BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in Malaysia. Enjoy flexible repayment terms with a trusted financial partner. Learn more about the application process and benefits of the BSN Personal Loan today!
BSN Personal Loan Government Sector
BSN offers a personal loan specifically tailored for individuals working in the Public Sector, including government agencies, government-linked agencies (GLA), and government-linked companies (GLC). This loan comes with competitive interest rates and convenient repayment terms.
BSN MyRinggit (Public Sector)
This is a personal financing facility for public sector employees that provides easy access to financial assistance with flexible repayment options.
Eligibility Criteria
To qualify for the BSN Personal Loan Government Sector, applicants must meet the following requirements:
Malaysian citizen aged between 21 to 60 years old (subject to retirement age at the end of the loan tenure).
Employed in the government sector, GLA, GLC, or any organization that provides salary deductions through BPA.
Minimum income of RM1,500 per month.
Permanent employee who has been employed for 3 months or more.
Contract or temporary employees with over 12 months of service.
Must be a BSN Giro/i account holder.
Documents Required
To apply for the BSN Personal Loan, the following documents are required:
A copy of NRIC (both sides).
Confirmation letter from employer.
Latest 2 months’ salary slip.
The BSN personal loan for the Government Sector offers a reliable financing option with competitive terms for eligible employees. With a straightforward application process and flexible conditions, it can help you manage your financial needs efficiently.
Loan Info
Fixed Rate
Floating Rate
Interest Rate
4.60% to 6.99%
BR + 1.75% to BR + 3.77%
Interest Rate Without Insurance
Additional 1% from the above rate
Loan Limit
Minimum: RM5,000 Maximum: RM200,000
Loan Tenure
Up to 10 years
Terms & conditions apply.
Personal Loan BSN MyRinggit (Eksekutif-1)
BSN MyRinggit Eksekutif-1 is specifically designed to help individuals meet their personal financing needs with affordable interest rates. This loan provides flexible repayment terms, making it an ideal choice for employees in various sectors looking for financial assistance.
Eligibility Criteria
To qualify for the BSN MyRinggit Eksekutif-1 loan, you must meet the following requirements:
Malaysian citizen aged between 21 and 55/60 years old (subject to retirement age at the end of the loan tenure).
Permanent & contract employees with at least one year of work experience.
Available to employees from the following sectors:
Premier Developer Panel
Private Hospitals
Telecommunication Companies
Licensed Financial Institutions
Multinational Companies
PETRONAS Group of Companies
Selected Private Universities & Colleges
Statutory Bodies
Government Link Companies
Selected Public Listed Companies in Main Market Bursa Malaysia (Financial, Plantation, Property, Technology, Trading/Service, Industrial Product, Consumer Sectors only)
Professionals (Doctors, Architects, Lawyers, Accountants, and other certified professionals)
Must be a Bank Simpanan Nasional GIRO/i-Account holder.
Note: Age eligibility subject to employer confirmation.
Documents Required
The following documents are required to apply for the BSN MyRinggit Eksekutif-1 loan:
A copy of NRIC (front and back).
A copy of the latest 3 months’ payslips.
Latest EPF statement; AND
Confirmation letter from employer including:
Name
NRIC
Designation
Monthly salary
Date of employment
Alternatively, you may submit the latest EA/EC statement and the latest e-filing form, or any verified documents by the Inland Revenue Board (LHDN).
Note: All document copies must be certified by a Bank Simpanan Nasional officer.
The BSN MyRinggit Eksekutif-1 loan offers affordable financing options for eligible employees in various sectors. With a straightforward application process and flexible loan terms, it is the perfect solution for those looking to meet their personal financial needs.
Fixed Rate
Floating Rate
Interest Rate
6.00% to 8.50%
BR + 5.00%
Interest Rate Without Insurance
Additional 1% from the above interest rate
Loan Limit
Income
Loan Limit
RM3,000 to RM5,000
5x of monthly gross income
> RM5,000 to RM10,000
7x of monthly gross income
> RM10,000
10x of monthly gross income / maximum RM200,000 whichever is lower
Loan Tenure
Minimum: 2 years Maximum: 10 years
Method of Payment
BSN Standing Instruction
Terms & conditions apply.
BSN Pledging Loan: MyRinggit Sandaran Term Deposit
The BSN MyRinggit Sandaran Term Deposit offers a convenient way for BSN Term Deposit Certificate Holders to access additional funds. You can secure up to 95% of the value of your BSN Term Deposit without the need for a guarantor, making it an excellent financing option for those who need quick access to cash.
Eligibility Criteria
To be eligible for the MyRinggit Sandaran Term Deposit loan, you must meet the following requirements:
Malaysian citizen aged 18 years and above (not exceeding 65 years old on the loan expiry date).
BSN Term Deposit authorized certificate holder.
Documents Required
The following documents are needed to apply for the MyRinggit Sandaran Term Deposit loan:
A copy of your NRIC (both sides).
Original certificate of BSN Term Deposit.
Copy of GIRO/i Passbook / Statement.
The BSN MyRinggit Sandaran Term Deposit loan is an ideal choice for BSN Term Deposit certificate holders looking to access up to 95% of their term deposit value without the hassle of providing a guarantor. With minimal documentation and quick approval, this loan provides a convenient solution to your financial needs.
Features and Benefits
Loan Details
Guarantor
Without guarantor required. Just mortgage your Term Deposit Certificate.
Minimum Loan Limit
RM5,000.
Maximum Loan Limit
95% from your Term Deposit value.
Minimum Loan Period
Two (2) years
Maximum Loan Period
Ten (10) years
Payment Channel
BSN Standing Instruction
Rates
The rates for BSN personal loan for MyRinggit Sandaran BSB Term Deposit are as follows:
Loan Details
Loan Amount
Interest Rate
< RM100,000
BR + 2.50%
> RM100,000
BR + 2.00%
MyRinggit Sandaran Term Deposit Monthly Instalment Computation
Loan Option 1
Loan Option 2
Loan Amount
RM99,500.00
RM100,000.00
Period
5 years
5 years
Factor
19.5427
19.3096
Loan
Period (year)
Factor
Calculation
Instalment (RM)
99,500
5
19.5427
99.5 x 19.5427
1,945
100,000
5
19.3096
100 x 19.3096
1,931
Loan Limit*
Loan amount will be in multiple of RM1, 000 and subject to the following limit:
Minimum
Maximum
RM10,000
RM200,000 (Excluding other charges)
Rates:
Tenure
Interest Rate
5 – 30 years or subject to the maximum age of 65 years, whichever is earlier.
BR + 1.05% (Loan amounts up to RM50,000) BR + 0.85% (Loan amount above RM50,000)
* Subject to the current Bank’s terms and conditions
Contact Bank Simpanan Nasional
Wisma BSN, 117, Jalan Ampang, 50450 Kuala Lumpur Tel: +6 03 2162 3222 Fax: +6 03 2613 1888
BSN Personal Financing: Summary
Article Title: BSN Personal Financing
Category: #Bank #BSN #PersonalLoan
Purpose: #Promotion
Bank Personal Loans
Looking for the best bank personal loans? Explore our offers with competitive interest rates, an easy application process, and fast approval. Click below to view your options and find the loan that suits your financial needs!
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Get a personal loan with quick cash from your Citi Credit Card. Enjoy financing options of up to RM150,000 with flexible repayment terms. Get more info here! and start your application today!
Personal Loan Citibank: Quick & Flexible Financing Options
Whether you’re looking to decorate your dream home, pursue higher education, or fulfill your personal goals, Citibank Personal Loans can help you achieve your dreams with affordable financing options. Apply online for instant approval* in just 3 simple steps!
Key Benefits of Citibank Personal Loan:
Loan amount: Up to 10x your gross monthly income (RM5,000 to RM150,000).
Low flat interest rates: Starting from 5.88% – 9.80% per annum.
Flexible repayment tenure: From 24 to 60 months.
No processing fee.
No collateral or guarantor required.
Instant online approval for qualified applicants.
Eligibility Criteria:
To qualify for the Citibank Personal Loan, applicants must meet the following conditions:
Malaysian citizen or Permanent Resident.
Age: Between 21 and 60 years old.
Minimum monthly income: RM4,000.
Employed: Currently working in Malaysia.
Note: Age eligibility is subject to employer confirmation.
Simple 3-Step Application Process:
Fill in your contact details.
Enter your personal information and upload a copy of your NRIC.
Provide employment details.
Once you’ve completed the steps, confirm the loan terms and upload income documents.
Loan amount, tenure, and interest rates are based on the details you provide. The final offer may vary upon approval. All information submitted must be accurate to ensure approval.
Citibank Quick Cash: Instant Cash from Your Citi Credit Card
Need quick cash? Citi Quick Cash allows you to access funds from your Citi Credit Card instantly.
Flexible tenures from 6 to 60 months.
No documents required and no hidden fees.
Quick disbursement within 3 working days.
Get cash whenever you need it—simply apply via your Citi Mobile App!
Citi Balance Transfer via Installment Plan
Consolidate your credit card balances and convert them into affordable monthly installments with Citi Balance Transfer.
Tenures: From 6 to 36 months.
No hidden fees—just a simple transfer to Citi Credit Card.
Citi Debt Consolidation Plan: Simplify Your Finances
Combine up to 5 credit cards and loans into one manageable loan with Citibank’s Debt Consolidation Plan.
Interest rates: Effective rates from 11.90% – 12.90% per annum.
Save up to 2.5% on annual interest.
Up to 60 months loan tenure.
Take control of your finances and reduce multiple payments into a single monthly installment.
Other Citibank Personal Financing Options
CitiFlexBill: Convert Credit Card Bill into Installments
Exclusive for Citi credit cardholders, CitiFlexBill lets you convert your credit card bill into easy installments.
Flexible tenures: From 6 to 60 months.
Minimum conversion amount: RM1,000.
Simple conversion through the Citi Mobile® App.
Citi PayLite: Turn Big Purchases into Affordable Installments
With Citi PayLite, you can convert any purchase made on your Citi credit card into easy installments.
Minimum conversion: RM50.
Flexible tenures: From 6 to 60 months.
No processing fees—just affordable payments.
Shop anywhere and convert your purchases to installments in just a few taps.
How to Contact Citibank:
Citibank Berhad Level 1, Smart Banking Area, Citibank Tower 165, Jalan Ampang, 50450 Kuala Lumpur Opening Hours: 9:30 AM – 5:00 PM (Monday – Friday) Phone: 03-2383 0000
Summary
Citibank offers a variety of personal loans and financing options, including Citi Quick Cash, Citi Balance Transfer, and Citi PayLite, all designed to provide you with flexible and affordable financial solutions. Whether you’re managing existing debt or financing a new project, Citibank offers a straightforward, hassle-free process with competitive interest rates.
Personal Loan Citibank: Summary
Article Title: Personal Loan Citibank
Category: #Bank #Citibank #PersonalLoan
Purpose: #Promotion
Bank Personal Loans
Looking for the best bank personal loans? Explore our offers with competitive interest rates, an easy application process, and fast approval. Click below to view your options and find the loan that suits your financial needs!
BSN Personal Financing BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in…
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Looking for affordable personal financing? Alliance Bank offers a limited-time online exclusive rate of just 3.99% p.a. with minimal fees and fast approval. Whether you’re planning for the festive season, consolidating debt, or funding a big purchase — this is your chance to save more. Apply online today and lock in your low-rate financing before the offer ends!
Popular Personal Loans
Alliance 3.99%
Key Benefits
Exclusive rate of 3.99% p.a. for online applications only.
Low interest/profit rates starting from 3.99% p.a. on a flat rate basis.
Low monthly instalments to fit your budget.
Eligibility Requirements
Malaysian citizens or residents working and residing in Malaysia.
Age: Must be between 21 to 60 years old (at the time of loan maturity).
Income: Minimum gross monthly income of RM5,000 or RM60,000 per annum.
Required Documentation (for Government Servants / Private Employees)
EPF statement.
Latest pay slip.
Latest bank statement showing income crediting.
How to Apply
Apply online today to get your fast approval and enjoy the exclusive low rates available only for online applications.
Why Choose?
Quick approval process when applying online.
Affordable monthly instalments to manage your finances with ease.
Exclusive low interest rates available only for online applications.
Competitive rates with minimal administrative costs.
Fast turnaround time for quick approval.
Finance for the right equipment to propel your business forward.
General Working Capital-i
Provides funds for day-to-day business operations.
Helps with the purchase of stock, managing overheads, and supporting other business activities.
Designed to meet your working capital needs.
Business Premises Financing-i
Financing available for commercial properties or refinancing existing properties.
Flexible financing tenures to suit your needs.
High financing margins to give your business a boost.
Bridging Finance-i
Helps bridge cashflow issues during construction.
Supports developers by ensuring cashflow is maintained until the receipt of sales proceeds from end-purchasers and financiers.
Ensures the continuation of development projects until completion.
Palm Oil Plantation Financing-i
Tailor-made product for oil palm plantation businesses.
Covers needs ranging from land purchases to development costs and working capital.
Government Assistance Schemes-i
Special financing schemes available for SMEs.
Government funds designed to support business growth and development.
These business loan types offer a variety of solutions to help you manage cash flow, grow your business, and achieve your goals. Whether you need equipment, working capital, or assistance with property financing, Alliance Bank is here to support your business success.
Alliance Bank with Koperasi Pusamaju
The personal loan from Alliance Bank with Koperasi Pusamaju is one of the most popular financing options among civil servants in Malaysia. This cooperation between Koperasi Pusamaju and Alliance Bank offers a personal loan with highly attractive interest rates, which is why many flyers about this loan are often seen in various places such as motorcycle baskets, car windshields, and door handles.
History and Popularity
Koperasi Pusamaju, officially known as Koperasi Pembangunan Usahasama Masyarakat Maju Sabah Berhad (Kopusamaju), has been in partnership with Alliance Bank since 2002. Initially based in Sabah, the cooperative now has branches in Kuala Lumpur and Kuching. The popularity of this personal loan peaked when many flyers and pamphlets were distributed among civil servants, particularly in areas they frequently visit, such as Klinik Tanglin Kuala Lumpur.
Moreover, Pusamaju flyers stand out from others due to the use of thick colored paper and high-quality prints, unlike most personal loan flyers that are typically black and white.
Key Benefits
Very attractive interest rates: 3.99% FLAT RATE for a loan term of 20 years.
Fast approval process (though sometimes it can take up to 4-6 weeks due to a high volume of applications).
High payout rate of 94% after deducting an advance of 3 months.
Repayment is deducted directly from salaries through Biro Angkasa (Salary Deduction).
Criteria and Terms
To apply, the following criteria must be met:
Profit rates: 3.4% to 4.8% (depending on current promotions).
Loan term: Up to 20 years.
High payout: 94% after deducting advance 3 months.
Approval process: Typically takes 3-4 weeks.
Eligibility for CCRIS/CTOS: Eligible to apply.
Repayment: Through salary deduction via Biro Angkasa.
Note: The promotion for this loan is currently closed temporarily. Please check the official website for updates on the latest promotions.
Why Choose?
The successful partnership between Pusamaju and Alliance Bank has created a highly effective and trusted financing option for civil servants.
The loan offers not just low-interest rates, but also an easy approval process and flexible repayment options.
The promotions, such as 3.99% interest rate and a 20-year repayment period, make it a top choice for individuals seeking long-term financing.
The Alliance Bank Personal Loan with Koperasi Pusamaju is a popular choice among civil servants because of its competitive interest rates, long repayment terms, and easy approval process. However, since promotions are limited, make sure to check the official website for the latest loan promotions.
*Source: Alliance Bank official website
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Pinjaman peribadi IDSB, melalui i-Destinasi / Ikhtiar Destinasi Sdn Bhd, adalah pinjaman patuh syariah dengan kadar interest serendah 3.99%. Dengan proses yang cepat dan mudah, anda boleh menikmati pembayaran balik yang fleksibel. Jom mohon disini! untuk mulakan permohonan anda hari ini.
Pinjaman Peribadi IDSB RHB: Ringkasan
Tajuk Artikel: Pinjaman Peribadi IDSB RHB
Kategori: #Bank #IDSB #RHB #PinjamanPeribadi
Tujuan: #Promosi
Promosi Pinjaman Peribadi Koperasi
Dapatkan promosi pinjaman peribadi koperasi kami sekarang dengan proses permohonan yang mudah, pilihan bayaran fleksibel, dan kelulusan pantas, ia adalah pilihan terbaik untuk keperluan kewangan anda. Klik di bawah untuk maklumat lanjut dan pilih pinjaman yang sesuai dengan anda!
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Make life brighter with the Maybank Islamic personal financing-i (MIPF-I). Get financing of up to RM100,000, with monthly repayments starting from just RM102.78. It’s a simple way to manage your finances and take control of your future. Apply now and start your journey towards financial freedom!
Key Benefits of Maybank Islamic Personal Financing-i
With competitive profit rates, fast approval, and no hidden fees, Maybank provides an accessible option to meet your financial needs.
Affordable Monthly Installments
Monthly repayments starting as low as RM102.78 per month*, ensuring that your loan fits within your budget.
No Hidden Charges
No document stamping fees.
No processing fees.
Fast Approval
Experience quick loan approval, making the process hassle-free and fast.
Fixed Monthly Installments
Your monthly payments are fixed, providing consistency and making it easier to plan your finances.
Loan Amount & Tenure Options
Financing Amount
Minimum Loan Amount: RM5,000.
Maximum Loan Amount: RM100,000.
Flexible Loan Tenure
Minimum Tenure: 2 years.
Maximum Tenure: 6 years.
Competitive Profit Rates (Interest Rates)
Maybank offers competitive profit rates depending on the loan amount:
Profit Rate for Different Loan Amounts
For RM5,000 to RM20,000: 8% per annum (fixed rate).
For RM20,001 to RM50,000: 7% per annum (fixed rate).
For RM50,001 to RM100,000: 6.5% per annum (fixed rate).
These low profit rates make it easier for you to manage repayments while offering the funds you need.
Maybank Personal Loan: Features and Benefits
If you’re in need of personal financing, Maybank Personal Loan is an attractive option with flexible terms, low-interest rates, and quick approval.
Key Features of Maybank Personal Loan
Affordable Monthly Payments
Starting at RM102.78 per month, depending on the loan amount.
No Fees
No document stamping or processing fees to worry about.
Fixed Monthly Installments
Predictable payments with fixed monthly installments.
Unsecured Loan
No collateral or guarantor required for the loan.
Personal Care Insurance Protection
Added insurance protection for added peace of mind.
Loan Amount & Tenure Options
Loan Amount
Minimum Loan: RM5,000.
Maximum Loan: RM100,000.
Loan Tenure
Minimum: 2 years.
Maximum: 6 years.
Competitive Interest Rates
Maybank offers the following fixed interest rates:
For RM5,000 to RM20,000: 8% per annum.
For RM20,001 to RM50,000: 7% per annum.
For RM50,001 to RM100,000: 6.5% per annum.
These rates ensure that your loan is both affordable and manageable.
Maybank London Residential Home Financing: Investment Opportunities in the UK
Maybank offers specialized London Residential Home Financing for those looking to invest in properties in London. Whether for personal use or as a real estate investment, Maybank’s package provides a reliable financing solution for overseas property ownership.
Financing Package for Maybank London Residential Home Financing
Margin of Financing:
Up to 80%: Cost-of-fund + 1.25% per annum.
Up to 60%: Cost-of-fund + 1.00% per annum.
Financing Amount:
Minimum Loan: £100,000.
Maximum Loan: £5,000,000.
This competitive margin and interest rate structure make investing in London real estate an attractive opportunity.
Key Features of Maybank London Residential Home Financing
Type of Facility
Term Loan.
Currency
GBP (British Pounds) only.
Rent Collection Account
Borrowers must open a Rent Collection Account at Maybank London. Rental proceeds from the mortgaged property will be deposited into this account, and repayments will be made directly from it.
Contact Maybank Berhad for Personal Financing and Loan Applications
For more information on Maybank’s personal loans, Islamic financing, or London Residential Home Financing, feel free to contact Maybank directly. Their customer service team is available to assist with all your loan inquiries and applications.
Contact Information:
Malayan Banking Berhad Menara Maybank, 100, Jalan Tun Perak, 50050 Kuala Lumpur, Malaysia
Maybank’s Islamic Personal Financing-i (MIPF-I) and Personal Loans offer competitive interest rates, flexible repayment terms, and quick approval. With no hidden fees and no collateral required, Maybank provides an affordable and reliable solution for your financial needs.
For those looking to invest in London real estate, Maybank’s London Residential Home Financing offers excellent financing options to help you achieve your property investment goals.
Whether you’re consolidating debt, funding a personal project, or making a significant property investment, Maybank’s loan products are designed to suit a variety of needs with competitive terms. For repayment table, click here.
Maybank Islamic Personal Financing-i: Summary
Article Title: Maybank Islamic Personal Financing-i
Category: #Bank #Maybank #Islamic #PersonalLoan
Purpose: #Promotion
Bank Personal Loans
Looking for the best bank personal loans? Explore our offers with competitive interest rates, an easy application process, and fast approval. Click below to view your options and find the loan that suits your financial needs!
BSN Personal Financing BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in…
Alliance Bank Personal Loans Get financial help with low interest rates and minimal extra fees through Alliance Bank Personal Loans. Enjoy an exclusive rate of…
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Dapatkan pinjaman peribadi Bank Rakyat dengan pembiayaan hingga RM200,000, atau 35 kali gaji kasar anda. Nikmati perlindungan Takaful dan kemudahan potongan Biro Angkasa (BPA) tanpa keraguan. Dapatkan maklumat lanjut dan mohon segera sekarang!
Pembiayaan Peribadi Popular
Pembiayaan-i Kakitangan Awam (Rakan Pintar)
Bank Rakyat menawarkan pinjaman peribadi-i dengan pakej Rakan Pintar dimana kadar keuntungan yang rendah kepada kakitangan kerajaan. Produk pembiayaan ini direka untuk memenuhi keperluan kewangan penjawat awam, dengan manfaat tambahan seperti keahlian perbankan premium dan cash-back RM0.50 untuk transaksi MEPS dan Tabung Haji di mesin ATM.
Ciri-ciri dan Manfaat
Amaun Pembiayaan & Tempoh Pinjaman
Amaun Pembiayaan: Sehingga RM200,000.
Tempoh Pembiayaan: Fleksibel sehingga 10 tahun.
Margin Pembiayaan: Sehingga 35 kali gaji kasar bulanan.
Tiada Yuran Tersembunyi
Tiada penjamin diperlukan.
Tiada bayaran pendahuluan.
Manfaat Tambahan untuk Penjawat Awam
Perlindungan Takaful (pilihan).
Keahlian Perbankan Premium percuma.
Cash-back RM0.50 untuk transaksi MEPS dan Tabung Haji di mesin ATM.
Pembayaran Mudah Melalui Biro Angkasa
Pembayaran melalui Biro Angkasa (BPA), memudahkan proses dengan potongan gaji automatik.
Cara Memohon
Proses Permohonan yang Mudah
Untuk memohon, anda hanya perlu kunjungi mana-mana cawangan Bank Rakyat yang berdekatan. Pegawai kami akan membantu anda dalam proses permohonan, memastikan pengalaman yang lancar.
Overlap Pinjaman Sedia Ada
Jika anda seorang penjawat awam yang sudah mempunyai pinjaman dengan Bank Rakyat atau institusi kewangan lain dan ingin overlap pinjaman anda, ikuti langkah-langkah berikut:
Dapatkan penyata penyelesaian awal atau penyelesaian penuh daripada penyedia pinjaman anda yang sedia ada. Pastikan penyata tersebut sah selama sekurang-kurangnya 30 hari.
Hubungi Bank Rakyat untuk membincangkan proses overlap. Jika tempoh penyata telah tamat, anda perlu memohon penyata penyelesaian awal yang baru, yang mungkin mengambil beberapa hari.
Bank Rakyat menawarkan penyelesaian pembiayaan yang kompetitif yang disesuaikan untuk penjawat awam. Dengan kadar keuntungan yang rendah, terma pinjaman yang fleksibel, dan manfaat tambahan seperti perlindungan Takaful dan keahlian perbankan premium, ini adalah pilihan yang ideal untuk kakitangan kerajaan.
Dengan proses permohonan yang mudah dan pembayaran automatik melalui Biro Angkasa, pengurusan pinjaman anda menjadi lebih mudah.
Hubungi Bank Rakyat
Untuk maklumat lanjut atau untuk memohon Pembiayaan Peribadi-i Rakan Pintar, kunjungi Bank Rakyat di:
Bank Rakyat 33, Jalan Rakyat, Brickfields, 50470 Kuala Lumpur, Malaysia
Perkhidmatan Pelanggan (Tele-Rakyat): 1-300-80-5454
*Source: Bank Rakyat official website
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RHB Bank offers financing up to RM150,000 with no guarantor required. Available for government, private sector, and selected GLC employees. It’s simple, quick, and hassle-free. Learn here to apply today!
RHB Personal Loan for Government Servants
RHB Personal Financing-i is designed to provide government employees with access to affordable financing at low rates and flexible repayment terms.
Key Features of RHB Personal Financing for Government Servants:
Loan Amount: From RM2,000 to RM150,000.
Repayment Tenure: Flexible options from 2 to 10 years.
Promotion Rate: Starting from as low as 4.20% (flat rate).
No Advance Payment required.
No Guarantor needed.
Terms and Conditions apply.
RHB Personal Financing-i for the Private Sector
RHB offers fast and convenient Personal Financing-i for employees in the private sector, providing an easy solution to immediate financial needs.
Features and Benefits:
Loan Amount: Up to RM150,000.
Repayment: Affordable monthly repayments starting as low as RM57.54.
Tenure: Flexible tenure options up to 7 years.
On-the-spot Approval and Disbursement.
Debt Consolidation options available for managing existing loans.
Terms and Conditions for RHB Personal Financing
Eligibility for Private Sector Financing:
Profit Rate: Starting from as low as 8.18% p.a. (equivalent to 15% p.a. flat).
Loan Amount: From RM2,000 to RM150,000.
Instant Approval and Disbursement.
Repayment Tenure: Flexible terms ranging from 1 to 7 years.
Repayment Options:
Self-payment or Auto-debit available.
Debt Consolidation option to streamline multiple loan repayments.
RHB Personal Financing Tiers
RHB offers different financing tiers based on loan amount and repayment duration. Here’s a breakdown of the available options:
Tier 1: Financing of RM2,000 – RM10,000
Interest Rate: 13.45% p.a. flat (equivalent to 24% EIR).
Maximum Tenure: 5 years.
Tier 2: Financing of RM11,000 – RM50,000
Interest Rate: 11.66% p.a. flat (equivalent to 21% EIR).
Maximum Tenure: 7 years.
Tier 3: Financing of RM51,000 – RM99,000
Interest Rate: 9.91% p.a. flat (equivalent to 18% EIR).
Maximum Tenure: 7 years.
Tier 4: Financing of RM100,000 – RM150,000
Interest Rate: 8.18% p.a. flat (equivalent to 15% EIR).
Maximum Tenure: 7 years.
Why Choose RHB Personal Financing?
Flexible Loan Amounts: From RM2,000 to RM150,000.
Affordable Monthly Repayments: Starting from as low as RM57.54/month.
Long Repayment Tenure: Up to 7 years.
Competitive Interest Rates: Starting from 8.18% p.a. (flat rate, equivalent to 15% EIR).
Take control of your financial goals and enjoy RHB Personal Financing‘s competitive rates, easy repayment terms, and flexible financing options.
Contact RHB Bank
To learn more or apply for RHB Personal Financing, visit the nearest RHB Bank branch or contact our customer service team:
Address: Ground Floor, RHB Bank Centre, 426, Jln Tun Razak, Kelab Golf di Raja Selangor, 50400 Kuala Lumpur.
Customer Service:
Phone: 03-9206 8118
Fax: 03-9281 3030
Email: customer.service@rhbgroup.com
Additional Tips for a Smooth Application:
Ensure all required documents are ready to avoid delays.
Review the loan terms thoroughly before applying.
RHB Personal Loans offer flexibility, affordability, and quick access to funds. Whether you are a government servant or a private sector employee, RHB’s range of personal financing options is designed to meet your financial needs. Apply today and take the first step towards securing your financial future!
RHB Bank Personal Loan: Summary
Article Title: RHB Bank Personal Loan
Category: #Bank #RHB #PersonalLoan
Purpose: #Promotion
Bank Personal Loans
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Bank Islam offers the best personal loan financing up to RM300,000 with Takaful coverage. Choose between flat rate or floating rate, and enjoy the benefit of no guarantor required. Apply now and secure your financial future with ease!
Personal Financing-i Programme for Medical Practitioners
If you’re a medical professional looking for a personal loan that fits your specific needs, Bank Islam’s Personal Financing-i Programme for Medical Practitioners is a great option. This program is designed to offer flexible loan amounts, competitive rates, and easy repayment terms.
Loan Amount and Repayment Period
Loan Amount: You can borrow from a minimum of RM10,000 to a maximum of RM300,000 depending on your eligibility.
Repayment Period: Choose a repayment period that works for you—1 to 10 years (up to 120 months), or until you reach retirement age, whichever comes first.
Financing Rates with Takaful Coverage
Bank Islam offers two types of financing rates under this programme, with the option to include Takaful coverage for added security.
Flat Rate:
1-10 years: 4.99% per annum (calculated monthly using the “Sum of Digit” method).
Floating Rate (Base Rate [BR]):
1-3 years: Base Rate (BR) + 1.90% per annum (calculated daily using the “Monthly Rest” method).
4-10 years: Base Rate (BR) + 2.00% per annum (calculated daily using the “Monthly Rest” method).
Updated Base Rate (since May 12, 2020): 2.77% per annum.
Financing Rates Without Takaful Coverage
If you prefer not to include Takaful coverage, here’s the alternative rate option:
Flat Rate:
1-10 years: 5.99% per annum (calculated monthly using the “Sum of Digit” method).
Floating Rate (Base Rate [BR]):
1-3 years: Base Rate (BR) + 3.38% per annum (calculated daily using the “Monthly Rest” method).
4-10 years: Base Rate (BR) + 5.28% per annum (calculated daily using the “Monthly Rest” method).
Updated Base Rate (since May 12, 2020): 2.77% per annum.
Bank Islam Personal Financing-i Non-Package
If you’re looking for more flexibility, Bank Islam’s Personal Financing-i Non-Package is an excellent choice. This option offers loans up to RM150,000 with straightforward terms.
Loan Amount
Minimum: RM10,000
Maximum: RM150,000
For loans over RM30,000, you will need a guarantor.
Repayment Period
Maximum: 120 months (10 years), or until retirement age, whichever is earlier.
Financing Rates with Takaful Coverage
Flat Rate:
1-3 years: 6.0% per annum
4-8 years: 6.8% per annum
9-10 years: 7.0% per annum
Financing Rates Without Takaful Coverage
Flat Rate:
1-3 years: 7.0% per annum
4-8 years: 7.8% per annum
9-10 years: 8.0% per annum
Advance Payment
The advance payment required is equivalent to 2 months’ installment.
Personal Financing Takaful Plan
The Personal Financing Takaful Plan is optional but can provide added security for your loan.
Benefits of the Takaful Plan:
No hidden charges: Everything is clear and upfront.
Fixed selling price: Know the total amount you’ll pay from the start.
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Dapatkan tiga (3) jenis pembiayaan terbaik dari Koperasi KAKIB, termasuk pinjaman perniagaan, pinjaman pelbagai, dan pinjaman peribadi dengan kadar faedah rendah. Mohon sekarang dan nikmati pembiayaan yang fleksibel dan berpatutan!
Pembiayaan Peribadi Koperasi Anggota Kerajaan Ipoh Berhad (KAKIB)
Kriteria Pinjaman Peribadi Koperasi KAKIB
Berikut adalah kriteria untuk permohonan pinjaman peribadi di Koperasi Anggota Kerajaan Ipoh Berhad (KAKIB):
Jumlah maksimum pembiayaan: RM 100,000
Had umur: Pemohon mestilah tidak melebihi 54 tahun (tiada penjamin diperlukan)
Penjamin: Sekiranya pemohon berumur 54 tahun ke atas, sekurang-kurangnya 2 penjamin diperlukan
Kelayakan maksimum: Pembiayaan tidak melebihi 60% daripada gaji hakiki bulanan
Kadar perkhidmatan: 3.9% setahun
Tempoh bayaran balik: Sehingga 120 bulan
Pembiayaan Aktiviti Perniagaan
Kriteria Pembiayaan Aktiviti Perniagaan Koperasi KAKIB:
Jumlah maksimum pembiayaan: RM 30,000
Kelayakan maksimum: Pembiayaan tidak melebihi 60% daripada gaji hakiki bulanan
Kadar perkhidmatan: 3.5% setahun
Tempoh bayaran balik: Sehingga 120 bulan
Pembiayaan Pelbagai
Pembiayaan Pelbagai ini disediakan untuk perkhidmatan seperti:
Pembaharuan insurans am
Cukai jalan
Peralatan kenderaan
Perkhidmatan lain yang disediakan oleh koperasi
Jumlah maksimum pembiayaan: RM 5,000
Kelayakan maksimum: Pembiayaan tidak melebihi 60% daripada gaji hakiki bulanan
Hubungi Koperasi KAKIB
Alamat: Koperasi Anggota Kerajaan Ipoh Berhad (KAKIB) No. 111-B, Tingkat 1, Jalan Dato’ Onn Jaafar 30300 Ipoh, Perak
Telefon: 05-2540707 / 05-2535369
LOREM: Ringkasan
Tajuk Artikel: Kebankrapan
Kategori: #Bank #BSN #PinjamanPeribadi
Tujuan: #MaklumatAm #Promosi
Promosi Pinjaman Peribadi Koperasi
Dapatkan promosi pinjaman peribadi koperasi kami sekarang dengan proses permohonan yang mudah, pilihan bayaran fleksibel, dan kelulusan pantas, ia adalah pilihan terbaik untuk keperluan kewangan anda. Klik di bawah untuk maklumat lanjut dan pilih pinjaman yang sesuai dengan anda!
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Kami menyediakan senarai Pinjaman Peribadi Bank Muamalat Low Interest yang layak membuat pembiayaan. Organisasi tersebut terdiri dari kerajaan dan syarikat panel bank berkenaan. Mari kita lihat senarai organisasi yang layak memohon pinjaman peribadi Bank Muamalat. Jika anda berminat untuk memohon, sila hubungi kami dengan segera.
Pinjaman Peribadi Bank Muamalat Low Interest Tahun 2022
Dahulu bank dan koperasi lebih tertumpu kepada kakitangan kerajaan untuk memberi pembiayaan kewangan. Namun sekarang ini, lorem mengalu-alukan kakitangan awam dan syarikat panel bank untuk memohon pembiayaan. Dengan maksima pembiayaan RM400k, semua masalah kewangan anda akan selesai dalam sekelip mata. Tidak kira samada nama anda tidak disenaraihitam atau sudah disenaraihitam oleh sistem bank seperti CTOS, CCRIS, SPIKA dan sebagainya, kini anda boleh meminjam tanpa ragu-ragu.
Bank akan selesaikan hutang yang disenaraihitam supaya peminjam layak memohon loan baru.
Kelebihan Pinjaman Peribadi
Hubungi Bank Muamalat Malaysia Berhad
Bank Muamalat Malaysia Berhad HQ
21, Jalan Melaka, City Centre
50100 Kuala Lumpur
Tel: 03-2600 5500
Repayment Table 2022 Bank Muamalat Personal Loan to Organization for government and bank’s eligible panel companies. Download e Form
Bank Muamalat: Ringkasan
Tajuk Artikel: Bank Muamalat
Kategori: #pinjamanperibadi #Bank #BankMuamalat
Tujuan: #MaklumatAm #Promosi
Promosi Pinjaman Peribadi Bank
Masih tercari-cari promosi pinjaman peribadi bank yang menarik? Dapatkan tawaran terbaik kami dengan kadar faedah kompetitif, proses permohonan mudah, dan kelulusan cepat. Klik di bawah untuk melihat pilihan dan pilih pinjaman yang sesuai dengan keperluan kewangan anda!
Pinjaman Peribadi Bank Rakyat Dapatkan Pinjaman Peribadi Bank Rakyat dengan pembiayaan hingga RM200,000, atau 35 kali gaji kasar anda. Nikmati perlindungan Takaful dan kemudahan Biro…
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Adakah anda berhak mendapat pembiayaan kewangan 2022 Bank Muamalat Loan Company Panel List? Dengan menyemak syarikat panel yang layak, anda sudah tentu berpeluang untuk mendapatkan pinjaman peribadi dan nikmati banyak faedah dan kelebihan dari segi jumlah pembiayaan, kadar interest dan lain-lain.
Jika dahulunya hanya kakitangan kerajaan dan badan berkanun terpilih yang layak membuat pinjaman peribadi, kini dengan semakan 2022 Bank Muamalat Loan Company Panel List memudahkan anda supaya tidak kecewa apabila mendengar jawapan bank tolak permohonan pembiayaan anda.
2022 Bank Muamalat Loan Company Panel List Summary
Bank Name: Bank Muamalat Malaysia Berhad
Abbreviation / Code Name: BMMB
Bank Promotion Name: 2022 Bank Muamalat Loan Company Panel List
Personal Loan Promotion Period: 2022 onwards
Open to: Government / Semi-Govt / State Govt / Panel Company
Max Loan Amount: RM400k
Bagaimana anda menyemak samada syarikat tempat anda bekerja boleh membuat pinjaman peribadi dengan Bank Muamalat Malaysia Berhad?
Anda boleh menghubungi kami di talian 019-2983056 (Whatsapp, SMS atau Call). Selain itu, anda boleh menyemak di page ini untuk mendapatkan maklumat yang anda minta.
2022 Bank Muamalat Loan Company Special Rate
Khas bagi mereka yang bekerja di Perbadanan PR1MA Malaysia, Venture Tech, HDC, MBSB Bank dan Port Klang Malaysia, anda boleh nikmati kadar istimewa (special rates) berikut:
Max loan RM400,000.
Tempoh pembiayaan sehingga 10 tahun.
Gadai janji sehingga 100% pembiayaan.
Produk pembiayaan kenderaan sehingga 100% pembiayaan.
2022 Bank Muamalat Loan Company Panel List Advantages
Among the advantages that you can enjoy if you apply for 2022 Bank Muamalat Loan Company Panel List are as follows:
Competitive profit rates from 2.45%
Fast approval process of 3-5 working days.
The maximum amount of financing is RM400,000.
Flexy financing period 2-10 years.
Fresh loan is allowed.
Applicants with blacklisted records CCRIS CTOS are encourage to apply.
Payout 70% from total financing.
2022 Bank Muamalat Loan Company Interest Repayment Table and Application Form
Berikut adalah senarai 2022 Bank Muamalat Loan Company Panel List yang layak. Terdapat lebih dari 500 buah syarikat yang terdiri dari agensi kerajaan, badan berkanun terpilih dan syarikat swasta yang layak. Sila dapatkan senarai panel syarikat dibawah.
Government
Ministry of Finance (Incorporated)
Khazanah Nasional Berhad
Employees Provident Fund (KWSP)
Lembaga Tabung Haji (TH)
Kumpulan Wang Amanah Pencen (KWAP)
Permodalan Nasional Berhad (PNB)
Lembaga Tabung Angkatan Tentera (LTAT)
Agensi Inovasi Malaysia
Agensi Kelayakan Malaysia
Akademi Sains Malaysia
Fama Corporation Sdn Bhd
Indah Water Konsortium
Bank Negara Malaysia (BNM)
Lembaga Kemajuan Wilayan Pulau Pinang (PERDA)
Chief Minister of Penang (Incorporated)
Lembaga Lebuhraya Malaysia (LLM)
Felcra Berhad
Perbadanan Kemajuan Kraftangan Malaysia
Permodalan Kelantan Berhad
Perbadanan Menteri Besar Kedah
Perbadanan Menteri Besar kelantan
Perbadanan Baitulmal Negeri Sabah
SIRIM Berhad
Company & GLC
Axiata Group Berhad
Bina Darulaman Berhad
Bintulu Port Holdings Bhd
Bursa Malaysia Berhad (BSKL Kamariah dah Resign)
Gamuda Berhad
IJM Corporation Berhad
Malaysia Airline System Berhad
MISC Berhad
Petronas Dagangan Berhad
Petronas Gas Bhd
Petronas Chemical Bhd
Petronas Chemical Group
Pharmaniaga Berhad
MRCB Berhad
Sime Darby Berhad
Sime Darby Plantation Berhad
Sime Darby Property Berhad
SP Setia Berhad
Takaful Malaysia
Perodua Engine Manufacturing Sdn Bhd
Perodua Manufacturing Sdn Bhd
Perodua Sales Sdn Bhd
Puspakom Sdn Bhd
Putri Specialist Hospital Sdn Bhd
Padiberas Nasional Berhad
Pelabuhan Tanjung Pelepas Sdn Bhd
Sabah Port Sdn Bhd
Company & GLC
Telekom Malaysia
Tenaga Nasional Berhad (TNB)
UEM Group
UEM Sunrise Berhad
UEM Holdings Berhad
Velesto Berhad (formerly known as UMW Oil and Gas)
DRB Hicom and all its subsidiaries
Malakoff Corporation Berhad
Kontena Nasional Berhad
Mitsubishi Motor Malaysia Sdn Bhd
MMC Corporation Berhad and its subsidiaries
Penang Port Sdn Bhd
Proton Holding Berhad
Senai Airport City Sdn Bhd
Tanjung Bruas Port Sdn Bhd
Tradewinds Corporation and its subsidiaries
Kolej Yayasan Melaka Sdn Bhd
Syarikat Air Johor (SAJ)
Uni.Asia Life Insurance Berhad
USF-HICOM (Malaysia) Sdn Bhd
For full list, please click pictures below:
2022 Bank Muamalat Loan Company Panel List
Hashtag / Keywords
#pinjamanperibadi #Bank #BankMuamalat
Contact Bank Muamalat Malaysia Berhad
Tel: 03-2600 5500
Bank Muamalat Malaysia Berhad HQ, 21, Jalan Melaka, City Centre, 50100 Kuala Lumpur
Are you eligible for 2022 Bank Muamalat Loan Company Panel List financial financing? By checking out a qualified panel company, you certainly have the opportunity to get a personal loan and enjoy many benefits and advantages in terms of financing amount, interest rate and others.
If previously only government employees and selected statutory bodies were eligible to make personal loans, now with the revision of the 2022 Bank Muamalat Loan Company Panel List it is easier for you not to be disappointed when hearing the bank’s answer rejecting your financing application
More than 500+ listed 2022 Bank Muamalat Loan Company Panel List to enjoy personal loan.
2022 Bank Muamalat Loan Company Panel List Summary
Bank Name: Bank Muamalat Malaysia Berhad
Abbreviation / Code Name: BMMB
Bank Promotion Name: 2022 Bank Muamalat Loan Company Panel List
Personal Loan Promotion Period: 2022 onwards
Open to: Government / Semi-Govt / State Govt / Panel Company
You can call us at 019-2983056 (Whatsapp, SMS or Call). In addition, you can check on this page to get the information you requested.
2022 Bank Muamalat Loan Company Special Rate
Specially for those who work at PR1MA Malaysia Corporation, Venture Tech, HDC, MBSB Bank and Port Klang Malaysia, you can enjoy the following special rates:
The best Bank Muamalat financing with max loan RM400,000.
Financing period up to 10 years.
Mortgage up to 100% financing.
Vehicle financing products up to 100% financing.
2022 Bank Muamalat Loan Company Panel List Advantages
Among the advantages that you can enjoy if you apply for 2022 Bank Muamalat Loan Company Panel List are as follows:
Very competitive profit rates by Bank Mualamat from 2.45%
Fast approval process of 3-5 working days.
The maximum amount of financing is RM400,000.
Flexy financing period 2-10 years.
Fresh loan is allowed.
Applicants with blacklisted records CCRIS CTOS are encouraged to apply.
Payout 70% from total financing.
2022 Bank Muamalat Loan Company Interest Repayment Table and Application Form
Let’s apply for a 2022 Bank Muamalat Personal Loan Low Interest that is eligible to make financing. The organization consists of the government and the bank’s panel company. Let’s take a look at the list of organizations that are eligible to apply for Bank Muamalat personal loans. If you are interested in applying, feel free to contact us immediately.
Grab the best 2022 Bank Muamalat Personal Loan Low Interest now. Limited offer.
2022 Bank Muamalat Personal Loan Low Interest Summary
Bank Name: Bank Muamalat Malaysia Berhad
Abbreviation / Code Name: BMMB
Bank Promotion Name: 2022 Bank Muamalat Personal Loan Low Interest
Personal Loan Promotion Period: 2022 onwards
Open to: Government / Semi-Govt / State Govt / Panel Company
Max Loan Amount: RM400k
Who is eligible to apply for this Bank Muamalat 2022 personal loan?
It is open to all civil servants and bank panel companies that are on the list of organizations.
2022 Bank Muamalat Personal Loan Low Interest
In the past, banks and cooperatives were more focused on government employees to provide financial financing. But right now, 2022 Bank Muamalat Personal Loan Low Interest welcomes civil servants and bank panel companies to apply for personal financing. With a maximum financing of RM400k, all your financial problems will be solved in the blink of an eye. Regardless of whether your name is not blacklisted or has been blacklisted by banking systems such as CTOS, CCRIS, SPIKA and so on, now you can borrow without hesitation.
The bank will settle the blacklisted debt so that the borrower is eligible to apply for a new loan.
2022 Bank Muamalat Personal Loan Low Interest Advantages
Among the advantages that you can enjoy if you apply for 2022 Bank Muamalat Personal Loan Low Interest are as follows:
Competitive profit rates from 2.45%
Fast approval process of 3-5 working days.
The maximum amount of financing is RM400,000.
Flexy financing period 2-10 years.
Fresh loan is allowed.
Applicants with blacklisted records CCRIS CTOS are encourage to apply.
Monthly
2.45% (Clean)
/p.a
Max loan up to RM400k
Loan tenure 2-10 years
No blacklist CCRIS CTOS
Overlap is allowed
Basic salary RM3,000
60% deduction
Auto debit or pay slip salary deduction
Blacklist name will transfer to 3.69%
Annual
3.69% (Blacklisted)
/p.a
Max financing RM400K
Loan tenure 2-10 years
CCRIS CTOS is eligible. Bank will settle your blacklist
Basic salary RM3,000
Minimum document needed
Auto debit or pay slip salary deduction
Cannot bankruptcy
2022 Bank Muamalat Personal Loan Low Interest Repayment Table
Please refer below to get the latest monthly installment.
Repayment Table 2022 Bank Muamalat Personal Loan to Organization for government and bank’s eligible panel companies.
2022 Bank Muamalat Personal Loan Low Interest Download Loan Form
You can use the form below and submit to us with completed supporting documents.
Download e Form
Apply Personal Loan 2022 Bank Muamalat Personal Loan Low Interest
Apart from 2022 Bank Muamalat Personal Loan Low Interest, we also provide personal loan services such as Yayasan Ihsan Rakyat (YIR), Yayasan Perlis (YYP), Bank Rakyat financing, Bank Simpanan Nasional (BSN), Koperasi Kekal, Koperasi Gemilang (Kogemilang), Al-Rajhi Bank, Alliance Bank, Koop Bank Pertama, MBSB Bank and others for your convenience. Contact us for information such as the latest promotional packages, the latest profit rates and the maximum amount of financing. The services offered are:
Fresh personal loan: The loan eligibility limit is calculated based on the strength of your pay slip i.e. basic salary, fixed allowance and the total deduction in the pay slip. Deduction of 60%, 50% or 40% of the total income. You can open an account for the first time with a bank or cooperative, a second account, a third account and so on.
Overlap personal loan: Where you use an existing financing account and apply to get cash in hand instantly. Increasing the financing amount means you may or may not increase the monthly installment payment or the original financing amount. Just take the full settlement statement and overlap with other banks/ cooperatives of your choice.
How to Apply for a 2022 Bank Muamalat Personal Loan Low Interest?
To apply 2022 Bank Muamalat Personal Loan Low Interest, Simply send the latest salary slip to the personal loan hotline 019-2983056 now! Click the phone number button above for more info.
2022 Kuwait Finance House Personal Loan Payout 100%
Enjoy 2022 Kuwait Finance House Personal Loan Payout 100% with loan amount up to RM200,000. Interest rate only 3.88% per annum. Salary deduction. Fresh loan or overlap. Apply now!
Why apply with 2022 Kuwait Finance House Personal Loan? Because it offers Payout 100% and interest rate just 3.88%
2022 Kuwait Finance House Personal Loan Payout 100% Summary
Bank Name: Kuwait Finance House
Abbreviation / Code Name: KFH
Bank Promotion Name: 2022 Kuwait Finance House Personal Loan Payout 100%
Personal Loan Promotion Period: 2022 onwards
Open to: Government including Police (PDRM staff)
Max Loan Amount: RM200k
2022 Kuwait Finance House Personal Loan Payout 100%
The waiting is over for you to get 100% payout. Now you can either get this deal right away before it ends soon. Process by Coshare
2022 Kuwait Finance House Personal Loan Payout 100% and interest rate just 3.88% p.a.
2022 Kuwait Finance House Personal Loan Payout 100% Advantages
Among the advantages that you can enjoy if you apply for 2022 Kuwait Finance House Personal Loan Payout 100% are as follows:
Competitive profit rates only 3.88% flat rate.
The maximum amount of financing is RM200,000.
Financing period from 2-10 years.
Fresh loan is allowed.
Customer who like to overlap loan is encourage to apply.
Payment via salary deduction (on pay slip).
Easy documentation.
KFH Criteria – Cost of Living
Cost of Living = RM 1,000+
Total Income < RM 3,000, DSR 60%
Total Income RM 3,001 – RM 5,000, DSR 70%
Total Income> RM 5,001+, DSR 80%
KFH Criteria – Loan Amount
Loan can be applied = RM 10,000 – RM 200,000 (must settle the old Coshare account if the customer has a Coshare loan under KFH fund).
KFH Criteria – Payment Period
Payment period = 2 – 10 years
Monthly
3.88%
/p.a
Payout 100%
Max loan RM200k
Overlap is allowed
Lowest interest rate in the market
Salary deduction
2-10 years loan tenure
DSR Criteria
$485
/p.a
Total Income < RM 3,000, DSR 60%
Total Income RM 3,001 – RM 5,000, DSR 70%
Total Income> RM 5,001+, DSR 80%
2022 Kuwait Finance House Personal Loan Payout 100% Application Form
You can download e-form and submit to us. Please refer below:
Download e Form
What Document are Required for KFH Loan?
Required documents:
IC & police ID (if any) colored have – WhatsApp.
Anm & HRMIS password (customers must print their own HRMIS if they are police officers).
Copy of payroll bank account (COMPULSORY).
Option letter for customers aged 43 and above.
Confirmation letter
Apply 2022 Kuwait Finance House Personal Loan Payout 100%
Apart from 2022 Kuwait Finance House Personal Loan Payout 100%, we also provide personal loan services such as Yayasan Ihsan Rakyat (YIR), Yayasan Perlis (YYP), Bank Rakyat financing, Bank Simpanan Nasional (BSN), Koperasi Kekal, Koperasi Gemilang (Kogemilang), Al-Rajhi Bank, Alliance Bank, Koop Bank Pertama, MBSB Bank and others for your convenience. Contact us for information such as the latest promotional packages, the latest profit rates and the maximum amount of financing. The services offered are:
Fresh personal loan: The loan eligibility limit is calculated based on the strength of your pay slip i.e. basic salary, fixed allowance and the total deduction in the pay slip. Deduction of 60%, 50% or 40% of the total income. You can open an account for the first time with a bank or cooperative, a second account, a third account and so on.
Overlap personal loan: Where you use an existing financing account and apply to get cash in hand instantly. Increasing the financing amount means you may or may not increase the monthly installment payment or the original financing amount. Just take the full settlement statement and overlap with other banks/ cooperatives of your choice.
How to Apply for a Personal Loan 2022 Kuwait Finance House Personal Loan Payout 100%?
To apply 2022 Kuwait Finance House Personal Loan Payout 100%, Simply e-mail your latest pay slip to info@personalfinancingloan.com.
Hashtag / Keywords
#personalloan #Bank #KuwaitFinanceHouse #Coshare
Contact 2022 Kuwait Finance House Personal Loan Payout 100%
The latest anouncement to all, Bank Rakyat Personal Loan 2021 Promotion is now going to have a very low interest rate. Apply now!
Bank Rakyat Personal Loan 2021 Promotion
Bank Rakyat Personal Loan 2021 Promotion Summary
Bank Name: Bank Rakyat
Abbreviation / Code Name: BRT
Bank Promotion Name: Bank Rakyat Personal Loan 2021 Promotion
Personal Loan Promotion Period: –
Open to: Government / Semi-Govt / State Govt / Private / N/A / All
Max Loan Amount: RM200k RM100k RM150k RM50k Salary Based Multiplier
Bank Rakyat Financing Eligibility
Installment method for Bank Rakyat Personal Loan 2021 Promotion as follow:
INSTALLMENT METHOD
ELIGIBILITY
Salary Transfer to Bank Rakyat
up to RM200,000
Biro Perkhidmatan Angkasa (BPA)
Salary Deduction
Electronic Payment
Based on income multiplier or RM200,000 whichever is lower
INCOME
ELIGIBILITY
RM 1,000 – RM 5,000
5 times monthly gross salary
RM 5,001 – RM 10,000
8 times monthly gross salary
More than RM 10,000
10 times monthly gross salary
Financing Rate Bank Rakyat Personal Loan 2021 Promotion
Fixed Rate
PAYMENT TYPE
TENURE
FIXED RATE
Salary Transfer to Bank Rakyat
Biro Perkhidmatan Angkasa
Salary Deduction
Up to 3 years
4.54%
More than 3 – 10 years
4.99%
Electronic Payment
Up to 3 years
5.64%
More than 3 – 10 years
6.26%
*Note :
The profit rate above is for financing with takaful.
Additional profit rate up t.o 0.86% over the current profit rate for financing without takaful
Fee And Charges Bank Rakyat Personal Loan 2021 Promotion
TRANSACTION
CHARGE
Wakalah or Agency Fee
Wakalah or agency fee of RM28.30
Stamp duty fee
0.5% of total financing as contained in the Stamp Duty Act 1949.
Early Settlement Fee
Rebate (Ibra’) will be given on the deferred profit
Late Payment Charges
During the financing tenure :
1% per annum on the outstanding amount of the monthly payment
After expiry of financing tenure :
Shall not be more than the prevailing daily overnight Islamic Interbank Money Market rate (IIMM) on the outstanding balance
Document Required Bank Rakyat Personal Loan 2021 Promotion
DOCUMENTS REQUIRED
NEW APPLICATION
REPEATED/ OVERLAPPING
Copy of MyKad/MyTentera
√
√
Latest 3 months salary slip
√
√
Latest 3 months Bank Statements of salary crediting account
√
And at least one (1) of the below :
Confirmation letter from employer
EA Form
√
Bank Rakyat Personal Loan 2021 Promotion Repayment Table
For Bank Rakyat Personal Loan 2021 Promotion, please click below:
Personal Loan Schedule of Payment
Apply Bank Rakyat Personal Loan 2021 Promotion
Apart from Bank Rakyat Personal Loan 2021 Promotion, we also provide personal loan services such as Yayasan Ihsan Rakyat (YIR), Yayasan Perlis (YYP), Bank Rakyat financing, Bank Simpanan Nasional (BSN), Koperasi Kekal, Koperasi Gemilang (Kogemilang), Al-Rajhi Bank, Alliance Bank, Koop Bank Pertama, MBSB Bank and others for your convenience. Contact us for information such as the latest promotional packages, the latest profit rates and the maximum amount of financing. The services offered are:
Fresh personal loan: The loan eligibility limit is calculated based on the strength of your pay slip i.e. basic salary, fixed allowance and the total deduction in the pay slip. Deduction of 60%, 50% or 40% of the total income. You can open an account for the first time with a bank or cooperative, a second account, a third account and so on.
Overlap personal loan: Where you use an existing financing account and apply to get cash in hand instantly. Increasing the financing amount means you may or may not increase the monthly installment payment or the original financing amount. Just take the full settlement statement and overlap with other banks/ cooperatives of your choice.
How to Apply for a Personal Loan Bank Rakyat Personal Loan 2021 Promotion?
To apply Bank Rakyat Personal Loan 2021 Promotion, Simply send the latest salary slip to the personal loan hotline 019-2983056 now! Click the phone number button above for more info.
Citibank known as a truly global bank serve more than 200 millions customers worldwide.Do more with your life with the extra money! You can now renovate your house, purchase new furniture, further study, shopping and holiday with our personal financing-i. The best value for money, low interest rate, low monthly repayment and many more. For more details please click the below link.
Please note that the website you ‘re open now is dedicated to government employees only. To private sector workers , do not make a phone call to the mobile phone number stated on any pages appeared existing in this website as the hotline number is for public servants (GOVERNMENT) only. For private sector workers , soldiers , traders , government retirees who want to make a personal loan , please click Citibank personal loan financing-i for private sector. Please take note in this regard.
Whether it is decorating your dream home, pursuing a higher education or your dreams, Citibank Personal Loans lets you fulfill your personal needs. Apply for Citibank Personal Loans Online now and get instant approval* in 5 simple steps!
Citibank Berhad Personal Loan Financing Summary
Bank Name: Citibank Berhad
Abbreviation / Code Name: Citi
Bank Promotion Name: General Info about Personal Loan from banks
Personal Loan Promotion Period: until present
Open to: All
Max Loan Amount: Salary Based Multiplier
Apply Personal Loan Online
Complete our online application form and get instant approval*.
Complete the 5 simple steps below and be approved* instantly.
Step 1: Fill up your Contact details
Step 2: Fill up your Personal details
Step 3: Fill up your Employment details – In Principle Approval* of your Personal Loan application
Step 4: Confirm loan terms that you wish to apply for
Step 5: Upload your income documents
*The loan amount, tenor and interest rate offered to you is based on your declared income during the online application. It may differ upon actual loan approval which is based on your income documentation submitted. Your loan application hereafter is still subjected to Citibank’s credit assessment.
Please note that by submitting the details above, you are warranting that all information furnished by you are true and accurate. Any incorrect or inaccurate information will affect your loan or other credit facility applications. In accordance with our privacy policy, any details that you submit for the purpose mentioned above will not be shared with third parties.
Please read the Citibank Instalment Loan Terms and Conditions and the Product Disclosure Sheet.
https://citibank.com.my
Hashtag / Keywords
#personalloan #Bank #Citibank
Contact Citibank Berhad
Tel: 03-2383 0000
Level 1, Smart Banking Area, Citibank Tower, 165, Jalan Ampang, Kuala Lumpur, 50450 Kuala Lumpur
Apply Personal Loan KIMB Koperasi Islah Malaysia Berhad flat rate interest rate up to RM100,000. No hidden charges. Koperasi Islah Malaysia Berhad (KIMB) is a national cooperative. Member involvement is not limited to one organization only, but it is open to all Malaysians in general.
Personal Loan KIMB Koperasi Islah Malaysia Berhad Summary
Bank Koperasi Name: Koperasi Islah Malaysia Berhad
Abbreviation / Code Name: KIMB
Bank Koperasi Promotion Name: Personal Loan KIMB Koperasi Islah Malaysia Berhad
Personal Loan Promotion Period: ~ call for confirmation ~
Open to: Government
Max Loan Amount: RM200k RM100k RM150k RM50k Salary Based Multiplier
What are the products and services of Koperasi Islah Malaysia Berhad KIMB?
The products and services offered are Koperasi Islah Malaysia Berhad personal loans, special investment savings, sales products and takaful protection.
About Personal Loan KIMB Koperasi Islah Malaysia Berhad
Koperasi Islah Malaysia Berhad (KIMB) is a Cooperative established with the aim of promoting a culture of saving and entrepreneurship for welfare purposes and improving the socio -economic status of members in particular and Muslims in general, in line with the demand to “cooperate in matters of goodness and piety”
Koperasi Islah Malaysia Berhad was approved for registration on 21 January 1994 under the Suruhanjaya Koperasi Malaysia (SKM) with Koop Nasional registration number No 15.
Vision
Becoming a Superior National Cooperative Based on Sharia
Mission
Encourage a culture of saving and entrepreneurship among members
Involve cooperatives in profitable business and investment activities
Provide quality services through trustworthy and competent management.
Koperasi Islah Malaysia Berhad (KIMB) Retail Financing
Koperasi Islah Malaysia Berhad (KIMB) Personal Loan is a flat rate personal financing.
Financing Margin
Based on the personal loan eligibility limit and subject to a minimum amount of RM 1,000 and a maximum amount of RM 100,000
A flat rate personal loan of 8% per annum for all who qualify.
*This rate is subject to change depending on the terms and conditions, will be notified via offer letter if the application is approved.
Eligibility for Personal Loan Application
Has been a member of KIMB for at least six (6) months.
Applicants must be 18 years of age or older.
Has a confirmed position and has a fixed income.
Have a guarantor.
Required documents
Completed application form.
Information disclosure consent form.
A copy of identity card.
3 months latest salary slip.
Latest job confirmation letter.
And at least one of the following documents:
Latest EPF statement; or
Latest income statement (Form BE/eBE/EA/EC); or Latest bank statement for 3 months (salary crediting)
Any supporting documents if necessary.
Payment method
There are 2 payment methods for personal loan payment of Koperasi Islah Malaysia Berhad as follows:-
Salary cut.
Standing instructions from other banks.
Benefits Of Applying For A Personal Loan With Us
No hidden charges
Selling price – fixed and known.
Competitive financing rates.
*Subject to the terms and conditions.
Koperasi Islah Malaysia Berhad Membership Application
3 easy steps to apply for membership:
Complete the membership application form – Download the member application form or fill in online at borang_permohonan_ahli_kimb_2.0 Return the form either via:
Post/send to Koperasi Islah Malaysia Berhad Office at Lot 300.1, Lorong Selangor, Pusat Bandar Melawati 53100, Kuala Lumpur, or Email to customer.service@kimb.com.my, or Fax the form to 03-41086319
Make a membership application fee of RM 530 (RM 500 Shares, RM 30 Membership Fee) can be paid in cash or bank-in to the following account in the name of KOPERASI ISLAH MALAYSIA BERHAD: Maybank: 5622 0961 8419 Islamic Bank: 1211 30100 24343 (Proof of payment can be submitted via email or fax as above, or whatsapp to 011.2078.5903)
After approval, we will send the approval confirmation letter along with the membership card and the cooperative by-law book to the address given in the membership application form.
Cooperative Membership Requirements
Membership is open to:
Malaysian
Aged 18 years and above
Never involved in an offense registered under the “Registration of Criminals and Undisireable Persons Act, 1969 ″.
Each application must be by filling in the membership application form, Membership Fee RM 30 and a minimum Share Capital of RM 500 (paid within 6 months after membership is registered)
Selaras dengan kontrak syariah, Koperasi Islah Malaysia Berhad tidak menjanjikan keuntungan namun Koperasi Islah Malaysia Berhad mengambil langkah-langkah bersesuaian untuk mengurus risiko yang dikenalpasti.
Melalui skim ini kita menjayakan perniagaan anggota melalui kerjasama modal dan anggota yang melabur mempunyai potensi berkongsi keuntungan.
Ini adalah kaedah taawun menang-menang sesama anggota.
Produk Jualan
Buku “Taawun Dalam Koperasi”
Al-Quran & Terjemahan
Tafsir Fi-Zilal-il-Quran (11 Jilid)
The Higher Objective of Humanity
https://kimb.com.my
Hashtag / Keywords
#pinjamanperibadi #koperasi #KIMB
Personal Loan KIMB Koperasi Islah Malaysia Berhad Reviews
Customer Reviews about Personal Loan KIMB Koperasi Islah Malaysia Berhad
Koperasi Islah Malaysia Berhad (KIMB) Personal Loan is a flat rate personal financing.
Koperasi Islah Malaysia Berhad Lorong Selangor, Taman Melawati, 53100 Ampang, Selangor
H1:
excerpt
H2,H3, H4
Repayment Table
LOREM: Ringkasan
Tajuk Artikel: Kebankrapan
Kategori: #Bank #BSN #PinjamanPeribadi
Tujuan: #MaklumatAm #Promosi
LOREM: Summary
Article Title: Bankruptcy
Category: #Bank #BSN #PersonalLoan
Purpose: #GeneralInformation #Promotion
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Koperasi Al Taqwa Kg Kisap Langkawi Berhad (COOPALTAQWA KATKLB)
Koperasi Al Taqwa Kg Kisap Langkawi Berhad (COOPALTAQWA KATKLB) menjalankan aktiviti ekonomi berdasarkan syariat Islam. Kami berusaha membina dan mengembangkan ekonomi Ummah melalui koperasi, menggalakkan ahli dan masyarakat Islam untuk melaksanakan infaq serta amalan tolong-menolong sesama mereka.
Kami menyediakan program untuk membantu ahli mendapatkan barang-barang keperluan asas dengan cara yang mudah dan halal. Selain itu, kami turut menganjurkan program pendidikan/tarbiyyah bagi meningkatkan pemahaman mengenai Fiqh Mu’amalat dan sistem urusniaga Islam.
Objektif kami adalah untuk melahirkan usahawan Muslim yang bertaqwa, berakhlak mulia, serta berwibawa, demi memperkukuh ekonomi umat Islam secara keseluruhan.
Pengenalan
Sejarah
Koperasi Al Taqwa Kg Kisap Langkawi Berhad atau lebih dikenali sebagai COOPALTAQWA KATKLB adalah sebuah organisasi kewangan yang berasaskan syariah. Ditubuhkan pada 8 Julai 2009, koperasi ini adalah hasil usaha Badan Kebajikan dan Khairat Kematian Masjid Al Taqwa Kg Kisap Langkawi. Tujuan utamanya adalah untuk menyediakan alternatif kewangan yang lebih adil dan mengikut prinsip Islam, berbeza dengan sistem kewangan konvensional yang ada pada masa kini.
Sebagai koperasi yang berpandukan prinsip kerjasama dan kesejahteraan bersama, COOPALTAQWA KATKLB berhasrat untuk menjadi institusi kewangan unggul di Langkawi, memberikan perkhidmatan terbaik kepada anggota sambil menegakkan prinsip-prinsip Islam dalam semua urusan ekonomi.
Prinsip Islam dalam Kewangan
Islam menggalakkan umatnya untuk mengamalkan prinsip kerjasama dalam semua aspek kehidupan, termasuk ekonomi. Dengan itu, Koperasi Al Taqwa Kg Kisap Langkawi Berhad berusaha untuk menegakkan sistem kewangan yang berlandaskan prinsip syariah. Perkhidmatan yang ditawarkan memastikan keadilan, ketelusan, dan kesejahteraan anggota, selaras dengan ajaran Islam yang menuntut keadilan dalam setiap urusan perniagaan dan kewangan.
Perkhidmatan
Projek Perumahan Mampu Milik
Salah satu inisiatif utama adalah projek perumahan mampu milik. Projek ini disasarkan untuk membantu warga Langkawi yang masih belum memiliki rumah, menawarkan pilihan rumah yang berpatutan dan berkualiti. Dengan tujuan untuk memberi peluang memiliki rumah kepada semua golongan masyarakat, projek perumahan ini juga disediakan dengan mengambil kira prinsip syariah.
Insurans dan Cukai Jalan
COOPALTAQWA KATKLB turut menawarkan perkhidmatan insurans kenderaan dan pembaharuan cukai jalan. Perkhidmatan ini memudahkan anggota koperasi untuk memperbaharui road tax dan insurans kenderaan mereka tanpa perlu melalui proses yang rumit. Koperasi juga menyediakan pembaharuan road tax tanpa geran asal, menjadikannya lebih mudah dan cepat untuk pengguna.
Pelancongan
Koperasi ini juga menawarkan perkhidmatan pelancongan kepada anggotanya melalui Rakyat Travel. Perkhidmatan pelancongan ini termasuk destinasi dalam dan luar negara, memberikan anggota peluang untuk melancong dengan harga yang berpatutan dan mengikut syariah. Dengan menyediakan pilihan pelancongan yang berkelayakan, koperasi ini memastikan semua urusan perjalanan anggota adalah selesa dan mematuhi prinsip Islam.
Keanggotaan
Syarat
Menjadi anggota Koperasi Al Taqwa Kg Kisap Langkawi Berhad adalah terbuka kepada warganegara Malaysia yang memenuhi beberapa syarat:
Islam dan berumur 18 tahun ke atas.
Bermastautin, memiliki hartanah, atau bekerja di Langkawi.
Proses Pendaftaran
Pendaftaran untuk menjadi ahli adalah mudah. Langkah-langkah berikut perlu diikuti:
Isi borang pendaftaran dengan lengkap.
Bayar fi pendaftaran sebanyak RM10.00.
Caruman bulan pertama.
Sertakan salinan Kad Pengenalan.
Untuk kakitangan kerajaan, sertakan:
Slip gaji asal terkini.
Borang Arahan Potongan Gaji BPA.
Menandatangani Borang Potongan Gaji 60%.
Setelah pendaftaran selesai, anda akan menikmati pelbagai manfaat sebagai ahli koperasi.
Keistimewaan
Sebagai anggota Koperasi Al Taqwa Kg Kisap Langkawi Berhad, anda akan mendapat pelbagai keistimewaan, antaranya:
Simpanan Tabungan: Anggota boleh menyimpan wang dalam koperasi, mengikut prinsip syariah.
Berinfaq sebagai amal jariah: Anggota juga berpeluang untuk beramal dengan menyumbang kepada program amal jariah yang dianjurkan koperasi.
Skim Pembiayaan: Anggota layak untuk memohon skim pembiayaan yang ditawarkan oleh koperasi, yang semuanya berasaskan prinsip syariah.
Hubungi COOPALTAQWA
Untuk maklumat lanjut atau pertanyaan mengenai pendaftaran dan perkhidmatan, anda boleh menghubungi Koperasi Al Taqwa Kg Kisap Langkawi Berhad di:
Alamat: No. 2 & 3 Langkawi Uptown Hotel, Jalan Pandak Mayah 7, 07000 Langkawi, Kedah, Malaysia.
Telefon: +604-9692444
Emel: altaqwakoperasi@gmail.com
*Source: FB coopaltaqwa and coopaltaqwa.blogspot.com official website
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Pinjaman Peribadi Maybank melalui koperasi dengan dapatkan pembiayaan Koperasi Kowamas, Ukhwah dan Kogemilang sekarang! Bank terkemuka di Malaysia yang menawarkan pelbagai produk dan perkhidmatan seperti pinjaman peribadi, pinjaman perumahan, pinjaman kenderaan, kredit kad, tawaran biasiswa kepada pelajar cemerlang dan lain-lain.
Pinjaman Peribadi Maybank Personal Loan Summary
Bank Name: Pinjaman Peribadi Maybank Personal Loan
Abbreviation / Code Name: MBB
Bank Promotion Name: General Info about Pinjaman Peribadi Maybank Personal Loan and koperasi
Financing Products – Apakah produk kewangan yang ditawarkan oleh Maybank Berhad?
Terdapat beberapa produk pinjaman Maybank seperti berikut:-
ASB Financing
ASB Financing
ASB Financing-i
ASB2 Financing
ASB2 Financing-i
Car Financing
Hire Purchase
Al-Ijarah Thumma Al-Bai (AITAB)
My First Car Plan
Cash Line Facility (Overdraft)
Islamic Financing
Maybank Islamic Personal Financing-i (MIPF-i)
Commodity Murabahah Term Financing-i (CMTF-i)
Al-Ijarah Thumma Al-Bai(AITAB)
Mortgage
MaxiHome Flexi Loan
Commodity Murabahah Home Financing-i
Commodity Murabahah Shophouse Financing-i
Foreign Currency Offshore Property Financing-i
About Pinjaman Peribadi Maybank Personal Loan Financing
Bagi kakitangan kerajaan yang berminat untuk memohon pinjaman peribadi dengan dana Maybank boleh berbuat demikian dengan membuat permohonan di beberapa koperasi seperti Koperasi Wawasan Malaysia Berhad dan Koperasi Pendidikan Islam Berhad (Ukhwah).
Walaubagaimapun, pemohon yang telah menghantar borang permohonan koperasi yang disebutkan di atas perlu melalui beberapa peringkat seperti koperasi akan menyemak status kredit menggunakan sistem occis, ccris yang dijana oleh bank negara dan sistem ctos. Sila ambil perhatian bahawa laman web yang anda sedang buka sekarang ini hanya terbuka kepada kakitangan kerajaan sahaja.
Kepada pekerja swasta, jangan membuat panggilan telefon ke nombor telefon bimbit seperti dibawah ataupun yang ada dalam laman web ini kerana nombor talian tersebut nombor hotline bagi penjawat awam sahaja. Bagi pekerja swasta, anggota tentera, peniaga, pesara kerajaan yang ingin membuat pinjaman peribadi, untuk pekerja swasta. Harap maklum dan ambil perhatian dalam perkara ini
Terdapat beberapa product personal loan untuk penjawat awam (government servant) di Malaysia. Bagi kakitangan awam kerajaan, pinjaman peribadi melalui koperasi (cooperative).
Terbuka kepada kakitangan kerajaan berjawatan tetap dan polis sahaja.
Maybank Islamic Personal Financing-i (MIPF-i)
Live a Brighter Life with Maybank Islamic Personal Financing-i. Hassle Free
Tenure: Minimum tenure 2 year | Maximum tenure 6 years
Profit Rate: Financing amount RM5,000 to RM20,000 (8% per annum fixed rate), Financing amount RM20,001 to RM50,000 (7% per annum fixed rate), Financing amount RM50,001 to RM100,000 (6.5% per annum fixed rate)
Benefits Monthly installment payment as low as RM115.28* per month. No documents stamping. No processing fee. Fast Approval.
Who can apply Individual Malaysian Citizen aged between 21 to 60 years old. Minimum income of RM30,000 per annum
Documents Required Application form together with: Copy of NRIC (both sides), Latest 2 months’ salary slips, Latest 6 months’ savings account activity/current account statements.
If you are self-employed: Copy of NRIC (both sides), Latest BE form with official tax receipt, Copies of Business Registration, Latest 6 months’ Bank Statements
Fees & Charges Late payment Charge:- 1% p.a on the amount in arrears, calculated from overdue date till date of full monthly payment. No processing Fees or stamping fees. No Early settlement fees for early settlement of Maybank Islamic Personal Financing-i
*Terms and conditions apply
Personal Loan Kowamas
Pinjaman peribadi Koperasi Kowamas (Koperasi Wawasan Malaysia Berhad) telah lama diwujudkan dengan dana kewangan dari Maybank. Pinjaman peribadi ini akan menyemak rekod OCCIS pemohon. Rekod OCCIS adalah rekod urusniaga Maybank ke atas pemohon-pemohon. Jadi sekiranya pemohon mempunyai apa sahaja kemudahan kewangan MBB, maka peluang untuk membuat pembiayaan dari Kowamas adalah sukar dan amat tipis sekali (reject) ditambah pula jika terdapat rekod blacklist di OCCIS.
Personal Loan Ukhwah Maybank
Pinjaman peribadi Koperasi Pendidikan Ukhwah adalah antara koperasi yang popular di Malaysia. Dana pembiayaan ini dibekalkan dari Maybank. Jadi kriteria dan tatacara permohonan pinjaman peribadi dengan Ukhwah juga adalah lebih kurang sama dengan pinjaman peribadi Kowamas.
Pinjaman peribadi Koperasi Ukhwah dan Kowamas (dana Maybank) untuk swasta
Bagi yang bekerja di sektor swasta pula bolehlah berhubung terus dengan cawangan yang berhampiran dengan anda kerana pembiayaan peribadi Maybank menerusi koperasi Ukhwah dan Kowamas adalah terhad kepada penjawat awam (kakitangan kerajaan) sahaja. Pihak kami tidak menguruskan pembiayaan untuk kakitangan swasta, peniaga, pesara dan lain-lain.
Loan proses lambat dan ditolak ‘reject’
Bagi yang menginginkan interest rate rendah, kedua-dua koperasi yang dinyatakan amat sesuai sekali untuk membuat loan. Terdapat juga koperasi lain yang mendapat fund dari bank juga menawarkan financial interest rate yang competitive. Tetapi proses yang lambat dan approval rate rendah menyebabkan pelanggan telah beralih kepada koperasi yang mudah dan cepat seperti Yayasan Ihsan Rakyat (YIR) dan Koperasi Petronesa HDM.
*from maybank2u
Hashtag / Keywords
#pinjamanperibadi #Bank #Maybank
Pinjaman Peribadi Maybank Reviews
You can apply Maybank Personal Financing Loans and from cooperatives such as Koperasi Kowamas, Koperasi Koputri and Koperasi Ukhwah with competitive rates and what’s more? If you are blacklisted ctos ccris, your loan can be approved with loan Koperasi. Talk with us now!
OCBC Bank Personal Loans is the only cash financing you need. MCCM Resources is for civil servants. Apply now and enjoy great benefits such as low interest rate, fix and flat rates, fast approving etc. You can also enjoy high payout means more money you get in your bank accounts.
OCBC Bank Personal Loans Financing Summary
Bank Name: OCBC Bank Personal Loans Financing
Abbreviation / Code Name: –
Bank Promotion Name: General Info
Personal Loan Promotion Period: ~ call for confirmation ~
What are OCBC Bank Personal Loans?
Discover how our products – Deposits, Financing, Investment and Takaful – can help you grow your personal wealth and assist you when you need it most, regardless of which life-stage you are in.
About OCBC Bank
Discover how our OCBC Bank products – Deposits, Financing, Investment and Takaful – can help you grow your personal wealth and assist you when you need it most, regardless of which life-stage you are in. OCBC Personal Financing Loan that all you needs. Overseas Bank with caters all local requirements. Please stay on the line for the new announcement with great offers.
OCBC Al-Amin offers simple and easily accessible Shariah compliant personal loan/financing service that have your best interest in mind. The suite of products give you advance cash at affordable rate and monthly payment to lighten your financial burden.
Everything you need, and nothing you don’t
Our tailor-made cash financing solutions give you:
Fast approval. Fast cash.
No collateral. No guarantor.
Financing amount of up to RM150,000.
Fixed monthly instalments from as low as RM100 per month.
Extended financing tenure up to 10 years.
Pledge your assets for extra cash
Get standby funds up to the approved credit limit
Access extra cash
Interest is charged only on amount used, depending on collateral pledged
OCBC Bank Personal Loans Interest rates
Interest rates are dependent on the collateral pledged. Call us at 03 8317 5000 for more information.
Talk to us to find out more
Consult our customer service officers and get free advice for your education loan needs with no obligations. Call us at 03 8317 5000.
*source from OCBC Bank malaysia website
Hashtag / Keywords
#personalloan #Bank #OCBC
Contact OCBC Bank
Tel: 603-8314 9310 (Al-Amin) / 03 8317 5000 Personal Banking Telephone Hotline: 03 8314 9310 Business Banking Hotline: 1300 88 0255 (or 603-83149090 if you are calling from overseas)
Menara OCBC No. 18 Jalan Tun Perak 50050 Kuala Lumpur
RHB Bank Personal Loan offerings Personal Financing-i Loan for government and private sector. No advance payment and promotion rate as low as 4.20% flat rate up to RM150,000. Apply now!
RHB Bank Personal Loan Summary
Bank Name: RHB Bank Personal Loan
Abbreviation / Code Name: RHB
Bank Promotion Name: General Info
Personal Loan Promotion Period: ~ call for confirmation ~
Open to: All
Max Loan Amount: RM150k
Is RHB Bank Personal Financing-i Loan offered to Government staff?
Yes. You can apply directy to the nearest RHB Bank or whatsapp your particular details including your latest payslip inside.
About RHB Bank Personal Financing-i Loan
Whether it is to celebrate life’s big moments or exploring life’s opportunities or start something meaningful, our RHB Bank Personal Financing-i Loan can assist you in achieving your dreams. In fact, you can also consolidate your debts with us to better manage your finances and provide for your loved ones’ needs.
Eligibility
Private Sector
Profit Rate
As low as 8.18% p.a. (equivalent to 15% p.a.)
Benefits
Financing of up to RM150,000
On-the-spot approval and disbursement
As low as RM 57.54/month
Up to 7 years tenure
Debt consolidation
Monthly Repayment Method
Self-payment
Auto debit instructions
Instant approval & disbursement
RHB Personal Financing is an option that is convenient and flexible at the same time, with reasonable interest rates for an affordable monthly installment repayment.
Repayment Table and Interest Rate
Repayment Table
Please visit RHB Bank Official Website to view the the latest repayment table
Interest Rate
Please refer to Bank Official Website to view the interest rate table
Download Personal Financing Forms
You may download the PF Forms at Bank Official Website. Complete the form and send it back to RHB Bank.
Get RHB Bank Personal Financing
Get Personal Financing for an ideal lifestyle! For as low as RM57.54* per month, get RM2,000 and more! Sign up now to enjoy these key benefits:
Stretch it out to 7 years
Repayment period from 1 to 5 years
Financing amount from RM2,000 to RM150,000
Financing amount capping and Interest Rates as below
*The rates stated above are based on a flat rate and vary according to the repayment period from 12 months onwards.
Tier 1: from 13.45%p.a. flat that is equivalent to EIR 24% p.a;
Tier 2: from 11.66% p.a. flat that is equivalent to EIR 21% p.a.;
Tier 3: from 9.91% p.a. flat that is equivalent to EIR 18% p.a.;
Tier 4: from 8.18% p.a. flat that is equivalent to EIR 15% p.a.
The EIR (effective interest rate) may be higher if the monthly payment is not reqular.
Personal Financing-i for Private Sector
Get access to funds, easier and faster. Contact the nearest RHB Bank brachces today for more details.
Customer Care Centre
Our customer service team is your first point of contact for raising complaints or providing feedback. Talk to our staff at your nearest Branch, or call our Customer Care Centre. We will do our best to help resolve any issue you may have.
For email communications, we appreciate if you can include the following details within your email for us to serve you more efficiently:
MyKad Identification Number/Passport Number
RHB Account Number
Contact Number
Our specialist will work closely with you to resolve any complaint you may have quickly and amicably. If you have a compliment or suggestion, they will ensure your feedback is shared with the relevant teams.
Upon received of your complaint/feedback, our customer service officer will contact you within 2 working days and we’ll attempt to resolve it as promptly as possible.
*For Insurance related matters, please call 1300-220-007 from Monday to Thursday (8.45am – 5.4pm) and Friday (8.45am – 5.45pm). Alternatively, visit our RHB Insurance page for more information.
i Loan
8.18%
/p.a
Financing RM150,000
Fast approval
7 years repayment
Tier Loan
8.18%
/p.a
8.18% to 13.45% Interest rate
Max financing RM150K
Loan tenure 7 years
Instant approval
Government Loan
4.20%
/p.a
Maximum loan RM150,000
10 years loan
No guarantor
RHB Bank Personal Financing-i Loan Tiers
Tier 1:
Financing Amount Capping: RM2,000 RM10,000
Int Rate (p.a.) 13.45%
Maximum Financing Tenure 5 Years (60 Months)
Tier 1:
Financing Amount Capping: RM11,000 RM15,000
Int Rate (p.a.) 13.45%
Maximum Financing Tenure 5 Years (60 Months)
Tier 2
Financing Amount Capping: RM16,000 RM50,000
Int Rate (p.a.) 11.66%
Maximum Financing Tenure 7 Years (84 Months)
Tier 3
Financing Amount Capping: RM51,000 RM99,000
Int Rate (p.a.) 9.91%
Maximum Financing Tenure 7 Years (84 Months)
Tier 4
Financing Amount Capping: RM100k RM150k
Int Rate (p.a.) 8.18%
Maximum Financing Tenure 7 Years (84 Months)
RHB Bank Personal Financing for Government Servants
Loan : RHB Bank Personal Financing for Government Servants criteria are as follow:
No advance payment
Promotion rate as low as 4.20% (flat rate)
Loans from RM2,000 to RM150,000
Repayment Tenure from 2 to 10 years
No guarantor needed
*Terms and conditions apply
*source from RHB Bank malaysia website
Hashtag / Keywords
#personalloan #Bank #RHB
Contact RHB Bank Personal Loan
Tel: 1-300-88-8742 / 03-9206 8118
customer.service@rhbgroup.com
Ground Floor, RHB Centre, 426, Jalan Tun Razak, Kelab Golf di Raja Selangor, 50400 Kuala Lumpur
Koperasi Kakitangan UiTM Berhad – KKUiTM Koop juga dikenali dengan uitmcoop menawarkan pinjaman peribadi seperti unsecured financing kepada anggota koperasi.
Sejarah Penubuhan Koperasi Kakitangan UiTM Berhad – KKUiTM Koop
Koperasi Kakitangan UiTM Berhad – KKUiTM Koop telah ditubuhkan pada 25 November 1968 yang didaftarkan oleh Ahmad bin Mohd Yunus dibawah nama Koperasi Kakitangan ITM (Institut Teknologi Mara) Berjimat Cermat dan Pembiayaan dengan no pendaftaran 4425.
Namun pada 8 Mac 1994, Koperasi Kakitangan ITM membuat pindaan nama kepada Koperasi Kakitangan Institut Teknologi Mara berhad menurut pindaan kepada undang-undang kecilnya yang telah didaftarkan mengikut seksyen 10(3) Ordinan koperasi bilangan 33 1948.
Namun pada 13 Januari 2001 Koperasi Kakitangan ITM sekali lagi menukar nama kepada Koperasi Kakitangan Universiti Teknologi Mara Berhad (KKUiTMB) melalui satu pindaan undang-undang kecil yang didaftarkan di bawah subseksyen 18(3) akta koperasi 1993 kerana kerajaan telah menaiktaraf ITM kepada universiti dan dikenali sebagai nama UiTM.
Justeru itu, Koperasi KKUiTMB dahulunya beroperasi didalam kampus UiTM kemudian berpindah ke Seksyen 2 seterusnya operasi KKUiTMB semakin berkembang dan kakitangan semakin bertambah menyebabkan KKUiTMB membeli bangunan Worldwide@7 di alamat B-13 Tingkat 1, 2 dan 3 Worldwide@7, Jalan Lazuardi 7/29 Seksyen 7, 40000 Shah Alam, Selangor.
Keanggotaan KKUiTMB terdiri daripada kakitangan-kakitangan UiTM yang tetap dan kontrak di bawah UiTM. KKUiTMB mempunyai 7,500 orang anggota yang aktif dan kawasan operasi koperasi meliputi seluruh Malaysia dan Ahli Lembaga Koperasi seramai 9 orang, Manakala Juruaudit dalaman(JAD) seramai 4 orang serta kakitangan seramai 17 orang bagi menguruskan pentadbiran koperasi dan 9 orang pekerja yang menguruskan kedai mini koperasi di cawangan UiTM.
KKUiTMB menjalankan fungsi utama operasi ini ialah kredit. Sehubungan dengan itu, Menurut subseksyen 4(1) akta, matlamat penubuhan koperasi kakitangan UiTM Berhad ialah untuk meningkatkan kepentingan ekonomi anggotanya mengikut prinsip koperasi. Aktiviti koperasi ialah pembiayaan tunai dan barangan, insurans, Ar-rahnu, dobi, kedai mini, kebajikan dan sosial.
Kategori: #Bank #Koperasi #KKUiTM #KoperasiServices
Tujuan: #MaklumatAm
Koperasi Product and Services
We cover all koperasi across Malaysia, providing a wide range of products and services. Explore the options below to discover useful information and easily contact the koperasi that meets your needs. Unlock the benefits of various koperasi offerings available nationwide!
UM Cooperative Bookshop Ltd The University of Malaya Cooperative Bookshop Ltd, also known as Koperasi Kedai Buku Universiti Malaya Berhad, offers a wide range of…
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Nikmati pembiayaan peribadi-i bal al-einah dengan interest serendah 4.95% – satu langkah bijak untuk pembiayaan baru atau pembiayaan semula. Sesuai untuk melanjutkan pelajaran, keperluan keluarga, rumah impian, atau kereta impian. Mohon sekarang dan rasai kemudahan pembiayaan yang patuh Shariah, cepat dan menguntungkan!
Pinjaman Peribadi Popular
Public Bank – MCCM Resources
Potongan melalui MCCM Resources iaitu potongan biro angkasa. Majikan pelu mengesahkan borang loan.
Bulletin March 2019
Kadar terbaharu: 4.95% p.a Jom apply personal loan terbaik ini sekarang kerana interest 4.95% dan payout 97%. Jom apply sekarang juga!
Bulletin March 2018
Latest Rate 5.20% p.a 1 March 2018: Revised. Berita terkini di mana interest rate pinjaman peribadi Public Islamic Bank sudah bertukar menjadi 5.20% flat rate. Tempoh pinjaman selama 10 tahun.
Bulletin April 2017
Kadar interest sekarang pada 4.88% p.a bermula 3 April 2017: (interest terendah di pasaran ketika ini).
Terma dan syarat:
Payout 97%. Kalau pinjam RM10k dapat bersih di tangan RM9,700. Tiada yuran ahli bulanan.
Proses 1-2 minggu bergantung kepada masa sibuk (peak hours) bulan kenaikan gaji.
Pembiayaan sehingga RM150k.
Tempoh pembiayaan fleksible sehingga umur 58 tahun.
Tempoh bayaran sehingga 10 tahun.
Berumur 20 tahun ke atas.
Kakitangan kerajaan dan agensi kerajaan lain-lain.
Jawatan tetap. Berkhidmat 1 tahun ke atas.
Pembayaran mudah melalui potongan Biro Perkhidmatan Angkasa.
Sekarang musim raya jadi syarat longgar sedikit. Sila mohon sekarang.
Bulletin 2016
Ya. Kadar interest masih lagi 4.38% p.a setakat 3 August 2016 (interest terendah di pasaran). Pemohon mesti mengesahkan yang tiada komitmen luar yang tinggi, Rekod ccris melebihi 3 bulan dan tiada rekod ctos akan dipertimbangkan.
Bulletin Ogos 2016
Berikut adalah informasi terkini kadar interest pinjaman peribadi Public Bank MCCM Resources iaitu interest rate 4.38% (interest terendah di pasaran). Pemohon mesti confirm yang tiada komitmen luar yang tinggi, ccris melebihi 3 bulan dan tiada rekod ctos. Pemohon boleh overlap in-house seperti koperasi UKM untuk mendapat tunai lebih ditangan.
Di samping itu, pinjaman peribadi ini terbuka kepada kakitangan awam tetap di Semenjung, Sabah dan Sarawak. Max loan ditawarkan sehingga RM200,000 dan payout bersih adalah 94%.
Dari segi masa pemprosesan pula, mengambil masa proses 3 minggu dan bila approve kena buka akaun Public Bank di branch berhampiran. Potongan biro angkasa melalui MCCM Resources. Jom mohon dengan kami! Kami memberikan pengiraan tepat yang tidak memperdayakan pemohon.
Syarat-Syarat
Berikut adalah syarat-syarat dan kelayakan memohon pembiayaan Public Bank.
Lokasi: Seluruh Malaysia (Ag federal, state government dan police)
Kadar keuntungan: 4.38%.
Tempoh: Minima 2 tahun
Payout 92%
Amaun pembiayaan: Min RM8,000 to RM150,000.
Gaji RM1,500 dan ke atas sahaja.
Berumur diantara 20 dan 57 tahun.
Bekerja sekurang-kurangnya 1 tahun,
Proses borang: 2 minggu
Yuran (fee): Waived.
DSR, Outside Payslip Commitment, CTOS and CCRIS
DSR and commitment: calculation 80% (can be used the side income to reduce the percentage of DSR). CCRIS: Arrears must not be more than 3 months in calculating the loan application. If above 3 months is rejected. For customer who is having ccris more than 3 months must clear/settle the arrears in order to apply the public bank personal loan. Banks have to updated in ccris system with remark as clear arrears before applying the loan with public bank.
CTOS: require to settle with full amount before submitting the application form.
Who Can Apply
Working in MAB, TNB, Telekom, syabas, uniten, ktm, sme bank, agrobank and bsn are encourage to apply.
Elaun kos sara hidup dalam bahagian pendapatan tidak dikira.
Second loan with PBB: Yes you can apply for second loan after your first loan installment being received by public bank. Overlap: Cannot overlap if less than 1 year.
Special Remark Once your loan is approved, you must sign a consent form at your nearest Public Bank branch.
Compulsory: surat pengesahan jawatan from your department/ministry.
Cara Mohon
Hantar WhatsApp: Kakitangan kerajaan persekutuan dan state, universiti dan lain-lain mestilah menghantar gambar / picture payslip penuh bulan terkini yang jelas beserta dengan salinan ic yang jelas.
Print borang persetujuan untuk semakan komitmen iaitu ccris dan ctos dengan cara download di link borang persetujuan semakan komitmen ccris dan ctos. Tandatangan dan send kembali melalui WhatsApp.
Emel e penyata gaji dan laporan anm dan jangan lupa untuk menulis nombor telefon bimbit anda. Slipgaji yang dihantar perlulah yang jelas dan terang untuk mengelakkan dari tersalah kira akibat daripada kesukaran membaca slipgaji anda yang tidak clear
Application Flow
1) send clear IC and latest payslip via whatsapp –> 2) download consent letter –> 3) signed and send consent letter via whatsapp –> 4) Wait for the status whether it is approved or reject in a few working days
Tel: 603-2179 9999 / 603-2176 6000 Public Islamic Bank Berhad
78, Jln Raja Chulan, 50200 Kuala Lumpur
Opening Hours: 6 am – 12 midnight daily
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Bank Rakyat Dapatkan pinjaman peribadi Bank Rakyat dengan pembiayaan hingga RM200,000, atau 35 kali gaji kasar anda. Nikmati perlindungan Takaful dan kemudahan potongan Biro Angkasa…
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OMG! Pinjaman Peribadi Public Bank dengan MCCM Resources menawarkan pembiayaan terhebat. Interest rendah, payout 97%. Max pembiayaan 200k. Mohon sekarang!
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Pinjaman peribadi Maybank Berhad adalah bank terbaik untuk penjawat awam dan swasta. Shariah compliant. Apply koperasi dana MBB. Dapatkan info lanjut untuk mohon.
Pengenalan
Maybank Berhad (Malayan Banking Berhad) atau singkatannya MBB merupakan bank yang paling terkenal di Malaysia. Bank yang mempunyai banyak cawangan di seluruh negara dan paling banyak mesin pengeluaran wang tunai dan deposit di Malaysia. Maybank juga mempunyai rangkaian teknologi yang terulung dengan memperkenalkan aplikasi bayaran secara on-line (atas talian) yang terawal di Malaysia. Aplikasi bayaran on-line tersebut dikenali sebagai Maybank2u.
Masa dulu-dulu, pembayaran pinjaman peribadi bank yang tidak melalui potongan gaji majikan (PGM) iaitu dengan potongan Biro Angkasa (BPA) kadang-kadang terlewat untuk dibayar. Ini kerana semua perkhidmatan perlu dibayar secara tunai terus ke kaunter bank yang berhampiran. Adakalanya terpaksa menunggu lama di kaunter bank sementara menanti nombor giliran anda dipanggil oleh mesin pengiraan barisan (queue number machine).
Ini membuatkan ramai di antara kita pada masa lalu yang terpaksa menunggu lama dan tidak kurang juga menunggu berjam-jam semata-mata untuk membayar ansuran pinjaman peribadi, ansuran bulanan sewa beli kereta, rumah dan memindah tunai ke akaun lain (transfer duit).
Dengan adanya aplikasi dalam talian, bayaran komitmen bulanan dapat diselenggara dengan mudah dan efisien tanpa perlu beratur panjang di kaunter bank. Berdasarkan pengalaman, inilah website yang mula-mula sekali digunakan iaitu maybank2u.com.my. Aplikasi pembayaran secara online ini telah lama digunakan sejak dari tahun 2002 hingga sekarang. Jika dahulu bayaran bil siaran televisyen berbayar Astro hanya boleh dibayar di Pejabat Pos, tetapi dengan adanya maybank2u.com.my, bukan sahaja bil Astro, tetapi segala jenis bil dapat dibayar melalui website.
Begitulah cepatnya teknologi yang dahulunya semua transaksi bayaran dilakukan secara fizikal (cetakan resit menggunakan printer). Selepas itu, menggunakan PC iaitu komputer dengan kewujudan laman web dan kini pula dengan menggunakan tablet ataupun telefon bimbit (smartphone) dengan adanya apps (aplikasi pintar) di Google Playstore dan Apple Apsstore.
Pinjaman Peribadi Popular
Bank terkemuka di Malaysia yang menawarkan pelbagai produk dan perkhidmatan seperti pinjaman peribadi, pinjaman perumahan, kenderaan, kredit kad, tawaran biasiswa kepada pelajar cemerlang dan lain-lain. Bagi kakitangan kerajaan yang berminat untuk memohon pinjaman peribadi dengan dana Maybank boleh berbuat demikian dengan membuat permohonan di beberapa koperasi seperti Koperasi Wawasan Malaysia Berhad dan Koperasi Pendidikan Islam Berhad (Ukhwah).
Walaubagaimapun, pemohon yang telah menghantar borang permohonan koperasi yang disebutkan di atas perlu melalui beberapa peringkat seperti koperasi akan menyemak status kredit menggunakan sistem occis, ccris yang dijana oleh bank negara dan sistem ctos. Sila ambil perhatian bahawa laman web yang anda sedang buka sekarang ini hanya terbuka kepada kakitangan kerajaan sahaja.
Terbuka kepada kakitangan kerajaan berjawatan tetap dan polis sahaja.
MIPF-i
Live a Brighter Life with Maybank Islamic Personal Financing-i. Hassle Free – No Guarantor or Collaterals required
Tenure: Minimum tenure 2 year | Maximum tenure 6 years
Profit Rate: Financing amount RM5,000 to RM20,000 (8% per annum fixed rate), Financing amount RM20,001 to RM50,000 (7% per annum fixed rate), Financing amount RM50,001 to RM100,000 (6.5% per annum fixed rate)
Benefits Monthly installment payment as low as RM115.28* per month. No documents stamping. No processing fee. Fast Approval. View the Maybank Islamic Personal Financing-i Monthly Installment Table
Who can apply
Individual Malaysian Citizen aged between 21 to 60 years old. Minimum income of RM30,000 per annum
Documents Required
Application form together with: Copy of NRIC (both sides)
1% p.a on the amount in arrears, calculated from overdue date till date of full monthly payment. No processing Fees or stamping fees. No Early settlement fees for early settlement of Maybank Islamic Personal Financing-i
*Terms and conditions apply
Koperasi dengan Usahasama Maybank
Kowamas MBB
Pinjaman peribadi Kowamas (Koperasi Wawasan Malaysia Berhad) telah lama diwujudkan dengan dana kewangan dari Maybank. Pinjaman peribadi ini akan menyemak rekod OCCIS pemohon. Rekod OCCIS adalah rekod urusniaga MBB ke atas pemohon-pemohon. Jadi sekiranya pemohon mempunyai apa sahaja kemudahan kewangan dari MBB, maka peluang untuk membuat pembiayaan dari Kowamas adalah sukar dan amat tipis sekali (reject) ditambah pula jika terdapat rekod blacklist di OCCIS.
Ukhwah Maybank
Pinjaman peribadi Koperasi Ukhwah adalah antara koperasi yang popular di Malaysia. Dana pembiayaan ini dibekalkan dari Maybank. Jadi kriteria dan tatacara permohonan pembiayaan ini uga adalah lebih kurang sama dengan pinjaman peribadi Kowamas.
Koperasi Ukhwah dan Kowamas
Bagi yang bekerja di sektor swasta pula bolehlah berhubung terus dengan cawangan Maybank yang berhampiran dengan anda kerana pembiayaan menerusi koperasi Ukhwah dan Kowamas adalah terhad kepada penjawat awam (kakitangan kerajaan) sahaja.
Bagi yang menginginkan interest rate rendah, kedua-dua koperasi yang dinyatakan amat sesuai sekali untuk anda cuba. Terdapat juga koperasi lain yang mendapat dana dari bank menawarkan interest rate yang competitive. Tetapi proses yang lambat dan kadar kelulusan rendah menyebabkan pelanggan telah beralih kepada koperasi yang mudah dan cepat seperti Yayasan Ihsan Rakyat (YIR) dan Koperasi Petronesa HDM.
Malayan Banking Berhad Menara Maybank, 100, Jalan Tun Perak, 50050 Kuala Lumpur, Malaysia
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Looking for a personal financing solution that fits your lifestyle? UOB Bank offers competitive interest rates, fast approval, and flexible repayment plans designed for government employees, GLC staff, and selected professionals. Whether you’re planning a major purchase, consolidating debt, or funding personal goals, UOB makes it simple and stress-free.
No guarantor required. Trusted banking across Malaysia.
Ready to take the next step? Click below to check your eligibility and apply today with confidence.
Popular Personal Loans
UOB 9.99%
Whether it’s for new house’s downpayment, a lucrative business opportunity or investment, further education or even home renovation you’ve been planning, regardless of reasons UOB Bank Personal Loan lets you have the extra money and freedom to do more.
Monthly Income
Monthly Income
Interest Rate
Salaried
Self-Employed
11.99% p.a.
RM2,000 < RM4,000
RM3,000 < RM6,000
10.99% p.a.
RM4,000 < RM7,000
RM6,000 < RM8,000
9.99% p.a.
RM7,000 and above
RM8,000 and above
0.83% is rounded to the nearest 1 decimal point from 0.833%, based on interestrate at 9.99% p.a.
Loan Amount: up to RM100,000
You can choose from a minimum loan of RM5,000 up to a maximum of RM100,000 cash (50,000 for self-employed applicants).
It gives you the flexibility to opt for a loan tenure that suits your financial style. Our flexible repayment loan tenure options are:
12
18
24
30
36
42
48
54
60
months
Monthly Installment Plan
UOB Bank with low monthly installment.
Enjoy low monthly installment as alow as RM124.96*. For repayment schedule, please scroll to the bottom of the page.
No Processing Fee, No Guarantor and No Collateral
Hassle-free as you do not have to pay Processing Fee and there is no guarantor or collateral requirement.
Hassle-Free Application
Application for UOB is hassle-free. You simply do not require collateral or a guarantor. Just submit your application form with supporting documents and we will do the rest.
Interest Rate
9.99% p.a.
RM5,000
RM25,000
RM50,000
RM75,000
RM100,000
12 months
458.29
2,291.46
4,582.92
6,874.38
9,165.83
24 months
249.96
1,249.79
2,499.58
3,749.38
4,999.17
36 months
180.51
902.57
1,805.14
2,707.71
3,610.28
48 months
145.79
728.96
1,457.92
2,186.88
2,915.83
60 months
124.96
624.79
1,249.58
1,874.38
2,499.17
Interest Rate
10..99% p.a.
RM5,000
RM25,000
RM50,000
RM75,000
RM100,000
12 months
462.46
2,312.29
4,624.58
6,936.88
9,249.17
24 months
254.13
1,270.63
2,541.25
3,811.88
5,082.50
36 months
184.68
923.40
1,846.81
2,770.21
3,693.61
48 months
149.96
749.79
1,499.58
2,249.38
2,999.17
60 months
129.13
645.63
1,291.25
1,936.88
2,582.50
Interest Rate
11.99% p.a.
RM5,000
RM25,000
RM50,000
RM75,000
RM100,000
12 months
466.63
2,333.13
4,666.25
6,999.38
9,332.50
24 months
258.29
1,291.46
2,582.92
3,874.38
5,165.83
36 months
188.85
944.24
1,888.47
2,832.71
3,776.94
48 months
154.13
770.63
1,541.25
2,311.88
3,082.50
60 months
133.29
666.46
1,332.92
1,999.38
2,665.83
**Based on RM5,000 loan amount on 5 years repayment period
*Source from UOB malaysia website
#personalloan #Bank #UOB
Contact UOB Bank
Tel: 03-2612 8121
Menara UOB Bank Jln Raja Laut, Kuala Lumpur City Centre, 50350 Kuala Lumpur
Opening Hours: 9.30am-2pm Monday to Friday
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RHB Bank is providing the best personal loans to government servants and private sector. Max RM150,000. Instant approval. Apply now!
Introduction
Whether it is to celebrate life’s big moments or exploring life’s opportunities or start something meaningful, our personal financing can assist you in achieving your dreams. In fact, you can also consolidate your debts with us to better manage your finances and provide for your loved ones’ needs.
Popular Personal Loans
RHB 8.18%
Eligibility
Private Sector
Profit Rate: As low as 8.18% p.a. (equivalent to 15% p.a.)
Benefits: Financing of up to RM150,000
On-the-spot approval and disbursement
As low as RM 57.54/month
Up to 7 years tenure
Debt consolidation
Monthly Repayment Method
Self-payment
Auto debit instructions
Instant approval & disbursement
RHB Personal Financing is an option that is convenient and flexible at the same time, with reasonable interest rates for an affordable monthly installment repayment.
You may download the RHB Bank Personal Loan PF Forms here. Complete the form and send it back to us. Get RHB Personal Financing for an ideal lifestyle! For as low as RM57.54* per month, get RM2,000 and more! Sign up now to enjoy these key benefits:
Stretch it out to 7 years
Repayment period from 1 to 5 years
Financing amount from RM2,000 to RM150,000
Financing amount capping and Interest Rates as below
*The rates stated above are based on a flat rate and vary according to the repayment period from 12 months onwards.
Tier 1: from 13.45%p.a. flat that is equivalent to EIR 24% p.a;
Tier 2: from 11.66% p.a. flat that is equivalent to EIR 21% p.a.;
Tier 3: from 9.91% p.a. flat that is equivalent to EIR 18% p.a.;
Tier 4: from 8.18% p.a. flat that is equivalent to EIR 15% p.a.
The EIR (effective interest rate) may be higher if the monthly payment is not reqular.
For Government Servants
Criteria:
No advance payment
Promotion rate as low as 4.20% (flat rate)
Loans from RM2,000 to RM150,000
Repayment Tenure from 2 to 10 years
No guarantor needed
*Terms and conditions apply
For Private
Get access to funds, easier and faster. Contact the nearest branches today for more details.
RHB offers fast and convenient personal financing-i for employees in the private sector, providing an easy solution to immediate financial needs.
Features and Benefits:
Loan Amount: Up to RM150,000.
Repayment: Affordable monthly repayments starting as low as RM57.54.
Tenure: Flexible tenure options up to 7 years.
On-the-spot Approval and Disbursement.
Debt Consolidation options available for managing existing loans.
Terms and Conditions
Eligibility:
Profit Rate: Starting from as low as 8.18% p.a. (equivalent to 15% p.a. flat).
Loan Amount: From RM2,000 to RM150,000.
Instant Approval and Disbursement.
Repayment Tenure: Flexible terms ranging from 1 to 7 years.
Repayment:
Self-payment or Auto-debit available.
Debt Consolidation option to streamline multiple loan repayments.
Financing Tiers
RHB offers different financing tiers based on loan amount and repayment duration. Here’s a breakdown of the available options:
Tier 1: Financing of RM2,000 – RM10,000
Interest Rate: 13.45% p.a. flat (equivalent to 24% EIR).
Maximum Tenure: 5 years.
Tier 2: Financing of RM11,000 – RM50,000
Interest Rate: 11.66% p.a. flat (equivalent to 21% EIR).
Maximum Tenure: 7 years.
Tier 3: Financing of RM51,000 – RM99,000
Interest Rate: 9.91% p.a. flat (equivalent to 18% EIR).
Maximum Tenure: 7 years.
Tier 4: Financing of RM100,000 – RM150,000
Interest Rate: 8.18% p.a. flat (equivalent to 15% EIR).
Maximum Tenure: 7 years.
Why Choose?
Flexible Loan Amounts: From RM2,000 to RM150,000.
Affordable Monthly Repayments: Starting from as low as RM57.54/month.
Long Repayment Tenure: Up to 7 years.
Competitive Interest Rates: Starting from 8.18% p.a. (flat rate, equivalent to 15% EIR).
Take control of your financial goals and enjoy RHB Personal Financing‘s competitive rates, easy repayment terms, and flexible financing options.
Customer Care Centre
Our customer service team is your first point of contact for raising complaints or providing feedback. Talk to our staff at your nearest Branch or call our Customer Care Centre. We will do our best to help resolve any issue you may have. Phone: 03-9206 8118 / Email: customer.service@rhbgroup.com. For email communications, we appreciate if you can include the following details within your email for us to serve you more efficiently:
MyKad Identification Number/Passport Number
RHB Bank Account Number
Contact Number
Our specialist will work closely with you to resolve any complaint you may have quickly and amicably. If you have a compliment or suggestion, they will ensure your feedback is shared with the relevant teams. Upon received of your complaint/feedback, our customer service officer will contact you within 2 working days and we’ll attempt to resolve it as promptly as possible.
*For Insurance related matters, please call 1300-220-007 from Monday to Thursday (8.45am – 5.4pm) and Friday (8.45am – 5.45pm). Alternatively, visit our RHB Bank Insurance page for more information.
*Source from RHB Bank malaysia website
#personalloan #Bank #RHB
Contact RHB
To learn more or apply for personal financing, visit the nearest RHB Bank branch or contact our customer service team:
Address: Ground Floor, RHB Bank Centre, 426, Jln Tun Razak, Kelab Golf di Raja Selangor, 50400 Kuala Lumpur.
Customer Service:
Phone: 03-9206 8118
Fax: 03-9281 3030
Email: customer.service@rhbgroup.com
Additional Tips for a Smooth Application:
Ensure all required documents are ready to avoid delays.
Review the loan terms thoroughly before applying.
RHB Personal Loans offer flexibility, affordability, and quick access to funds. Whether you are a government servant or a private sector employee, RHB’s range of personal financing options is designed to meet your financial needs. Apply today and take the first step towards securing your financial future!
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BSN Personal Financing BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in…
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RHB Bank Personal Loan RHB Bank offers financing up to RM150,000 with no guarantor required. Available for government, private sector, and selected GLC employees. It’s…
Bank Islam Personal Financing-i Bank Islam offers the best personal loan financing up to RM300,000 with Takaful coverage. Choose between flat rate or floating rate,…
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Discover how our products – Deposits, Financing, Investment and Takaful – can help you grow your personal wealth and assist you when you need it most, regardless of which life-stage you are in.
OCBC Personal Loan that all you needs. Overseas Bank with caters all local requirements. Please stay on the line for the new announcement with great offers.
OCBC Al-Amin offers simple and easily accessible Shariah compliant personal loan/financing service that have your best interest in mind. The suite of products give you advance cash at affordable rate and monthly payment to lighten your financial burden.
Everything you need, and nothing you don’t
Our tailor-made cash financing solutions give you:
Fast approval. Fast cash.
No collateral. No guarantor.
Financing amount of up to RM150,000.
Fixed monthly instalments from as low as RM100 per month.
Extended financing tenure up to 10 years.
Credit Facility (Home Xtra)
Credit Facility (Home Xtra) is given on top of your housing loan
Maximum of RM150,000*
For your own personal use, as you like*
No lock-in period*
Daily rest interest calculation
Term can be as long as 7 years
No processing fee
Easy loan application
*Terms & conditions apply
Life Insurance Financing for Home Loans
Life Insurance Financing for Home Loans Get your annual premium life insurance policy (to be used to cover your outstanding mortgage) financed
No initial out-of-pocket cost
Best for those that have had to pay large down-payments, renovations or other expenses to purchase a home
Minimum period financed is 5 years
For whole-life & term life policies underwritten by Great Eastern
Looking for ethical and flexible financial solutions? KFH offers Shariah-compliant personal financing tailored for government employees, GLC staff, and selected professionals. With competitive profit rates, no guarantor required, and fast approval, KFH is your gateway to financial peace of mind.
Whether you’re consolidating debt, planning a major purchase, or funding personal goals—KFH makes it simple, secure, and Syariah-compliant.
Global expertise. Local trust. Islamic banking at its finest.
Ready to apply? Read more to check your eligibility and start your application today.
Popular Personal Loans
Cashline-i
This promotion is called Murabahah Cashline-i Kuwait Finance House KFH Personal Loan
Top key features and benefits
Flexible:Withdrawal
No Minimum: Monthly Payment
Competitive: Pricing
Shariah Concept: “Murabahah Tawarruq”
High: Margin of Advance
Get instant cash without touching your existing deposits or investments! Whether it’s for urgent payments, education expenses, business or other commitments, we will provide you the extra flexibility and peace of mind to manage these common cash-flow needs with our Personal Loan Kuwait Finance House KFH Cashline-i.
Account Benefit
Flexible cash withdrawal anytime via cheque, Debit Card, ATM or at any of our branches.
No minimum monthly payment. You will only pay profit charges on the money you use. Only settle the full amount within the agreed time frame.Profit rate is based on utilised amount only.
No charges imposed on the unutilized portion. Competitive pricing. High margin of advance. No guarantor needed.
Fee
Brokerage Fee: Proportionate as per the financing amount. Stamp Duty: 0.5% of the financing amount. Takaful: As per customer’s profile (age, gender, tenure, etc).
Eligibility
Individuals aged 21 years old or up to 2 years before retirement age (60 years old).
Malaysian resident.
Owns any permissible assets which are acceptable to KFH Malaysia and free from any encumbrances.
For personal use or short term working capital.
Minimum tenure of 2 years and up to 5 years, subject to annual review.
Minimum of RM5,000 financing amount and a maximum of RM250,000.
Profit Rates
Base Rate plus margin subject to Contracted Ceiling Rate. Customer will be charged daily, based on the utilised amount calculated at Profit Rate and realised on a monthly basis.
Required Documents
Salaried earners:
Latest 3 months payslip.
Latest EPF Statement (must show latest 3 months contribution).
Other documents on case to case basis.
Own Business:
Latest B/e-Tax form with tax payment receipts, or EPF statements (must show at least 6 months contribution) or a copy of latest Audited Financial Statements.
Business Registration Form.
Additional documents such as latest 6 months Company bank statement; or Proprietor bank statement and latest 3 months Personal bank statement.
Other documents on case to case basis.
Financing-i Generic
Top key features and benefits
Up To RM250,000: Financing
2 to 10 Years: Tenure
Competitive: Financing Rates
Shariah Concept: “Murabahah Tawarruq”.
No: Guarantors Necessary
Lifestyles
Planning for a dream wedding or vacation you’ve always wanted? Need funds for the start-up you have in mind? Kuwait Finance House KFH Personal Financing-i is the best possible way to get you started.
Account Benefits
Financing up to RM250,000.
Flexible tenure from 2 to 10 years.
Competitive profit rates.
No guarantors needed.
“Takaful” protection for total peace of mind.
Easy payment via Interbank GIRO (IBG) or Interbank Fund Transfer (IBFT).
No early settlement penalty.
Fee
Brokerage Fee: Proportionate as per the financing amount.
Stamp Duty: 0.5% of the financing amount.
Takaful: As per customer’s profile (age, gender, tenure, etc).
Eligibility
Confirmed and permanent staff. Working with multinational companies, public limited companies, government-linked companies and their subsidiaries.
Individuals aged 21 years or up to 2 years before retirement age (60 years old).
Malaysian resident. Minimum gross monthly income of RM3,000.
Required Documents
Salaried earners:
Latest 3 months payslip.
Latest EPF Statement (must show latest 3 months contribution).
Other documents on case to case basis.
Own Business:
Latest B/e-Tax form with tax payment receipts, or EPF statements (must show at least 6 months contribution) or a copy of latest Audited Financial Statements.
Business Registration Form.
Additional documents such as latest 6 months Company bank statement, or Proprietor bank statement and latest 3 months Personal bank statement.
Other documents on case to case basis.
Payout 100%
The waiting is over for you to get 100% payout. Now you can either get this deal right away before it ends soon. Process by Coshare. Payout 100% with loan amount up to RM200,000. Interest rate only 3.88% per annum. Salary deduction. Fresh loan or overlap. Interest rate just 3.88% p.a.
Advantages
Among the advantages that you can enjoy:
Competitive profit rates only 3.88% flat rate.
The maximum amount of financing is RM200,000.
Financing period from 2-10 years.
Fresh loan is allowed.
Customer who like to overlap loan is encourage to apply.
Payment via salary deduction (on pay slip).
Easy documentation.
Criteria – Cost of Living
Cost of Living = RM 1,000+
Total Income < RM 3,000, DSR 60%
Total Income RM 3,001 – RM 5,000, DSR 70%
Total Income> RM 5,001+, DSR 80%
Loan Amount
Loan can be applied = RM 10,000 – RM 200,000 (must settle the old Coshare account if the customer has a Coshare loan under KFH fund).
Kuwait Finance House (Malaysia) Berhad Address: Level 26, Menara Prestige, 1, Jalan Pinang,P.O.Box 10103, 50450 Kuala Lumpur, Malaysia.
Opening Hours: 9.30am-4.30pm (Monday-Friday)
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Apply HSBC Amanah Personal Loan with financing up to RM150,000, fast and hassle-free application. Fast approval and no guarantor. Get more info here
HSBC Amanah Personal Loan Summary
Bank Name: HSBC
Abbreviation / Code Name: –
Bank Promotion Name: General Info about personal financing at banks
About HSBC Personal Loan
Pinjaman Peribadi HSBC dengan pembiayaan sehingga RM150,000 dan bulanan hanya RM134 There are times when you need funds immediately. To secure an opportunity, fulfil a need in your lifestyle or maybe to handle life’s little twists and turns. HSBC Amanah Personal Financing-i is hassle-free personal financing that allows you to leap into what you want, faster and easier.
Benefits
Fast and hassle-free application
No guarantor, no collateral, fast approval.
Financing up to RM150,000
Monthly payment as low as RM134
Flat rate from 10.5% per annum
Payment period up to 7 years
Instant cash disbursement
**Terms and Conditions for HSBC Amanah Personal Financing-i apply. Applicable for New-to-Bank customers only. Minimum income RM5,000 per month.
Eligibility
You’re eligible for an Amanah Personal Financing-i Account if:
You’re aged between 21 and 60
Your monthly salary is RM3,0004 or above
You are Malaysian or have Malaysian PR status
Monthly salary of more than RM3,000 applies to existing customers who have any existing relationship with HSBC Amanah. Otherwise, the minimum monthly salary is RM5,000 per month.
Apply for HSBC Amanah Personal Financing-i
Required documents
If you are salaried:
Copy of your NRIC
Copy of a current or previous month’s pay slip / copy of a bank statement showing salary credit into your account; or Form BE (full submission to the income tax department with payment receipts attached) / EA / EPF statement; or copy of an appointment letter (if employed less than three months)
If you are a variable income earner:
Copy of your NRIC
Copy of the latest 3 months’ pay slips / copy of your bank statement showing salary credits into the account
Form BE (full submission to the income tax department with payment receipts attached) / EPF statement / copy of your yearly commission statements from your employer
If you are self-employed:
Copy of your NRIC
Copy of latest Form B (full submission to the income tax department with payment receipts, or CPO2 attached) / EPF Statement / copy of your audited financial statement / profit and loss account
Copy of your Business Registration form
HSBC Amanah Personal Financing-i (Education)
When it comes to your child’s education, it’s your dream to give them the best. With the help of our HSBC Amanah Branch Managers, you can now discover other financial opportunities with your available funds, ease your financial burden and fulfil not only your child’s dreams but yours as well.
Benefits
Apply for HSBC Amanah Personal Financing-i (Education) and enjoy:
Savings on school fees
Enjoy discounts when you make a full upfront payment instead of paying on a semester basis.
No early settlement fees
Enjoy the flexibility of a full payment before the official settlement date, without having to pay any additional charges. Better cash flow management
Enjoy access to available funds for other investments or financial opportunities.
Anytime Money Personal Financing-i is hassle-free personal financing that allows you to leap into what you want, faster and easier. Based on Shariah principle of Commodity Murabahah. And the best of it. No guarantor, no collateral and fast approval!
Get 20% Cash Bank for Hong Leong Bank personal loan HLB. Fast approval only 48 hours. 5 min loan approval. Repayment table inside. Contact us now!
Hong Leong Bank Personal Loan Summary
Bank Name: Hong Leong Bank
Abbreviation / Code Name: HLB
Bank Promotion Name: General Info about personal financing
About Hong Leong Bank Personal Loan HLB
Hong Leong Bank Personal Loan HLB is offering you the best financing at your convenient. Apply now with the best bank in Malaysia!
Hong Leong Bank Personal Loan HLB Features and Benefits
20% Cash Back on interest
Monthly instalments as low as RM130*
Fast approval within 48 hours**
Flexible repayment tenure of up to 5 years
Minimum income eligibility of only RM24,000 per annum
No guarantor and no collateral
5-minute loan approval at am:pm Convenient Banking**
Hong Leong Bank Personal Loan HLB Eligibility
Malaysian citizens only, aged between 21 to 60 years old
Earn a minimum annual income of RM24,000 per annum
* Based on a financing tenure of 5 years for RM5,000, and during Cash Back Period. ** 48-hour loan approval is subject to terms and conditions.
Take advantage of our Hong Leong Bank 4.38% p.a. low flat rate
Other terms and conditions apply.
Hong Leong Bank Personal Loan HLB Repayment Table
Refer to Hong Leong Bank Personal Loan HLB Repayment Table below: –
Loan (RM)
Int Rate
(p.a.)
Monthly Instalment (RM)
Monthly Instalment During Cash Back Period (RM)
2 Years
5 Years
2 Years
5 Years
5,000
12.50%
265
140
245
130
50,000
11.00%
2,545
1,295
2,365
1,180
100,000
10.00%
5,000
2,500
4,670
2,395
150,000
9.00%
7,375
3,625
6,925
3,345
Note:
Flat interest rate ranges 9.00% per annum – 12.50% per annum depending on loan amount, income and tenure.
Effective Interest Rate ranges from 12.38% – 22.42% per annum.
The above table serves as illustration purpose only, with the assumptions of customer with a minimum monthly income of RM4,000 and above.
Actual monthly instalment will be rounded up to the nearest RM5.
Hong Leong Bank Personal Loan HLB Fee and Charges
How about the Hong Leong Bank personal loan fee and charges? Refer to the below for the Fees and Charges applicable to Hong Leong Bank Personal Loan HLB.
Description/Service
Charges/Fees*
Stamp Duty Fee
0.50% of the disbursed facility amount for every approved facility
IBG Fee
A nominal fee of RM2.00 will be charged on every Interbank Giro (IBG), if any
Late Payment Charge
(Applicable to Personal Loan)
1% p.a. on the arrears of outstanding for each facility (daily rest basis)
Early Settlement
No charges/fees to be imposed provided 3 months’ written notice is given to the Bank prior to the early settlement. Otherwise, payment of 3 months’ interest on the amount redeemed is applicable.
(For Personal Financing-i, payment in lieu of notice is not applicable – customers are required to provide 3 months’ written notice should they opt for early settlement)
Compensation Charges
(applicable to Personal Financing-i)
For default payment during facility tenure = 1% p.a. on the overdue instalment amount
For default payment causing the facility to be terminated or brought to court = 1% p.a. on the outstanding balance (outstanding principal plus accrued profit)
For default payment after expiry of facility tenure = BNM Islamic Interbank Money Market (“IIMM”) rate on the outstanding balance (outstanding principal plus accrued profit)
For default payment post judgment = IIMM rate on the basic judgment sum
Apply Citibank Personal Loan and and get more benefits know matter your are civil servants, private sector, traders, self-employed etc. You can use your personal loan to grow your business, wedding, deposits your dream homes and use it wherever you need. Apply Citibank Personal Loan now!
Citibank Personal Loan Summary
Bank Name: Citibank Berhad
Abbreviation / Code Name: Citi
Bank Promotion Name: Citibank Personal Loan
Personal Loan Promotion Period: until present
Open to: All
Max Loan Amount: Salary Based Multiplier
Citibank Personal Loan Advantages
Citibank Personal Loan benefits at a glance:
Personal loan of up to 8x your gross monthly income (for applicants earning RM5,000 or more).
Loan amount for Citibank personal financing (RM5,000 – RM150,000)
Low flat interest rates of 7.9% – 12.5% per annum
Loan repayment tenure (24 – 60 months)
No processing fee
No collateral / guarantor required
Pinjaman Peribadi Citibank Berhad
Citibank dikenali sebagai bank benar-benar global kepada lebih daripada 200 juta pelanggan worldwide.Do lebih dengan kehidupan anda dengan wang tambahan ! Anda boleh lakukan lebih dalam hidup anda dengan duit tambahan. Anda boleh mengubahsuai rumah, membeli perabot dan peralatan rumah yang baru, membeli perabot baru, menyambung pelajaran, membeli-belah dengan pinjaman peribadi-i dan banyak lagi.
Sila ambil perhatian bahawa laman web yang anda sedang buka sekarang ini hanya terbuka kepada kakitangan kerajaan sahaja. Kepada pekerja swasta, jangan membuat panggilan telefon ke nombor telefon bimbit seperti dibawah ataupun yang ada dalam laman web ini kerana nombor talian tersebut adalah nombor hotline bagi penjawat awam sahaja. Bagi pekerja swasta, anggota tentera, peniaga, pesara kerajaan yang ingin membuat pinjaman peribadi, sila klik pinjaman peribadi Citibank untuk pekerja swasta. Harap maklum dan ambil perhatian dalam perkara ini.
https://citibank.com.my
Hashtag / Keywords
#personalloan #Bank #Citibank
Contact Citibank
Tel: 03-2383 0000
Level 1, Smart Banking Area, Citibank Tower, 165, Jalan Ampang, Kuala Lumpur, 50450 Kuala Lumpur
Opening Hours: 9.30am-5pm (Monday-Friday)
Citibank Personal Loan Reviews
Customer Reviews about Citibank Personal Loan
You can apply Citibank Personal Loan in 5 easy steps. Loan up to 8X gross monthly income @ max RM150,000. No processing fee. No guarantor. Click for more
Get CIMB Bank with Islamic Personal Loan, Conventional Financing, Secured ASB Certificate, Xpress Cash and Cash Plus. Apply now! Click here
Pinjaman Peribadi Cimb Bank Personal Loan Summary
Bank Koperasi Name: CIMB Bank
Abbreviation / Code Name: –
Bank Koperasi Promotion Name: Cimb Bank Personal Loan General Info
Cimb Bank Islamic Loan (Pinjaman Peribadi Islamik)
Cimb Bank Personal Loan Xpress Cash Financing-i
Enjoy fast and flexible financing up to 8X your gross monthly income (basic + fixed income) with Cimb Bank Personal Loan to make your dream a reality. It’s easy and hassle free! Individuals aged 21 to 60 years old*
Minimum Monthly Gross Income Eligible with a minimum monthly gross income of RM800 (including variables, e.g. overtime and allowances).
Eligibility for this personal financing is an individuals aged 21 to 60 years old*, Malaysian citizen, No joint applications allowed. Minimum monthly gross income of RM800 (including variables, e.g. overtime and allowances).
At least 6 (six) months of employment or business establishment. Minimum financing amount offered is RM3,000 with Maximum RM50,000 or up to 8X gross monthly income (whichever is lower).
*Maximum 65 years old upon maturity of loan tenure
TF-i ASB based on the concept of Commodity Murabahah-Tawarruq which is secured by ASB Certificate, helps you to grow your wealth and achieve your financial goals.
Malaysian Bumiputera only
Profit rate of BR + 1.55% p.a.
Enjoy a stable Profit Rate throughout your financing tenure; of which is being capped at Ceiling Profit Rate (CPR) of 10.75%.
PNB’s Disclaimer
The Master Prospectus of funds of ASNB dated 30 June 2017 and supplementary prospectuses dated 15 December 2017, 1 April, 9 July, 14 September 2018 and 2 January 2019 (“Prospectuses”), have been registered with the Securities Commission Malaysia. Please read and understand the content of the Prospectuses together with the Product Highlights Sheets which are available at ASNB website, branches and agents. Units will be issued upon receipt of the registration form referred to and accompanying the Prospectuses. Before investing, please consider the risks of investing as well as the fees and charges involved.
Unit prices and distribution payable, if any, may go down as well as up. Past performance of a fund should not be taken as indicative of its future performance.
Where unit trust financing is available, investors are advised to read and understand the contents of the unit trust financing risk disclosure statement before deciding to borrow to purchase units.
Important Notes BR as at 15 May 2019: 4.00%
Fees and Charges
Products/Items
Charges
Documentation Fee:
– ASB Certificate Lien Fee
– Nominal Stamp Duty
– RM 50 payable to Amanah Saham Nasional Berhad (ASNB)
– RM 10
Financing Tenure From 5 years up to a maximum of 35 years or 65 years of age (whichever is earlier).
Financing Amount Minimum RM10k; Maximum RM200k
High Margin of Financing (MOF) Up to 100% MOF + 5% Takaful coverage
CIMB Bank Personal Loan – Conventional Loan
CIMB Bank Cash Plus Personal Loan
An unsecured, hassle-free term loan to fulfill your dreams. No collaterals. No guarantors. Convenient repayment tenure up to 7 years and loan amount up to RM300,000 is only applicable for Existing to Bank customers. (Subject to eligibility criteria)
Individuals aged 21 to 58 years old*
As low as 6.88% per annum* Fixed interest rates from as low as 6.88% to 16.88% fixed per annum which is equivalent to Effective Interest Rates of 12.31% to 26.65% per annum.
Eligibility Conventional Loan Individuals aged 21 to 58 years old*, Malaysian citizen, Minimum monthly gross income of RM2,000, In employment for more than 6 consecutive months, For self-employed, business to be active for more than 24 months
Fees & Charges Late payment penalty: 1.0% p.a. on the instalment amount in arrears from overdue date.
Early settlement Fee: Nil
No additional fees No processing fees, no early settlement fees, no lock-in period and no stamp duty
Loan tenure of up to 7 years Flexible payment period for up to 7 years
Note:
Loan tenure of 6 & 7 years is only applicable for Existing to Bank Customers. Additional criteria to be entitled for loan tenure of 6 & 7 years is age ≥30 years with a monthly gross income of ≥RM3,000.
New to Bank Customers and Existing to Bank Customers who do not fulfill the above criteria are entitled to a loan tenure of up to 5 years.
Loan Tenure
Fixed Interest Rate
Equivalent to Effective Interest Rate (Fixed interest rate, reducing balance, daily rest. Subject to customer remaining until end of tenure)
2 to 5 Years
6.88% p.a.
12.31% p.a.
9.88% p.a.
17.09% p.a.
11.88% p.a.
20.13% p.a.
14.88% p.a.
24.15% p.a.
6 to 7 Years
6 Years
7 Years
7.88% p.a.
13.72% p.a.
13.51% p.a.
10.88% p.a.
18.26% p.a.
17.92% p.a.
12.88% p.a.
21.15% p.a.
20.71% p.a.
16.88% p.a.
26.65% p.a.
26.03% p.a.
*Please note the final approved Fixed Interest Rate and Effective Interest Rate are subject to the Bank’s approving criteria.
CIMB Bank Secured Overdraft Facility
A Facility that is made available in your CIMB Bank Current Account by pledging a collateral to the Bank.
Individuals aged 21 to 70 years old
Acceptable Collaterals: You can use collaterals you already have with CIMB Bank to secure an Overdraft Fixed Deposit, Selected Structured Products/FRNID and Selected Unit Trust Funds* Or you can use these collaterals instead- Amanah Saham Bumiputera Unit from Amanah Saham Nasional Berhad
*Please refer to our Sales Representative for latest acceptable Investment Product & Unit Trust Funds
More Savings: Enjoy CIMB Bank greater savings with interest charged only for the amount used.
Financial Liquidity: Manage your cash flow better with no minimum/fixed monthly repayment schedule.
Eligibility for Secured Overdraft
Individuals aged 21 to 70 years old
Malaysian or residents with PR status residing in Malaysia
Owner of the collateral (free from any encumbrance)
Customer Reviews about Pinjaman Peribadi Cimb Bank
Pinjaman Peribadi Cimb Bank Kelulusan 24 Jam! Nikmati pembiayaan yang pantas dan fleksibel. Semua layak membuat pinjaman. Jom apply loan sekarang. Dapatkan info seperti dibawah.
Bank Simpanan Nasional Berhad BSN Personal Loan dedicated to public sector, executive, sandaran SSP, ASB Financing? Apply now! Click here
Bank Simpanan Nasional Berhad BSN Personal Loan Summary
Bank Name: Bank Simpanan Nasional
Abbreviation / Code Name: BSN
Bank Promotion Name: General Info about BSN personal financing
About Bank Simpanan Nasional Berhad BSN Personal Loan
Bank Simpanan Nasional Berhad (BSN) adalah Personal Loan yang terbaik di Malaysia untuk kakitangan kerajaan, badan berkanun dan seumpamanya. Masih tercari-cari pakej pinjaman peribadi yang tepat dengan anda? Dengan kadar interest yang kompetitif, anda akan memperolehi apa yang anda inginkan dengan Pinjaman Peribadi Bank Simpanan Nasional Berhad BSN.Pinjaman Peribadi Bank Simpanan Nasional Berhad ini mempunyai kod potongan yang tersendiri iaitu dan masih dipotong dalam slipgaji bagi kakitangan kerajaan dan badan berkanun terpilih.
Personal Financing BSN MyRinggit-i PRIMA is specially tailored to help medical practitioners secure the personal financing they need. No guarantor is required.
Shariah Concept
This Bank Simpanan Nasional personal financing is based on the Shariah concept Tawarruq which comprises of Bai Murabahah and Wakalah contracts, using the commodity (underlying asset) from Bursa Suq al Sila’.
Terms and Conditions
Malaysian citizens aged from 21 years old to 65 years old (for Medical Doctors) 50 years old (for Medical Officers)
Minimum gross income of RM3,000.00 per month.
Bank Simpanan Nasional BerhadGIRO/i account holder.
BSN Financing Loan
Still looking for the right home financing package or personal loan financing plans? With our competitive rates and packages, you’ll find what you need here at BSN Bank Simpanan Nasional Berhad.
Vehicle Financing: MyAuto-i, MyAuto-i UsedCar, High Ranking Officials Scheme
BSN MyRinggit-i (Public Sector)
Shariah Concept
Based on the Shariah concept of Tawarruq which comprises of Bai Murabahah and Wakalah contracts using the commodity (underlying asset) provided by the approved commodity provider.
Personal Loan Conditions
Malaysian citizen aged 21 years old to 60 years old (subject to retirement age at the end of financing tenure).
Works in government sector / GLA / GLC / organizations which has the facility of salary deduction through BPA.
Minimum income of RM1,500 per month.
Permanent employee who has been employed for 3 months and above.
Our Bank Simpanan Nasional Berhad BSN MyRinggit-i Eksekutif-1 is exclusively designed to help you meet your personal financing needs at affordable rates.
Based on the Shariah concept of Tawarruq.
Financial Terms
Malaysian citizen aged 21 years old to 55 / 60* years old (subject to retirement age at the end of the financing tenure).
Open to permanent & contract officers and staff that have minimum one year of working experience.
Offered only to employees of Premier Developer Panel, Private Hospital, Telecommunication Company, Licensed Financial Institution, Multinational Company, PETRONAS Group of Companies, Selected Private University & College, Statutory Body, Government Link Company, Selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation, Property, Technology,Trading / Service, Industrial Product, Consumer Sectors only) and Professionals (Doctor, Architect, Lawyer, Accountant and other certified Professionals).
Minimum gross income of RM3,000 per month (permanent staff) & RM10,000 (contract staff).
BSN GIRO/i Account holders.
Note: *Subject to employer confirmation
Personal Financing Info
Int Fixed Rate
Loan Floating Rate
Profit Rate
6.00% to 8.50%
BR + 5.00%
Profit Rate Without Takaful
Additional 1% from the above profit rate
Financing Limit
Income
Financing Limit
RM3,000 to RM5,000
5x of monthly gross income
> RM5,000 to RM10,000
7x of monthly gross income
> RM10,000
10x of monthly gross income/ maximum RM200,000 whichever is lower
Financing Tenure
Minimum: 2 years Maximum: 10 years
Method of Payment
BSN Standing Instruction
Terms & conditions apply.
Private Sector Loan BSN MyRinggit-i PRIMA
Personal Financing BSN MyRinggit-i PRIMA is specially tailored to help medical practitioners secure the personal financing they need. No guarantor is required.
Shariah Concept
This Bank Simpanan Nasional personal financing is based on the Shariah concept Tawarruq which comprises of Bai Murabahah and Wakalah contracts, using the commodity (underlying asset) from Bursa Suq al Sila’.
Terms and Conditions
Malaysian citizens aged from 21 years old to 65 years old (for Medical Doctors) 50 years old (for Medical Officers)
Minimum gross income of RM3,000.00 per month.
Bank Simpanan Nasional Berhad GIRO/ i-account holder.
Bank Simpanan Nasional Berhad BSN Personal Loan Reviews
Customer Reviews about Bank Simpanan Nasional Berhad BSN Personal Loan
One of the best personal financings in Malaysia, BSN is the best choice among government and private sector. Apply your loan with Bank Simpanan Nasional now.
Looking for a trusted Islamic personal loan tailored to your profession? Bank Muamalat Malaysia Berhad (BMMB) offers Shariah-compliant financing for government employees, military personnel (tentera), selected organizations, and GLC staff. With flexible repayment plans and competitive profit rates, BMMB is your reliable partner for financial peace of mind.
Fast approval. No hidden charges. Ethical banking you can trust.
Introduction
Let us apply together for one of the most highly regarded personal loans available. Many have already applied—especially members of the armed forces (ATM)—due to the unique features and benefits offered by Bank Muamalat. Personnel from the Royal Malaysian Navy (TLDM), Malaysian Army, and Royal Malaysian Air Force (TUDM) are all eligible to apply for this personal financing.
Personal Financing
For Armed Forces
BMMB for Armed Forces Financing products:
Products / Items
Investment and Refinancing (Armed Forces)
Purpose
Settlement of Debt and Investment
Who Can Apply
Malaysia Armed Forces
Tenure
Minimum: 3 years, Maximum: 10 years*
Financing Amount
Minimum: RM 5,000.00
Maximum: RM 100,000.00
Profit Rate
Flat: 5.5% p.a
Floating: BFR+1.8% (capping rate 11%)
Mode of Payment
Auto Debit net salary via BMMB Current/Saving Account
Wasiat/Will – writing
Optional
Takaful
Compulsory
Guarantor
Not available
Documents Required
•
Copy of BATC10/MyTentera (front and back)
•
Latest 1 month Salary Slip (Flat Rate)
•
Latest 2 months Original Salary Slip (Floating Rate)
•
BMMB Current/Saving Account passbook
•
Latest Settlement Statement
•
Investment Statement (if applicable)
Applicant’s Eligibility
a) Age:
•
Lain‐lain Pangkat (LLP):
–
Maximum: 52 years
•
Pegawai:
–
Maximum: 65 years
Repayment Capacity:
•
Determine by NDI & DSR
Note:
Customer’s not a Bankruptcy during apply BMMB financing
2) Terms and conditions apply
For Government & Related Agencies Staff
Refer below schedule:
Products / Items
Pembiayaan Pengurusan Kewangan – PPK Invesment and Refinancing
Civilian
Purpose
Settlement of Debt and Investment
Who Can Apply
All Federal / State Government/Government. Link Company/Selected Organizations staff
Tenure
Minimum: 3 years. Maximum: 10 years
Financing Amount
Minimum: RM 5,000.00. Maximum: RM 100,000.00
Profit Rate
Flat: Without Ju’alah: 5.5% p.a, With Ju’alah: 5.7% p.a. Floating: BFR+1.8% (capping rate 11%)
Mode of Payment
a) Auto Debit net salary via BMMB Current/Saving Account or. b) Salary deduction At Source by employer
Wasiat/Will – writing
Optional
Takaful
Compulsory
Guarantor
Not available
Documents Required
•
Copy of NRIC (front and back)
•
Latest 1 month Salary Slip (Flat Rate)
•
Latest 3 months original Salary Slip (Floating Rate)
Flat: Without Ju’alah: 5.5% p.a, With Ju’alah: 5.7% p.a. Floating: BFR+1.8% (capping rate 11%)
Mode of Payment
a) Auto Debit net salary via BMMB Current/Saving Account or b) Salary deduction At Source by employer
Wasiat/Will – Writing
Compulsory
Takaful
Compulsory
Guarantor
Not available
Documents Required
•
Copy of NRIC (front and back)
•
Latest 1 month Salary Slip (Flat Rate)
•
Latest 3 months original Salary Slip (Floating Rate)
•
Employment Confirmation Letter
•
Settlement Statement
•
Investment Statement (if applicable)
Applicant’s Eligibility
•
Employment: PERMANENT and CONFIRMED staff with minimum 3 years service
•
Repayment Capacity: i) 1/3 or 3.33% of net salary
Note:
Customer’s not a Bankruptcy during apply BMMB financing
Terms and conditions apply
*Source from Bank Muamalat Malaysia Berhad website
#pinjamanperibadi #Bank #BankMuamalat
Contact Bank Muamalat Malaysia Berhad
Tel: 03-2600 5500
Bank Muamalat Malaysia Berhad HQ, 21, Jalan Melaka, City Centre, 50100 Kuala Lumpur
Opening Hours: 9.30am-4.30pm Monday-Friday
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Bank Islam Personal Financing-i Bank Islam offers the best personal loan financing up to RM300,000 with Takaful coverage. Choose between flat rate or floating rate,…
Bank Islam Malaysia Berhad (BIMB) Bank Islam Malaysia Berhad (BIMB) offerings Personal Financing Loan for permanent and contract for Government and Business Loan. Find out…
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Bank Islam Malaysia Berhad (BIMB) offerings Personal Financing Loan for permanent and contract for Government and Business Loan. Find out more. Apply now!
Introduction
For those seeking competitive profit rates and Islamic loan options, look no further. It is tailored for all types of individuals, including professionals across various sectors. Enjoy peace of mind with personal financing and highly competitive monthly installments. In addition to personal loans, Bank Islam also offers other services such as credit cards, housing loans, Home Financing-i, and more.
Bank Islam is the first Islamic Banking in Malaysia. Offering wide range of personal loan to government and private sector
UNPARALLELED NETWORK
Bank Islam is the FIRST Islamic bank in Malaysia and has the widest network of dedicated Islamic banking channels, with more than 144 branches throughout the country. We are founded to provide banking and financial solutions that are based on the principles of Shariah, which focus on balancing Indvidual and social needs, as well as economic activities that promote justice as well as responsibility to the society and planet.
Over 35 Years of Service
1 July 1983 is a date of historic significance. It was when Bank Islam Malaysian Berhad or Bank Islam, in short, was officially established. The day marked the beginning of Islamic banking not just in Malaysia but also within the ASEAN region.
Popular Personal Loans
Cash Line-i
The Cash Line-i against Bank Islam’s Fixed Deposit, Structured Investment or Unit Trust. One of the best personal financings in Malaysia.
Financing Quantum: Subject to a minimum of RM10,000
Margin of Financing
Up to 100% if secured against fixed deposit
Up to 80% if secured against structured investment
Up to 60% if secured against unit trust
Payment Period
Secured against fixed deposit or structured investment. Maximum of 5 years (60 months) with no age limit. Secured against unit trust
Maximum of 5 years (60 months) or up to the retirement age or up to 70 years old, whichever is earlier
Cash Line-i Secured
The Cash Line-i against Bank Islam’s Fixed Deposit, Structured Investment or Unit Trust
Financing Quantum: Subject to a minimum of RM5,000
Margin of Financing
Up to 100% if secured against fixed deposit
Up to 80% if secured against structured investment
Up to 60% if secured against unit trust
Payment Period
Secured against fixed deposit or structured investment
Maximum of 5 years (60 months) with no age limit
Secured against unit trust
Maximum of 5 years (60 months) or up to the retirement age or up to 70 years old, whichever is earlier
Non-Package 4.5% /p.a. (Flat)
Financing Quantum
Based on eligibility limit and subject to minimum of RM10,000 and maximum amount of RM150,000
Payment Period:
Maximum 120 months (10 years) or up to the retirement age, whichever is earlier
Financing Rate
Offer with Takaful Coverage Flat Rate 1 – 3 years: 4.5% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”) 4 – 8 years: 4.9% p.a (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”) 9 – 10 years: 5.50% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
Without Takaful Coverage Flat Rate 1 – 3 years: 5.5% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”) 4 – 8 years: 5.9% p.a (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”) 9 – 10 years: 6.5% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
Personal Financing-i Package
Base Rate (BR) + 3.38% /p.a
Features Financing Quantum Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000
Payment Period Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
Financing Rate Offer with Takaful Coverage Floating Rate (Base Rate [BR]) 1-3 years: Base Rate (BR) + 1.90% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”). 4-10 years: Base Rate (BR) + 2.00% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”). Note: Revised BR (effective date 10 July 2020) is 2.52% p.a
Financing Rate Offer Without Takaful Coverage Floating Rate (Base Rate [BR]) 1-3 years: Base Rate (BR) + 3.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”). 4-10 years: Base Rate (BR) + 5.28% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”). Note: Revised BR (effective date 10 July 2020) is 2.52% p.a
Financing Rate Offer with Takaful Coverage Flat Rate 1-10 years: 4.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
Financing Rate Offer Without Takaful Coverage Flat Rate 1-10 years: 5.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
Package
Financing Quantum
Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000
Payment Period
Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
Promotional Rate for Teacher and Nurse (7 months only from 01/08/2019 to 29/02/2020)
Professional Program
Financing Quantum
Base Rate (BR) + 1.90%/p.a
Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000
Payment Period Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
Financing Rate Offer
With Takaful Coverage Floating Rate 1-3 year: Base Rate (BR) + 1.90% p.a (Profit is calculated on a daily basis based on “Monthly Rest”). 4-10 years: Base Rate (BR) + 2.11% p.a (Profit is calculated on a daily basis based on “Monthly Rest”). Note: Revised BR (effective date 10 July 2020) is 2.52% p.a
Without Takaful Coverage Floating Rate 1-3 year: Base Rate (BR) + 3.38% p.a (Profit is calculated on a daily basis based on “Monthly Rest”). 4-10 years: Base Rate (BR) + 5.28% p.a (Profit is calculated on a daily basis based on “Monthly Rest”). Note: Revised BR (effective date 10 July 2020) is 2.52% p.a
Eligibility & Requirements
Applicant must be above 25 years old and not exceeding the retirement age at the end of payment period
Malaysian citizen
Working as a professional in Medical Doctor, Dentist, Accountant, Engineer, Lecturer, Architect, Safety Officer, Pharmacist, Veterinary, Optometrist or Optician, Quantity Surveyor and Actuary
Fixed income earner with a minimum gross income of RM3,500.
Programme for Medical Practitioner
Financing Quantum
Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000
Payment Period Tenures: Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
Financing Rate Offer with Takaful Coverage
Flat Rate (Promotional Rate for Package and Program Customer, 7 months only from 01/08/2019 to 29/02/2020)
1- 3 years: 4.20% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
4-10 years: 4.35% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
Floating Rate Fragmentation (Base Rate [BR])
1-3 years: Base Rate (BR) + 2.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
4-10 years: Base Rate (BR) + 3.02% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
Revised BR (effective date 10 May 2019) is 3.77% p.a
Financing Rate Offer Without Takaful Coverage
Flat Rate (Promotional Rate for Package and Program Customer, 7 months only from 01/08/2019 to 29/02/2020)
1-10 years: 5.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
Floating Rate (Base Rate [BR])
1-3 years: Base Rate (BR) + 3.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
4-10 years: Base Rate (BR) + 5.28% p.a.
Revised BR (effective date 10 May 2019) is 3.77% p.a
Eligibility & Requirements
Eligibility (Salary Earner)
Applicant must be 25 years old and not exceeding the retirement age at the end of payment period
Malaysian citizen
Fixed income earner with a minimum gross income of RM2,000 per month
Minimum tenure in service:
Permanent Staff: 6 months
Contract Staff: 2 years (Government only)
Eligibility (Sole Proprietorship or Partnership)
Applicant must be 25 years old and not exceeding the retirement age at the end of payment period (maximum entry age is 65 years and up to 70 years old)
Malaysian citizen
Earning a minimum gross monthly income of RM2,000 and above
Minimum of 2 years in business
Documents Required
For salary earner applicant: –
Photocopy of Identity Card
Latest pay slip
Latest letter of confirmation from employer (salary earner)
Certificate of registration with Malaysian Medical Council or Malaysian Dental Council
And at least one (1) of these:
Latest income statement (Form B/eBE/ EA/EC); or
Latest 3 months Bank Statements of salary crediting account; or
Any other latest supporting document such as EPF statement, if required
For Sole Proprietorship or Partnership: – Photocopy of identity card
Fees & Charges
RM50.00 – For being the customer’s agent to sell commodity to the Broker.
Bank Islam Malaysia Berhad Level 32, Menara Bank Islam No. 22, Jalan Perak 50450 Kuala Lumpur
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Looking for a reliable and Shariah-compliant personal financing solution? AgroBank Cash-i offers up to RM200,000 in financing exclusively for government employees and selected GLC staff. With competitive profit rates and flexible repayment options, it’s the smart way to access funds when you need them most.
Introduction
Tawarruq
The implementation is based on the Tawarruq transactions.
Eligibility Criteria
Age Requirement
Government Employees Age between 18 to 60 or up to retirement age whichever is earlier
GLC Staff Age between 21 to 60 or up to retirement age whichever is earlier
Eligibility
Government Employees Permanent and have served for at least 6 months (confirmed or under probation)
GLC Staff Permanent staff and has been confirmed with at least one year of service
Min. Salary Requirement
Government Employees RM1,000 gross salary per month
GLC Staff RM2,000 gross salary per month
Takaful Coverage
Customer is encouraged to take Skim Takaful Kredit
Popular Personal Loans
Cash-i
Cash-i criteria as below:
Financing Limit: Government Employees: Maximum RM200,000 GLC Staff: Maximum RM200,000
Financing Tenure: 10 years maximum
Profit Rates: (Subject to eligibility and current changes)
*Profit rate is subjected to eligibility and current conditions changes. Profit rates are as below:
FEDERAL GOVERNMENT: Tenure Profit Rate: Up to 3 years BR + 2.85% p.a ; 4 to 10 years BR + 3.35% p.a
STATE GOVERNMENT/STATUTORY BODY/PIHAK BERKUASA TEMPATAN & GOVERNMENT LINK COMPANY
Tenure Profit Rate Up to 3 years BR + 3.22% p.a ; 4 to 10 years BR + 3.67% p.a
FOR APPLICATION THAT HAS UNSATISFACTORY CREDIT ASSESSMENT
Tenure Profit Rate Up to 10 years BR + 4.25% p.a; Profit rate charged is dependent on the following criteria:
Existing and new customer
Good track record as per CCRIS which not exceed MIA-2 for the past 12 months.
Salary deduction through BPA
No Rescheduling and Restructuring (R&R) status.
No Special Attention Account (SAA)
Ceiling Profit Rate (CPR): – BR + 7.15% p.a or 10% p.a whichever is higher for the calculation of Sale Price
Effective Profit Rate (EPR): – At the current profit rate and did not exceed CPR and calculated based on monthly balance
Note: Current BR is at 3.60%
Fee & Charges
Stamp Duty As per the Stamp Act 1949 (Revised 1989).
Advanced Installment
Advance payment of installments equivalent to three (3) month installment which shall be used as payment of default under the financing.
Advance installments shall be deducted from the financing amount.
Advance payment can only be taken prior to financing is matured or settled.
Brokerage Fee RM 30 per transaction (Subject to Service Tax at rate of 6% (if applicable)
Note: The Bank will notify the Customer at least 21 days before effective date should any changes is made to the fees and charges.
Agrobank Malaysia My office Leboh Pasar Besar, City Centre, 50050 Kuala Lumpur
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Looking for the best personal loan in Malaysia? OCBC Bank offers Shariah-compliant financing, competitive interest rates, and flexible monthly payments—perfect for your financial needs. Apply today and enjoy hassle-free approval backed by trusted banking excellence.
Get started now with OCBC personal loan—your smart choice for affordable financing!
Overview
OCBC Bank that all you need. Apply now and get rewarded with great deals. Do let us know if you have any inquiries about this matter.
OCBC Al-Amin offers simple and easily accessible Shariah compliant personal loan/financing service that have your best interest in mind. The suite of products give you advance cash at affordable rate and monthly payment to lighten your financial burden.
Everything you need, and nothing you don’t
Popular Personal Financings
Al-Amin
Our tailor-made Al-Amin cash financing solutions give you:
Fast approval. Fast cash.
No collateral. No guarantor.
Financing amount of up to RM150,000.
Fixed monthly instalments from as low as RM100 per month.
Extended financing tenure up to 10 years.
*source from OCBC Bank malaysia website
Overdraft
Pledge your assets for extra cash
Get standby funds up to the approved credit limit
Access extra cash
Interest is charged only on amount used, depending on collateral pledged
Interest rates are dependent on the collateral pledged. Call us at 03 8317 5000 for more information.
Consult our customer service officers and get free advice for your education loan needs with no obligations.
Call us at 03 8317 5000
#personalloan #bank #OCBC
Hot & Trending Topic
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Bank Islam Personal Financing-i Bank Islam offers the best personal loan financing up to RM300,000 with Takaful coverage. Choose between flat rate or floating rate,…
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Pinjaman Peribadi khas untuk anggota Polis DiRaja Malaysia. Kelayakan 60% potongan Biro Angkasa dan Skim Potongan Gaji Majikan. Call/ Whatsapp 0192983056
Pinjaman Peribadi Polis DiRaja Malaysia (Anggota) Summary
Koperasi Name: Koperasi PDRM
Abbreviation / Code Name: KPD
Koperasi Promotion Name: General info about koperasi personal loans to Policeman
From Wikipedia: Police DiRaja Malaysia PDRM
The Royal Malaysia Police (Abbreviation: RMP; Malay: Polis Diraja Malaysia, PDRM) is a national police agency in Malaysia. The force is a centralized organization with responsibilities ranging from traffic control to intelligence gathering. Its headquarters is located at Bukit Aman, Kuala Lumpur. The police force is led by an Inspector-General of Police (IGP). The post is held by Tan Sri Khalid Abu Bakar. The constitution, control, employment, recruitment, fund, discipline, duties and powers of the police force is specified and governed by the Police Act 1967.
In carrying out its responsibilities, the regular RMP is also assisted by a support group of Extra Police Constables, Police Volunteer Reserves, Auxiliary Police, Police Cadets and a civilian service element. Rakan Cop is a community outreach programmed launched on 9 August 2005. The RMP constantly co-operates closely with police forces worldwide, which include those from the five neighboring countries Malaysia shares border with: Indonesian National Police, Philippine National Police, Royal Brunei Police Force, Royal Thai Police and Singapore Police Force.
About Pinjaman Peribadi untuk Kakitangan Polis DiRaja Malaysia (Anggota)
Bagi anggota polis tidak kira kakitangan ibupejabat Bukit Aman, polis kontinjen, ibupejabat polis daerah dan sebagainya, anda boleh membuat permohonan pinjaman peribadi dengan semua bank dan koperasi yang terdapat di Malaysia kerana anggota polis dikategorikan sebagai kakitangan kerajaan penuh (sama seperti permohonan pinjaman kakitangan kerajaan AG cuma payslip berbeza dikeluarkan oleh PDRM manakala AG dikeluarkan oleh Kementerian Kewangan).
Buat masa ini kelayakan pinjaman peribadi yang dikira adalah 60% sahaja dari jumlah pendapatan tetap (gaji asas@kasar campur elaun tetap). Terdapat banyak elaun tetap yang boleh dikira seperti elaun PGA dan lain-lain elaun tetap. Sila refer pada halaman utama laman web ini sekiranya terdapat kelayakan melebihi 60% sama seperti yang pernah dilakukan oleh MBSB dengan pakej skim Waslah.
Anggota polis akan mendapat manfaat dari segi kadar interest, payout dan tempoh pemprosesan yang sama seperti kakitangan penjawat awam AG. Sekiranya ingin membuat loan tanpa melalui potongan biro angkasa tetapi masih dipotong dalam slipgaji, anda bolehlah memohon personal loan melalui Yayasan Ihsan Rakyat (YIR). Untuk memohon loan melalui potongan biro angkasa, anda boleh mendapatkan senarai koperasi yang layak membuat pinjaman peribadi untuk anggota polis.
Sila berhubung dengan pihak kami untuk mendapatkan maklumat terkini mengenai koperasi yang ada membuat pinjaman peribadi untuk anda. Pihak kami akan sedaya upaya mencari koperasi yang sesuai dan terbaik bagi membantu situasi kewangan semasa anda.
Pinjaman Peribadi Polis DiRaja Malaysia (Anggota) Reviews
Customer Reviews about Pinjaman Peribadi Polis DiRaja Malaysia (Anggota)
Pinjaman Peribadi khas untuk anggota polis. Kelayakan 60% potongan Biro Angkasa dan Skim Potongan Gaji Majikan. Untuk pinjaman peribadi dengan Yayasan Ihsan Rakyat YIR, Yayasan Perlis RCE, Koperasi Gemilang Siswazah, KEKAL serta koperasi atau bank lain, sila call/ SMS dan WhatsApp 0192983056.
Mohon pinjaman penjawat awam Malaysia dengan kadar faedah rendah dan 100% payout sehingga RM200,000. Khas untuk kakitangan kerajaan, guru, tentera, dan polis. Tiada penjamin, proses mudah dan patuh Syariah. Isi borang sekarang untuk kelulusan yang cepat dan terjamin!
Pengenalan
Malaysia Federal Government terdiri daripada Kakitangan Kerajaan Pusat (Federal Government) yang dikenali sebagai AG sememangnya mempunyai ruang yang sangat luas untuk membuat pinjaman peribadi (payslip jata negara). Semua bank dan koperasi yang terpilih memberikan perkhidmatan pembiayaan peribadi kepada kakitangan kerajaan pusat yang berjawatan tetap. Bagi yang berjawatan kontrak, ruang untuk mendapatkan pembiayaan adalah sangat tipis bergantung kepada promosi oleh segelintir koperasi.
Kakitangan kerajaan persekutuan (AG) sewaktu mula-mula bekerja mempunyai potongan Kumpulan Wang Simpanan Pekerja (KWSP) tetapi kebiasaannya selepas tempoh tiga (3) tahun akan menjadi taraf sebagai tetap dan berpencen. Ini bermakna sekiranya kelayakan dari jumlah pendapatan tetap setiap bulan sudah mencapai 60%, anda tidak perlu khuatir kerana sejurus selepas item KWSP sudah tidak ada dalam payslip anda bererti jumlah potongan anda akan kurang 60%. Jadi anda berpeluang untuk mendapatkan pinjaman peribadi dari bank dan koperasi.
Kebiasaannya unit gaji atau bahagian kewangan ataupun majikan menetapkan had kelayakan untuk membuat pinjaman dan komitmen lain yang boleh dimasukkan ke dalam payslip adalah 60% sahaja. Jadi jika jumlah potongan anda sudah betul-betul mencapai 60% sebagai had maksima, anda tidak boleh membuat pinjaman peribadi lagi. Walaupun kelayakan 60 peratus dikira menggunakan formula gaji kasar (gaji asas) dicampur elaun tetap, tetapi terdapat segelintir majikan yang tidak mengambil kira beberapa elaun tetap walaupun boleh dikira oleh koperasi.
Jadi ini merupakan kesukaran kepada anda kerana pihak majikan yang menandatangi dan mengesahkan borang loan mendapati anda tidak layak memohon pinjaman tetapi sebenarnya anda masih layak lagi membuat permohonan. Terdapat juga bank pada masa dahulu yang membenarkan jumlah pembiayaan dengan kelayakan 75% seperti MBSB Waslah, tetapi buat masa ini tiada promosi sebegini (akan dimaklumkan jika ada promosi sedemikian). Jom apply personal loans dengan kami sekarang!
Permohonan
Kami menyediakan perkhidmatan pinjaman peribadi Bank dan Koperasi Malaysia (Jika ada) dan bank untuk kemudahan anda. Berhubung dengan kami untuk mendapatkan maklumat-maklumat seperti pakej promosi terkini, kadar keuntungan terkini dan jumlah maksimum pembiayaan. Perkhidmatan yang ditawarkan adalah:
Pinjaman peribadi baru: Kiraan had kelayakan pinjaman berdasarkan kepada kekuatan slipgaji anda iaitu gaji pokok, elaun tetap dan jumlah potongan dalam slipgaji dan potongan 60%, 50% atau 40% dari jumlah pendapatan. Anda boleh membuka akaun pertama kali dengan bank atau koperasi, akaun kedua, akaun ketiga dan seterusnya.
Pinjaman peribadi overlap: Dikenali sebagai pinjaman bertindih di mana anda menggunakan akaun pembiayaan sediada dan memohon untuk mendapat tunai ditangan secara in-house overlap atau ambil penyata penyelesaian awal dan overlap di bank/ koperasi lain. Anda mungkin menambah/ tidak menambah bayaran ansuran bulanan atau jumlah pembiayaan asal.
Anda juga boleh memohon pinjaman peribadi Yayasan Ihsan Rakyat (YIR), Yayasan Perlis (YYP), pembiayaan Bank Rakyat, Bank Simpanan Nasional (BSN), Koperasi Kekal, Koperasi Gemilang (Kogemilang), Al-Rajhi Bank, Alliance Bank, Koop Bank Pertama, MBSB Bank dan lain-lain.
#koperasi #pinjamanperibadi #personalloan #Bank
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Isi borang pinjaman peribadi dengan mudah untuk akses kepada pembiayaan patuh Syariah sehingga RM200,000. Sesuai untuk penjawat awam, tentera, dan sektor swasta. Tiada penjamin, 100% payout, dan sokongan Biro Angkasa. Mohon sekarang untuk kelulusan yang cepat dan mudah.
Pengenalan
Pemohon-pemohon boleh memuaturun Borang Pinjaman Peribadi melalui halaman ini. Tidak semua borang boleh dimuatnaik melalui halaman ini. Sesetengah bank dan koperasi memerlukan Borang Pinjaman Peribadi yang original dan ada pula bank dan koperasi yang menerima borang online yang dicetak (bukan borang original).
Pihak kami mengharapkan sekiranya Borang Pinjaman Peribadi sudah di download melalui laman web ini setelah persetujuan dicapai, harapan yang sangat besar oleh kami supaya pihak tuan/puan dapat menghantar borang yang lengkap kepada kami dan tidak kepada agen lain/wakil jualan atau perunding kewangan yang lain. Jangan khuatir kerana semua urusan adalah telus, selamat dan tiada hanky panky (tiada unsur penipuan dan tiada unsur tipu daya).
Borang Yayasan Ihsan Rakyat and Yayasan Perlis RCE
Bermula 1/12/18, hanya Borang Pinjaman Peribadi baru di ambil kira. Jika anda sudah menghantar borang lama, anda perlu sign kembali borang menggunakan borang permohonan baru seperti dibawah:-
SILA DOWNLOAD BORANG INI BAGI PERMOHONAN BERMULA 01-12-2018
SILA DOWNLOAD BORANG INI BAGI PERMOHONAN BERMULA 01-12-2018
BORANG VERSION LAMA JANGAN GUNA BORANG PINJAMAN PERIBADI LAMA!
Perhatikan kod pada setiap borang. Borang baru YIR dan YYP mestilah ada tertera kod 11A/18 di bahagian kanan bawah setiap borang. Selain dari itu tidak diterima
JANGAN DOWNLOAD YANG INI BORANG LAMA
Perlu sahkan 1 borang biro angkasa. JANGAN DOWNLOAD YANG INI BORANG LAMA
SANGAT-SANGANT PENTING! SILA AMBIL PERHATIAN UNTUK BORANG PERMOHONAN PERIBADI YIR DAN YYP
Untuk mengelakkan sebarang kelewatan, pihak kami memohon pemohon untuk memastikan perkara berikut di buat dan dipatuhi.
Ketika cetakan Borang Pinjaman Peribadi eform YIR dan YYP.
Sila gunakan ketebalan kertas 80gsm dan ke atas. Cetakan depan belakang (double sided printing).
Plain, kertas putih dan kertas A4 yang bersih.
Isi dan tandatangan borang permohonan menggunakan pen dakwat basah hitam (TIDAK boleh menggunakan ball pen).
Jangan tulis tarikh pada semua borang.
Dapatkan cop pengesahan majikan dari pegawai yang dilantik majikan pada muka surat terakhir borang Yayasan Ihsan. Nama borang tersebut adalah ‘Surat Kebenaran Potongan Gaji’ ataupun singkatannya borang YIR10.
Diharap para pemohon sekalian dapat memastikan kelicinan perjalanan Borang Pinjaman Peribadi yang diproses. Semua kiraan kelayakan loan adalah tepat dan benar belaka. Tiada kiraan yang lebih banyak dapat tunai dari agen lain kerana semua kiraan adalah sama. KIRAAN BERDASARKAN FORMULA KIRAAN LOAN DARI YAYASAN IHSAN RAKYAT (YIR). Pemohon yang sudah mendapat Borang Pinjaman Peribadi online boleh menghantar permohonan yang lengkap kepada kami. Kami tidak mengenakan sebarang CAJ UPFRONT atau CAJ DEPOSIT untuk 100% jaminan lulus.
Ketelusan dan kejujuran adalah misi kami. PEMOHON BOLEH REKOMENKAN KAWAN-KAWAN SUPAYA MEMOHON LOAN DENGAN KAMI untuk mendapatkan pendapatan sampingan. Diharap tuan/puan dapat membantu kami dengan menghantar borang kepada kami. Kami akan menterjemah jasa baik tuan/puan dengan perkhidmatan yang baik, cepat dan tangkas.
Bagaimana Tatacara Mengisi Borang
Bagaimana tatacara mengisi Borang Pinjaman Peribadi on-line Loan Yayasan Ihsan Rakyat (YIR)? Ya. Anda boleh terus ke laman web yayasan ihsan rakyat untuk mengetahui cara mengisi borang, dokumen yang diperlukan dan alamat untuk submit borang loan. Semua maklumat diberikan untuk meminimakan kesilapan dan mengelakkan sebarang delay semasa borang diproses
Borang Pinjaman Peribadi Public Bank
Dihantar menerusi courier atau secara appoinment, diharap pemohon dapat menyiapkan borang permohonan dan dapat menghantar borang yang lengkap kepada pihak kami. Buat masa ini borang tidak dapat dimuaturun kerana bank tidak membenarkan metod download borang. Kami juga tidak menghantar borang melalui e-mel di atas faktor yang sama. Sebaliknya kami akan courierkan loan application form Public Bank kepada alamat pejabat atau rumah anda.
Cara Mendapatkan Borang
Kategori pemohon yang ingin mendapatkan borang permohonan pinjaman peribadi mengikut lokasi (LOAN SELAIN YIR DAN YYP). Terdapat 3 method untuk mendapatkan borang permohonan pinjaman peribadi koperasi mengikut lokasi seperti dibawah:-
Kuala Lumpur, Cheras, Bandar Sri Permaisuri, Ampang, Kg. Pandan, Pandan Jaya: Melalui appoinment, courier borang (menggunakan Pos Ekspress sampul keras), emel, download borang.
Putrajaya ,Shah Alam, Serdang, Bangi, Subang, Sg. Buloh: Dapatkan dengan courier borang (menggunakan Pos Ekspress sampul keras), e-mel dan download borang.
Sabah dan Sarawak: Courier borang (PosLaju Ekspres, ABX Express, Nationwide Express, Citylink Express Courier Services. Courier services lain boleh diminta mengikut keadaan lokasi dan kesukaran.
Sekiranya tinggal dipedalaman yang tidak mempunyai alamat rumah tetapi hanya ada alamat rumah penghulu atau ketua kampung terutama di kawasan sekitar Perlis, Sabah dan Sarawak, sila maklumkan courier service yang boleh cepat sampai. Sila maklumkan juga kepada ketua kampung supaya memaklumkan ada courier yang akan sampai dirumah beliau.
Jangan Lakukan Kami Sebegini
Pemohon tidak dapat dihubungi selepas Borang Pinjaman Peribadi dihantar ke rumah/ pejabat anda. Pihak kami menerima banyak kes dimana pemohon pada awalnya bersetuju dengan segala terma dan syarat pembiayaan peribadi seperti jumlah maxima loan, payout bersih ditangan dan bayaran bulanan. Pemohon juga telah bersetuju dan mengesahkan akan membuat loan dengan pihak kami.
Tetapi setelah Borang Pinjaman Peribadi dihantar ke rumah atau premis pejabat, pemohon selepas itu seolah-olah tidak dapat dikesan, menukar nombor telefon bimbit serta tidak mahu menjawab panggilan telefon bertanyakan mengenai status borang. Ingin dimaklumkan bahawa kami hanya berurusan dengan pihak yang benar-benar ingin membuat pinjaman sahaja.
#koperasi #pinjamanperibadi #personalloan #Bank
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Privacy Policy Who we are Our website address is: https://koperasi.business. What personal data we collect and why we collect it Comments When visitors leave comments…
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Koperasi Perkasa (KOPERKASA) KOPERKASA menawarkan pelbagai kemudahan kewangan dan peluang kepada ahli-ahli koperasi. Dapatkan pinjaman peribadi, pelaburan, dan manfaat lain untuk meningkatkan kesejahteraan hidup anda.…
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Looking for a trusted Islamic personal loan tailored to your profession? Bank Muamalat Malaysia Berhad (BMMB) offers Shariah-compliant financing for government employees, military personnel (tentera), selected organizations, and GLC staff. With flexible repayment plans and competitive profit rates, BMMB is your reliable partner for financial peace of mind.
Fast approval. No hidden charges. Ethical banking you can trust.
Personal Financing-i
Popular Personal Loans
2.45% Interest Rate
Among the advantages that you can enjoy if you apply for low interest personal financing as follows:
Competitive profit rates from 2.45%
Fast approval process of 3-5 working days.
The maximum amount of financing is RM400,000.
Flexy financing period 2-10 years.
Fresh loan is allowed.
Applicants with blacklisted records CCRIS CTOS are encourage to apply.
Monthly 2.45%/p.a (Clean)
Max loan up to RM400k
Loan tenure 2-10 years
No blacklist CCRIS CTOS
Overlap is allowed
Basic salary RM3,000
60% deduction
Auto debit or pay slip salary deduction
Blacklist name will transfer to 3.69%
Annual 3.69% (Blacklisted)/p.a
Max financing RM400K
Loan tenure 2-10 years
CCRIS CTOS is eligible. Bank will settle your blacklist
Basic salary RM3,000
Minimum document needed
Auto debit or pay slip salary deduction
Contact BMMB
Tel: 03-2600 5500
Bank Muamalat Malaysia Berhad HQ, 21, Jalan Melaka, City Centre, 50100 Kuala Lumpur
Opening Hours: 9.30am-4.30pm Monday-Friday
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Ready to make better financial choices? Tap here to start your journey toward smarter spending.
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Bank Islam Personal Financing-i Bank Islam offers the best personal loan financing up to RM300,000 with Takaful coverage. Choose between flat rate or floating rate,…
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Al-Rajhi bank was founded by in 1958, based in Riyadh, Saudi Arabia and had been established in Malaysia and has many branches across the country. Internet banking services known as alrajhi 24 seven (Maybank and CIMB Bank with Maybank2u with Cimbclicks respectively) enable online transactions with ease. Personal loan Al-Rajhi Bank has indeed become so popular in last few years for its collaboration with the Cooperative Development Fund Berhad (KPUNB) and Kobeta has dominated the personal loans to government employees and statutory bodies.
Stay tuned for the latest info on personal loans latest promotions and updates. The most popular personal finance offers the lowest interest rate 3.99% and payout 99.1%.
This new product has not been started yet. You can still apply with the best cooperative such as Koperasi Gemilang Siswazah (kogemilang), Yayasan RCE Perlis, Koperasi Petronesa, Koperasi Kobena, Ikhtiar Destinasi, Coshare and many more.
Trust us. We will provide the best service to you. For applicants residing outside the Klang Valley, the form will be mailed to you. The application form needs to get approved by the employer / payroll unit. Open to permanent civil servants and police only. For private sector employees, you need to apply at the bank branch adjacent to obtain further information about the products and services provided.
Personal Financing-i
Need Funds for your Child Education, Home Renovation or Dream Vacations? Al Rajhi Personal Financing-i helps you to meet your financial requirements. Provides you the platform for you to obtain cash for personal use. Be it for home renovation or to meet your child’s education funds whereby our facility caters for such purpose.
Attractive rates as low as 6.99%* p.a. High financing limit up to 5 or 8 times your monthly income or RM150,000 whichever is lower Financing tenure of up to 8 years No guarantor required Financing product approved by Al Rajhi Bank Malaysia Shariah Board
*Terms and conditions apply.
Financing Basic Requirements
Minimum age: 25 years old
Minimum gross income: RM4,500* & above
*Subject to minimum annual income of RM60,000 & fixed income earner only
Personal Loan Rates & Charges
FEES TYPE, DETAILS
Stamp Duty: MCSA 0.5% ad-valorem
Takaful: Depends on the amount financing, tenure and age
Retrieval/ Photocopy of Security Documents
Actual cost
Lawyer’s fee for PF-Balance Transfer Programme
RM 21.20 upon each approved Balance Transfer Programme
BURSA transaction fee: As per Bursa Charges @RM15.90 per every RM 1,000,000.00
Redemption Statement Fee: RM 10.60 per request
Annual Financing Statement Fee: RM 5.30 per request (Ad-hoc)
*1st request for the year is FOC * All fees are inclusive 6% GST unless stated otherwise.
How to apply
Step 1 – Fax or email your NRIC, Military ID or Police ID and the Personal Financing-i application form
Step 2 – Our Financial consultants will assist you with your enquiries
https://koperasi.info and www.alrajhibank.com.my
#pinjamanperibadi #personalloan #Bank #AlRajhi
Contact Al-Rajhi Bank Malaysia
Tel: +603 2332 6000
customersupport@alrajhibank.com.my
Fax: +603 2332 6062
Level 17 Menara Chan 138 Jalan Ampang 50450 Kuala Lumpur
Hot & Trending Topic
Looking to take control of your loans and spend smarter? We’ve got you covered with practical tips on handling bank loans, co-op financing, and managing your money with ease.
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Bank Islam Personal Financing-i Bank Islam offers the best personal loan financing up to RM300,000 with Takaful coverage. Choose between flat rate or floating rate,…
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AgroBank Looking for a reliable and Shariah-compliant personal financing solution? AgroBank Cash-i offers up to RM200,000 in financing exclusively for government employees and selected GLC…
Looking for a trusted Islamic financing solution? HSBC Amanah offers up to RM250,000 in Shariah-compliant personal financing for existing, premier, and new customers. Whether you’re planning a major purchase, consolidating debt, or funding personal goals, HSBC provides fast approval, transparent terms, and flexible repayment options.
Global trust. Local support. Ethical banking made easy.
Ready to get started? Read below to check your eligibility and apply today with confidence.
About
HSBC Amanah is one of the must get financing for existing, premier and new customer. HSBC is one of the world’s largest banking and financial services organizations. We serve more than 40 million customers through our global businesses: Wealth and Personal Banking, Commercial Banking, and Global Banking & Markets. Our network covers 64 countries and territories in Europe, Asia, the Middle East and Africa, North America and Latin America.
We aim to be where the growth is, connecting customers to opportunities, enabling businesses to thrive and economies to prosper, and ultimately helping people to fulfil their hopes and realize their ambitions. Listed on the London, Hong Kong, New York and Bermuda stock exchanges, shares in HSBC Holdings plc are held by around 197,000 shareholders in 130 countries and territories.
HSBC’s presence in Malaysia dates back to 1884 when the Hongkong and Shanghai Banking Corporation Limited established its first office in the country, on the island of Penang, with permission to issue currency notes. In 1959 it bought the Mercantile Bank, which started operations in Malaysia in 1860. Opened its office in Malacca in 1909 and by the end of 1912, offices had opened in Ipoh, Kuala Lumpur, Johor Bahru and Kota Bharu.
During the 1920s and 1930s, the bank opened more branches in several states – Sungai Petani branch in 1922, Kuantan in 1929, Muar in 1930, and Kuala Terengganu in 1936. In Sabah, the first branch opened in Kota Kinabalu in 1947. Branches were set up in Sandakan and Tawau a year later, followed by Labuan in 1957. In Sarawak, branches opened in Kuching in 1958 and 1964 and in Sibu in 1959. In 2006, was the first foreign bank to be awarded a licence to operate a Takaful (Islamic insurance) business in Malaysia.
HSBC Amanah Takaful (Malaysia) Sdn Bhd – a joint venture between HSBC Insurance (Asia-Pacific) Holdings Limited (49 per cent shareholding), Jerneh Asia Berhad (31 per cent shareholding) and Employees Provident Fund Board of Malaysia (20 per cent shareholding) – commenced operations in August 2006. In March 2019, exited the Takaful manufacturing business to focus on its banking and wealth operations in Malaysia.
In 2007, HSBC Bank Malaysia was the first locally incorporated foreign bank to be awarded an Islamic banking subsidiary license in Malaysia, and HSBC Amanah Malaysia Berhad, an Islamic bank wholly owned by HSBC Bank Malaysia, commenced operations in August 2008. Has a network of more than 60 branches, of which a third are HSBC Amanah Malaysia Berhad branches.
Popular Personal Loans
Financing up to RM250,000 | Monthly payment as low as RM109. Now you can embrace every new chapter in life with financial peace of mind. Enjoy exclusive profit rate11 view footnote 1 when you apply for HSBC Amanah Personal Financing-i today!
To Existing Customers
Whether it’s for your home or business, HSBC Amanah-i can help you meet your needs and reach your goals. Apply and enjoy flat rates as low as 7.5% p.a. today. You’re eligible if:
You’re aged between 21 and 60
Your monthly salary is RM3,000 and above
You are Malaysian or have Malaysian PR status
Criteria:
Profit rate from as low as 7.5% per annum
Monthly payment as low as RM109
Financing amount from RM50,000 to RM250,000
No stamp duty, no processing fee and no early settlement fee
Payment tenure 2 years till 7 years
Instant cash disbursement upon approval
Shariah compliant
Consolidate your debt
To Existing Premier Customers
Exclusive 4.88% p.a. flat profit rate when you sign up for HSBC Amanah Premier-i. You’re eligible for an Amanah Premier Personal Financing-i Account if:
To be qualified, a primary account holder must be at least 21 years old with a minimum of RM200,000 in total relationship balance with HSB or Amanah, or by meeting other Premier Eligibility Criteria.
Terms and Conditions
Fixed profit rate of 4.88% per annum
Monthly payment as low as RM96
Financing amount from RM6,000 to RM250,000
No stamp duty, no processing fee and no early settlement fee
Payment tenure from 2 years till 7 years
Instant cash disbursement into your HSBC or Amanah Premier* account upon approval
Shariah compliant
To New Customers
If you are not an HSBC Amanah Customer, you may still enjoy our benefits. Apply now to enjoy! You’re eligible for an Amanah Personal Financing-i Account if:
You’re aged between 21 and 60
Your monthly salary is RM5,000 and above
You are Malaysian or have Malaysian PR status
Terms and Conditions
Profit rate from as low as 10.5% per annum
Monthly payment as low as RM163
Financing amount from RM6,000 to RM120,000
No stamp duty, no processing fee and no early settlement fee
Payment tenure from 2 years till 5 years
Instant cash disbursement upon approval
Shariah compliant
Interest 10.5%
There are times when you need funds immediately. To secure an opportunity, fulfil a need in your lifestyle or maybe to handle life’s little twists and turns. HSBC Amanah-i is hassle-free personal financing that allows you to leap into what you want, faster and easier.
Benefits
Fast and hassle-free application
No guarantor, no collateral, fast approval.
Financing up to RM150,000
Monthly payment as low as RM134
Flat rate from 10.5% per annum
Payment period up to 7 years
Instant cash disbursement
**Terms and Conditions apply. Applicable for New-to-Bank customers only. Minimum income RM5,000 per month.
Eligibility
You’re eligible for an Amanah-i account if:
You’re aged between 21 and 60
Your monthly salary is RM3,0004 or above
You are Malaysian or have Malaysian PR status
Monthly salary of more than RM3,000 applies to existing customers who have any existing relationship with HSBC Amanah. Otherwise, the minimum monthly salary is RM5,000 per month.
Required documents
If you are salaried:
Copy of your NRIC
Copy of a current or previous month’s pay slip / copy of a bank statement showing salary credit into your account; or Form BE (full submission to the income tax department with payment receipts attached) / EA / EPF statement; or copy of an appointment letter (if employed less than three months)
If you are a variable income earner:
Copy of your NRIC
Copy of the latest 3 months’ pay slips / copy of your bank statement showing salary credits into the account
Form BE (full submission to the income tax department with payment receipts attached) / EPF statement / copy of your yearly commission statements from your employer
If you are self-employed:
Copy of your NRIC
Copy of latest Form B (full submission to the income tax department with payment receipts, or CPO2 attached) / EPF Statement / copy of your audited financial statement / profit and loss account
Copy of your Business Registration form
Financing-i (Education)
When it comes to your child’s education, it’s your dream to give them the best. With the help of our HSBC Amanah Branch Managers, you can now discover other financial opportunities with your available funds, ease your financial burden and fulfil not only your child’s dreams but yours as well.
Benefits
Apply for HSBC Amanah Personal Financing-i (Education) and enjoy:
Savings on school fees
Enjoy discounts when you make a full upfront payment instead of paying on a semester basis.
No early settlement fees
Enjoy the flexibility of a full payment before the official settlement date, without having to pay any additional charges. Better cash flow management
Enjoy access to available funds for other investments or financial opportunities.
Anytime Money Personal Financing-i is hassle-free personal financing that allows you to leap into what you want, faster and easier. Based on Shariah principle of Commodity Murabahah. And the best of it. No guarantor, no collateral and fast approval!
1st Floor (South Tower No 2, Leboh Ampang, City Centre 50100 Kuala Lumpur
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Apply your Hong Leong Bank personal loan now with easy payment and get 20% cashback on interest rate. Act now and enjoy the benefits only with HLB.
About
Hong Leong Bank Berhad is a regional financial services company based in Malaysia, with presence in Singapore, Hong Kong, Vietnam, Cambodia and China. The Bank is technology-focused and emphasises the development of financial capabilities to serve its clients across the five geographies.
Hong Leong Bank Berhad (“HLB” or “the Bank”) is listed on Bursa Malaysia and forms part of the Hong Leong Group. Headquartered in Kuala Lumpur, the Bank has a strong Malaysian entrepreneurship heritage.
HLB was originally incorporated as Kwong Lee Mortgage and Remittance Company in 1905 in Kuching, Sarawak and later as Kwong Lee Bank Limited in 1934, bearing heritage of the oldest local financial institution in Malaysia.
Kwong Lee Bank Berhad was acquired by the MUI Group in May 1982 and renamed Malayan United Bank Berhad on 2 February 1983. In 1989, it was renamed as MUI Bank. Under the MUI Bank banner, it grew from 11 to 35 branches nationwide.
On 3 January 1994, Hong Leong Group acquired MUI Bank Berhad through Hong Leong Credit Berhad (now known as Hong Leong Financial Group Berhad) and renamed it Hong Leong Bank Berhad.
The Bank was listed on the Kuala Lumpur Stock Exchange (now under Main Market of Bursa Malaysia) on 17 October 1994 and since then has grown by leaps and bounds, organically as well as through mergers and acquisitions. Today the Bank is Malaysia’s fifth largest banking group by assets with over RM220 billion in assets as at 30 June 2020, and 4th largest by market capitalisation as at the same date.
Popular Personal Financings
For Online Applications
Our rate is on a flat rate basis
Facility Amount
Verified Monthly Income
Flat Interest/Profit Rate
Facility Tenure
RM5,000 – RM250,000
(up to RM150,000 Personal Financing-i)
RM2,000 – RM4,999
7.00% p.a.
2 to 5 years
Note: The effective interest/profit rates vary as follows for loan/financing-i tenure from 2 – 5 years:
Flat interest/profit rate 5.00% p.a.: Effective interest/profit rates vary from to 9.15% p.a. to 9.32% p.a.
Flat interest/profit rate 7.00% p.a.: Effective interest/profit rates vary from to 12.50% p.a. to 12.91% p.a.
0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.
For Connect Online Banking Applications
Our rate is on a flat rate basis
Facility Amount
Verified Monthly Income
Flat Interest/Profit Rate
Facility Tenure
RM5,000 – RM250,000
(up to RM150,000 Personal Financing-i)
RM2,000 and above
5.00% p.a.
2 to 5 years
Note: Effective interest/profit rates vary from 9.15% p.a. to 9.32% p.a. depending on loan/financing-i tenures from 2 years to 5 years.
0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.
For Online Applications from 5.00% /p.a flat rate
Hong Leong Bank interest/ profit rate for online applications from 5.00% /p.a flat rate
Effective interest/profit rates vary from to 9.15% p.a. to 9.32% p.a.
Facility Amount RM5,000 – RM250,000
Verified Monthly Income RM2,000 – RM4,999: 7.00% p.a.
Facility Tenure: 2 to 5 years
Note: The effective interest/profit rates vary as follows for loan/financing-i tenure from 2 – 5 years:
For Connect Online Banking Applications from 5.00% /p.a
Hong Leong Bank interest/ profit rate for Connect Online Banking Applications from 5.00% /p.a
Facility Amount RM5,000 – RM250,000
Verified Monthly Income RM2,000 and above
Profit Rate 5.00% p.a.
Facility Tenure 2 to 5 years
Note: Effective interest/profit rates vary from 9.15% p.a. to 9.32% p.a. depending on loan/financing-i tenures from 2 years to 5 years.
With Cashback
20% Cash Back on interest
Monthly instalments as low as RM130*
Fast approval within 48 hours**
Flexible repayment tenure of up to 5 years
Minimum income eligibility of only RM24,000 per annum
No guarantor and no collateral
5-minute loan approval at am:pm Convenient Banking**
Eligibility
Malaysian citizens only, aged between 21 to 60 years old
Earn a minimum annual income of RM24,000 per annum
* Based on a financing tenure of 5 years for RM5,000, and during Cash Back Period. ** 48-hour loan approval is subject to terms and conditions.
Take advantage of our Hong Leong Bank 4.38% p.a. low flat rate
Other terms and conditions apply.
Repayment Table
Loan (RM)
Int Rate (p.a.)
Monthly Instalment (RM)
Monthly Instalment During Cash Back Period (RM)
2 Years
5 Years
2 Years
5 Years
5,000
12.50%
265
140
245
130
50,000
11.00%
2,545
1,295
2,365
1,180
100,000
10.00%
5,000
2,500
4,670
2,395
150,000
9.00%
7,375
3,625
6,925
3,345
Note:
Flat interest rate ranges 9.00% per annum – 12.50% per annum depending on loan amount, income and tenure.
Effective Interest Rate ranges from 12.38% – 22.42% per annum.
The above table serves as illustration purpose only, with the assumptions of customer with a minimum monthly income of RM4,000 and above.
Actual monthly instalment will be rounded up to the nearest RM5.
Fee and Charges
Refer to the below for the Fees and Charges applicable:
Description/Service
Charges/Fees*
Stamp Duty Fee
0.50% of the disbursed facility amount for every approved facility
IBG Fee
A nominal fee of RM2.00 will be charged on every Interbank Giro (IBG), if any
Late Payment Charge (Applicable to Personal Loan)
1% p.a. on the arrears of outstanding for each facility (daily rest basis)
Early Settlement
No charges/fees to be imposed provided 3 months’ written notice is given to the Bank prior to the early settlement. Otherwise, payment of 3 months’ interest on the amount redeemed is applicable. (For Personal Financing-i, payment in lieu of notice is not applicable – customers are required to provide 3 months’ written notice should they opt for early settlement)
Compensation Charges (applicable to Personal Financing-i)
For default payment during facility tenure = 1% p.a. on the overdue instalment amount For default payment causing the facility to be terminated or brought to court = 1% p.a. on the outstanding balance (outstanding principal plus accrued profit) For default payment after expiry of facility tenure = BNM Islamic Interbank Money Market (“IIMM”) rate on the outstanding balance (outstanding principal plus accrued profit) For default payment post judgment = IIMM rate on the basic judgment sum
Hong Leong Bank Berhad Level 18, Menara Hong Leong, No 6, Jalan Damanlela, Bukit Damansara, 50490 Kuala Lumpur Malaysia
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Need quick access to funds with peace of mind? Citibank offers personal loans with competitive interest rates, tailored to meet your financial needs. Whether it’s for education, travel, home improvements, or emergencies, enjoy fast approval, no guarantor required, and flexible repayment terms.
Trusted globally. Designed for your lifestyle.
Ready to take control of your finances? Click below to check your eligibility and apply today with confidence.
About Us
Citibank known as a truly global bank serve more than 200 million customers worldwide. Do more with your life with the extra money! You can now renovate your house, purchase new furniture, further study, shopping and holiday with our personal financing-i. The best value for money, low interest rate, low monthly repayment and many more. For more details, please click the below link.
Please note that the website you ‘re open now is dedicated to government employees only. To private sector workers, do not make a phone call to the mobile phone number stated on any pages appeared existing in this website as the hotline number is for public servants (GOVERNMENT) only. For private sector workers, soldiers, traders, government retirees who want to make a personal loan, please click Citibank personal loan financing-i for private sector. Please take note in this regard.
Whether it is decorating your dream home, pursuing a higher education or your dreams, Citibank Personal Loans lets you fulfill your personal needs. Apply for personal loans Online now and get instant approval* in 5 simple steps!
5 Steps to Apply Online
Complete our online application form and get instant approval*.
Complete the 5 simple steps below and be approved* instantly.
Step 1: Fill up your Contact details
Step 2: Fill up your Personal details
Step 3:Fill up your Employment details In Principle Approval* of your Personal Loan application
Step 4:Confirm loan terms that you wish to apply for
Step 5:Upload your income documents
*The loan amount, tenor and interest rate offered to you is based on your declared income during the online application. It may differ upon actual loan approval which is based on your income documentation submitted. Your loan application hereafter is still subjected to Citibank’s credit assessment.
Popular Personal Loans
Citi 7.9%/p.a
Criteria as below:
Loan amount (RM5,000 – RM150,000)
Low flat interest rates of 7.9% – 12.5% per annum
Loan repayment tenure (24 – 60 months)
No processing fees
No collateral / guarantor required
Quick Cash
Need quick cash? Citi Quick Cash allows you to access funds from your Citi Credit Card instantly.
Flexible tenures from 6 to 60 months.
No documents required and no hidden fees.
Quick disbursement within 3 working days.
Get cash whenever you need it—simply apply via your Citi Mobile App!
Citi Balance Transfer via Installment Plan
Consolidate your credit card balances and convert them into affordable monthly installments with Citi Balance Transfer.
Tenures: From 6 to 36 months.
No hidden fees—just a simple transfer to Citi Credit Card.
Citi Debt Consolidation Plan
Combine up to 5 credit cards and loans into one manageable loan with Citibank’s Debt Consolidation Plan.
Interest rates: Effective rates from 11.90% – 12.90% per annum.
Save up to 2.5% on annual interest.
Up to 60 months loan tenure.
Take control of your finances and reduce multiple payments into a single monthly installment.
CitiFlexBill
Exclusive for Citi credit cardholders, CitiFlexBill lets you convert your credit card bill into easy installments.
Flexible tenures: From 6 to 60 months.
Minimum conversion amount: RM1,000.
Simple conversion through the Citi Mobile® App.
Citi PayLite
With Citi PayLite, you can convert any purchase made on your Citi credit card into easy installments.
Minimum conversion: RM50.
Flexible tenures: From 6 to 60 months.
No processing fees—just affordable payments.
Shop anywhere and convert your purchases to installments in just a few taps.
https://koperasi.info and www.citibank.com.my
#pinjamanperibadi #personalloan #Bank #Citibank
Contact Citibank
Tel: 03-2383 0000
Level 1, Smart Banking Area, Citibank Tower, 165, Jalan Ampang, Kuala Lumpur, 50450 Kuala Lumpur
Opening Hours: 9.30am-5pm (Monday-Friday)
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Apply Cimb Bank personal loan with fast approval and interest rate from 6.88%. No guarantor and hassle-free term loan. Click here to apply!
Summary
Bank Koperasi Name: CIMB Bank
Abbreviation / Code Name: –
Bank Koperasi Promotion Name: Cimb Bank Personal Loan General Info
There are many personal financing products provided to apply. The hottest loans are Cash Plus, Xpress Cash Financing-i, ASB Loan, Secured Overdraft and more.
About
Apply Cimb Bank personal loan with fast approval and interest rate from 6.88%.
CIMB Group is a leading ASEAN universal bank and one of the region’s foremost corporate advisors. It is also a world leader in Islamic finance. The Group is headquartered in Kuala Lumpur, Malaysia, and offers consumer banking, commercial banking, investment banking, Islamic banking and asset management products and services. It is the fifth largest banking group by assets in ASEAN and, as at the end of September 2020, had around 34,000 staff and over 15 million customers.
Popular Personal Financings
CASH PLUS
An unsecured, hassle-free term loan to fulfill your dreams. No collaterals. No guarantors. Convenient repayment tenure up to 5 years and loan amount up to RM100,000. Fixed interest rates from as low as 6.88% to 14.88% fixed per annum which is equivalent to Effective Interest Rates of 12.31% to 24.51% per annum.
As low as 6.88% per annum*
Eligibility
Individuals aged 21 to 58 years old*
Malaysian citizen
Minimum monthly gross income of RM2,000
In employment for more than 6 consecutive months
For self-employed, business to be active for more than 24 months
*Maximum 60 years old upon maturity of loan tenure.
Islamic Loan – Xpress Cash Financing-i
Enjoy fast and flexible financing up to 8X your gross monthly income (basic + fixed income) to make your dream a reality. It’s easy and hassle free! Individuals aged 21 to 60 years old*. Minimum Monthly Gross Income. Eligible with a minimum monthly gross income of RM800 (including variables, e.g., overtime and allowances).
Eligibility
Individuals aged 21 to 60 years old*
Malaysian citizen
No joint applications allowed
Minimum monthly gross income of RM800 (including variables, e.g., overtime and allowances)
At least 6 (six) months of employment or business establishment
Minimum financing amount offered is RM3,000 with Maximum RM50,000 or up to 8X gross monthly income (whichever is lower)
*Maximum 65 years old upon maturity of loan tenure
TERM FINANCING-i SECURED BY ASB CERTIFICATE
TF-i ASB based on the concept of Commodity Murabahah-Tawarruq which is secured by ASB Certificate, helps you to grow your wealth and achieve your financial goals.
Eligibility
Malaysian Bumiputera only
Individuals aged 18 years and above, with evidence of income only
Joint application is limited to parents/ spouse/ siblings/ adult children only
Secured Overdraft Facility
A Facility that is made available in your CIMB Bank Current Account by pledging a collateral to the Bank.
Eligibility
Individuals aged 21 to 70 years old
Malaysian or residents with PR status residing in Malaysia
Owner of the collateral (free from any encumbrance)
Minimum collateral of RM10,000-00
*Overdraft limit dependent on collateral pledged
CASH PLUS 6.88% /p.a
No collaterals
No guarantors
Tenure up to 5 years
Loan amounts up to RM100,000.
*Maximum 60 years old upon maturity of loan tenure.
Islamic Loan – Xpress Cash Financing-i
8x Gross Income
Minimum Amount Rm3,000
Max Amount Rm50,000
Gross Income Rm800
At least 6 months employment
*Maximum 65 years old upon maturity of loan tenure
ASB Loan
TERM FINANCING-i SECURED BY ASB CERTIFICATE BR + 1.20% /p.a
Financing amount RM50,000 and above with tenure between 5 – 20 years 3.55% per annum [BR + 0.80% per annum]
Financing amount RM50,000 and above with tenure between 21 – 40 years 3.60% per annum [BR + 0.85% per annum]
Financing amount below RM50,000 3.75% per annum [BR + 1.00% per annum]
Current BR: 2.75% p.a. Promotion rate validity: Until 30 June 2021
SECURED OVERDRAFT FACILITY BR+1.1-% /p.a
Personal OD Secured by Fixed Deposit BR + 1.10%
Personal OD Secured by Multiple Collateral BR + 1.60%
Personal OD Secured by Amanah Saham Bumiputera BR + 1.60%
At least 6 months employment
*Maximum 65 years old upon maturity of loan tenure
*Source: cimb.com.my
#koperasi #personalloan #Bank #CIMB
Contact CIMB Bank
CIMB Bank Call Center: 03-6204 7788 Premier Credit Card Call Centre 03-62047799 Business Call Centre: +60322973000
info@personalfinancingloan.com
CIMB EzBank HQ Kuala Lumpur 11, Jln Raja Laut, Kuala Lumpur City Centre 50350, Federal Territory of Kuala Lumpur
CIMB Bank Customer Service 83, Jalan Medan Setia 1, Bukit Damansara 50490, Wilayah Persekutuan Kuala Lumpur
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Co-opbank Pertama or CBP is one the trusted coop bank in Malaysia offering wide range of personal loan with very competitive interest rate. To apply, click here!
Summary
Bank Name: Co-opbank Pertama
Abbreviation / Code Name: CBP
Bank Promotion Name: General Info about Co-opbank Pertama CBP Personal Loan
Nama lama Co-opbank Pertama CBP yang dahulu dikenali sebagai Bank Persatuan adalah sebuah coop bank yang dipercayai di Malaysia.
History of CBP
Co-opbank Pertama or CBP and formerly known as Bank Persatuan is one the trusted coop bank in Malaysia offering wide range of personal loan with very competitive interest rate.
Koperasi Co-opbank Pertama Malaysia Berhad adalah sebuah pertubuhan koperasi yang ditubuhkan di bawah Akta Koperasi 1993 dan didaftarkan pada 7 Jun 1950 dengan nama asalnya “The Province Wellesley Co-operative Banking Union Limited”.
Pada tahun 1959 nama tersebut telah ditukarkan kepada Bank Persatuan Kerjasama Seberang Perai Berhad dan seterusnya pada tahun 1995 telah ditukarkan kepada nama Koperasi Bank Persatuan Malaysia Berhad dan pada tahun 2014 nama tersebut telah ditukarkan kepada nama Koperasi Co-opbank Persatuan Malaysia Berhad.
Mesyuarat Agung Perwakilan Tahunan Co-opbank Persatuan ke-59 pada 29 April 2018 telah meluluskan pindaan Undang-Undang Kecil (UUK) CBP yang melibatkan pertukaran nama CBP dari Koperasi Co-opbank Persatuan Malaysia Berhad kepada Koperasi Co-opbank Pertama Malaysia Berhad.
Pematuhan syariah adalah aspek asas kewangan Islam di Koperasi Co-opbank Pertama Malaysia Berhad. Untuk memastikan bahawa produk kami pada setiap masa mematuhi keperluan Syariah, kami akan menjalankan satu latihan pematuhan Syariah. Sila ambil maklum bahawa langkah-langkah yang perlu diambil tidak akan mengubah syarat pembiayaan atau kewajipan pelanggan terhadap pembiayaan berkenaan dan tanpa kos kepada pelanggan.
Kami akan menghantar notis kepada setiap Pelanggan untuk memaklumkan hal-hal berikut:
Pindaan kepada Surat Tawaran di antara Pelanggan kami dan Koperasi Co-opbank Pertama Malaysia Berhad.
Pelantikan sebagai ejen Pelanggan untuk mengambil langkah-langkah yang diperlukan untuk memastikan kepatuhan Syariah dalam dokumentasi sekuriti.
Langkah-langkah yang perlu diambil oleh untuk memastikan kepatuhan Syariah terhadap dokumentasi sekuriti yang sedia ada. Ini termasuk penukaran dokumentasi Bai’ Inahsebelumnya ke dokumentasi Bai’ Inah yang baru. Sila klik lampiran 1 dan lampiran 2 untuk merujuk contoh dokumentasi Bai Inah. Untuk sebarang maklumat lanjut, sila hubungi kami di: 1-300-88-7650.
Shariah compliance is a fundamental aspect of Islamic finance. To ensure that our products are at all times Shariah-compliant, we would be conducting a Shariah compliance exercise.. Please be informed that the necessary steps to be taken would neither change any salient terms of the financing nor the obligations of the customer in the financing and at no cost to the customer.
We would be sending to each of our customer a notice to inform of the following:
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MBSB Pinjaman peribadi MBSB adalah yang paling popular bagi kakitangan kerajaan. Dapatkan pakej terbaik pembiayaan sehingga RM250k. Dapatkan disini untuk memohon. Pengenalan Pembiayaan terhebat dari…
Koperasi Polis DiRaja Malaysia (KPDRM) Dapatkan info tawaran hebat pinjaman peribadi Koperasi Polis DiRaja Malaysia Berhad (KPDRM) seperti pembiayaan tanpa penjamin dan express financing yang…
Amendment of the Letter of Offer (Surat Tawaran) entered between our Customer and Koperasi Co-opbank Pertama Malaysia Berhad.
Appointment of Koperasi Co-opbank Pertama Malaysia Berhad as the Customer’s agent to take the necessary steps to ensure Shariah compliance of the security documentation.
The necessary steps to be taken to ensure Shariah compliance of the existing security documentation. This would include the conversion of the previous Bai’ Inah documentation to the new Bai’ Inah documentation. Please click attachment 1 and attachment 2 to refer to the sample new Bai Inah documentation. For further details, please contact us at: 1-300-88-7650
Pembiayaan Persendirian i-Lestari
Profit Rate 4.15% /p.a
Had Maksima Pinjaman Peribadi : RM 200,000.00
Tempoh Pinjaman Peribadi 10 tahun
Kadar Keuntungan serendah 4.15% setahunSemua skim pembiayaan di atas adalah ditawarkan melalui semua cawangan Co-opbank Pertama dan tertakluk kepada terma dan syarat yang ditetapkan.
Profit Rate KAPK + 0.5% /p.a
Pembiayaan Berjangka Tempoh 120 bulan KAPK + 0.5% (Minimum)
Pembiayaan Hartanah Tempoh 180 Bulan KAPK + 0.5% (Minimum)
Pembiayaan Penyambung Tempoh 60 Bulan KAPK + 0.5% (Minimum)
Pemfaktoran-i Tempoh 60 Bulan 3.5% daripada nilai invois
Certificate of Completion
*Semua Skim Pembiayaan di atas adalah ditawarkan melalui Jabatan Pembiayaan Koperasi dan Korporat Co-opbank Pertama dan tertakluk kepada terma dan syarat yang ditetapkan.
www.cbp.com.my
#pinjamanperibadi #Bank #CBP
Contact CBP
Telefon: 1-300-88-7650
info@cbp.com.my
Ibu Pejabat Tingkat 6, Wisma JCBNext No.27, Lorong Medan Tuanku 1, Off Jalan Sultan Ismail, 50300 Kuala Lumpur.
Opening Hours: Isnin hingga Jumaat dari 9:00 pagi hingga 5:00 petang kecuali pada hari Sabtu, Ahad atau hari cuti umum
