera Malaysia (ATM)). Get information about loans, procedures, cooperative contact numbers, and other details exclusively on our page!
Personal Loan Koperasi Tentera (KT)
You can apply for personal financing with Koperasi Tentera and enjoy great packages tailored for your needs.
Financing
Koperasi Tentera (KT) is your trusted choice for personal financing. Our Shariah-compliant banking solutions are designed to meet individual needs, guided by strong Islamic principles.
Personal Loan Koperasi Tentera (KT) – With Guarantors
Specifications for Personal Loans with Guarantors
Financing Amount: Maximum of RM200,000
Financing Tenure: From 6 months to a maximum of 120 months
Profit Rate: 5.65% per annum
Processing Period: 5 working days
Eligibility
The total amount borrowed does not exceed 20 times the applicant’s gross income (salary and fixed allowances) or 60% of total deductions allowed, whichever is lower.
Applicants must have paid an entry fee of RM10 (RM20 for re-entry), a minimum share capital of RM100, and 6 months’ fees, totaling RM180.
Guarantor Terms
For financing of up to RM15,000, one guarantor is required.
For financing above RM15,000, two guarantors are required.
Guarantors must be members of the cooperative and still on active duty with the Malaysian Armed Forces.
For Non-KEMENTAH Members, two Armed Forces personnel must act as guarantors.
Monthly Fee
For financing of up to RM15,000: RM30 per month
For financing between RM15,001 – RM200,000: RM40 per month
Service Charges
New financing: RM10
Overlap financing: RM50
CTOS/CCRIS Check: RM5/RM7
Stamp duty: RM5 per one thousand ringgit or part thereof
Personal Loan Koperasi Tentera (KT) – Without Guarantors
Specifications for Personal Loans without Guarantors
Financing Amount: Maximum of RM100,000
Financing Tenure: From 6 months to a maximum of 120 months
Profit Rate: 3.65% per annum
Processing Period: 5 working days
Eligibility
Armed Forces personnel or civil servants employed by the Ministry of Defence, who have been confirmed in service and hold permanent positions.
The applicant’s length of service must exceed the financing tenure or repayment period.
Restricted to members who have held their membership for 5 years or hold the rank of Lance Corporal and above, or equivalent.
Conditions
The total amount borrowed does not exceed 20 times the value of the applicant’s gross income (salary and fixed allowances) or 60% of total deductions allowed, whichever is lower.
Repayment will include an additional 0.85% charge per annum on the approved financing to replace the guarantor (Al Kafalah concept).
Applicants must have paid monthly fees for a minimum of 6 months (for new members) or 12 months (for re-entry).
Monthly Fee
For financing of up to RM15,000: RM30 per month
For financing between RM15,001 – RM100,000: RM40 per month
Service Charges
New financing: RM10
Overlap financing: RM50
CTOS/CCRIS Check: RM5/RM7
Stamp duty: RM5 per one thousand ringgit or part thereof
Koperasi Tentera Fees Financing
Specifications for Fees Financing
Financing Amount: From RM600 to a maximum of RM100,000 or 90% of the total accumulated fees (whichever is lower).
Financing Tenure: From 6 months to a maximum of 120 months.
Profit Rate: 5.65% per annum.
Processing Period: 3 working days.
Conditions
Cumulative fees collected will be used as collateral (Ar-Rahnu concept).
Applicants must have paid monthly fees for a minimum of 6 months (for new members) or 12 months (for re-entry). Membership must be confirmed for the same period.
Monthly Fee
For financing of up to RM15,000: RM30 per month
For financing of RM15,001 and above: RM40 per month
Service Charges
New financing: RM10.00
Overlap financing: RM50.00
Stamp duty: RM5 per one thousand ringgit or part thereof
Note: For more information, visit the nearest Koperasi Tentera branch or contact the KT Customer Care Centre at 1-300-8000-58.
Koperasi Tentera (KT): Summary
Article Title: Koperasi Tentera (KT)
Category: #Koperasi #KATMB #PersonalLoan
Purpose: #Promotion
Koperasi Loan Promotions
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Yayasan Ihsan Rakyat (YIR) Personal Loan – Your Trusted Financing Solution!
Yayasan Ihsan Rakyat (YIR) offers the personal loan you need with easy application for permanent staff who have been working for at least 1 year. Don’t miss out on this opportunity! Get the details now and apply today!
Shariah-Compliant Solutions for Your Financial Needs
If you’re looking for a reliable, fast, and ethical solution to manage your financial difficulties, Yayasan Ihsan Rakyat (YIR) offers the best personal loan options tailored to your needs. Whether it’s for renovating your home, pursuing your children’s education, expanding your business, or managing healthcare expenses, YIR provides financing services with a unique set of advantages that make them your top choice.
Why Choose Yayasan Ihsan Rakyat Personal Loan?
Yayasan Ihsan Rakyat is proud to offer personal loan products that are fully Shariah-compliant, ensuring that your financial journey aligns with Islamic principles. With transparent processes and competitive profit rates, YIR is committed to delivering a reliable financial solution for you and your family. Here’s why choosing YIR for your personal loan is a smart decision:
Shariah-Compliant Financing: YIR’s personal loan products are structured to ensure full adherence to Islamic law, offering a worry-free financial solution for those seeking ethical options.
Fast Processing & Disbursement: Get your financing quickly with approvals within 3-5 working days and funds disbursed in as little as 48 hours.
Competitive Profit Rates: Enjoy low profit rates ranging from 6.50% to 9.99% for up to 10 years, depending on your eligibility.
Clear and Transparent Process: With a contract call (panggilan akad), you will be guided through every step, from loan approval to disbursement, ensuring clarity and peace of mind.
Key Financing Options Offered by Yayasan Ihsan Rakyat
Yayasan Ihsan Rakyat offers personal loan services for a variety of needs, including but not limited to:
Home Renovation: Improve your living space with the financing you need for renovations and upgrades.
Education: Support your children’s education or further your own studies with a loan that meets your educational needs.
Business Expansion: Kickstart or grow your business with the necessary funding.
Healthcare: Cover medical expenses, purchase equipment, or undergo treatment without the financial burden.
Umrah / Hajj: Make your religious journey possible with financing tailored for Umrah or Hajj expenses.
Debt Consolidation: Manage multiple loans with ease by consolidating them into one manageable financing option.
Special Features and Benefits of YIR Personal Loans
Fast Approval and Disbursement: Get approved within 3-5 working days and disbursement within 48 hours.
No Initial Settlement Statement Required: YIR makes the application process easy and straightforward without the need for a complicated settlement statement.
Flexible Loan Amounts: Access financing up to RM200,000, depending on your eligibility.
High Rebate for In-house Overlap: If you have an existing loan with YIR, in-house overlap comes with a significant rebate, making it more economical for you.
Accepting Applicants with Blacklisted Records: YIR encourages applicants with CCRIS or CTOS blacklists to apply, offering solutions to clear their names and improve financial standing.
No Guarantor Required: Certain loan options do not require a guarantor, simplifying the process further.
YIR Personal Loan Options: Tailored to Your Needs
Yayasan Ihsan Rakyat offers three flexible interest rate options to cater to different financial situations:
6.50% Monthly Rate:
No blacklist (CCRIS/CTOS)
Max loan up to RM100,000
Overlap is allowed
7.99% Monthly Rate:
Eligible for CCRIS/CTOS applicants
Max financing up to RM200,000
Fast approval within 5 working days
Minimal documentation required
9.99% Monthly Rate:
Designed for high blacklist cases
Financing period up to 10 years
No guarantor needed
Ideal for clearing blacklist records
How to Apply for Yayasan Ihsan Rakyat Personal Loan?
To apply for a YIR personal loan, simply follow these easy steps:
Initial Inquiry: Contact YIR’s customer service team at the details below or visit their office for more information.
Loan Application: Submit your required documents and apply for the loan that fits your needs.
Approval and Contract Call (Panggilan Akad): Once your application is approved, YIR’s contract officer will guide you through the approval process, including details on your loan amount, monthly installments, and disbursement.
Disbursement: After you agree to the terms, YIR will transfer the approved funds into your bank account, typically within 48 hours.
Contact Yayasan Ihsan Rakyat Today
For more information or to begin your application process, feel free to reach out to Yayasan Ihsan Rakyat:
Phone: 03 – 4047 0888
Fax: 03 – 4047 0856
Email: pertanyaan@yir.com.my
Visit us at:
Yayasan Ihsan Rakyat Lot 33.01-02, Tingkat 33 Sunway Putra Tower, 100, Jalan Putra, 50350 Kuala Lumpur
Why Wait? Take Control of Your Finances Today with Yayasan Ihsan Rakyat!
Don’t let financial challenges hold you back. With fast approval, transparent processes, and a wide array of Shariah-compliant financing options, Yayasan Ihsan Rakyat is here to support you every step of the way. Apply today and enjoy a stress-free financial solution tailored to your needs!
Yayasan Ihsan Rakyat: Summary
Article Title: Yayasan Ihsan Rakyat
Category: #YIR #PersonalLoan
Purpose: #Promotion
Personal Loans
Need flexible financial solutions? Get the loans and funding you need to achieve your goals. Click below to explore your options and get started today!
BSN Personal Financing BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in…
Alliance Bank Personal Loans Get financial help with low interest rates and minimal extra fees through Alliance Bank Personal Loans. Enjoy an exclusive rate of…
Maybank Islamic Personal Financing-i (MIPF-I) Make life brighter with the Maybank Islamic personal financing-i (MIPF-I). Get financing of up to RM100,000, with monthly repayments starting…
RHB Bank Personal Loan RHB Bank offers financing up to RM150,000 with no guarantor required. Available for government, private sector, and selected GLC employees. It’s…
Bank Islam Personal Financing-i Bank Islam offers the best personal loan financing up to RM300,000 with Takaful coverage. Choose between flat rate or floating rate,…
Koperasi Tentera (KATMB) Express Loans Koperasi Tentera (KATMB) provides Express Loans 1, 2, and 3 for various individuals and purposes, with a maximum loan amount…
Koperasi Tentera (KT): Personal Loans Personal loans from Koperasi Tentera (KT) are financing options specifically for the armed forces (anggota tentera Angkatan Tentera Malaysia (ATM))….
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Apply Personal Loan KIMB Koperasi Islah Malaysia Berhad flat rate interest rate up to RM100,000. No hidden charges. Koperasi Islah Malaysia Berhad (KIMB) is a national cooperative. Member involvement is not limited to one organization only, but it is open to all Malaysians in general.
Personal Loan KIMB Koperasi Islah Malaysia Berhad Summary
Bank Koperasi Name: Koperasi Islah Malaysia Berhad
Abbreviation / Code Name: KIMB
Bank Koperasi Promotion Name: Personal Loan KIMB Koperasi Islah Malaysia Berhad
Personal Loan Promotion Period: ~ call for confirmation ~
Open to: Government
Max Loan Amount: RM200k RM100k RM150k RM50k Salary Based Multiplier
What are the products and services of Koperasi Islah Malaysia Berhad KIMB?
The products and services offered are Koperasi Islah Malaysia Berhad personal loans, special investment savings, sales products and takaful protection.
About Personal Loan KIMB Koperasi Islah Malaysia Berhad
Koperasi Islah Malaysia Berhad (KIMB) is a Cooperative established with the aim of promoting a culture of saving and entrepreneurship for welfare purposes and improving the socio -economic status of members in particular and Muslims in general, in line with the demand to “cooperate in matters of goodness and piety”
Koperasi Islah Malaysia Berhad was approved for registration on 21 January 1994 under the Suruhanjaya Koperasi Malaysia (SKM) with Koop Nasional registration number No 15.
Vision
Becoming a Superior National Cooperative Based on Sharia
Mission
Encourage a culture of saving and entrepreneurship among members
Involve cooperatives in profitable business and investment activities
Provide quality services through trustworthy and competent management.
Koperasi Islah Malaysia Berhad (KIMB) Retail Financing
Koperasi Islah Malaysia Berhad (KIMB) Personal Loan is a flat rate personal financing.
Financing Margin
Based on the personal loan eligibility limit and subject to a minimum amount of RM 1,000 and a maximum amount of RM 100,000
A flat rate personal loan of 8% per annum for all who qualify.
*This rate is subject to change depending on the terms and conditions, will be notified via offer letter if the application is approved.
Eligibility for Personal Loan Application
Has been a member of KIMB for at least six (6) months.
Applicants must be 18 years of age or older.
Has a confirmed position and has a fixed income.
Have a guarantor.
Required documents
Completed application form.
Information disclosure consent form.
A copy of identity card.
3 months latest salary slip.
Latest job confirmation letter.
And at least one of the following documents:
Latest EPF statement; or
Latest income statement (Form BE/eBE/EA/EC); or Latest bank statement for 3 months (salary crediting)
Any supporting documents if necessary.
Payment method
There are 2 payment methods for personal loan payment of Koperasi Islah Malaysia Berhad as follows:-
Salary cut.
Standing instructions from other banks.
Benefits Of Applying For A Personal Loan With Us
No hidden charges
Selling price – fixed and known.
Competitive financing rates.
*Subject to the terms and conditions.
Koperasi Islah Malaysia Berhad Membership Application
3 easy steps to apply for membership:
Complete the membership application form – Download the member application form or fill in online at borang_permohonan_ahli_kimb_2.0 Return the form either via:
Post/send to Koperasi Islah Malaysia Berhad Office at Lot 300.1, Lorong Selangor, Pusat Bandar Melawati 53100, Kuala Lumpur, or Email to customer.service@kimb.com.my, or Fax the form to 03-41086319
Make a membership application fee of RM 530 (RM 500 Shares, RM 30 Membership Fee) can be paid in cash or bank-in to the following account in the name of KOPERASI ISLAH MALAYSIA BERHAD: Maybank: 5622 0961 8419 Islamic Bank: 1211 30100 24343 (Proof of payment can be submitted via email or fax as above, or whatsapp to 011.2078.5903)
After approval, we will send the approval confirmation letter along with the membership card and the cooperative by-law book to the address given in the membership application form.
Cooperative Membership Requirements
Membership is open to:
Malaysian
Aged 18 years and above
Never involved in an offense registered under the “Registration of Criminals and Undisireable Persons Act, 1969 ″.
Each application must be by filling in the membership application form, Membership Fee RM 30 and a minimum Share Capital of RM 500 (paid within 6 months after membership is registered)
Selaras dengan kontrak syariah, Koperasi Islah Malaysia Berhad tidak menjanjikan keuntungan namun Koperasi Islah Malaysia Berhad mengambil langkah-langkah bersesuaian untuk mengurus risiko yang dikenalpasti.
Melalui skim ini kita menjayakan perniagaan anggota melalui kerjasama modal dan anggota yang melabur mempunyai potensi berkongsi keuntungan.
Ini adalah kaedah taawun menang-menang sesama anggota.
Produk Jualan
Buku “Taawun Dalam Koperasi”
Al-Quran & Terjemahan
Tafsir Fi-Zilal-il-Quran (11 Jilid)
The Higher Objective of Humanity
https://kimb.com.my
Hashtag / Keywords
#pinjamanperibadi #koperasi #KIMB
Personal Loan KIMB Koperasi Islah Malaysia Berhad Reviews
Customer Reviews about Personal Loan KIMB Koperasi Islah Malaysia Berhad
Koperasi Islah Malaysia Berhad (KIMB) Personal Loan is a flat rate personal financing.
Koperasi Islah Malaysia Berhad Lorong Selangor, Taman Melawati, 53100 Ampang, Selangor
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LOREM: Ringkasan
Tajuk Artikel: Kebankrapan
Kategori: #Bank #BSN #PinjamanPeribadi
Tujuan: #MaklumatAm #Promosi
LOREM: Summary
Article Title: Bankruptcy
Category: #Bank #BSN #PersonalLoan
Purpose: #GeneralInformation #Promotion
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Personal Loans Koperasi Komuja – Apply with High CCRIS or CTOS
Koperasi Komuja offers exclusive personal loan packages for government employees and statutory bodies, even with high CCRIS or CTOS scores. Don’t let poor credit hold you back – apply today! Read more here to discover the eligibility criteria and start your application now.
Koperasi Komuja: The Best Personal Loan for Government Employees and Statutory Bodies
About Koperasi Komuja
Koperasi Komuja is one of the best personal loan cooperatives in Malaysia, particularly popular among government employees and statutory bodies. Since launching its personal loan product in 2016, Koperasi Komuja has become a top choice for those seeking quick approval and affordable interest rates. This cooperative is especially suitable for individuals with a high CTOS and CCRIS record, as many other financial institutions might struggle to approve loans for those with less-than-ideal credit scores.
If you have a poor credit record or have faced difficulties in securing loans from traditional banks, Koperasi Komuja offers an ideal solution. Unlike many other cooperatives and banks, Koperasi Komuja provides a more flexible approval process, making it accessible to a wider range of applicants, including those with credit issues.
Eligibility Criteria for Applying for Koperasi Komuja Personal Loans
Koperasi Komuja offers various personal loan products with easier eligibility criteria compared to banks. This makes it an excellent option for individuals with higher CTOS and CCRIS scores who may struggle to get approval from other lenders. Below are the key criteria for applying for a personal loan with Koperasi Komuja:
Koperasi Komuja Loan Criteria:
Interest Rate: 12% per year for a term of 10 years (120 months).
CTOS and CCRIS:
Below RM28,000: Payout up to 70%.
Between RM28,000 and RM40,000: Payout reduced to 65%.
Between RM40,000 and RM50,000 (with summons or listed in AKPK): Payout reduced to 62%, but still eligible to apply.
Maximum Loan Amount: RM150,000 without requiring a guarantor.
Deductions via Biro Angkasa (BPA).
Processing Time: Approximately 7 working days for loan approval.
Koperasi Komuja vs Bank Personal Loans
Koperasi Komuja offers certain advantages that make it a preferred choice over traditional banks. One key advantage is its easier approval process, even for applicants with high CTOS and CCRIS scores. For example:
Traditional banks like Bank Rakyat, BSN, and Public Bank typically require a clean credit record, and they may reject personal loan applications for individuals with a high CTOS or CCRIS score.
Koperasi Komuja offers a more flexible approach, approving loans for individuals with higher credit issues, which makes it an excellent alternative for government employees needing quick financial assistance.
Loan Deductions Through Biro Angkasa (BPA)
Most cooperative personal loans, including those from Koperasi Komuja, utilize the Biro Perkhidmatan Angkasa (BPA) system for salary deductions. This system ensures that loan repayments are made automatically from the applicant’s salary, reducing the chances of missed payments. Here are the steps to apply for a loan with Biro Angkasa deductions:
Obtain the Biro Angkasa Form: You need to get the hard copy form from Koperasi Komuja, which must then be verified by your employer.
Eligibility: Ensure that your employer has given approval for salary deductions through Biro Angkasa before submitting the form.
Submit the Form: After filling out and obtaining approval for the form, submit it to Koperasi Komuja for processing.
Other Cooperatives Offering Personal Loans
In addition to Koperasi Komuja, there are other cooperatives in Malaysia that also offer personal loans with competitive rates. Some of these cooperatives include:
Yayasan Ihsan Rakyat: Offers fast approval with a 3-day processing time.
Koperasi Gemilang: Known for low interest rates on personal loans.
Coshare KFH: A collaboration with Kuwait Finance House, offering loans with an interest rate of 3.88%.
Koperasi Borneo, Koperasi Shamelin, and others: These cooperatives provide various personal loan options tailored to meet your financial needs.
However, if you’re looking for a loan with an easier approval process, Koperasi Komuja remains the most flexible and accessible choice, especially for those with CTOS or CCRIS issues.
Personal Loans from Banks
While cooperatives like Koperasi Komuja offer more accessible approval, you may still consider applying for personal loans from banks such as:
Bank Rakyat
Bank Simpanan Nasional (BSN)
Public Bank Berhad
Alliance Bank
Kuwait Finance House (KFH)
However, bank loans often come with stricter eligibility requirements compared to cooperatives. If you have CTOS or CCRIS issues, it’s usually better to explore loan options from cooperatives first.
Koperasi Komuja offers an excellent solution for government employees looking for personal loans with a quick and easy approval process, even if they have a high CTOS or CCRIS record. With salary deductions through Biro Angkasa and flexible approval conditions, Koperasi Komuja provides an accessible and manageable way to meet your financial needs.
For more information or to apply for a loan, contact your preferred Koperasi Komuja agents now to apply!
Apply for a personal loan from Koperasi Komuja today and experience financial convenience!
Koperasi Komuja: Summary
Article Title: Koperasi Komuja
Category: #Koperasi #KOMUJA #PersonalLoan
Purpose: #Promotion
Koperasi Loan Promotions
Looking for an attractive koperasi loan offer? Check out our koperasi loan promotions now! Enjoy competitive interest rates, an easy application process, and quick approval. Click below to explore the options and choose the loan that fits your financial needs!
Alliance Bank Personal Loans Get financial help with low interest rates and minimal extra fees through Alliance Bank Personal Loans. Enjoy an exclusive rate of…
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The all new Personal Loans Coshare KFH 3.88% is our top choice for personal financing in Malaysia. The personal loans Coshare KFH 3.88% is one of 3 new financing products launched in 2021 in conjunction with the Covid-19 pandemic. The impact of the Control Movement Order has a profound impact on the applicant’s day -to -day economy and finances. It is expected that this funding package will explode and become very popular among AG government civil servants. KFH, Kuwait Finance House, has long been a leader in financing packages for government employees.
Personal Loans Coshare KFH 3.88% – Loan Criteria
Here are the loan criteria for Coshare KFH 3.88% so that you get a clear picture before applying.
Special interest rate 3.88% flat rate for Personal Loans Coshare KFH (lowest in the market for flat rate).
Payout 80% of the loan amount.
Processing time 7-10 working days.
Minimum loan period of 2 years and maximum of 15 years of financing. (first time loan period is extended)
The minimum financing amount is RM10,000.
The maximum financing is RM200,000.
Unsecured loan
Single customer limit is RM200,000.
Applicants must be in a permanent position.
Serve at least 1 year from the date of appointment.
The minimum starting salary is RM3,000.
Open to full government staff (AG Only). That means all federal government employees are ELIGIBLE.
Police personnel are ELIGIBLE to apply.
This promotion namely Personal Loans Coshare KFH 3.88% is not open to state government employees and statutory bodies (GLC).
Financing up to one year before retirement. If the applicant chooses the 60 -year retirement option, we can only calculate until 59 years old.
Important note: Applicants with a high DSR are NOT ELIGIBLE to apply because this Personal Loans Coshare KFH 3.88% scheme does not see your CCRIS and CTOS records. You should tell us whether you have commitments outside of pay slips such as credit cards, house or vehicle installments, personal loans paid through bank account deductions or bank-in and others.
How to Apply a Personal Loans Coshare KFH 3.88%
To applicants who are interested in this personal loans Coshare KFH 3.88% personal loan package, you can download the application form here. You must also fill in your personal details as below and send to our WhatsApp number as below.
MAKLUMAT PEMOHON
Nama Penuh:
No I/C:
Alamat Tetap:
Alamat Sekarang:
No Tel Bimbit:
Bilangan Tanggungan:
Taraf Perkahwinan:
Bangsa:
Agama:
Taraf Pemilikan Rumah:
Pendidikan Tertinggi:
Alamat Email:
Nama Ibu:
Tempoh Menetap:
MAKLUMAT PEKERJAAN PEMOHON
Nama Majikan:
Alamat Majikan:
Jawatan:
Tarikh Mula Berkhidmat:
No. Tel. Pejabat:
Gred:
Bahagian / Jabatan:
MAKLUMAT PASANGAN
Nama Penuh Pasangan:
No I/C Pasangan:
Tarikh Lahir Pasangan:
No Tel. Bimbit:
Nama Majikan Pasangan:
Alamat Penuh Majikan Pasangan:
Gaji Pasangan:
Tarikh Mula Berkhidmat:
No. Tel Pejabat Pasangan:
MAKLUMAT RUJUKAN SAUDARA TERDEKAT
Nama Penuh:
Alamat Tetap:
No Tel. Bimbit:
Pertalian Dengan Pemohon:
Dengan ini saya bersetuju dengan semua syarat-syarat yang telah diberitahu oleh Pegawai Pemasaran dan mengesahkan semua maklumat yang diberikan adalah benar. Terima kasih.
Does Coshare KFH Required Colored Copy of MyKad?
Yes a colored copy of MyKad is required to apply for personal loans Coshare KFH 3.88%. You can WhatsApp a copy of your colored IC to the WhatsApp number as shown. For safety, you are encouraged to draw a small double horizontal line on the top right corner and put remarks such as “For Coshare use only” so that your IC is not misused by others in the future.
Personal Loans Coshare KFH 3.88% Required Documents
Documents required to apply for a personal loans Coshare KFH 3.88% are:
IC & police ID (if any) colored have – WhatsApp
ANM & HRMIS password (customers have to print their own HRMIS if they are police officers)
Copy of payroll bank account (COMPULSORY)
Option letter for customer:
aged 39 and above (if applying for a 15 year old package)
aged 45 and above (if applying for a 10 year package)
Confirmation letter* (MANDATORY if applying KFH)
*For JCL, if the employer does not cooperate, you have to ask for a confirmation letter
What is the Best Personal Loan You Can Apply for in this Covid-19 Pandemic?
Many were effected by the high financial burden during Covid-19 pandemic. Therefore, we are pleased to launch the MCO personal loan promotion – Movement Control Order 3.0 for you. There are 3 financing schemes without employer confirmation (loan tanpa pengesahan majikan) that you can apply for, namely Coshare KFH 3.88%, Coshare JCL 6.65% and Coshare JL 7%. Just Whatsapp our hotline number at 019-2983056 to get more information and clarification on this best financing package ever.
If you are familiar with Yayasan Ihsan Rakyat YIR, Apply personal loans now!
Remember ‘Protect Yourself … Protect All’ …
Download Personal Loan Form Personal Loans Coshare KFH 3.88%
What are the 5 Steps to Apply for a Coshare Personal Loan – Kuwait Finance House (Interest rate 3.88%)?
To apply Personal Loans Coshare KFH 3.88%, here are the steps you need to do as follows:-
Step 1: WhatsApp the latest salary slip to 019-2983056. And state whether you have a high blacklist record or bankruptcy and inform us which packages that suits your financial status.
Step 2: A calculation will be made to determine if you are eligible or not. We will inform you which package suits you based on your financial situation.
Step 3: Fill in the applicant’s information and send via WhatsApp to 0192983056.
Step 4: Download the form in this page, fill it in using a black wet ink pen, sign all places consistently and attach supporting documents as required.
Step 5: Send us the completed application form.
Personal Loans Coshare KFH 3.88%: Best Financing RM200K: Summary
Article Title: Personal Loans Coshare KFH 3.88%: Best Financing RM200K
Need flexible financial solutions? Get the loans and funding you need to achieve your goals. Click below to explore your options and get started today!
BSN Personal Financing BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in…
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Maybank Islamic Personal Financing-i (MIPF-I) Make life brighter with the Maybank Islamic personal financing-i (MIPF-I). Get financing of up to RM100,000, with monthly repayments starting…
RHB Bank Personal Loan RHB Bank offers financing up to RM150,000 with no guarantor required. Available for government, private sector, and selected GLC employees. It’s…
Bank Islam Personal Financing-i Bank Islam offers the best personal loan financing up to RM300,000 with Takaful coverage. Choose between flat rate or floating rate,…
Koperasi Tentera (KATMB) Express Loans Koperasi Tentera (KATMB) provides Express Loans 1, 2, and 3 for various individuals and purposes, with a maximum loan amount…
Koperasi Tentera (KT): Personal Loans Personal loans from Koperasi Tentera (KT) are financing options specifically for the armed forces (anggota tentera Angkatan Tentera Malaysia (ATM))….
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Personal loans Coshare JCL 7% is the second MCO loan financing (Movement Control Order) launched this year. This fund is taken from JCL so this loan is known as Personal Loans Coshare JCL 7%. Open to PERMANENT civil servants (federal government employees AG) and police personnel. Please be informed that this financing is a ‘loan tanpa pengesahan majikan’ and is suitable for those of you who have difficulty obtaining employer’s confirmation.
Personal Loans Coshare JCL 7% Loan Criteria
Here are the loan criteria for Personal Loans Coshare JCL 7% so that you get a clear picture before applying.
Personal Loans Coshare JCL 7% Best interest rate 7% flat rate (lowest in the market for flat rate).
Payout 70% of the loan amount. (Payout slightly higher than 6.65% interest)
The process takes 7-10 working days and is a bit slow due to the MCO 3.0 movement control command.
Serve at least 1 year from the date of appointment.
The minimum starting salary is RM1,500.
Open to full government staff (AG Only). That means all federal government employees are ELIGIBLE.
Police officers are ELIGIBLE to apply.
This promotion is not open to state government employees and statutory bodies.
Financing up to one year before retirement. If the applicant chooses the 60 -year retirement option, then you can loan up to age 59 years old.
Important note: Applicants with a high DSR are ELIGIBLE to apply because this Personal Loans Coshare JCL 7% scheme does not see your CCRIS and CTOS records. If the blacklist amount is too high it will be assessed on a case-by-case basis.
How to Apply a Personal Loans Coshare JCL 7%
To applicants who are interested in this Personal Loans Coshare JCL 7% package, you can download the application form here. You must also fill in your personal details as below and send to our WhatsApp number as below.
MAKLUMAT PEMOHON
Nama Penuh:
No I/C:
Alamat Tetap:
Alamat Sekarang:
No Tel Bimbit:
Bilangan Tanggungan:
Taraf Perkahwinan:
Bangsa:
Agama:
Taraf Pemilikan Rumah:
Pendidikan Tertinggi:
Alamat Email:
Nama Ibu:
Tempoh Menetap:
MAKLUMAT PEKERJAAN PEMOHON
Nama Majikan:
Alamat Majikan:
Jawatan:
Tarikh Mula Berkhidmat:
No. Tel. Pejabat:
Gred:
Bahagian / Jabatan:
MAKLUMAT PASANGAN
Nama Penuh Pasangan:
No I/C Pasangan:
Tarikh Lahir Pasangan:
No Tel. Bimbit:
Nama Majikan Pasangan:
Alamat Penuh Majikan Pasangan:
Gaji Pasangan:
Tarikh Mula Berkhidmat:
No. Tel Pejabat Pasangan:
MAKLUMAT RUJUKAN SAUDARA TERDEKAT
Nama Penuh:
Alamat Tetap:
No Tel. Bimbit:
Pertalian Dengan Pemohon:
Dengan ini saya bersetuju dengan semua syarat-syarat yang telah diberitahu oleh Pegawai Pemasaran dan mengesahkan semua maklumat yang diberikan adalah benar. Terima kasih.
Personal Loans Coshare JCL 7% Required Documents
Documents required to apply for a Personal Loans Coshare JCL 7% are:
IC & police ID (if any) colored have – WhatsApp
ANM & HRMIS password (customers have to print their own HRMIS if they are police officers)
Copy of payroll bank account (COMPULSORY)
Option letter for customer:
aged 39 and above (if applying for a 15 year old package)
aged 45 and above (if applying for a 10 year package)
Confirmation letter* (MANDATORY if applying KFH)
*For Personal Loans Coshare JCL 7%, if the employer does not cooperate, you have to ask for a confirmation letter
Need flexible financial solutions? Get the loans and funding you need to achieve your goals. Click below to explore your options and get started today!
BSN Personal Financing BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in…
Alliance Bank Personal Loans Get financial help with low interest rates and minimal extra fees through Alliance Bank Personal Loans. Enjoy an exclusive rate of…
Maybank Islamic Personal Financing-i (MIPF-I) Make life brighter with the Maybank Islamic personal financing-i (MIPF-I). Get financing of up to RM100,000, with monthly repayments starting…
RHB Bank Personal Loan RHB Bank offers financing up to RM150,000 with no guarantor required. Available for government, private sector, and selected GLC employees. It’s…
Bank Islam Personal Financing-i Bank Islam offers the best personal loan financing up to RM300,000 with Takaful coverage. Choose between flat rate or floating rate,…
Koperasi Tentera (KATMB) Express Loans Koperasi Tentera (KATMB) provides Express Loans 1, 2, and 3 for various individuals and purposes, with a maximum loan amount…
Koperasi Tentera (KT): Personal Loans Personal loans from Koperasi Tentera (KT) are financing options specifically for the armed forces (anggota tentera Angkatan Tentera Malaysia (ATM))….
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Personal loan Coshare JCL 6.65% is one of the best personal financing 2022 in Malaysia you can apply. This great promotions is open to civil servants only. You should take this opportunity to grab this financing scheme because it is open is very limited time. Ask us now on how to apply or read below about the terms and conditions about how to apply Personal Loan Coshare JCL 6.65%.
Coshare JCL Personal Loans 6.65% Packages
Personal Loan Coshare JCL 6.65% is the second loan tanpa pengesahan majikan launched this year. This fund is taken from JCL so this loan is known as Coshare JCL 6.65%. Open to PERMANENT civil servants (federal government employees AG) and police personnel. Please be informed that this financing is a loan tanpa pengesahan majikan and is suitable for those of you who have difficulty obtaining employer’s confirmation.
Coshare JCL Personal Loans 6.65% – Loan Criteria
Here are the loan criteria for Coshare JCL 6.65% so that you get a clear picture before applying.
Interest rate 6.65% flat rate (lowest in the market for flat rate).
Payout 65% of the loan amount.
Processing time 7-10 working days.
Minimum loan period of 2 years and maximum of 15 years of financing. (first time loan period is extended)
The minimum financing amount is RM10,000.
The maximum financing is RM200,000.
Unsecured loan
Single customer limit is RM200,000.
Applicants must be in a permanent position.
Serve at least 1 year from the date of appointment.
The minimum starting salary is RM1,500.
Open to full government staff (AG Only). That means all federal government employees are ELIGIBLE.
Police personnels are ELIGIBLE to apply.
This promotion is not open to state government employees and statutory bodies (GLC).
Financing up to one year before retirement. If the applicant chooses the 60 -year retirement option, we can only calculate until 59 years old.
Important note: Applicants with a high DSR are ELIGIBLE to apply because this personal loan scheme does not see your CCRIS and CTOS records. If the blacklist amount is too high it will be assessed on a case-by-case basis.
Berita Terkini Loan Coshare JCL
Ini berita yang baru kami terima. Interest 6.65% dan tempoh loan 15 tahun hanya ditawarkan bagi pemohon yang ingin OVERLAP loan sediada sahaja.
Bagi kes fresh loan, tempoh pembiayaan maksima 12 TAHUN sahaja dan interest menjadi 8% manakala payout dinaikkan MENJADI 70%.
How to Apply a Coshare JCL Personal Loans 6.65%
To applicants who are interested in this Coshare JCL Personal Loans 6.65% package, you can download the application form here. You must also fill in your personal details as below and send to our WhatsApp number as below.
MAKLUMAT PEMOHON
Nama Penuh:
No I/C:
Alamat Tetap:
Alamat Sekarang:
No Tel Bimbit:
Bilangan Tanggungan:
Taraf Perkahwinan:
Bangsa:
Agama:
Taraf Pemilikan Rumah:
Pendidikan Tertinggi:
Alamat Email:
Nama Ibu:
Tempoh Menetap:
MAKLUMAT PEKERJAAN PEMOHON
Nama Majikan:
Alamat Majikan:
Jawatan:
Tarikh Mula Berkhidmat:
No. Tel. Pejabat:
Gred:
Bahagian / Jabatan:
MAKLUMAT PASANGAN
Nama Penuh Pasangan:
No I/C Pasangan:
Tarikh Lahir Pasangan:
No Tel. Bimbit:
Nama Majikan Pasangan:
Alamat Penuh Majikan Pasangan:
Gaji Pasangan:
Tarikh Mula Berkhidmat:
No. Tel Pejabat Pasangan:
MAKLUMAT RUJUKAN SAUDARA TERDEKAT
Nama Penuh:
Alamat Tetap:
No Tel. Bimbit:
Pertalian Dengan Pemohon:
Dengan ini saya bersetuju dengan semua syarat-syarat yang telah diberitahu oleh Pegawai Pemasaran dan mengesahkan semua maklumat yang diberikan adalah benar. Terima kasih.
Coshare JCL Personal Loans 6.65% Required Documents
Documents required to apply for a Coshare JCL 6.65%personal loan are:
IC & police ID (if any) colored have – Whatsapp
ANM & HRMIS password (customers have to print their own HRMIS if they are police officers)
Copy of payroll bank account (COMPULSORY)
Option letter for customer:
aged 39 and above (if applying for a 15 year old package)
aged 45 and above (if applying for a 10 year package)
Confirmation letter* (MANDATORY if applying KFH)
*For Coshare JCL Personal Loans 6.65%, if the employer does not cooperate, you have to ask for a confirmation letter
Here are the steps to apply a Coshare JCL Personal Loans 6.65% you need to do as follows:-
Step 1: WhatsApp the latest salary slip to 019-2983056. And state whether you have a high blacklist record or bankruptcy and inform us which packages that suits your financial status.
Step 2: A calculation will be made to determine if you are eligible or not. We will inform you which package suits you based on your financial situation.
Step 3: Fill in the applicant’s information and send via WhatsApp to 0192983056.
Step 4: Download the form in this page, fill it in using a black wet ink pen, sign all places consistently and attach supporting documents as required.
Need flexible financial solutions? Get the loans and funding you need to achieve your goals. Click below to explore your options and get started today!
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Maybank Islamic Personal Financing-i (MIPF-I) Make life brighter with the Maybank Islamic personal financing-i (MIPF-I). Get financing of up to RM100,000, with monthly repayments starting…
RHB Bank Personal Loan RHB Bank offers financing up to RM150,000 with no guarantor required. Available for government, private sector, and selected GLC employees. It’s…
Bank Islam Personal Financing-i Bank Islam offers the best personal loan financing up to RM300,000 with Takaful coverage. Choose between flat rate or floating rate,…
Koperasi Tentera (KATMB) Express Loans Koperasi Tentera (KATMB) provides Express Loans 1, 2, and 3 for various individuals and purposes, with a maximum loan amount…
Koperasi Tentera (KT): Personal Loans Personal loans from Koperasi Tentera (KT) are financing options specifically for the armed forces (anggota tentera Angkatan Tentera Malaysia (ATM))….
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Loan tanpa pengesahan majikan is our newly packages for this year. It comes with three (3) attractive financing packages. Open to civil servants, GLC and private company. Deduction from Biro Angkasa. Get latest info here.
About Loan Without Employer Verification
This is our latest personal loans products called loan without employer verification. Many civil servants are waiting for this personal loans packages a long time ago. As a result of the difficulty in obtaining employer confirmation related to personal loans, here we bring good news to all government employees. Long time ago, Koperasi Kowaja was a pioneer for loans without employer confirmation. But this time, in 2021 the wait of almost 12 years has been answered. Apply your loan without employer verification without a doubt with us now!
Promotions Available
Option 1: Personal Loans Coshare KFH 3.88%
This 3.88% Coshare KFH Personal Loan is the latest promotion for 2021 for loan without employer verification and launched during Movement Control Order – MCO 3.0. This product has just been launched with a very attractive interest of only 3.88%.
For more information about these greatest personal loans promotion and how to apply, please click the link below. You can also find the application form and payment schedule (repayment table). This great and exciting product is a collaboration with Kuwait Finance House (KFH).
Option 2: Coshare JCL Personal Loan 6.65%
This 6.65% Coshare JCL Personal Loan Promotion is an option 2 of 3 loan without employer verificationpromotions launched simultaneously with the above package. Of course, many of us have been facing financial problems since the MCO 3.0 Movement Control Order was enhanced. This package is the solution to all your financial crises. Please click here for more information or click the button below
The Personal Loans Coshare JCL 7% is the last financing package under loan without employer verification launched simultaneously in 2021. Given the difficulties caused by the Covid-19 pandemic and the ongoing MCO Movement Control Order in Malaysia, this best financing package is launched without having to get your employer’s approval.
Remember ‘Protect Yourself … Protect All’.
FAQ
Is There Still Loan Tanpa Pengesahan Majikan?
Yes now there are loan without employer verification offered to government employees (AG) and police personnel. Please whatsapp your latest salary slip to 019-2983056 and we will inform you of this promptly. Or choose one of 3 personal loans package below and let us know via WhatsApp.
What are the Options of loan without employer verification?
First of all, all you need to do is to choose 1 from the 3 options below are Coshare KFH 3.88% personal loan, Coshare JCL 6.65% or Coshare JCL 7% and keep in touch with us via Whatsapp. Detailed information can be read below. Click on the financing package for full info.
What is the Best Personal Loan You Can Apply for in This Covid-19 Pandemic?
Many were affected by the high financial burden during Covid-19 pandemic. Therefore, we are pleased to launch the MCO personal loan promotion – Movement Control Order 3.0 for you. There are 3 financing schemes without employer confirmation (loan tanpa pengesahan majikan) that you can apply for, namely Coshare KFH 3.88%, Coshare JCL 6.65%and Coshare JL 7%. Just Whatsapp our hotline number at 019-2983056 to get more information and clarification on this best financing package ever.
Why Personal Loans Coshare is Your Best Choice?
Coshare is a trusted brand when it comes to government employees personal loans. Coshare is well-known and existed for the past 11 years or so around 2010 and the collaboration with Kuwait Finance House (KFH) with 100% financing (100% payout) turned out to be most successful personal financing for government staff.
Do not hesitant when you want to apply for this personal loans because it is based on shariah principles (Syariah Compliant) in collaboration with Kuwait Finance House (KFH).
Personal Loan Schedule of Payment
Best Loan Without Employer Verification: Summary
Article Title: Best Loan Without Employer Verification
Need flexible financial solutions? Get the loans and funding you need to achieve your goals. Click below to explore your options and get started today!
BSN Personal Financing BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in…
Alliance Bank Personal Loans Get financial help with low interest rates and minimal extra fees through Alliance Bank Personal Loans. Enjoy an exclusive rate of…
Maybank Islamic Personal Financing-i (MIPF-I) Make life brighter with the Maybank Islamic personal financing-i (MIPF-I). Get financing of up to RM100,000, with monthly repayments starting…
RHB Bank Personal Loan RHB Bank offers financing up to RM150,000 with no guarantor required. Available for government, private sector, and selected GLC employees. It’s…
Bank Islam Personal Financing-i Bank Islam offers the best personal loan financing up to RM300,000 with Takaful coverage. Choose between flat rate or floating rate,…
Koperasi Tentera (KATMB) Express Loans Koperasi Tentera (KATMB) provides Express Loans 1, 2, and 3 for various individuals and purposes, with a maximum loan amount…
Koperasi Tentera (KT): Personal Loans Personal loans from Koperasi Tentera (KT) are financing options specifically for the armed forces (anggota tentera Angkatan Tentera Malaysia (ATM))….
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Koperasi Alumni Universiti Sultan Zainal Abidin Terengganu Malaysia Berhad KOPANISZA
Koperasi Alumni Universiti Sultan Zainal Abidin Terengganu (Malaysia) Berhad atau nama singkatannya KOPANISZA ditubuhkan bertujuan untuk menjalankan aktiviti perniagaan yang menguntungkan dan membuka peluang perniagaan dan pekerjaan kepada anggota.
Sejarah KOPANISZA
Di samping dapat membantu kebajikan anggota dan keluarga.
Permohonan untuk menubuhkan Koperasi Alumni Universiti Sultan Zainal Abidin Terengganu Malaysia Berhad KOPANISZA telahpun diluluskan oleh Suruhanjaya Koperasi Malaysia pada 24/07/2013 dan Mesyuarat Agung Permulaan telah diadakan pada 27/07/2013 bertempat di Kelab Tasik Putrajaya dan diresmikan oleh Profesor Dr. Yahya Bin Ibrahim.
Sembilan (9) orang Anggota Lembaga Koperasi telah dipilih semasa Mesyuarat Agung
Permulaan adalah seperti berikut :-
EN. HUSSIN BIN GHANI – Pengerusi
EN. MOHD NASURDIN BIN ABDUL MUBIN – Setiausaha
EN. KIRAWAN ZEISWAR BIN KAMAROLZAMAN – Bendahari
HJ. MOHAMAD SAHAR BIN MAT DIN – Anggota Lembaga Koperasi
EN. MUHAMAD HAIZUAN BIN ROZALI – Anggota Lembaga Koperasi
EN. AHMAD SHUKRI BIN NGAH – Anggota Lembaga Koperasi
EN. WAN MAKHTAR BIN WAN KADIR – Anggota Lembaga Koperasi
EN. MORAD BIN AWANG – Anggota Lembaga Koperasi
EN. WAN SUHAIKIM BIN WAN SAIDI – Anggota Lembaga Koperasi
Fungsi Utama Koperasi Alumni Universiti Sultan Zainal Abidin Terengganu Malaysia Berhad (KOPANISZA)
Fungsi utama Koperasi Alumni Universiti Sultan Zainal Abidin Terengganu Malaysia Berhad KOPANISZA ialah Perkhidmatan dan aktiviti yang didaftarkan buat masa sekarang ialah Pemasaran, Pendidikan, ICT, Penganjuran Acara, Program Promosi, Latihan dan lain aktiviti yang akan diputuskan kemudian nanti.
Pejabat Operasi Koperasi Alumni Universiti Sultan Zainal Abidin Terengganu Malaysia Berhad ialah di 510A, Diamond Complex, Bangi Business Park, Bandar Baru Bangi, 43650 Bangi, Selangor Darul Ehsan.
Keanggotaan KOPANISZA terbuka kepada lepasan pelajar KUSZA, UDM dan UNISZA. Modal syer minima untuk setiap anggota yang telah didiluluskan di dalam Mesyuarat Agung
Permulaan ialah RM100.00 dan Yuran Masuk RM20.00.
Oleh kerana keanggotaan Koperasi Alumni Universiti Sultan Zainal Abidin Terengganu Malaysia Berhad KOPANISZA melibatkan seluruh Malaysia, Mesyuarat Agung Tahunan akan menggunakan kaedah perwakilan.
Kawasan perwakilan terbahagi kepada zon A dan zon B.
ZON A – KELANTAN, TERENGGANU, PAHANG, PERLIS, KEDAH, PULAU PINANG, PERAK.
ZON B – SELANGOR, WILAYAH PERSEKUTUAN, PUTRAJAYA, NEGERI SEMBILAN, MELAKA, JOHOR, SABAH, SARAWAK
Pada masa sekarang pihak Koperasi Alumni Universiti Sultan Zainal Abidin Terengganu Malaysia Berhad telahpun memajukan dokumen-dokumen yang berkaitan kepada Suruhanjaya Koperasi Malaysia (SKM) untuk didaftarkan.
Perjalanan aktiviti dan pendaftaran anggota Koperasi Alumni Universiti Sultan Zainal Abidin Terengganu Malaysia Berhad KOPANISZA hanya boleh dibuat selepas mendapat kelulusan pendaftaran daripada SKM.
Hubungi Koperasi Alumni Universiti Sultan Zainal Abidin Terengganu Malaysia Berhad
Alumni UniSZA Pejabat Hal Ehwal Pelajar & Alumni Universiti Sultan Zainal Abidin Kampus Gong Badak 21300 Kuala Terengganu.
Tel : 09-6687934
Koperasi Alumni Universiti Sultan Zainal Abidin Terengganu Malaysia Berhad KOPANISZA: Summary
Article Title: Koperasi Alumni Universiti Sultan Zainal Abidin Terengganu Malaysia Berhad KOPANISZA
Category: #koperasi #KOPANISZA #PersonalLoan
Purpose: #Promotion
Koperasi Product and Services
We cover all koperasi across Malaysia, providing a wide range of products and services. Explore the options below to discover useful information and easily contact the koperasi that meets your needs. Unlock the benefits of various koperasi offerings available nationwide!
UM Cooperative Bookshop Ltd The University of Malaya Cooperative Bookshop Ltd, also known as Koperasi Kedai Buku Universiti Malaya Berhad, offers a wide range of…
Koperasi Perumahan Angkatan Tentera Berhad (KPATB) Kenali sejarah dan cara untuk menjadi anggota Koperasi Perumahan Angkatan Tentera Berhad (KPATB) sebelum memohon pinjaman peribadi. Kami menyediakan…
Koperasi KOSMAS Selangor: Pelaburan Masa Depan Anda Jana kekayaan masa depan anda dengan pelaburan di Koperasi KOSMAS Selangor. Pelajari lebih lanjut mengenai peluang pelaburan saham…
Koperasi Ladang Berhad (KLB) Koperasi Ladang Berhad (KLB) is a leading cooperative in Malaysia, specializing in high-quality fertilizers, fungicides, herbicides, and insecticides. Want to find…
Koperasi Iman (KOIMAN) Bergabunglah dengan Koperasi Serbaguna Iman Malaysia Berhad (KOIMAN) dalam bidang perladangan fidlot, pusat penyembelihan, dan ladang ternakan lembu Iman Farm. Selain itu,…
Personal Loan KIMB Koperasi Islah Malaysia Berhad Apply Personal Loan KIMB Koperasi Islah Malaysia Berhad flat rate interest rate up to RM100,000. No hidden charges….
Koperasi Anak Sains MARA Berhad KOASMARA Koperasi Anak Sains MARA Berhad KOASMARA was incorporated by alumni of MARA Junior Science College (MRSM), a special high…
Koperasi Kobaru Berhad Jom mohon pinjaman peribadi Koperasi Kobaru Berhad dengan kadar yang istimewa. Koperasi pilihan dan mesti anda pilih. Pilihan muktamad anda! Semua orang…
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
KOPEN Personal Loan Koperasi Jabatan Penjara Malaysia Berhad is now offering a personal financing to its member with loan amount up to RM150,000. Apply now!
About KOPEN Personal Loan Koperasi Jabatan Penjara Malaysia Berhad
Koperasi Jabatan Penjara Malaysia Berhad or KOPEN is an organization registered under the Malaysian Cooperatives Ordinance No. 33 of 1984. It was established on the 6th. November 1981.
Cooperative Main Activities
Provide saving and financing services to members of the Cooperative
Bai Al-Inah Personal Loans
Bai Al-Inah Personal Loans is up to RM150,000.00 according to eligibility (cooperative circular no: 01/2006 salary deduction limit is 60% of total income) with an interest rate of 5.9% per annum.
Applicant
Loan form
1 copy of bank account
2 pieces of identity card (Verified)
2 latest payslips – 1 month (Verified)
Guarantor
RM 5000 on 2 KOPEN members
1 piece of current salary slip
Consumer Personal Loans
The Koperasi KOPEN Consumer Personal Loans include electrical goods loans (up to RM20,000.00), jewelery loans (RM20,000.00), mobile phone loans (RM10,000.00) and computer loans of all types and are limited to RM10,000.00.
Meanwhile, for motorcycle loans, the amount of personal loans allowed up to RM20,000.00, furniture loans up to RM20,000.00, education loans (RM10,000.00) and tourism loans are limited to RM20,000.00.
Other consumer personal loans for members of Koperasi Jabatan Penjara Malaysia Berhad are housing loans and also loans to buy a car and the value of this loan is up to RM150,000.
For those who already have a home, applicants can apply for a home improvement loan with a max loan of up to RM150,000.00. For members who have a business can apply for a Business Working Capital Loan up to RM150,000.00.
Other forms of personal loans to members are such as Marriage Loan (up to RM10,000.00), Pedang Istiadat Loan, Car & Motorcycle License Loan (Metro Driving / Surfine and Road Tax Renewal Loan & Vehicle Insurance.
Koperasi Jabatan Penjara Malaysia Berhad also assists in providing Sun Glasses Making Loans (Permata Optical) and Bicycle Purchase Loans.
Pinjaman Peribadi 90% atas yuran
Pinjaman Peribadi 90% atas yuran terkumpul semasa dengan kadar faedah 3% setahun.
Other Services
Etiqa Takaful Group Insurance/ Death Benefit Scheme
KOPEN provides Etiqa Takaful group insurance facility for members with a minimum deduction of RM 10/month. For the death benefit scheme (skim khairat kematian), Koperasi Jabatan Penjara Malaysia Berhad will deduct a total of RM 100.10/year from the member’s account to entitle the member, spouse and children to receive benefits in the event of death. If you are a member of Koperasi Jabatan Penjara Malaysia Berhad for RM 20,000.00, a couple of RM 3000.00 and a child aged one week to 21 years a maximum of 4 people will get RM 700.
Koperasi Other Activities
The following are the Koperasi other activities as below:-
Member money savings
Personal financing
Consumer financing
Etiqa Takaful Agent / Takaful Ikhlas
Building / residential rental
Vacation in Port Dickson
Organizing umrah / holiday activities
Pasarmini Kopeniaga
Supply of necessities for prisoners
Supply of safety equipment
Supply of telecommunication equipment
Supply of uniforms and accessories
Organize motivational and training camps
Provide catering services
Koperasi Membership
The membership for 2017 is 8,158 members and the membership fee capital for December 2017 is RM 30,754,440.39. KOPEN’s total assets as of December 2017 were 48,085,410.81
Contact Koperasi Jabatan Penjara Malaysia Berhad (KOPEN)
KOPERASI JABATAN PENJARA MALAYSIA BERHAD NO. 17, JALAN PUSAT PERNIAGAAN 2 PUSAT PERNIAGAAN SUNGAI JELOK 43000 KAJANG, SELANGOR DARUL EHSAN Tel: 03-87415541 Fax: 03-87416641 E-Mail: admin@kopen.com.my
Koperasi Jabatan Penjara Malaysia Berhad (KOPEN): Summary
Article Title: Koperasi Jabatan Penjara Malaysia Berhad (KOPEN)
Category: #Koperasi #KOPEN #PersonalLoan
Purpose: #GeneralInformation #Promotion
Koperasi Loan Promotions
Looking for an attractive koperasi loan offer? Check out our koperasi loan promotions now! Enjoy competitive interest rates, an easy application process, and quick approval. Click below to explore the options and choose the loan that fits your financial needs!
Alliance Bank Personal Loans Get financial help with low interest rates and minimal extra fees through Alliance Bank Personal Loans. Enjoy an exclusive rate of…
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Koperasi Tentera (KT): Personal Loans Personal loans from Koperasi Tentera (KT) are financing options specifically for the armed forces (anggota tentera Angkatan Tentera Malaysia (ATM))….
Personal Loans Koperasi Komuja – Apply with High CCRIS or CTOS Koperasi Komuja offers exclusive personal loan packages for government employees and statutory bodies, even…
Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM) Apply for a personal loan with Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM) and receive financing up to…
Personal Loan UitmKoop Koperasi Kakitangan UiTM Berhad UitmKoop or Koperasi Kakitangan UiTM Berhad is offering staff personal loan with interest rate as low as 4%…
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Welcome to Koperasi Guru-Guru Sekolah India Perak KOPINDPK. If you would like to apply a personal loan, please contact us for assistance. We are located in Jalan Tun Abdul Razak, Ipoh Perak. You can ask anything about the product and business of Koperasi Guru-Guru Sekolah India Perak KOPINDPK.
What is Biro Angkasa?
Biro Angkasa atau acronym as ANGKASA is a body responsible for managing the salary deduction of employees in Malaysia. Most government employees benefit from these SPACE cuts. For example, you do not need to go to a bank or cooperative branch to settle the monthly installment payment. It is usually referred as BPA or Biro Perkhidmatan Angkasa.
Personal Financing Koperasi Guru-Guru Sekolah India Perak KOPINDPK
Terdapat enam (6) jenis pinjaman peribadi Koperasi Guru-Guru Sekolah India Perak KOPINDPK yang boleh anda mohon dengan kadar interest yang mengkagumkan dan dashyat. Sila lihat maklumat terperinci dibawah.
Pinjaman Kredit Koperasi Guru-Guru Sekolah India Perak KOPINDPK
Among the advantages that you can enjoy if you apply for Koperasi Guru-Guru Sekolah India Perak KOPINDPK are as follows:
Competitive profit rates only 5% per annum.
Up to 90% financing.
Fast approval process of 24-48 hours.
Financing period 10 years.
Fresh loan is allowed.
Pinjaman Pendidikan
Interest rate 5%
Max loan up to RM30,000
Repayment up to 72 months
Approval 24-48 hours only!
Pinjaman Kredit 5.00% /p.a
Interest rate 5%
Up to 90% financing
Fast approval 24-48 hours only!
Repayment 120 months
Pinjaman Insurans Kenderaan 2.00%/p.a
The lowest interest rate in town right now!
Max loan amount RM5,000
Payment up to 24 months
Express approval process 24-48 hours
Pinjaman Konsumer/ Pelancongan 3.00%/p.a
Interest rate 3% lowest right now
Max loan up to RM15,000
Repayment up to 72 months
Approval 24-48 hours only!
Pinjaman Berjamin 5.00%/p.a
Interest rate 5%
Max loan amount RM100,000
Fast approval 24-48 hours only!
Repayment 120 months
Pinjaman Kecemasan 5.00% /p.a
The lowest interest rate only 5%
Max loan amount RM10,000
Payment up to 72 months
Express approval process 24-48 hours
Contact Koperasi Guru-Guru Sekolah India Perak KOPINDPK
Koperasi Guru-Guru Sekolah India Perak KOPINDPK 10F, Jalan Tun Abdul Razak 30100, Ipoh, Perak. Malaysia. Tel: 05-506 1014 E-Mail: kgsipkbhd@yahoo.com.my
What happened if you are blacklisted from Banks?
If you are being blacklisted by the banks because of late payment or debt arrears, and you feel here to help you for your financial. Do not worry because you can apply personal financing with the cooperatives. We are focusing on koperasi loan such as Coshare, Yayasan Ihsan Rakyat YIR, Koperasi Konsumer Malaysia Berhad KKMB and many more! All you have to do is to contact us with this number 0192093056. We will come back to you as soon as possible. We are authorize personal financing agent throughout Malaysia. Contaft us now!
Koperasi Guru-Guru Sekolah India Perak (KOPINDPK): Summary
Article Title: Koperasi Guru-Guru Sekolah India Perak (KOPINDPK)
Category: #Koperasi #KOPINDPK #PersonalLoan
Purpose: #Promotion
Koperasi Loan Promotions
Looking for an attractive koperasi loan offer? Check out our koperasi loan promotions now! Enjoy competitive interest rates, an easy application process, and quick approval. Click below to explore the options and choose the loan that fits your financial needs!
Alliance Bank Personal Loans Get financial help with low interest rates and minimal extra fees through Alliance Bank Personal Loans. Enjoy an exclusive rate of…
Koperasi Tentera (KATMB) Express Loans Koperasi Tentera (KATMB) provides Express Loans 1, 2, and 3 for various individuals and purposes, with a maximum loan amount…
Koperasi Tentera (KT): Personal Loans Personal loans from Koperasi Tentera (KT) are financing options specifically for the armed forces (anggota tentera Angkatan Tentera Malaysia (ATM))….
Personal Loans Koperasi Komuja – Apply with High CCRIS or CTOS Koperasi Komuja offers exclusive personal loan packages for government employees and statutory bodies, even…
Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM) Apply for a personal loan with Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM) and receive financing up to…
Personal Loan UitmKoop Koperasi Kakitangan UiTM Berhad UitmKoop or Koperasi Kakitangan UiTM Berhad is offering staff personal loan with interest rate as low as 4%…
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM)
Apply for a personal loan with Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM) and receive financing up to RM20,000. Click here to find out more and start your application today.
About Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM)
Introduction to Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM)
Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM) was established on April 14, 1984, with the primary goal of improving the economic welfare of its members. KOBOPEM offers a variety of credit services to assist members in obtaining financial assistance. With a commitment to high levels of professionalism and credibility, KOBOPEM aims to become a leader in cooperative management.
As a prominent entity in the cooperative sector, KOBOPEM continues to focus on enhancing financial services and providing consistent support to its members.
KOBOPEM’s Core Functions
Providing Credit and Financing Services
KOBOPEM focuses on efficient financial management, offering financing facilities to its members. The cooperative provides credit services, financial advice, and solutions tailored to meet members’ financial needs.
KOBOPEM aims to achieve high professionalism in its operations while supporting members in managing their finances.
Unsecured Personal Loan: RM 20,000
Financing Option for Cooperative Members
KOBOPEM offers an unsecured personal loan of up to RM 20,000 for members who have been part of the cooperative for 10 years or more. This is an excellent opportunity for members to access financial support without requiring a guarantor. The main details of this loan are:
Loan Amount: RM 20,000.
Eligibility: Members who have been with the cooperative for 10 years.
No Guarantor Required: The loan application does not require a guarantor.
Fast Processing: Applicants only need to submit income verification documents.
Eligible members can contact KOBOPEM for further details on how to apply for this loan.
Contact Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM)
KOBOPEM Contact Details
For more information about personal loans, membership, or other services offered by KOBOPEM, please contact us using the details below:
Address: Koperasi Pekerja Bomba Malaysia Bhd 74, Jalan Haji Hussein, Chow Kit, 50300 Kuala Lumpur.
Phone: 03-40508994 / 03-40400043
Fax: 03-40400116
Email: koperasibomba@gmail.com
Why Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM)?
Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM) is committed to supporting the economic growth of its members by offering a range of financing services and financial support. With over 30 years of experience, KOBOPEM strives to provide professional services to its members. If you are interested in becoming a member or applying for a personal loan, feel free to contact KOBOPEM for more information.
Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM): Summary
Article Title: Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM)
Category: #Koperasi #KOBOPEM #PersonalLoan
Purpose: #GeneralInformation #Promotion
Koperasi Loan Promotions
Looking for an attractive koperasi loan offer? Check out our koperasi loan promotions now! Enjoy competitive interest rates, an easy application process, and quick approval. Click below to explore the options and choose the loan that fits your financial needs!
Alliance Bank Personal Loans Get financial help with low interest rates and minimal extra fees through Alliance Bank Personal Loans. Enjoy an exclusive rate of…
Koperasi Tentera (KATMB) Express Loans Koperasi Tentera (KATMB) provides Express Loans 1, 2, and 3 for various individuals and purposes, with a maximum loan amount…
Koperasi Tentera (KT): Personal Loans Personal loans from Koperasi Tentera (KT) are financing options specifically for the armed forces (anggota tentera Angkatan Tentera Malaysia (ATM))….
Personal Loans Koperasi Komuja – Apply with High CCRIS or CTOS Koperasi Komuja offers exclusive personal loan packages for government employees and statutory bodies, even…
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Personal Loan UitmKoop Koperasi Kakitangan UiTM Berhad
UitmKoop or Koperasi Kakitangan UiTM Berhad is offering staff personal loan with interest rate as low as 4% and max RM150,000 or 25x gross salary. View promotion and other cooperative info here.
About UitmKoop Koperasi Kakitangan UiTM Berhad
The Objective
Koperasi Kakitangan UiTM Berhad UitmKoop was established to increase the economic interests of its members in accordance with the principles of cooperatives. In addition, cooperatives were also established to assist UiTM staff who are members of cooperatives. Therefore, the cooperative has provided a network of activities that allow each of its members to enjoy facilities and services in the form of welfare or simple dependents.
Function
The main function of this cooperative is to carry out activities:-
Credit
Users
Services
Principle
The principles of membership are: –
Voluntary and open membership
Democratic control by members
Economic involvement by members
Autonomy and freedom
Education, training and information
Cooperation between cooperatives
Caring for the community
Benefits
The benefits obtained by members are:-
Creating savings for savings and investment purposes.
Keep a portion of the income and give loans for beneficial purposes and bring profit to the members.
Carrying out business and trade activities / including consumer functions.
Buying, selling, transferring ownership, erecting, renting, pledging, leasing, mortgaging and owning movable and immovable property.
Invest excess money in matters permitted under section 54 of the Act.
Participate in joint ventures with cooperatives or private companies and become a member of other Cooperatives.
Carry out insurance activities for members and non -members.
Open to UiTM staff fixed paid salary and cooperative staff including staff in its subsidiaries
Membership Requirements
Must be a Malaysian citizen, resident in the cooperative’s area of operation, no conviction and mental ability.
Application and Payment
Entrance fee is charged at RM 10.00 and former members who apply to become members again are charged RM 50.00.
Guaranteed Cash Financing
This Guaranteed Cash Financing requires a guarantor consisting of eligible members of the Cooperative to guarantee subject to the conditions set by the Cooperative.
UiTM Berhad UitmKoop Staff Cooperative Personal Loan Eligibility
For Guaranteed Cash Financing, the eligibility for UiTM Berhad UitmKoop Staff Cooperative Personal Loan is 25 months basic salary or RM150,000.00 whichever is less, subject to the member’s existing deduction not exceeding 60% of basic salary, interest rate is 4% and 5% and maximum financing reached RM 150,000.00.
Consumer Financing (Goods)
Consumer Financing (Goods) requires a guarantor consisting of eligible members of the Cooperative to the conditions set by the Cooperative.
Funding Eligibility
For Consumer Financing (Goods), the eligibility for Koperasi Kakitangan UiTM Berhad Staff Personal Loan is 25 months basic salary or RM150,000.00 whichever is less, subject to the member’s existing deduction not exceeding 60% of basic salary, interest rate is 4% and 5% and the maximum financing reaches RM 150,000.00.
Cash Financing 90% Contribution
Cash Financing 90% Contribution does not require a guarantor but the Koperasi Kakitangan UiTM Berhad UitmKoop Staff Personal Loan guarantee is up to the member’s contribution. Subject to the conditions set by the cooperative.
Funding Eligibility
For Cash Financing 90% Accumulated Contribution, the eligibility is 90% of the total accumulated contribution.
Interest rates 4% and 5%.
Calculation of Eligibility = Total Contribution x 90% = Eligibility.
IPT Loan and Emergency Loan
IPT Loan
This Koperasi Kakitangan UiTM Berhad UitmKoop IPT Personal Loan is provided for members or dependents who wish to continue their studies at institutions of higher learning. Subject to the conditions set by the cooperative
Funding eligibility
For IPT financing, the eligibility to apply is up to RM2,500.00.
Each member is eligible to apply once for one child only.
Interest rate 4% per annum.
Emergency Loan
The Board may immediately approve the Personal Loan Koperasi Kakitangan UiTM Berhad UitmKoop Staff emergency loan application to members who apply provided that the financing does not exceed RM1,000.00 per year. Approval of the application is based on tangible evidence supported by valid documents.
Sure! Here’s the revised version following your instructions:
Contact UiTM Staff Cooperative Berhad (UitmKoop)
Office Location:
UiTM Staff Cooperative Berhad (UitmKoop), 14, Jalan Lazuardi 7/29, Section 7, 40000 Shah Alam, Selangor.
Phone and Fax Numbers:
For any inquiries or further details, feel free to reach us at:
+603 5519 5912 +603 5510 4512 +603 5512 0689
If you need to send any documents, please use our fax number:
+603 5513 0540
Contact Us by Email:
You can also reach out to us via email for inquiries or more information at:
Looking for an attractive koperasi loan offer? Check out our koperasi loan promotions now! Enjoy competitive interest rates, an easy application process, and quick approval. Click below to explore the options and choose the loan that fits your financial needs!
Alliance Bank Personal Loans Get financial help with low interest rates and minimal extra fees through Alliance Bank Personal Loans. Enjoy an exclusive rate of…
Koperasi Tentera (KATMB) Express Loans Koperasi Tentera (KATMB) provides Express Loans 1, 2, and 3 for various individuals and purposes, with a maximum loan amount…
Koperasi Tentera (KT): Personal Loans Personal loans from Koperasi Tentera (KT) are financing options specifically for the armed forces (anggota tentera Angkatan Tentera Malaysia (ATM))….
Personal Loans Koperasi Komuja – Apply with High CCRIS or CTOS Koperasi Komuja offers exclusive personal loan packages for government employees and statutory bodies, even…
Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM) Apply for a personal loan with Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM) and receive financing up to…
Personal Loan UitmKoop Koperasi Kakitangan UiTM Berhad UitmKoop or Koperasi Kakitangan UiTM Berhad is offering staff personal loan with interest rate as low as 4%…
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Apply Personal Loan KIMB Koperasi Islah Malaysia Berhad flat rate interest rate up to RM100,000. No hidden charges. Click for more info and to apply!
About Koperasi Islah Malaysia Berhad (KIMB)
Koperasi Islah Malaysia Berhad (KIMB) is a national cooperative. Member involvement is not limited to one organization only, but it is open to all Malaysians in general.
Koperasi Islah Malaysia Berhad (KIMB) is a Cooperative established with the aim of promoting a culture of saving and entrepreneurship for welfare purposes and improving the socio -economic status of members in particular and Muslims in general, in line with the demand to “cooperate in matters of goodness and piety”
Koperasi Islah Malaysia Berhad was approved for registration on 21 January 1994 under the Suruhanjaya Koperasi Malaysia (SKM) with Koop Nasional registration number No 15.
Vision
Becoming a Superior National Cooperative Based on Sharia.
Mission
Encourage a culture of saving and entrepreneurship among members.
Involve cooperatives in profitable business and investment activities.
Provide quality services through trustworthy and competent management.
Retail Financing
Koperasi Islah Malaysia Berhad (KIMB) Personal Loan is a flat rate personal financing.
Financing Margin
Based on the personal loan eligibility limit and subject to a minimum amount of RM 1,000 and a maximum amount of RM 100,000
A flat rate personal loan of 8% per annum for all who qualify.
*This rate is subject to change depending on the terms and conditions, will be notified via offer letter if the application is approved.
Eligibility for Personal Loan Application
Has been a member of KIMB for at least six (6) months.
Applicants must be 18 years of age or older.
Has a confirmed position and has a fixed income.
Have a guarantor.
Required documents
Completed application form.
Information disclosure consent form.
A copy of identity card.
3 months latest salary slip.
Latest job confirmation letter.
And at least one of the following documents:
Latest EPF statement; or
Latest income statement (Form BE/eBE/EA/EC); or Latest bank statement for 3 months (salary crediting)
Any supporting documents if necessary.
Payment method
There are 2 payment methods for personal loan payment of Koperasi Islah Malaysia Berhad as follows:-
Salary cut.
Standing instructions from other banks.
Benefits Of Applying For A Personal Loan With Us
No hidden charges
Selling price – fixed and known.
Competitive financing rates.
*Subject to the terms and conditions.
Koperasi Islah Malaysia Berhad Membership Application
3 easy steps to apply for membership:
Complete the membership application form – Download the member application form or fill in online. Return the form either via:
Post/send to KIMB Office at Lot 300.1, Lorong Selangor, Pusat Bandar Melawati 53100, Kuala Lumpur, or Email to customer.service@kimb.com.my, or Fax the form to 03-41086319
Make a membership application fee of RM 530 (RM 500 Shares, RM 30 Membership Fee) can be paid in cash or bank-in to the following account in the name of KOPERASI ISLAH MALAYSIA BERHAD: Maybank: 5622 0961 8419 Islamic Bank: 1211 30100 24343 (Proof of payment can be submitted via email or fax as above, or whatsapp to 011.2078.5903)
After approval, we will send the approval confirmation letter along with the membership card and the cooperative by-law book to the address given in the membership application form.
KIMB Koperasi Islah Malaysia Berhad Cooperative Membership Requirements
KIMB Koperasi Islah Malaysia Berhad membership is open to:
Malaysian
Aged 18 years and above
Never involved in an offense registered under the “Registration of Criminals and Undisireable Persons Act, 1969 ″.
Each application must be by filling in the membership application form, Membership Fee RM 30 and a minimum Share Capital of RM 500 (paid within 6 months after membership is registered)
Contact KIMB Koperasi Islah Malaysia Berhad
Koperasi Islah Malaysia Berhad Lorong Selangor, Taman Melawati 53100 Ampang, Selangor Tel: 03-4108 6339 E-Mail: customer.service@kimb.com.my
KIMB Koperasi Islah Malaysia Berhad: Summary
Article Title: KIMB Koperasi Islah Malaysia Berhad
Category: #koperasi #KIMB #PersonalLoan
Purpose: #Promotion
Koperasi Loan Promotions
Looking for an attractive koperasi loan offer? Check out our koperasi loan promotions now! Enjoy competitive interest rates, an easy application process, and quick approval. Click below to explore the options and choose the loan that fits your financial needs!
Alliance Bank Personal Loans Get financial help with low interest rates and minimal extra fees through Alliance Bank Personal Loans. Enjoy an exclusive rate of…
Koperasi Tentera (KATMB) Express Loans Koperasi Tentera (KATMB) provides Express Loans 1, 2, and 3 for various individuals and purposes, with a maximum loan amount…
Koperasi Tentera (KT): Personal Loans Personal loans from Koperasi Tentera (KT) are financing options specifically for the armed forces (anggota tentera Angkatan Tentera Malaysia (ATM))….
Personal Loans Koperasi Komuja – Apply with High CCRIS or CTOS Koperasi Komuja offers exclusive personal loan packages for government employees and statutory bodies, even…
Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM) Apply for a personal loan with Koperasi Bomba Dan Penyelamat Malaysia Berhad (KOBOPEM) and receive financing up to…
Personal Loan UitmKoop Koperasi Kakitangan UiTM Berhad UitmKoop or Koperasi Kakitangan UiTM Berhad is offering staff personal loan with interest rate as low as 4%…
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Yayasan Ihsan Rakyat (YIR) – The Best Personal Loan for Public Sector Employees!
Yayasan Ihsan Rakyat (YIR) offers the best personal loan for public sector employees, including those with CCRIS or CTOS blacklists. Get accurate and reliable information on how to apply. Start your application today!
Yayasan Ihsan Rakyat (YIR) Personal Loan: A Financial Solution for Government Employees and PDRM
Yayasan Ihsan Rakyat (YIR) offers personal loans exclusively for federal government employees (Akauntan Negara) and members of the Royal Malaysia Police (PDRM). These loans are processed through payroll deductions and will appear on your payslip with the notation “Yayasan Ihsan Rakyat YIR.” With a fast approval process, your loan can be disbursed in the next payroll cycle.
Who is Eligible to Apply for YIR Personal Loans?
YIR Personal Loans are open to:
Federal government employees (Akauntan Negara, AG)
Members of the Royal Malaysia Police (PDRM)
Eligibility Criteria:
Age: 26 years and above.
Employment Status: Must be a permanent employee (not contract-based).
Minimum Salary: RM2,000 per month. If your salary is less than RM2,000, we recommend applying for a Petronesa loan instead, or your interest rate will increase to 7.88%.
Work Experience: Must have been employed for at least 1 year.
Payslip Deduction: Your payslip must be deducted through the PGM system (employer salary deduction) and not through Biro Angkasa.
Ineligible Applicants:
Employees from state government, universities, district councils, and municipal GLCs are not eligible, as their salary deductions do not comply with the YIR system.
YIR Personal Loan Interest Rates
YIR offers two interest rates based on the applicant’s financial situation.
6.88% Annual Interest Rate
Interest Rate: 6.88% per annum.
Loan Amount: Up to RM150,000.
Payout: 80% of the approved loan amount, minus 1 month’s advance payment.
Approval Time: 5 to 10 working days.
Minimum Salary: RM2,000. For applicants earning less than RM2,000, the interest rate will be 7.88%.
CTOS Commitment: Applicants with CTOS records under RM15,000 are eligible. If the CTOS record exceeds RM15,000, the interest rate will increase to 10% per annum.
7.88% Annual Interest Rate
This interest rate applies to:
Applicants earning less than RM2,000 per month.
Minimum Net Salary after loan repayment must be at least RM900.
Payout: 80%, minus 2 months’ advance payment.
CTOS Commitment: If the CTOS record exceeds RM15,000, the application will be rejected.
Loan Term: All approved loans have a 10-year repayment period, as mandated by Bank Negara Malaysia.
Advantages of Yayasan Ihsan Rakyat Personal Loan
Competitive Interest Rates: Starting from 6.88%, YIR offers lower rates than many other personal loan providers.
Quick Approval: The loan approval process takes 5 to 10 working days, ensuring fast access to funds.
No Guarantor Required: No need to find a guarantor, making the loan process simpler.
Payroll Deduction for Easy Repayment: Loan repayments are deducted directly from your payroll, making it hassle-free.
Exclusive to Government Employees & PDRM: The loan is exclusively available to federal government employees and PDRM members, giving them a tailored financial solution.
How to Apply for Yayasan Ihsan Rakyat Personal Loan
Step 1: Check Your Eligibility
Ensure you meet the eligibility requirements, including being a permanent government employee with the necessary salary and work history.
Step 2: Submit Your Application
Prepare the required documents, including your latest payslip and relevant personal details. Make sure your payslip complies with the PGM deduction system.
Step 3: Loan Approval Process
Once your application is submitted, the approval process will take 5 to 10 working days. YIR will contact you to confirm your loan details and provide further information.
Step 4: Receive Your Loan
Once approved, the loan amount will be disbursed directly into your bank account, and repayments will be deducted from your payroll every month.
Contact Yayasan Ihsan Rakyat for More Information
For more information or to start your application, please contact Yayasan Ihsan Rakyat at:
Phone: 03 – 4047 0888
Fax: 03 – 4047 0856
Email: pertanyaan@yir.com.my
Our address:
Yayasan Ihsan Rakyat Lot 33.01-02, Tingkat 33 Sunway Putra Tower, 100, Jalan Putra 50350 Kuala Lumpur
Why Choose Yayasan Ihsan Rakyat (YIR)?
Yayasan Ihsan Rakyat (YIR) offers an excellent personal loan option for federal government employees and PDRM members. With competitive interest rates, quick approval, and the convenience of payroll deduction, YIR provides a financial solution tailored to the needs of civil servants and police officers. If you meet the eligibility criteria, apply for a YIR personal loan today and enjoy a trusted and hassle-free financing option!
For more information or to begin your application process, feel free to reach out to Yayasan Ihsan Rakyat:
Phone: 03 – 4047 0888
Fax: 03 – 4047 0856
Email: pertanyaan@yir.com.my
Visit us at:
Yayasan Ihsan Rakyat Lot 33.01-02, Tingkat 33 Sunway Putra Tower, 100, Jalan Putra, 50350 Kuala Lumpur
Yayasan Ihsan Rakyat (YIR): Summary
Article Title: Yayasan Ihsan Rakyat (YIR)
Category: #YIR #PersonalLoan
Purpose: #Promotion
Personal Loans
Need flexible financial solutions? Get the loans and funding you need to achieve your goals. Click below to explore your options and get started today!
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Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Yayasan Ihsan Rakyat (YIR) – Shariah Compliant Personal Financing for Malaysian Civil Servants
Yayasan Ihsan Rakyat (YIR) offers Shariah-compliant personal financing exclusively for Malaysian Civil Servants and selected employees of Statutory Bodies and Government-Linked Companies (GLCs). Funded by RCE Marketing Sdn Bhd, a Bumiputera-owned company, YIR provides trusted financial solutions tailored to the needs of public sector employees. Learn more and apply today for reliable and ethical financing options.
Fully Shariah Compliant Financing with Yayasan Ihsan Rakyat (YIR)
Yayasan Ihsan Rakyat (YIR) offers fully Shariah-compliant personal financing solutions that require an akad (formal agreement) to ensure complete understanding of the terms and conditions. With no collateral required, enjoy exclusive profit rates ranging from 6.50% p.a. to 9.99% p.a.—tailored to meet your financing needs.
Fast, Fair, and Easy Financing with Yayasan Ihsan Rakyat
YIR provides quick, easy, and transparent financing to help you achieve your financial goals, whether it’s for personal needs, education, medical expenses, or business ventures.
*48-Hours Disbursement **
Financing Amount up to RM200,000
Tenure up to 10 Years
Open to Malaysian Civil Servants and Selected Statutory Bodies and GLC Employees
Yayasan Ihsan Rakyat’s financing is available to Malaysian civil servants and employees of selected statutory bodies and government-linked companies (GLC).
Note: Disbursement is subject to complete documentation, employer verification, and customer confirmation through akad.
How to Apply for Yayasan Ihsan Rakyat Personal Loan
Applying for a personal loan with Yayasan Ihsan Rakyat is straightforward and simple. Follow these easy steps to apply:
1. Fill an Easy Application Form
Download the application form, fill it up, and submit it to us.
2. Get Your Personalized Financing Quote / Check Your Eligibility
Choose from the financing amounts provided in the quotes.
3. Agree to Terms & Verify Your Details
Our team will guide you through the process to ensure everything is in order.
4. Get Your Money
Once approved, your financing will be disbursed to your account within 48 hours (subject to complete documentation, employer verification, and confirmation via akad).
Who Are We?
Yayasan Ihsan Rakyat (YIR) is a Shariah-compliant financing provider incorporated under the Companies Act 2016 (Registration No: 201201017719 [1003231-A]). Unlike cooperative societies, YIR operates as a foundation, offering tailored financing solutions for Malaysian civil servants and employees of selected statutory bodies and government-linked companies (GLC).
Our financing options aim to help individuals manage personal expenses, education fees, start a business, cover medical bills, and more.
Contact Yayasan Ihsan Rakyat (YIR)
For more information or to start your application, please contact us:
Address: Yayasan Ihsan Rakyat Lot 33.01-02, Tingkat 33 Sunway Putra Tower, 100, Jalan Putra, 50350 Kuala Lumpur
Why Choose Yayasan Ihsan Rakyat for Your Personal Loan?
Shariah-compliant financing with competitive profit rates from 6.50% to 9.99% p.a.
Quick disbursement: Your funds are available within 48 hours upon approval.
No collateral required, making it easier for you to secure financing.
Flexible financing up to RM200,000 and repayment tenures of up to 10 years.
Available exclusively to Malaysian civil servants and employees of selected statutory bodies and GLCs.
Whether you’re looking to finance your lifestyle, business, education, or medical needs, Yayasan Ihsan Rakyat offers a reliable and Shariah-compliant solution for Malaysian civil servants and eligible GLC employees. With fast processing and transparent terms, it’s the ideal choice for your financial needs.
Yayasan Ihsan Rakyat (YIR): Summary
Article Title: Yayasan Ihsan Rakyat (YIR)
Category: #YIR #PersonalLoan
Purpose: #Promotion
Personal Loans
Need flexible financial solutions? Get the loans and funding you need to achieve your goals. Click below to explore your options and get started today!
BSN Personal Financing BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in…
Alliance Bank Personal Loans Get financial help with low interest rates and minimal extra fees through Alliance Bank Personal Loans. Enjoy an exclusive rate of…
Maybank Islamic Personal Financing-i (MIPF-I) Make life brighter with the Maybank Islamic personal financing-i (MIPF-I). Get financing of up to RM100,000, with monthly repayments starting…
RHB Bank Personal Loan RHB Bank offers financing up to RM150,000 with no guarantor required. Available for government, private sector, and selected GLC employees. It’s…
Bank Islam Personal Financing-i Bank Islam offers the best personal loan financing up to RM300,000 with Takaful coverage. Choose between flat rate or floating rate,…
Koperasi Tentera (KATMB) Express Loans Koperasi Tentera (KATMB) provides Express Loans 1, 2, and 3 for various individuals and purposes, with a maximum loan amount…
Koperasi Tentera (KT): Personal Loans Personal loans from Koperasi Tentera (KT) are financing options specifically for the armed forces (anggota tentera Angkatan Tentera Malaysia (ATM))….
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
