Tag: bank

  • Alliance Bank Personal Financing – 3.99% p.a. Online Exclusive Offer

    Alliance Bank Personal Financing – 3.99% p.a. Online Exclusive Offer

    Alliance Bank

    Looking for affordable personal financing? Alliance Bank offers a limited-time online exclusive rate of just 3.99% p.a. with minimal fees and fast approval. Whether you’re planning for the festive season, consolidating debt, or funding a big purchase — this is your chance to save more. Apply online today and lock in your low-rate financing before the offer ends!

    Popular Personal Loans

    Alliance 3.99%

    Key Benefits

    • Exclusive rate of 3.99% p.a. for online applications only.
    • Low interest/profit rates starting from 3.99% p.a. on a flat rate basis.
    • Low monthly instalments to fit your budget.

    Eligibility Requirements

    • Malaysian citizens or residents working and residing in Malaysia.
    • Age: Must be between 21 to 60 years old (at the time of loan maturity).
    • Income: Minimum gross monthly income of RM5,000 or RM60,000 per annum.

    Required Documentation (for Government Servants / Private Employees)

    • EPF statement.
    • Latest pay slip.
    • Latest bank statement showing income crediting.

    How to Apply

    Apply online today to get your fast approval and enjoy the exclusive low rates available only for online applications.

    Why Choose?

    • Quick approval process when applying online.
    • Affordable monthly instalments to manage your finances with ease.
    • Exclusive low interest rates available only for online applications.

    CLICK HERE to personal loan alliance bank view the full Product Disclosure Sheet for Personal Financing (Conventional).
    Click HERE to view the full Product Disclosure Sheet for Personal Financing (Islamic)

    Business Finance-i Equipment

    • Competitive rates with minimal administrative costs.
    • Fast turnaround time for quick approval.
    • Finance for the right equipment to propel your business forward.

    General Working Capital-i

    • Provides funds for day-to-day business operations.
    • Helps with the purchase of stock, managing overheads, and supporting other business activities.
    • Designed to meet your working capital needs.

    Business Premises Financing-i

    • Financing available for commercial properties or refinancing existing properties.
    • Flexible financing tenures to suit your needs.
    • High financing margins to give your business a boost.

    Bridging Finance-i

    • Helps bridge cashflow issues during construction.
    • Supports developers by ensuring cashflow is maintained until the receipt of sales proceeds from end-purchasers and financiers.
    • Ensures the continuation of development projects until completion.

    Palm Oil Plantation Financing-i

    • Tailor-made product for oil palm plantation businesses.
    • Covers needs ranging from land purchases to development costs and working capital.

    Government Assistance Schemes-i

    • Special financing schemes available for SMEs.
    • Government funds designed to support business growth and development.

    These business loan types offer a variety of solutions to help you manage cash flow, grow your business, and achieve your goals. Whether you need equipment, working capital, or assistance with property financing, Alliance Bank is here to support your business success.

    Alliance Bank with Koperasi Pusamaju

    The personal loan from Alliance Bank with Koperasi Pusamaju is one of the most popular financing options among civil servants in Malaysia. This cooperation between Koperasi Pusamaju and Alliance Bank offers a personal loan with highly attractive interest rates, which is why many flyers about this loan are often seen in various places such as motorcycle baskets, car windshields, and door handles.

    History and Popularity

    Koperasi Pusamaju, officially known as Koperasi Pembangunan Usahasama Masyarakat Maju Sabah Berhad (Kopusamaju), has been in partnership with Alliance Bank since 2002. Initially based in Sabah, the cooperative now has branches in Kuala Lumpur and Kuching. The popularity of this personal loan peaked when many flyers and pamphlets were distributed among civil servants, particularly in areas they frequently visit, such as Klinik Tanglin Kuala Lumpur.

    Moreover, Pusamaju flyers stand out from others due to the use of thick colored paper and high-quality prints, unlike most personal loan flyers that are typically black and white.

    Key Benefits

    • Very attractive interest rates: 3.99% FLAT RATE for a loan term of 20 years.
    • Fast approval process (though sometimes it can take up to 4-6 weeks due to a high volume of applications).
    • High payout rate of 94% after deducting an advance of 3 months.
    • Repayment is deducted directly from salaries through Biro Angkasa (Salary Deduction).

    Criteria and Terms

    To apply, the following criteria must be met:

    • Profit rates: 3.4% to 4.8% (depending on current promotions).
    • Loan term: Up to 20 years.
    • High payout: 94% after deducting advance 3 months.
    • Approval process: Typically takes 3-4 weeks.
    • Eligibility for CCRIS/CTOS: Eligible to apply.
    • Repayment: Through salary deduction via Biro Angkasa.

    Note: The promotion for this loan is currently closed temporarily. Please check the official website for updates on the latest promotions.

    Why Choose?

    • The successful partnership between Pusamaju and Alliance Bank has created a highly effective and trusted financing option for civil servants.
    • The loan offers not just low-interest rates, but also an easy approval process and flexible repayment options.
    • The promotions, such as 3.99% interest rate and a 20-year repayment period, make it a top choice for individuals seeking long-term financing.

    The Alliance Bank Personal Loan with Koperasi Pusamaju is a popular choice among civil servants because of its competitive interest rates, long repayment terms, and easy approval process. However, since promotions are limited, make sure to check the official website for the latest loan promotions.


    Pinjaman Peribadi Alliance Bank Loan


    *Source: Alliance Bank official website

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  • Bank Rakyat: Pinjaman Peribadi Mudah Untuk Penjawat Awam!

    Bank Rakyat: Pinjaman Peribadi Mudah Untuk Penjawat Awam!

    Bank Rakyat

    Dapatkan pinjaman peribadi Bank Rakyat dengan pembiayaan hingga RM200,000, atau 35 kali gaji kasar anda. Nikmati perlindungan Takaful dan kemudahan potongan Biro Angkasa (BPA) tanpa keraguan. Dapatkan maklumat lanjut dan mohon segera sekarang!

    Pembiayaan Peribadi Popular

    Pembiayaan-i Kakitangan Awam (Rakan Pintar)

    Bank Rakyat menawarkan pinjaman peribadi-i dengan pakej Rakan Pintar dimana kadar keuntungan yang rendah kepada kakitangan kerajaan. Produk pembiayaan ini direka untuk memenuhi keperluan kewangan penjawat awam, dengan manfaat tambahan seperti keahlian perbankan premium dan cash-back RM0.50 untuk transaksi MEPS dan Tabung Haji di mesin ATM.

    Ciri-ciri dan Manfaat

    Amaun Pembiayaan & Tempoh Pinjaman

    • Amaun Pembiayaan: Sehingga RM200,000.
    • Tempoh Pembiayaan: Fleksibel sehingga 10 tahun.
    • Margin Pembiayaan: Sehingga 35 kali gaji kasar bulanan.

    Tiada Yuran Tersembunyi

    • Tiada penjamin diperlukan.
    • Tiada bayaran pendahuluan.

    Manfaat Tambahan untuk Penjawat Awam

    • Perlindungan Takaful (pilihan).
    • Keahlian Perbankan Premium percuma.
    • Cash-back RM0.50 untuk transaksi MEPS dan Tabung Haji di mesin ATM.

    Pembayaran Mudah Melalui Biro Angkasa

    • Pembayaran melalui Biro Angkasa (BPA), memudahkan proses dengan potongan gaji automatik.

    Cara Memohon

    Proses Permohonan yang Mudah

    Untuk memohon, anda hanya perlu kunjungi mana-mana cawangan Bank Rakyat yang berdekatan. Pegawai kami akan membantu anda dalam proses permohonan, memastikan pengalaman yang lancar.

    Overlap Pinjaman Sedia Ada

    Jika anda seorang penjawat awam yang sudah mempunyai pinjaman dengan Bank Rakyat atau institusi kewangan lain dan ingin overlap pinjaman anda, ikuti langkah-langkah berikut:

    1. Dapatkan penyata penyelesaian awal atau penyelesaian penuh daripada penyedia pinjaman anda yang sedia ada. Pastikan penyata tersebut sah selama sekurang-kurangnya 30 hari.
    2. Hubungi Bank Rakyat untuk membincangkan proses overlap. Jika tempoh penyata telah tamat, anda perlu memohon penyata penyelesaian awal yang baru, yang mungkin mengambil beberapa hari.

    Bank Rakyat menawarkan penyelesaian pembiayaan yang kompetitif yang disesuaikan untuk penjawat awam. Dengan kadar keuntungan yang rendah, terma pinjaman yang fleksibel, dan manfaat tambahan seperti perlindungan Takaful dan keahlian perbankan premium, ini adalah pilihan yang ideal untuk kakitangan kerajaan.

    Dengan proses permohonan yang mudah dan pembayaran automatik melalui Biro Angkasa, pengurusan pinjaman anda menjadi lebih mudah.

    Hubungi Bank Rakyat

    Untuk maklumat lanjut atau untuk memohon Pembiayaan Peribadi-i Rakan Pintar, kunjungi Bank Rakyat di:

    Bank Rakyat
    33, Jalan Rakyat, Brickfields,
    50470 Kuala Lumpur, Malaysia

    Perkhidmatan Pelanggan (Tele-Rakyat): 1-300-80-5454

    Pinjaman Peribadi Bank Rakyat Loan


    *Source: Bank Rakyat official website

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  • Koperasi Al Taqwa Kg Kisap Langkawi (COOPALTAQWA KATKLB)

    Koperasi Al Taqwa Kg Kisap Langkawi (COOPALTAQWA KATKLB)

    Koperasi Al Taqwa Kg Kisap Langkawi Berhad (COOPALTAQWA KATKLB)

    Koperasi Al Taqwa Kg Kisap Langkawi Berhad (COOPALTAQWA KATKLB) menjalankan aktiviti ekonomi berdasarkan syariat Islam. Kami berusaha membina dan mengembangkan ekonomi Ummah melalui koperasi, menggalakkan ahli dan masyarakat Islam untuk melaksanakan infaq serta amalan tolong-menolong sesama mereka.

    Kami menyediakan program untuk membantu ahli mendapatkan barang-barang keperluan asas dengan cara yang mudah dan halal. Selain itu, kami turut menganjurkan program pendidikan/tarbiyyah bagi meningkatkan pemahaman mengenai Fiqh Mu’amalat dan sistem urusniaga Islam.

    Objektif kami adalah untuk melahirkan usahawan Muslim yang bertaqwa, berakhlak mulia, serta berwibawa, demi memperkukuh ekonomi umat Islam secara keseluruhan.

    Pengenalan

    Sejarah

    Koperasi Al Taqwa Kg Kisap Langkawi Berhad atau lebih dikenali sebagai COOPALTAQWA KATKLB adalah sebuah organisasi kewangan yang berasaskan syariah. Ditubuhkan pada 8 Julai 2009, koperasi ini adalah hasil usaha Badan Kebajikan dan Khairat Kematian Masjid Al Taqwa Kg Kisap Langkawi. Tujuan utamanya adalah untuk menyediakan alternatif kewangan yang lebih adil dan mengikut prinsip Islam, berbeza dengan sistem kewangan konvensional yang ada pada masa kini.

    Sebagai koperasi yang berpandukan prinsip kerjasama dan kesejahteraan bersama, COOPALTAQWA KATKLB berhasrat untuk menjadi institusi kewangan unggul di Langkawi, memberikan perkhidmatan terbaik kepada anggota sambil menegakkan prinsip-prinsip Islam dalam semua urusan ekonomi.

    Prinsip Islam dalam Kewangan

    Islam menggalakkan umatnya untuk mengamalkan prinsip kerjasama dalam semua aspek kehidupan, termasuk ekonomi. Dengan itu, Koperasi Al Taqwa Kg Kisap Langkawi Berhad berusaha untuk menegakkan sistem kewangan yang berlandaskan prinsip syariah. Perkhidmatan yang ditawarkan memastikan keadilan, ketelusan, dan kesejahteraan anggota, selaras dengan ajaran Islam yang menuntut keadilan dalam setiap urusan perniagaan dan kewangan.

    Perkhidmatan

    Projek Perumahan Mampu Milik

    Salah satu inisiatif utama adalah projek perumahan mampu milik. Projek ini disasarkan untuk membantu warga Langkawi yang masih belum memiliki rumah, menawarkan pilihan rumah yang berpatutan dan berkualiti. Dengan tujuan untuk memberi peluang memiliki rumah kepada semua golongan masyarakat, projek perumahan ini juga disediakan dengan mengambil kira prinsip syariah.

    Insurans dan Cukai Jalan

    COOPALTAQWA KATKLB turut menawarkan perkhidmatan insurans kenderaan dan pembaharuan cukai jalan. Perkhidmatan ini memudahkan anggota koperasi untuk memperbaharui road tax dan insurans kenderaan mereka tanpa perlu melalui proses yang rumit. Koperasi juga menyediakan pembaharuan road tax tanpa geran asal, menjadikannya lebih mudah dan cepat untuk pengguna.

     Pelancongan

    Koperasi ini juga menawarkan perkhidmatan pelancongan kepada anggotanya melalui Rakyat Travel. Perkhidmatan pelancongan ini termasuk destinasi dalam dan luar negara, memberikan anggota peluang untuk melancong dengan harga yang berpatutan dan mengikut syariah. Dengan menyediakan pilihan pelancongan yang berkelayakan, koperasi ini memastikan semua urusan perjalanan anggota adalah selesa dan mematuhi prinsip Islam.

    Keanggotaan

    Syarat

    Menjadi anggota Koperasi Al Taqwa Kg Kisap Langkawi Berhad adalah terbuka kepada warganegara Malaysia yang memenuhi beberapa syarat:

    • Islam dan berumur 18 tahun ke atas.
    • Bermastautin, memiliki hartanah, atau bekerja di Langkawi.

    Proses Pendaftaran

    Pendaftaran untuk menjadi ahli adalah mudah. Langkah-langkah berikut perlu diikuti:

    1. Isi borang pendaftaran dengan lengkap.
    2. Bayar fi pendaftaran sebanyak RM10.00.
    3. Caruman bulan pertama.
    4. Sertakan salinan Kad Pengenalan.
    5. Untuk kakitangan kerajaan, sertakan:
      • Slip gaji asal terkini.
      • Borang Arahan Potongan Gaji BPA.
      • Menandatangani Borang Potongan Gaji 60%.

    Setelah pendaftaran selesai, anda akan menikmati pelbagai manfaat sebagai ahli koperasi.

    Keistimewaan

    Sebagai anggota Koperasi Al Taqwa Kg Kisap Langkawi Berhad, anda akan mendapat pelbagai keistimewaan, antaranya:

    • Simpanan Tabungan: Anggota boleh menyimpan wang dalam koperasi, mengikut prinsip syariah.
    • Berinfaq sebagai amal jariah: Anggota juga berpeluang untuk beramal dengan menyumbang kepada program amal jariah yang dianjurkan koperasi.
    • Skim Pembiayaan: Anggota layak untuk memohon skim pembiayaan yang ditawarkan oleh koperasi, yang semuanya berasaskan prinsip syariah.

    Hubungi COOPALTAQWA

    Untuk maklumat lanjut atau pertanyaan mengenai pendaftaran dan perkhidmatan, anda boleh menghubungi Koperasi Al Taqwa Kg Kisap Langkawi Berhad di:

    • Alamat:
      No. 2 & 3 Langkawi Uptown Hotel,
      Jalan Pandak Mayah 7,
      07000 Langkawi, Kedah, Malaysia.
    • Telefon: +604-9692444
    • Emel: altaqwakoperasi@gmail.com
    Koperasi Al Taqwa Kg Kisap Langkawi Berhad (COOPALTAQWA KATKLB)


    *Source: FB coopaltaqwa and coopaltaqwa.blogspot.com official website

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  • OMG! Pinjaman Peribadi Public Bank Serendah 4.95%!

    OMG! Pinjaman Peribadi Public Bank Serendah 4.95%!

    Public Bank

    Nikmati pembiayaan peribadi-i bal al-einah dengan interest serendah 4.95% – satu langkah bijak untuk pembiayaan baru atau pembiayaan semula. Sesuai untuk melanjutkan pelajaran, keperluan keluarga, rumah impian, atau kereta impian. Mohon sekarang dan rasai kemudahan pembiayaan yang patuh Shariah, cepat dan menguntungkan!

    Pinjaman Peribadi Public Bank Personal Loan

     

    Pinjaman Peribadi Popular

    Public Bank – MCCM Resources

    Potongan melalui MCCM Resources iaitu potongan biro angkasa. Majikan pelu mengesahkan borang loan.

    Bulletin March 2019

    Kadar terbaharu: 4.95% p.a Jom apply  personal loan terbaik ini sekarang kerana interest 4.95% dan payout 97%. Jom apply sekarang juga!

    Bulletin March 2018

    Latest Rate 5.20% p.a 1 March 2018: Revised. Berita terkini di mana interest rate pinjaman peribadi Public Islamic Bank sudah bertukar menjadi 5.20% flat rate. Tempoh pinjaman selama 10 tahun.

    Bulletin April 2017

    Kadar interest sekarang pada 4.88% p.a bermula 3 April 2017: (interest terendah di pasaran ketika ini).

    Terma dan syarat:

    • Payout 97%. Kalau pinjam RM10k dapat bersih di tangan RM9,700. Tiada yuran ahli bulanan.
    • Proses 1-2 minggu bergantung kepada masa sibuk (peak hours) bulan kenaikan gaji.
    • Pembiayaan sehingga RM150k.
    • Tempoh pembiayaan fleksible sehingga umur 58 tahun.
    • Tempoh bayaran sehingga 10 tahun.
    • Berumur 20 tahun ke atas.
    • Kakitangan kerajaan dan agensi kerajaan lain-lain.
    • Jawatan tetap. Berkhidmat 1 tahun ke atas.
    • Pembayaran mudah melalui potongan Biro Perkhidmatan Angkasa.

    Sekarang musim raya jadi syarat longgar sedikit. Sila mohon sekarang.

    Bulletin 2016

    Ya. Kadar interest masih lagi 4.38% p.a setakat 3 August 2016 (interest terendah di pasaran). Pemohon mesti mengesahkan yang tiada komitmen luar yang tinggi, Rekod ccris melebihi 3 bulan dan tiada rekod ctos akan dipertimbangkan.

    Bulletin Ogos 2016

    Berikut adalah informasi terkini kadar interest pinjaman peribadi Public Bank MCCM Resources iaitu interest rate 4.38% (interest terendah di pasaran). Pemohon mesti confirm yang tiada komitmen luar yang tinggi, ccris melebihi 3 bulan dan tiada rekod ctos. Pemohon boleh overlap in-house seperti koperasi UKM untuk mendapat tunai lebih ditangan.

    Di samping itu, pinjaman peribadi ini terbuka kepada kakitangan awam tetap di Semenjung, Sabah dan Sarawak. Max loan ditawarkan sehingga RM200,000 dan payout bersih adalah 94%.

    Dari segi masa pemprosesan pula, mengambil masa proses 3 minggu dan bila approve kena buka akaun Public Bank di branch berhampiran. Potongan biro angkasa melalui MCCM Resources. Jom mohon dengan kami! Kami memberikan pengiraan tepat yang tidak memperdayakan pemohon.

    Syarat-Syarat

    Berikut adalah syarat-syarat dan kelayakan memohon pembiayaan Public Bank.

    1. Lokasi: Seluruh Malaysia (Ag federal, state government dan police)
    2. Kadar keuntungan: 4.38%.
    3. Tempoh: Minima 2 tahun
    4. Payout 92%
    5. Amaun pembiayaan: Min RM8,000 to RM150,000.
    6. Gaji RM1,500 dan ke atas sahaja.
    7. Berumur diantara 20 dan 57 tahun.
    8. Bekerja sekurang-kurangnya 1 tahun,
    9. Proses borang: 2 minggu
    10. Yuran (fee): Waived.

    DSR, Outside Payslip Commitment, CTOS and CCRIS

    DSR and commitment: calculation 80% (can be used the side income to reduce the percentage of DSR). CCRIS: Arrears must not be more than 3 months in calculating the loan application. If above 3 months is rejected. For customer who is having ccris more than 3 months must clear/settle the arrears in order to apply the public bank personal loan. Banks have to updated in ccris system with remark as clear arrears before applying the loan with public bank.

    CTOS: require to settle with full amount before submitting the application form.

    Who Can Apply

    1. Working in MAB, TNB, Telekom, syabas, uniten, ktm, sme bank, agrobank and bsn are encourage to apply.
    2. Elaun kos sara hidup dalam bahagian pendapatan tidak dikira.
    3. Second loan with PBB: Yes you can apply for second loan after your first loan installment being received by public bank. Overlap: Cannot overlap if less than 1 year.
    4. Special Remark Once your loan is approved, you must sign a consent form at your nearest Public Bank branch.
    5. Compulsory: surat pengesahan jawatan from your department/ministry.

    Cara Mohon

    1. Hantar WhatsApp: Kakitangan kerajaan persekutuan dan state, universiti dan lain-lain mestilah menghantar gambar / picture payslip penuh bulan terkini yang jelas beserta dengan salinan ic yang jelas.
    2. Print borang persetujuan untuk semakan komitmen iaitu ccris dan ctos dengan cara download di link borang persetujuan semakan komitmen ccris dan ctos. Tandatangan dan send kembali melalui WhatsApp.
    3. Emel e penyata gaji dan laporan anm dan jangan lupa untuk menulis nombor telefon bimbit anda. Slipgaji yang dihantar perlulah yang jelas dan terang untuk mengelakkan dari tersalah kira akibat daripada kesukaran membaca slipgaji anda yang tidak clear

    Application Flow

    1) send clear IC and latest payslip via whatsapp –> 2) download consent letter –> 3) signed and send consent letter via whatsapp –> 4) Wait for the status whether it is approved or reject in a few working days

     #pinjamanperibadi #Bank #PublicBank #MCCMResources 

    Hubungi Public Bank

    • Tel: 603-2179 9999 / 603-2176 6000 Public Islamic Bank Berhad
    • 78, Jln Raja Chulan,
      50200 Kuala Lumpur
    • Opening Hours:
      6 am – 12 midnight daily

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  • Pinjaman Peribadi Maybank: Popular, Pantas, Telus dan Mudah

    Pinjaman Peribadi Maybank: Popular, Pantas, Telus dan Mudah

    Maybank

    Pinjaman peribadi Maybank Berhad adalah bank terbaik untuk penjawat awam dan swasta. Shariah compliant. Apply koperasi dana MBB. Dapatkan info lanjut untuk mohon.

    Maybank

    Pengenalan

    Maybank Berhad (Malayan Banking Berhad) atau singkatannya MBB merupakan bank yang paling terkenal di Malaysia. Bank yang mempunyai banyak cawangan di seluruh negara dan paling banyak mesin pengeluaran wang tunai dan deposit di Malaysia. Maybank juga mempunyai rangkaian teknologi yang terulung dengan memperkenalkan aplikasi bayaran secara on-line (atas talian) yang terawal di Malaysia. Aplikasi bayaran on-line tersebut dikenali sebagai Maybank2u.

    Masa dulu-dulu, pembayaran pinjaman peribadi bank yang tidak melalui potongan gaji majikan (PGM) iaitu dengan potongan Biro Angkasa (BPA) kadang-kadang terlewat untuk dibayar. Ini kerana semua perkhidmatan perlu dibayar secara tunai terus ke kaunter bank yang berhampiran. Adakalanya terpaksa menunggu lama di kaunter bank sementara menanti nombor giliran anda dipanggil oleh mesin pengiraan barisan (queue number machine).

    Ini membuatkan ramai di antara kita pada masa lalu yang terpaksa menunggu lama dan tidak kurang juga menunggu berjam-jam semata-mata untuk membayar ansuran pinjaman peribadi, ansuran bulanan sewa beli kereta, rumah dan memindah tunai ke akaun lain (transfer duit).

    Dengan adanya aplikasi dalam talian, bayaran komitmen bulanan dapat diselenggara dengan mudah dan efisien tanpa perlu beratur panjang di kaunter bank. Berdasarkan pengalaman, inilah website yang mula-mula sekali digunakan iaitu maybank2u.com.my. Aplikasi pembayaran secara online ini telah lama digunakan sejak dari tahun 2002 hingga sekarang. Jika dahulu bayaran bil siaran televisyen berbayar Astro hanya boleh dibayar di Pejabat Pos, tetapi dengan adanya maybank2u.com.my, bukan sahaja bil Astro, tetapi segala jenis bil dapat dibayar melalui website.

    Begitulah cepatnya teknologi yang dahulunya semua transaksi bayaran dilakukan secara fizikal (cetakan resit menggunakan printer). Selepas itu, menggunakan PC iaitu komputer dengan kewujudan laman web dan kini pula dengan menggunakan tablet ataupun telefon bimbit (smartphone) dengan adanya apps (aplikasi pintar) di Google Playstore dan Apple Apsstore.

    Pinjaman Peribadi Popular

    Bank terkemuka di Malaysia yang menawarkan pelbagai produk dan perkhidmatan seperti pinjaman peribadi, pinjaman perumahan, kenderaan, kredit kad, tawaran biasiswa kepada pelajar cemerlang dan lain-lain. Bagi kakitangan kerajaan yang berminat untuk memohon pinjaman peribadi dengan dana Maybank boleh berbuat demikian dengan membuat permohonan di beberapa koperasi seperti Koperasi Wawasan Malaysia Berhad dan Koperasi Pendidikan Islam Berhad (Ukhwah).

    Walaubagaimapun, pemohon yang telah menghantar borang permohonan koperasi yang disebutkan di atas perlu melalui beberapa peringkat seperti koperasi akan menyemak status kredit menggunakan sistem occis, ccris yang dijana oleh bank negara dan sistem ctos. Sila ambil perhatian bahawa laman web yang anda sedang buka sekarang ini hanya terbuka kepada kakitangan kerajaan sahaja.

    Terbuka kepada kakitangan kerajaan berjawatan tetap dan polis sahaja.

    MIPF-i

    Live a Brighter Life with Maybank Islamic Personal Financing-i. Hassle Free – No Guarantor or Collaterals required

    Features

    1. Fixed monthly installment
    2. Financing Amount: Minimum Financing amount RM5,000 | Maximum Financing amount RM100,000
    3. Tenure: Minimum tenure 2 year | Maximum tenure 6 years
    4. Profit Rate: Financing amount RM5,000 to RM20,000 (8% per annum fixed rate), Financing amount RM20,001 to RM50,000 (7% per annum fixed rate), Financing amount RM50,001 to RM100,000 (6.5% per annum fixed rate)
    5. Benefits Monthly installment payment as low as RM115.28* per month. No documents stamping. No processing fee. Fast Approval. View the Maybank Islamic Personal Financing-i Monthly Installment Table

    Who can apply

    Individual Malaysian Citizen aged between 21 to 60 years old. Minimum income of RM30,000 per annum

    Documents Required

    • Application form together with: Copy of NRIC (both sides)
    • Latest 2 months’ salary slips
    • Latest 6 months’ savings account activity/current account statements.

    If you are self-employed

    • Copy of NRIC (both sides)
    • Latest BE form with official tax receipt
    • Copies of Business Registration
    • Latest 6 months’ Bank Statements

    Fees & Charges Late payment Charge

    1% p.a on the amount in arrears, calculated from overdue date till date of full monthly payment. No processing Fees or stamping fees. No Early settlement fees for early settlement of Maybank Islamic Personal Financing-i

    *Terms and conditions apply

    Koperasi dengan Usahasama Maybank

    Kowamas MBB

    Pinjaman peribadi Kowamas (Koperasi Wawasan Malaysia Berhad) telah lama diwujudkan dengan dana kewangan dari Maybank. Pinjaman peribadi ini akan menyemak rekod OCCIS pemohon. Rekod OCCIS adalah rekod urusniaga MBB ke atas pemohon-pemohon. Jadi sekiranya pemohon mempunyai apa sahaja kemudahan kewangan dari MBB, maka peluang untuk membuat pembiayaan dari Kowamas adalah sukar dan amat tipis sekali (reject) ditambah pula jika terdapat rekod blacklist di OCCIS.

    Ukhwah Maybank

    Pinjaman peribadi Koperasi Ukhwah adalah antara koperasi yang popular di Malaysia. Dana pembiayaan ini dibekalkan dari Maybank. Jadi kriteria dan tatacara permohonan pembiayaan ini uga adalah lebih kurang sama dengan pinjaman peribadi Kowamas.

    Koperasi Ukhwah dan Kowamas

    Bagi yang bekerja di sektor swasta pula bolehlah berhubung terus dengan cawangan Maybank yang berhampiran dengan anda kerana pembiayaan menerusi koperasi Ukhwah dan Kowamas adalah terhad kepada penjawat awam (kakitangan kerajaan) sahaja. 

    Bagi yang menginginkan interest rate rendah, kedua-dua koperasi yang dinyatakan amat sesuai sekali untuk anda cuba. Terdapat juga koperasi lain yang mendapat dana dari bank menawarkan interest rate yang competitive. Tetapi proses yang lambat dan kadar kelulusan rendah menyebabkan pelanggan telah beralih kepada koperasi yang mudah dan cepat seperti Yayasan Ihsan Rakyat (YIR) dan Koperasi Petronesa HDM.

    *Source from maybank2u and koperasi.info

     #pinjamanperibadi #personalloan #Bank #Maybank 

    Contact Maybank Berhad

    • Tel: +603 2070 8833 / +603-7844 3696 (Customer Service)
    • Malayan Banking Berhad Menara Maybank,
      100, Jalan Tun Perak,
      50050 Kuala Lumpur, Malaysia

    Topik Terhangat & Trending

    Nak tahu cara urus pinjaman dengan lebih bijak? Kami kongsikan info penting tentang pinjaman bank, koperasi, dan cara urus wang dengan lebih mudah. Klik untuk teruskan membaca dan mula ubah cara anda berbelanja.

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  • UOB Bank Personal Loan – Fast, Flexible & Tailored to Your Needs

    UOB Bank Personal Loan – Fast, Flexible & Tailored to Your Needs

    UOB Bank

    Looking for a personal financing solution that fits your lifestyle? UOB Bank offers competitive interest rates, fast approval, and flexible repayment plans designed for government employees, GLC staff, and selected professionals. Whether you’re planning a major purchase, consolidating debt, or funding personal goals, UOB makes it simple and stress-free.

    No guarantor required. Trusted banking across Malaysia.

    Ready to take the next step? Click below to check your eligibility and apply today with confidence.

    Pinjaman Peribadi UOB Bank Personal Loan

    Popular Personal Loans

    UOB 9.99%

    Whether it’s for new house’s downpayment, a lucrative business opportunity or investment, further education or even home renovation you’ve been planning, regardless of reasons UOB Bank Personal Loan lets you have the extra money and freedom to do more.

    Monthly IncomeMonthly IncomeInterest Rate
    SalariedSelf-Employed11.99% p.a.
    RM2,000 < RM4,000RM3,000 < RM6,00010.99% p.a.
    RM4,000 < RM7,000RM6,000 < RM8,0009.99% p.a.
    RM7,000 and aboveRM8,000 and above 

    0.83% is rounded to the nearest 1 decimal point from 0.833%, based on interestrate at 9.99% p.a.

    Loan Amount: up to RM100,000

    You can choose from a minimum loan of RM5,000 up to a maximum of RM100,000 cash (50,000 for self-employed applicants).

    It gives you the flexibility to opt for a loan tenure that suits your financial style. Our flexible repayment loan tenure options are:

    121824303642485460months

     

    Monthly Installment Plan

    UOB Bank with low monthly installment.

    • Enjoy low monthly installment as alow as RM124.96*. For repayment schedule, please scroll to the bottom of the page.
    • No Processing Fee, No Guarantor and No Collateral
    • Hassle-free as you do not have to pay Processing Fee and there is no guarantor or collateral requirement.

    Hassle-Free Application

    Application for UOB is hassle-free. You simply do not require collateral or a guarantor. Just submit your application form with supporting documents and we will do the rest.

    Interest Rate
    		9.99% p.a.
     
    		RM5,000RM25,000RM50,000RM75,000RM100,000
    12 months
    		458.292,291.464,582.926,874.389,165.83
    24 months249.961,249.792,499.583,749.384,999.17
    36 months180.51902.571,805.142,707.713,610.28
    48 months145.79728.961,457.922,186.882,915.83
    60 months124.96624.791,249.581,874.382,499.17
    Interest Rate
    		10..99% p.a.
     
    		RM5,000RM25,000RM50,000RM75,000RM100,000
    12 months
    		462.462,312.294,624.586,936.889,249.17
    24 months254.131,270.632,541.253,811.885,082.50
    36 months184.68923.401,846.812,770.213,693.61
    48 months149.96749.791,499.582,249.382,999.17
    60 months129.13645.631,291.251,936.882,582.50
    Interest Rate
    		11.99% p.a.
     
    		RM5,000RM25,000RM50,000RM75,000RM100,000
    12 months
    		466.632,333.134,666.256,999.389,332.50
    24 months258.291,291.462,582.923,874.385,165.83
    36 months188.85944.241,888.472,832.713,776.94
    48 months154.13770.631,541.252,311.883,082.50
    60 months133.29666.461,332.921,999.382,665.83

    **Based on RM5,000 loan amount on 5 years repayment period

     

    *Source from UOB malaysia website

     #personalloan #Bank #UOB 

    Contact UOB Bank

    • Tel: 03-2612 8121
    • Menara UOB Bank
      Jln Raja Laut, Kuala Lumpur City Centre,
      50350 Kuala Lumpur
    • Opening Hours:
      9.30am-2pm Monday to Friday

    Hot & Trending Topic

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  • RHB Bank Personal Loan: Get Up to RM150,000. Apply Now!

    RHB Bank Personal Loan: Get Up to RM150,000. Apply Now!

    RHB Bank

    RHB Bank is providing the best personal loans to government servants and private sector. Max RM150,000. Instant approval. Apply now!

    RHB Bank Personal Loan

    Introduction

    Whether it is to celebrate life’s big moments or exploring life’s opportunities or start something meaningful, our personal financing can assist you in achieving your dreams. In fact, you can also consolidate your debts with us to better manage your finances and provide for your loved ones’ needs.

    Popular Personal Loans

    RHB 8.18%

    Eligibility

    Private Sector

    • Profit Rate: As low as 8.18% p.a. (equivalent to 15% p.a.)
    • Benefits: Financing of up to RM150,000
    • On-the-spot approval and disbursement
    • As low as RM 57.54/month
    • Up to 7 years tenure
    • Debt consolidation
    • Monthly Repayment Method

    Self-payment

    • Auto debit instructions
    • Instant approval & disbursement
    • RHB Personal Financing is an option that is convenient and flexible at the same time, with reasonable interest rates for an affordable monthly installment repayment.

    Tier 1:

    • Financing Amount Capping: RM2,000 RM10,000
    • Int Rate (p.a.) 13.45%
    • Maximum Financing Tenure 5 Years (60 Months)

    Tier 1:

    • Financing Amount Capping: RM11,000 RM15,000
    • Int Rate (p.a.) 13.45%
    • Maximum Financing Tenure 5 Years (60 Months)

    Tier 2

    • Financing Amount Capping: RM16,000 RM50,000
    • Int Rate (p.a.) 11.66%
    • Maximum Financing Tenure 7 Years (84 Months)

    Tier 3

    • Financing Amount Capping: RM51,000 RM99,000
    • Int Rate (p.a.) 9.91%
    • Maximum Financing Tenure 7 Years (84 Months)

    Tier 4

    • Financing Amount Capping: RM100k RM150k
    • Int Rate (p.a.) 8.18%
    • Maximum Financing Tenure 7 Years (84 Months)

    Repayment Table

    Please click here to view the RHB Bank personal loan repayment table.

    Interest Rate

    Please find here to view the RHB Bank Personal Loan Interest Rate Table

    Terms and Conditions

    Please find here to view our RHB Bank Personal Loan Terms and Conditions

    Download Forms

    You may download the RHB Bank Personal Loan PF Forms here. Complete the form and send it back to us.
    Get RHB Personal Financing for an ideal lifestyle! For as low as RM57.54* per month, get RM2,000 and more! Sign up now to enjoy these key benefits:

    • Stretch it out to 7 years
    • Repayment period from 1 to 5 years
    • Financing amount from RM2,000 to RM150,000
    • Financing amount capping and Interest Rates as below

    *The rates stated above are based on a flat rate and vary according to the repayment period from 12 months onwards.

    1. Tier 1: from 13.45%p.a. flat that is equivalent to EIR 24% p.a;
    2. Tier 2: from 11.66% p.a. flat that is equivalent to EIR 21% p.a.;
    3. Tier 3: from 9.91% p.a. flat that is equivalent to EIR 18% p.a.;
    4. Tier 4: from 8.18% p.a. flat that is equivalent to EIR 15% p.a.

    The EIR (effective interest rate) may be higher if the monthly payment is not reqular.

    For Government Servants

    Criteria:

    1. No advance payment
    2. Promotion rate as low as 4.20% (flat rate)
    3. Loans from RM2,000 to RM150,000
    4. Repayment Tenure from 2 to 10 years
    5. No guarantor needed

    *Terms and conditions apply

    For Private

    Get access to funds, easier and faster. Contact the nearest branches today for more details.

    RHB offers fast and convenient personal financing-i for employees in the private sector, providing an easy solution to immediate financial needs.

    Features and Benefits:

    • Loan Amount: Up to RM150,000.
    • Repayment: Affordable monthly repayments starting as low as RM57.54.
    • Tenure: Flexible tenure options up to 7 years.
    • On-the-spot Approval and Disbursement.
    • Debt Consolidation options available for managing existing loans.

    Terms and Conditions

    Eligibility:

    • Profit Rate: Starting from as low as 8.18% p.a. (equivalent to 15% p.a. flat).
    • Loan Amount: From RM2,000 to RM150,000.
    • Instant Approval and Disbursement.
    • Repayment Tenure: Flexible terms ranging from 1 to 7 years.

    Repayment:

    • Self-payment or Auto-debit available.
    • Debt Consolidation option to streamline multiple loan repayments.

    Financing Tiers

    RHB offers different financing tiers based on loan amount and repayment duration. Here’s a breakdown of the available options:

    Tier 1: Financing of RM2,000 – RM10,000

    • Interest Rate: 13.45% p.a. flat (equivalent to 24% EIR).
    • Maximum Tenure: 5 years.

    Tier 2: Financing of RM11,000 – RM50,000

    • Interest Rate: 11.66% p.a. flat (equivalent to 21% EIR).
    • Maximum Tenure: 7 years.

    Tier 3: Financing of RM51,000 – RM99,000

    • Interest Rate: 9.91% p.a. flat (equivalent to 18% EIR).
    • Maximum Tenure: 7 years.

    Tier 4: Financing of RM100,000 – RM150,000

    • Interest Rate: 8.18% p.a. flat (equivalent to 15% EIR).
    • Maximum Tenure: 7 years.

    Why Choose?

    • Flexible Loan Amounts: From RM2,000 to RM150,000.
    • Affordable Monthly Repayments: Starting from as low as RM57.54/month.
    • Long Repayment Tenure: Up to 7 years.
    • Competitive Interest Rates: Starting from 8.18% p.a. (flat rate, equivalent to 15% EIR).

    Take control of your financial goals and enjoy RHB Personal Financing‘s competitive rates, easy repayment terms, and flexible financing options.

    Customer Care Centre

    Our customer service team is your first point of contact for raising complaints or providing feedback. Talk to our staff at your nearest Branch or call our Customer Care Centre. We will do our best to help resolve any issue you may have. Phone: 03-9206 8118 / Email: customer.service@rhbgroup.com. For email communications, we appreciate if you can include the following details within your email for us to serve you more efficiently:

    1. MyKad Identification Number/Passport Number
    2. RHB Bank Account Number
    3. Contact Number

    Our specialist will work closely with you to resolve any complaint you may have quickly and amicably. If you have a compliment or suggestion, they will ensure your feedback is shared with the relevant teams. Upon received of your complaint/feedback, our customer service officer will contact you within 2 working days and we’ll attempt to resolve it as promptly as possible.

    *For Insurance related matters, please call 1300-220-007 from Monday to Thursday (8.45am – 5.4pm) and Friday (8.45am – 5.45pm). Alternatively, visit our RHB Bank Insurance page for more information.

     

    *Source from RHB Bank malaysia website

     #personalloan #Bank #RHB 

    Contact RHB

    To learn more or apply for personal financing, visit the nearest RHB Bank branch or contact our customer service team:

    • Address: Ground Floor, RHB Bank Centre, 426, Jln Tun Razak, Kelab Golf di Raja Selangor, 50400 Kuala Lumpur.
    • Customer Service:
      • Phone: 03-9206 8118
      • Fax: 03-9281 3030
    • Email: customer.service@rhbgroup.com

    Additional Tips for a Smooth Application:

    • Ensure all required documents are ready to avoid delays.
    • Review the loan terms thoroughly before applying.

    RHB Personal Loans offer flexibility, affordability, and quick access to funds. Whether you are a government servant or a private sector employee, RHB’s range of personal financing options is designed to meet your financial needs. Apply today and take the first step towards securing your financial future!

    Hot & Trending Topic

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  • Kuwait Finance House (KFH) – Trusted Shariah-Compliant Financing in Malaysia

    Kuwait Finance House (KFH) – Trusted Shariah-Compliant Financing in Malaysia

    Kuwait Finance House (KFH)

    Looking for ethical and flexible financial solutions? KFH offers Shariah-compliant personal financing tailored for government employees, GLC staff, and selected professionals. With competitive profit rates, no guarantor required, and fast approval, KFH is your gateway to financial peace of mind.

    Whether you’re consolidating debt, planning a major purchase, or funding personal goals—KFH makes it simple, secure, and Syariah-compliant.

    Global expertise. Local trust. Islamic banking at its finest.

    Ready to apply? Read more to check your eligibility and start your application today.

    Pinjaman Peribadi Kuwait Finance House KFH Personal Loan


    Popular Personal Loans

    Cashline-i

    This promotion is called Murabahah Cashline-i Kuwait Finance House KFH Personal Loan

    Top key features and benefits

    • Flexible:Withdrawal
    • No Minimum: Monthly Payment
    • Competitive: Pricing
    • Shariah Concept: “Murabahah Tawarruq”
    • High: Margin of Advance

    Get instant cash without touching your existing deposits or investments! Whether it’s for urgent payments, education expenses, business or other commitments, we will provide you the extra flexibility and peace of mind to manage these common cash-flow needs with our Personal Loan Kuwait Finance House KFH Cashline-i.

    Account Benefit

    1. Flexible cash withdrawal anytime via cheque, Debit Card, ATM or at any of our branches.
    2. No minimum monthly payment. You will only pay profit charges on the money you use. Only settle the full amount within the agreed time frame.Profit rate is based on utilised amount only.
    3. No charges imposed on the unutilized portion. Competitive pricing. High margin of advance. No guarantor needed.

    Fee

    1. Brokerage Fee: Proportionate as per the financing amount. Stamp Duty: 0.5% of the financing amount. Takaful: As per customer’s profile (age, gender, tenure, etc).

    Eligibility

    1. Individuals aged 21 years old or up to 2 years before retirement age (60 years old).
    2. Malaysian resident.
    3. Owns any permissible assets which are acceptable to KFH Malaysia and free from any encumbrances.
    4. For personal use or short term working capital.
    5. Minimum tenure of 2 years and up to 5 years, subject to annual review.
    6. Minimum of RM5,000 financing amount and a maximum of RM250,000.

    Profit Rates

    Base Rate plus margin subject to Contracted Ceiling Rate. Customer will be charged daily, based on the utilised amount calculated at Profit Rate and realised on a monthly basis.

    Required Documents

    Salaried earners:

    1. Latest 3 months payslip.
    2. Latest EPF Statement (must show latest 3 months contribution).
    3. Other documents on case to case basis.

    Own Business:

    1. Latest B/e-Tax form with tax payment receipts, or EPF statements (must show at least 6 months contribution) or a copy of latest Audited Financial Statements.
    2. Business Registration Form.
    3. Additional documents such as latest 6 months Company bank statement; or Proprietor bank statement and latest 3 months Personal bank statement.
    4. Other documents on case to case basis.

    Financing-i Generic

    Top key features and benefits

    1. Up To RM250,000: Financing
    2. 2 to 10 Years: Tenure
    3. Competitive: Financing Rates
    4. Shariah Concept: “Murabahah Tawarruq”.
    5. No: Guarantors Necessary

    Lifestyles

    Planning for a dream wedding or vacation you’ve always wanted? Need funds for the start-up you have in mind? Kuwait Finance House KFH Personal Financing-i is the best possible way to get you started.

    Account Benefits

    1. Financing up to RM250,000.
    2. Flexible tenure from 2 to 10 years.
    3. Competitive profit rates.
    4. No guarantors needed.
    5. “Takaful” protection for total peace of mind.
    6. Easy payment via Interbank GIRO (IBG) or Interbank Fund Transfer (IBFT).
    7. No early settlement penalty.

    Fee

    1. Brokerage Fee: Proportionate as per the financing amount.
    2. Stamp Duty: 0.5% of the financing amount.
    3. Takaful: As per customer’s profile (age, gender, tenure, etc).

    Eligibility

    1. Confirmed and permanent staff. Working with multinational companies, public limited companies, government-linked companies and their subsidiaries.
    2. Individuals aged 21 years or up to 2 years before retirement age (60 years old).
    3. Malaysian resident. Minimum gross monthly income of RM3,000.

    Required Documents

    Salaried earners:

    1. Latest 3 months payslip.
    2. Latest EPF Statement (must show latest 3 months contribution).
    3. Other documents on case to case basis.

    Own Business:

    1. Latest B/e-Tax form with tax payment receipts, or EPF statements (must show at least 6 months contribution) or a copy of latest Audited Financial Statements.
    2. Business Registration Form.
    3. Additional documents such as latest 6 months Company bank statement, or Proprietor bank statement and latest 3 months Personal bank statement.
    4. Other documents on case to case basis.

    Payout 100%

    The waiting is over for you to get 100% payout. Now you can either get this deal right away before it ends soon. Process by Coshare. Payout 100% with loan amount up to RM200,000. Interest rate only 3.88% per annum. Salary deduction. Fresh loan or overlap. Interest rate just 3.88% p.a.

    Advantages

    Among the advantages that you can enjoy:

    • Competitive profit rates only 3.88% flat rate.
    • The maximum amount of financing is RM200,000.
    • Financing period from 2-10 years.
    • Fresh loan is allowed.
    • Customer who like to overlap loan is encourage to apply.
    • Payment via salary deduction (on pay slip).
    • Easy documentation.

    Criteria – Cost of Living

     Cost of Living = RM 1,000+

    • Total Income < RM 3,000, DSR 60%
    • Total Income RM 3,001 – RM 5,000, DSR 70%
    • Total Income> RM 5,001+, DSR 80%

    Loan Amount

    Loan can be applied = RM 10,000 – RM 200,000 (must settle the old Coshare account if the customer has a Coshare loan under KFH fund).

    Payment Period

    Payment period = 2 – 10 years

    Monthly

    • 3.88%/p.a
    • Payout 100%
    • Max loan RM200k
    • Overlap is allowed
    • Lowest interest rate in the market
    • Salary deduction
    • 2-10 years loan tenure

    DSR Criteria

    • Total Income < RM 3,000, DSR 60%
    • Total Income RM 3,001 – RM 5,000, DSR 70%
    • Total Income> RM 5,001+, DSR 80%

    *From Official KFH Websites

     #personalloan #Bank #KFH  

    Contact Kuwait Finance House KFH

    • Tel: 1 300 888 KFH (534) / 603-2168 0464 / +603 2168 0000
    • Kuwait Finance House (Malaysia) Berhad
      Address: Level 26, Menara Prestige,
      1, Jalan Pinang,P.O.Box 10103,
      50450 Kuala Lumpur, Malaysia.
    • Opening Hours:
      9.30am-4.30pm (Monday-Friday)

    Hot & Trending Topic

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  • Bank Islam (BIMB) – Shariah-Compliant Financing for Government & Business Needs

    Bank Islam (BIMB) – Shariah-Compliant Financing for Government & Business Needs

    Bank Islam Malaysia Berhad (BIMB)

    Bank Islam Malaysia Berhad (BIMB) offerings Personal Financing Loan for permanent and contract for Government and Business Loan. Find out more. Apply now!

    Pinjaman Peribadi Bank Islam

    Introduction

    For those seeking competitive profit rates and Islamic loan options, look no further. It is tailored for all types of individuals, including professionals across various sectors. Enjoy peace of mind with personal financing and highly competitive monthly installments. In addition to personal loans, Bank Islam also offers other services such as credit cards, housing loans, Home Financing-i, and more.

    Bank Islam is the first Islamic Banking in Malaysia. Offering wide range of personal loan to government and private sector

    UNPARALLELED NETWORK

    Bank Islam is the FIRST Islamic bank in Malaysia and has the widest network of dedicated Islamic banking channels, with more than 144 branches throughout the country. We are founded to provide banking and financial solutions that are based on the principles of Shariah, which focus on balancing Indvidual and social needs, as well as economic activities that promote justice as well as responsibility to the society and planet.

    Over 35 Years of Service

    1 July 1983 is a date of historic significance. It was when Bank Islam Malaysian Berhad or Bank Islam, in short, was officially established. The day marked the beginning of Islamic banking not just in Malaysia but also within the ASEAN region.

    Popular Personal Loans

    Cash Line-i

    The Cash Line-i against Bank Islam’s Fixed Deposit, Structured Investment or Unit Trust. One of the best personal financings in Malaysia.

    Financing Quantum: Subject to a minimum of RM10,000

    Margin of Financing

    1. Up to 100% if secured against fixed deposit
    2. Up to 80% if secured against structured investment
    3. Up to 60% if secured against unit trust

    Payment Period

    • Secured against fixed deposit or structured investment. Maximum of 5 years (60 months) with no age limit. Secured against unit trust
    • Maximum of 5 years (60 months) or up to the retirement age or up to 70 years old, whichever is earlier

    Cash Line-i Secured

    The Cash Line-i against Bank Islam’s Fixed Deposit, Structured Investment or Unit Trust

    Financing Quantum: Subject to a minimum of RM5,000

    Margin of Financing

    1. Up to 100% if secured against fixed deposit
    2. Up to 80% if secured against structured investment
    3. Up to 60% if secured against unit trust

    Payment Period

    • Secured against fixed deposit or structured investment
    • Maximum of 5 years (60 months) with no age limit
    • Secured against unit trust
    • Maximum of 5 years (60 months) or up to the retirement age or up to 70 years old, whichever is earlier

    Non-Package 4.5% /p.a. (Flat)

    Financing Quantum

    • Based on eligibility limit and subject to minimum of RM10,000 and maximum amount of RM150,000

    Payment Period:

    Maximum 120 months (10 years) or up to the retirement age, whichever is earlier

    Financing Rate

    • Offer with Takaful Coverage Flat Rate 1 – 3 years: 4.5% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”) 4 – 8 years: 4.9% p.a (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”) 9 – 10 years: 5.50% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
    • Without Takaful Coverage Flat Rate 1 – 3 years: 5.5% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”) 4 – 8 years: 5.9% p.a (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”) 9 – 10 years: 6.5% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)

    Personal Financing-i Package

    Base Rate (BR) + 3.38% /p.a

    • Features Financing Quantum Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000
    • Payment Period Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
    • Financing Rate Offer with Takaful Coverage Floating Rate (Base Rate [BR]) 1-3 years: Base Rate (BR) + 1.90% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”). 4-10 years: Base Rate (BR) + 2.00% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”). Note: Revised BR (effective date 10 July 2020) is 2.52% p.a
    • Financing Rate Offer Without Takaful Coverage Floating Rate (Base Rate [BR]) 1-3 years: Base Rate (BR) + 3.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”). 4-10 years: Base Rate (BR) + 5.28% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”). Note: Revised BR (effective date 10 July 2020) is 2.52% p.a
    • Financing Rate Offer with Takaful Coverage Flat Rate 1-10 years: 4.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
    • Financing Rate Offer Without Takaful Coverage Flat Rate 1-10 years: 5.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).

    Package

    Financing Quantum

    Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000

    Payment Period

    • Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
    • Promotional Rate for Teacher and Nurse (7 months only from 01/08/2019 to 29/02/2020)

    Professional Program

    Financing Quantum

    • Base Rate (BR) + 1.90%/p.a
    • Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000
    • Payment Period Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier

    Financing Rate Offer

    • With Takaful Coverage Floating Rate 1-3 year: Base Rate (BR) + 1.90% p.a (Profit is calculated on a daily basis based on “Monthly Rest”). 4-10 years: Base Rate (BR) + 2.11% p.a (Profit is calculated on a daily basis based on “Monthly Rest”). Note: Revised BR (effective date 10 July 2020) is 2.52% p.a
    • Without Takaful Coverage Floating Rate 1-3 year: Base Rate (BR) + 3.38% p.a (Profit is calculated on a daily basis based on “Monthly Rest”). 4-10 years: Base Rate (BR) + 5.28% p.a (Profit is calculated on a daily basis based on “Monthly Rest”). Note: Revised BR (effective date 10 July 2020) is 2.52% p.a

    Eligibility & Requirements

    • Applicant must be above 25 years old and not exceeding the retirement age at the end of payment period
    • Malaysian citizen
    • Working as a professional in Medical Doctor, Dentist, Accountant, Engineer, Lecturer, Architect, Safety Officer, Pharmacist, Veterinary, Optometrist or Optician, Quantity Surveyor and Actuary
    • Fixed income earner with a minimum gross income of RM3,500.

    Programme for Medical Practitioner

    Financing Quantum

    Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000

    Payment Period Tenures: Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier

    Financing Rate Offer with Takaful Coverage

    Flat Rate (Promotional Rate for Package and Program Customer, 7 months only from 01/08/2019 to 29/02/2020)

    1. 1- 3 years: 4.20% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
    2. 4-10 years: 4.35% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).

    Floating Rate Fragmentation (Base Rate [BR])

    1. 1-3 years: Base Rate (BR) + 2.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
    2. 4-10 years: Base Rate (BR) + 3.02% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
    3. Revised BR (effective date 10 May 2019) is 3.77% p.a

    Financing Rate Offer Without Takaful Coverage

    Flat Rate (Promotional Rate for Package and Program Customer, 7 months only from 01/08/2019 to 29/02/2020)

    1. 1-10 years: 5.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).

    Floating Rate (Base Rate [BR])

    1. 1-3 years: Base Rate (BR) + 3.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
    2. 4-10 years: Base Rate (BR) + 5.28% p.a.

    Revised BR (effective date 10 May 2019) is 3.77% p.a

    Eligibility & Requirements

    Eligibility (Salary Earner)

    1. Applicant must be 25 years old and not exceeding the retirement age at the end of payment period
    2. Malaysian citizen
    3. Fixed income earner with a minimum gross income of RM2,000 per month
    4. Minimum tenure in service:
    5. Permanent Staff: 6 months
    6. Contract Staff: 2 years (Government only)

    Eligibility (Sole Proprietorship or Partnership)

    1. Applicant must be 25 years old and not exceeding the retirement age at the end of payment period (maximum entry age is 65 years and up to 70 years old)
    2. Malaysian citizen
    3. Earning a minimum gross monthly income of RM2,000 and above
    4. Minimum of 2 years in business

    Documents Required

    For salary earner applicant: –

    • Photocopy of Identity Card
    • Latest pay slip
    • Latest letter of confirmation from employer (salary earner)
    • Certificate of registration with Malaysian Medical Council or Malaysian Dental Council
    • And at least one (1) of these:
    • Latest income statement (Form B/eBE/ EA/EC); or
    • Latest 3 months Bank Statements of salary crediting account; or
    • Any other latest supporting document such as EPF statement, if required

    For Sole Proprietorship or Partnership: – Photocopy of identity card

    Fees & Charges

    RM50.00 – For being the customer’s agent to sell commodity to the Broker.

    Monthly Repayment Table

    1. Jadual Ansuran Bulanan Pinjaman Peribadi Bank Islam Overlap
    2. Jadual Ansuran Bulanan Pinjaman Peribadi Bank Islam Pakej/ Program
    3. Jadual Ansuran Bulanan Pinjaman Peribadi Bank Islam Kadar Tetap
    4. Jadual Ansuran Bulanan Pinjaman Peribadi Bank Islam Kadar Tetap

     

    *Source: https://www.bankislam.com

     #personalloan #Bank #BIMB 

    Contact Bank Islam Malaysia Berhad

    • General Line: +603 2088 8000
      Contact Centre: +603 26 900 900
    • Email: contactcenter@bankislam.com.my
    • Bank Islam Malaysia Berhad
      Level 32, Menara Bank Islam
      No. 22, Jalan Perak
      50450 Kuala Lumpur

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  • AgroBank Cash-i Personal Financing – Your Trusted Choice for Government & GLC Staff

    AgroBank Cash-i Personal Financing – Your Trusted Choice for Government & GLC Staff

    AgroBank

    Looking for a reliable and Shariah-compliant personal financing solution? AgroBank Cash-i offers up to RM200,000 in financing exclusively for government employees and selected GLC staff. With competitive profit rates and flexible repayment options, it’s the smart way to access funds when you need them most.

    Agrobank Personal Loan

    Introduction

    Tawarruq

    The implementation is based on the Tawarruq transactions.

    Eligibility Criteria

    Age Requirement

    Government Employees
    Age between 18 to 60 or up to retirement age whichever is earlier

    GLC Staff
    Age between 21 to 60 or up to retirement age whichever is earlier

    Eligibility

    Government Employees
    Permanent and have served for at least 6 months (confirmed or under probation)

    GLC Staff
    Permanent staff and has been confirmed with at least one year of service

    Min. Salary Requirement

    Government Employees
    RM1,000 gross salary per month

    GLC Staff
    RM2,000 gross salary per month

    Takaful CoverageCustomer is encouraged to take Skim Takaful Kredit

    Popular Personal Loans

    Cash-i

    Cash-i criteria as below:

    • Financing Limit: Government Employees: Maximum RM200,000 GLC Staff: Maximum RM200,000
    • Financing Tenure: 10 years maximum
    • Profit Rates: (Subject to eligibility and current changes)

    *Profit rate is subjected to eligibility and current conditions changes. Profit rates are as below:

    • FEDERAL GOVERNMENT: Tenure Profit Rate: Up to 3 years BR + 2.85% p.a ; 4 to 10 years BR + 3.35% p.a
    • STATE GOVERNMENT/STATUTORY BODY/PIHAK BERKUASA TEMPATAN & GOVERNMENT LINK COMPANY
    • Tenure Profit Rate Up to 3 years BR + 3.22% p.a ; 4 to 10 years BR + 3.67% p.a

    FOR APPLICATION THAT HAS UNSATISFACTORY CREDIT ASSESSMENT

    Tenure Profit Rate Up to 10 years BR + 4.25% p.a; Profit rate charged is dependent on the following criteria:

    • Existing and new customer
    • Good track record as per CCRIS which not exceed MIA-2 for the past 12 months.
    • Salary deduction through BPA
    • No Rescheduling and Restructuring (R&R) status.
    • No Special Attention Account (SAA)

    Ceiling Profit Rate (CPR): – BR + 7.15% p.a or 10% p.a whichever is higher for the calculation of Sale Price

    Effective Profit Rate (EPR): – At the current profit rate and did not exceed CPR and calculated based on monthly balance

    Note: Current BR is at 3.60%

    Fee & Charges

    Stamp Duty As per the Stamp Act 1949 (Revised 1989).

    Advanced Installment

    • Advance payment of installments equivalent to three (3) month installment which shall be used as payment of default under the financing.
    • Advance installments shall be deducted from the financing amount.
    • Advance payment can only be taken prior to financing is matured or settled.
    • Brokerage Fee RM 30 per transaction (Subject to Service Tax at rate of 6% (if applicable)

    Note: The Bank will notify the Customer at least 21 days before effective date should any changes is made to the fees and charges.

     

    *Source: agrobank.com.my

      #personalloan #Bank #AgroBank 

    Contact Agrobank

    • Telephone: 603-2731 1600 +6 03 2079 0600 (INTL)
      Contact Centre: 1-300-88-2476
    • Agrobank Malaysia My office
      Leboh Pasar Besar, City Centre,
      50050 Kuala Lumpur

    Hot & Trending Topic

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  • OCBC Bank Personal Loan: Flexible Monthly Payments

    OCBC Bank Personal Loan: Flexible Monthly Payments

    OCBC Bank

    Looking for the best personal loan in Malaysia? OCBC Bank offers Shariah-compliant financing, competitive interest rates, and flexible monthly payments—perfect for your financial needs. Apply today and enjoy hassle-free approval backed by trusted banking excellence.

    Get started now with OCBC personal loan—your smart choice for affordable financing!

    OCBC Bank Personal Loan


    Overview

    OCBC Bank that all you need. Apply now and get rewarded with great deals. Do let us know if you have any inquiries about this matter.

    OCBC Al-Amin offers simple and easily accessible Shariah compliant personal loan/financing service that have your best interest in mind. The suite of products give you advance cash at affordable rate and monthly payment to lighten your financial burden.

    Everything you need, and nothing you don’t

    Popular Personal Financings

    Al-Amin

    Our tailor-made Al-Amin cash financing solutions give you:

    • Fast approval. Fast cash.
    • No collateral. No guarantor.
    • Financing amount of up to RM150,000.
    • Fixed monthly instalments from as low as RM100 per month.
    • Extended financing tenure up to 10 years.

    *source from OCBC Bank malaysia website

    Overdraft

    Pinjaman Peribadi OCBC Bank Personal LoanPinjaman Peribadi OCBC Bank Personal Loan


    Pledge your assets for extra cash

    • Get standby funds up to the approved credit limit
    • Access extra cash
    • Interest is charged only on amount used, depending on collateral pledged

    Interest rates are dependent on the collateral pledged. Call us at 03 8317 5000 for more information.

    Consult our customer service officers and get free advice for your education loan needs with no obligations.

    Call us at 03 8317 5000

     #personalloan #bank #OCBC 

    Hot & Trending Topic

    Looking to take control of your loans and spend smarter? We’ve got you covered with practical tips on handling bank loans, co-op financing, and managing your money with ease.

    Ready to make better financial choices? Tap here to start your journey toward smarter spending.

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  • Pinjaman Penjawat Awam Malaysia: Mohon Sekarang Kelulusan Segera!

    Pinjaman Penjawat Awam Malaysia: Mohon Sekarang Kelulusan Segera!

    Pinjaman Penjawat Awam Malaysia

    Mohon pinjaman penjawat awam Malaysia dengan kadar faedah rendah dan 100% payout sehingga RM200,000. Khas untuk kakitangan kerajaan, guru, tentera, dan polis. Tiada penjamin, proses mudah dan patuh Syariah. Isi borang sekarang untuk kelulusan yang cepat dan terjamin!

    Malaysia Government Personal Loans
    Malaysia Federal Government Personal Loans

    Pengenalan

    Malaysia Federal Government terdiri daripada Kakitangan Kerajaan Pusat (Federal Government) yang dikenali sebagai AG sememangnya mempunyai ruang yang sangat luas untuk membuat pinjaman peribadi (payslip jata negara). Semua bank dan koperasi yang terpilih memberikan perkhidmatan pembiayaan peribadi kepada kakitangan kerajaan pusat yang berjawatan tetap. Bagi yang berjawatan kontrak, ruang untuk mendapatkan pembiayaan adalah sangat tipis bergantung kepada promosi oleh segelintir koperasi.

    Kakitangan kerajaan persekutuan (AG) sewaktu mula-mula bekerja mempunyai potongan Kumpulan Wang Simpanan Pekerja (KWSP) tetapi kebiasaannya selepas tempoh tiga (3) tahun akan menjadi taraf sebagai tetap dan berpencen. Ini bermakna sekiranya kelayakan dari jumlah pendapatan tetap setiap bulan sudah mencapai 60%, anda tidak perlu khuatir kerana sejurus selepas item KWSP sudah tidak ada dalam payslip anda bererti jumlah potongan anda akan kurang 60%. Jadi anda berpeluang untuk mendapatkan pinjaman peribadi dari bank dan koperasi.

    Kebiasaannya unit gaji atau bahagian kewangan ataupun majikan menetapkan had kelayakan untuk membuat pinjaman dan komitmen lain yang boleh dimasukkan ke dalam payslip adalah 60% sahaja. Jadi jika jumlah potongan anda sudah betul-betul mencapai 60% sebagai had maksima, anda tidak boleh membuat pinjaman peribadi lagi. Walaupun kelayakan 60 peratus dikira menggunakan formula gaji kasar (gaji asas) dicampur elaun tetap, tetapi terdapat segelintir majikan yang tidak mengambil kira beberapa elaun tetap walaupun boleh dikira oleh koperasi.

    Jadi ini merupakan kesukaran kepada anda kerana pihak majikan yang menandatangi dan mengesahkan borang loan mendapati anda tidak layak memohon pinjaman tetapi sebenarnya anda masih layak lagi membuat permohonan. Terdapat juga bank pada masa dahulu yang membenarkan jumlah pembiayaan dengan kelayakan 75% seperti MBSB Waslah, tetapi buat masa ini tiada promosi sebegini (akan dimaklumkan jika ada promosi sedemikian). Jom apply personal loans dengan kami sekarang!

    Permohonan

    Kami menyediakan perkhidmatan pinjaman peribadi Bank dan Koperasi Malaysia (Jika ada) dan bank untuk kemudahan anda. Berhubung dengan kami untuk mendapatkan maklumat-maklumat seperti pakej promosi terkini, kadar keuntungan terkini dan jumlah maksimum pembiayaan. Perkhidmatan yang ditawarkan adalah:

    1. Pinjaman peribadi baru: Kiraan had kelayakan pinjaman berdasarkan kepada kekuatan slipgaji anda iaitu gaji pokok, elaun tetap dan jumlah potongan dalam slipgaji dan potongan 60%, 50% atau 40% dari jumlah pendapatan. Anda boleh membuka akaun pertama kali dengan bank atau koperasi, akaun kedua, akaun ketiga dan seterusnya.
    2. Pinjaman peribadi overlap: Dikenali sebagai pinjaman bertindih di mana anda menggunakan akaun pembiayaan sediada dan memohon untuk mendapat tunai ditangan secara in-house overlap atau ambil penyata penyelesaian awal dan overlap di bank/ koperasi lain. Anda mungkin menambah/ tidak menambah bayaran ansuran bulanan atau jumlah pembiayaan asal.

    Anda juga boleh memohon pinjaman peribadi Yayasan Ihsan Rakyat (YIR), Yayasan Perlis (YYP), pembiayaan Bank Rakyat, Bank Simpanan Nasional (BSN), Koperasi Kekal, Koperasi Gemilang (Kogemilang), Al-Rajhi Bank, Alliance Bank, Koop Bank Pertama, MBSB Bank dan lain-lain. 

     #koperasi #pinjamanperibadi #personalloan #Bank 

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    Nak tahu cara urus pinjaman dengan lebih bijak? Kami kongsikan info penting tentang pinjaman bank, koperasi, dan cara urus wang dengan lebih mudah. Klik untuk teruskan membaca dan mula ubah cara anda berbelanja.

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  • Borang Pinjaman Peribadi Koperasi & Bank: Dapatkan Disini!

    Borang Pinjaman Peribadi Koperasi & Bank: Dapatkan Disini!

    Borang Pinjaman Peribadi

    Isi borang pinjaman peribadi dengan mudah untuk akses kepada pembiayaan patuh Syariah sehingga RM200,000. Sesuai untuk penjawat awam, tentera, dan sektor swasta. Tiada penjamin, 100% payout, dan sokongan Biro Angkasa. Mohon sekarang untuk kelulusan yang cepat dan mudah.

    Pengenalan

    Pemohon-pemohon boleh memuaturun Borang Pinjaman Peribadi melalui halaman ini. Tidak semua borang boleh dimuatnaik melalui halaman ini. Sesetengah bank dan koperasi memerlukan Borang Pinjaman Peribadi yang original dan ada pula bank dan koperasi yang menerima borang online yang dicetak (bukan borang original).

    Pihak kami mengharapkan sekiranya Borang Pinjaman Peribadi sudah di download melalui laman web ini setelah persetujuan dicapai, harapan yang sangat besar oleh kami supaya pihak tuan/puan dapat menghantar borang yang lengkap kepada kami dan tidak kepada agen lain/wakil jualan atau perunding kewangan yang lain. Jangan khuatir kerana semua urusan adalah telus, selamat dan tiada hanky panky (tiada unsur penipuan dan tiada unsur tipu daya).

    Borang Yayasan Ihsan Rakyat and Yayasan Perlis RCE

    Borang Pinjaman Peribadi Koperasi Dan Bank

    Bermula 1/12/18, hanya Borang Pinjaman Peribadi baru di ambil kira. Jika anda sudah menghantar borang lama, anda perlu sign kembali borang menggunakan borang permohonan baru seperti dibawah:-

    • SILA DOWNLOAD BORANG INI BAGI PERMOHONAN BERMULA 01-12-2018
    • SILA DOWNLOAD BORANG INI BAGI PERMOHONAN BERMULA 01-12-2018

    *Perlu sahkan 2 borang biro angkasa. Tatacara menyempurnakan borang Koperasi Pusamaju

    BORANG VERSION LAMA JANGAN GUNA BORANG PINJAMAN PERIBADI LAMA!

    Perhatikan kod pada setiap borang. Borang baru YIR dan YYP mestilah ada tertera kod 11A/18 di bahagian kanan bawah setiap borang. Selain dari itu tidak diterima

    • JANGAN DOWNLOAD YANG INI BORANG LAMA
    • Perlu sahkan 1 borang biro angkasa. JANGAN DOWNLOAD YANG INI BORANG LAMA

    SANGAT-SANGANT PENTING! SILA AMBIL PERHATIAN UNTUK BORANG PERMOHONAN PERIBADI YIR DAN YYP

    Untuk mengelakkan sebarang kelewatan, pihak kami memohon pemohon untuk memastikan perkara berikut di buat dan dipatuhi.

    • Ketika cetakan Borang Pinjaman Peribadi eform YIR dan YYP.
    • Sila gunakan ketebalan kertas 80gsm dan ke atas. Cetakan depan belakang (double sided printing).
    • Plain, kertas putih dan kertas A4 yang bersih.
    • Isi dan tandatangan borang permohonan menggunakan pen dakwat basah hitam (TIDAK boleh menggunakan ball pen).
    • Jangan tulis tarikh pada semua borang.
    • Dapatkan cop pengesahan majikan dari pegawai yang dilantik majikan pada muka surat terakhir borang Yayasan Ihsan. Nama borang tersebut adalah ‘Surat Kebenaran Potongan Gaji’ ataupun singkatannya borang YIR10.

    Diharap para pemohon sekalian dapat memastikan kelicinan perjalanan Borang Pinjaman Peribadi yang diproses. Semua kiraan kelayakan loan adalah tepat dan benar belaka. Tiada kiraan yang lebih banyak dapat tunai dari agen lain kerana semua kiraan adalah sama. KIRAAN BERDASARKAN FORMULA KIRAAN LOAN DARI YAYASAN IHSAN RAKYAT (YIR). Pemohon yang sudah mendapat Borang Pinjaman Peribadi online boleh menghantar permohonan yang lengkap kepada kami. Kami tidak mengenakan sebarang CAJ UPFRONT atau CAJ DEPOSIT untuk 100% jaminan lulus.

    Ketelusan dan kejujuran adalah misi kami. PEMOHON BOLEH REKOMENKAN KAWAN-KAWAN SUPAYA MEMOHON LOAN DENGAN KAMI untuk mendapatkan pendapatan sampingan. Diharap tuan/puan dapat membantu kami dengan menghantar borang kepada kami. Kami akan menterjemah jasa baik tuan/puan dengan perkhidmatan yang baik, cepat dan tangkas.

    Bagaimana Tatacara Mengisi Borang

    Bagaimana tatacara mengisi Borang Pinjaman Peribadi on-line Loan Yayasan Ihsan Rakyat (YIR)? Ya. Anda boleh terus ke laman web yayasan ihsan rakyat untuk mengetahui cara mengisi borang, dokumen yang diperlukan dan alamat untuk submit borang loan. Semua maklumat diberikan untuk meminimakan kesilapan dan mengelakkan sebarang delay semasa borang diproses

    Borang Pinjaman Peribadi Public Bank

    Dihantar menerusi courier atau secara appoinment, diharap pemohon dapat menyiapkan borang permohonan dan dapat menghantar borang yang lengkap kepada pihak kami. Buat masa ini borang tidak dapat dimuaturun kerana bank tidak membenarkan metod download borang. Kami juga tidak menghantar borang melalui e-mel di atas faktor yang sama. Sebaliknya kami akan courierkan loan application form Public Bank kepada alamat pejabat atau rumah anda.

    Cara Mendapatkan Borang

    Kategori pemohon yang ingin mendapatkan borang permohonan pinjaman peribadi mengikut lokasi (LOAN SELAIN YIR DAN YYP). Terdapat 3 method untuk mendapatkan borang permohonan pinjaman peribadi koperasi mengikut lokasi seperti dibawah:-

    1. Kuala Lumpur, Cheras, Bandar Sri Permaisuri, Ampang, Kg. Pandan, Pandan Jaya: Melalui appoinment, courier borang (menggunakan Pos Ekspress sampul keras), emel, download borang.
    2. Putrajaya ,Shah Alam, Serdang, Bangi, Subang, Sg. Buloh: Dapatkan dengan courier borang (menggunakan Pos Ekspress sampul keras), e-mel dan download borang.
    3. Kawasan Selangor: courier borang (menggunakan Pos Ekspress sampul keras), e-mel, download.
    4. Negeri-negeri Semenanjung Malaysia: courier borang (kiriman Pos Ekspress sampul keras), e-mel, download borang.
    5. Sabah dan Sarawak: Courier borang (PosLaju Ekspres, ABX Express, Nationwide Express, Citylink Express Courier Services. Courier services lain boleh diminta mengikut keadaan lokasi dan kesukaran.

    Sekiranya tinggal dipedalaman yang tidak mempunyai alamat rumah tetapi hanya ada alamat rumah penghulu atau ketua kampung terutama di kawasan sekitar Perlis, Sabah dan Sarawak, sila maklumkan courier service yang boleh cepat sampai. Sila maklumkan juga kepada ketua kampung supaya memaklumkan ada courier yang akan sampai dirumah beliau.

    Jangan Lakukan Kami Sebegini

    Pemohon tidak dapat dihubungi selepas Borang Pinjaman Peribadi dihantar ke rumah/ pejabat anda. Pihak kami menerima banyak kes dimana pemohon pada awalnya bersetuju dengan segala terma dan syarat pembiayaan peribadi seperti jumlah maxima loan, payout bersih ditangan dan bayaran bulanan. Pemohon juga telah bersetuju dan mengesahkan akan membuat loan dengan pihak kami.

    Tetapi setelah Borang Pinjaman Peribadi dihantar ke rumah atau premis pejabat, pemohon selepas itu seolah-olah tidak dapat dikesan, menukar nombor telefon bimbit serta tidak mahu menjawab panggilan telefon bertanyakan mengenai status borang. Ingin dimaklumkan bahawa kami hanya berurusan dengan pihak yang benar-benar ingin membuat pinjaman sahaja.

     #koperasi #pinjamanperibadi #personalloan #Bank 

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  • Bank Simpanan Nasional (BSN): Personal Loan RM200,000

    Bank Simpanan Nasional (BSN): Personal Loan RM200,000

    Al-Rajhi

    Al-Rajhi offering shariah compliant financing. Attractive rates and up to 10 years. Apply now!

    Read More

    Pinjaman Peribadi Al-Rajhi Personal Loan

    About

    Pinjaman Peribadi Al-Rajhi Personal Loan

    Al-Rajhi bank was founded by in 1958, based in Riyadh, Saudi Arabia and had been established in Malaysia and has many branches across the country. Internet banking services known as alrajhi 24 seven (Maybank and CIMB Bank with Maybank2u with Cimbclicks respectively) enable online transactions with ease. Personal loan Al-Rajhi Bank has indeed become so popular in last few years for its collaboration with the Cooperative Development Fund Berhad (KPUNB) and Kobeta has dominated the personal loans to government employees and statutory bodies.

    Stay tuned for the latest info on personal loans latest promotions and updates. The most popular personal finance offers the lowest interest rate 3.99% and payout 99.1%.

    This new product has not been started yet. You can still apply with the best cooperative such as Koperasi Gemilang Siswazah (kogemilang), Yayasan RCE Perlis, Koperasi Petronesa, Koperasi Kobena, Ikhtiar Destinasi, Coshare and many more.

    Trust us. We will provide the best service to you. For applicants residing outside the Klang Valley, the form will be mailed to you. The application form needs to get approved by the employer / payroll unit. Open to permanent civil servants and police only. For private sector employees, you need to apply at the bank branch adjacent to obtain further information about the products and services provided.

    Personal Financing-i

    Need Funds for your Child Education, Home Renovation or Dream Vacations? Al Rajhi Personal Financing-i helps you to meet your financial requirements. Provides you the platform for you to obtain cash for personal use. Be it for home renovation or to meet your child’s education funds whereby our facility caters for such purpose.

    Attractive rates as low as 6.99%* p.a. High financing limit up to 5 or 8 times your monthly income or RM150,000 whichever is lower Financing tenure of up to 8 years No guarantor required Financing product approved by Al Rajhi Bank Malaysia Shariah Board

    *Terms and conditions apply.

    Financing Basic Requirements

    • Minimum age: 25 years old
    • Minimum gross income: RM4,500* & above

    *Subject to minimum annual income of RM60,000 & fixed income earner only

    Personal Loan Rates & Charges

    FEES TYPE, DETAILS

    • Stamp Duty: MCSA 0.5% ad-valorem
    • Takaful: Depends on the amount financing, tenure and age
    • Retrieval/ Photocopy of Security Documents

    Actual cost

    • Lawyer’s fee for PF-Balance Transfer Programme
    • RM 21.20 upon each approved Balance Transfer Programme
    • BURSA transaction fee: As per Bursa Charges @RM15.90 per every RM 1,000,000.00
    • Redemption Statement Fee: RM 10.60 per request
    • Annual Financing Statement Fee: RM 5.30 per request (Ad-hoc)

    *1st request for the year is FOC
    * All fees are inclusive 6% GST unless stated otherwise.

    How to apply

    1. Step 1 – Fax or email your NRIC, Military ID or Police ID and the Personal Financing-i application form
    2. Step 2 – Our Financial consultants will assist you with your enquiries

    https://koperasi.info and www.alrajhibank.com.my

     #pinjamanperibadi #personalloan #Bank #AlRajhi 

    Contact Al-Rajhi Bank Malaysia

    • Tel: +603 2332 6000
    • customersupport@alrajhibank.com.my
    • Fax: +603 2332 6062
    • Level 17 Menara Chan
      138 Jalan Ampang
      50450 Kuala Lumpur

    Hot & Trending Topic

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  • HSBC Personal Financing – Up to RM250,000 for All Customers

    HSBC Personal Financing – Up to RM250,000 for All Customers

    HSBC

    Looking for a trusted Islamic financing solution? HSBC Amanah offers up to RM250,000 in Shariah-compliant personal financing for existing, premier, and new customers. Whether you’re planning a major purchase, consolidating debt, or funding personal goals, HSBC provides fast approval, transparent terms, and flexible repayment options.

    Global trust. Local support. Ethical banking made easy.

    Ready to get started? Read below to check your eligibility and apply today with confidence.

    About

    HSBC Amanah is one of the must get financing for existing, premier and new customer.  HSBC is one of the world’s largest banking and financial services organizations. We serve more than 40 million customers through our global businesses: Wealth and Personal Banking, Commercial Banking, and Global Banking & Markets. Our network covers 64 countries and territories in Europe, Asia, the Middle East and Africa, North America and Latin America.

    We aim to be where the growth is, connecting customers to opportunities, enabling businesses to thrive and economies to prosper, and ultimately helping people to fulfil their hopes and realize their ambitions. Listed on the London, Hong Kong, New York and Bermuda stock exchanges, shares in HSBC Holdings plc are held by around 197,000 shareholders in 130 countries and territories.

    HSBC’s presence in Malaysia dates back to 1884 when the Hongkong and Shanghai Banking Corporation Limited established its first office in the country, on the island of Penang, with permission to issue currency notes. In 1959 it bought the Mercantile Bank, which started operations in Malaysia in 1860. Opened its office in Malacca in 1909 and by the end of 1912, offices had opened in Ipoh, Kuala Lumpur, Johor Bahru and Kota Bharu.

    During the 1920s and 1930s, the bank opened more branches in several states – Sungai Petani branch in 1922, Kuantan in 1929, Muar in 1930, and Kuala Terengganu in 1936. In Sabah, the first branch opened in Kota Kinabalu in 1947. Branches were set up in Sandakan and Tawau a year later, followed by Labuan in 1957. In Sarawak, branches opened in Kuching in 1958 and 1964 and in Sibu in 1959. In 2006, was the first foreign bank to be awarded a licence to operate a Takaful (Islamic insurance) business in Malaysia.

    HSBC Amanah Takaful (Malaysia) Sdn Bhd – a joint venture between HSBC Insurance (Asia-Pacific) Holdings Limited (49 per cent shareholding), Jerneh Asia Berhad (31 per cent shareholding) and Employees Provident Fund Board of Malaysia (20 per cent shareholding) – commenced operations in August 2006. In March 2019, exited the Takaful manufacturing business to focus on its banking and wealth operations in Malaysia.

    In 2007, HSBC Bank Malaysia was the first locally incorporated foreign bank to be awarded an Islamic banking subsidiary license in Malaysia, and HSBC Amanah Malaysia Berhad, an Islamic bank wholly owned by HSBC Bank Malaysia, commenced operations in August 2008. Has a network of more than 60 branches, of which a third are HSBC Amanah Malaysia Berhad branches.

     

    Popular Personal Loans

    HSBC Amanah Personal Loan

    Financing up to RM250,000 | Monthly payment as low as RM109. Now you can embrace every new chapter in life with financial peace of mind. Enjoy exclusive profit rate11 view footnote 1 when you apply for HSBC Amanah Personal Financing-i today!

    To Existing Customers

    Pinjaman Peribadi HSBC Amanah Personal Loan

    Whether it’s for your home or business, HSBC Amanah-i can help you meet your needs and reach your goals. Apply and enjoy flat rates as low as 7.5% p.a. today. You’re eligible if:

    • You’re aged between 21 and 60
    • Your monthly salary is RM3,000 and above
    • You are Malaysian or have Malaysian PR status

    Criteria:

    • Profit rate from as low as 7.5% per annum
    • Monthly payment as low as RM109
    • Financing amount from RM50,000 to RM250,000
    • No stamp duty, no processing fee and no early settlement fee
    • Payment tenure 2 years till 7 years
    • Instant cash disbursement upon approval
    • Shariah compliant
    • Consolidate your debt

    To Existing Premier Customers

    Exclusive 4.88% p.a. flat profit rate when you sign up for HSBC Amanah Premier-i. You’re eligible for an Amanah Premier Personal Financing-i Account if:

    • To be qualified, a primary account holder must be at least 21 years old with a minimum of RM200,000 in total relationship balance with HSB or Amanah, or by meeting other Premier Eligibility Criteria.

    Terms and Conditions

    • Fixed profit rate of 4.88% per annum
    • Monthly payment as low as RM96
    • Financing amount from RM6,000 to RM250,000
    • No stamp duty, no processing fee and no early settlement fee
    • Payment tenure from 2 years till 7 years
    • Instant cash disbursement into your HSBC or Amanah Premier* account upon approval
    • Shariah compliant

    To New Customers

    If you are not an HSBC Amanah Customer, you may still enjoy our benefits. Apply now to enjoy! You’re eligible for an Amanah Personal Financing-i Account if:

      • You’re aged between 21 and 60
      • Your monthly salary is RM5,000 and above
      • You are Malaysian or have Malaysian PR status

    Terms and Conditions

    • Profit rate from as low as 10.5% per annum
    • Monthly payment as low as RM163
    • Financing amount from RM6,000 to RM120,000
    • No stamp duty, no processing fee and no early settlement fee
    • Payment tenure from 2 years till 5 years
    • Instant cash disbursement upon approval
    • Shariah compliant

    Interest 10.5%

    There are times when you need funds immediately. To secure an opportunity, fulfil a need in your lifestyle or maybe to handle life’s little twists and turns. HSBC Amanah-i is hassle-free personal financing that allows you to leap into what you want, faster and easier.

    Benefits

    • Fast and hassle-free application
    • No guarantor, no collateral, fast approval.
    • Financing up to RM150,000
    • Monthly payment as low as RM134
    • Flat rate from 10.5% per annum
    • Payment period up to 7 years
    • Instant cash disbursement

    **Terms and Conditions apply. Applicable for New-to-Bank customers only. Minimum income RM5,000 per month.

    Eligibility

    You’re eligible for an Amanah-i account if:

    1. You’re aged between 21 and 60
    2. Your monthly salary is RM3,0004 or above
    3. You are Malaysian or have Malaysian PR status
    4. Monthly salary of more than RM3,000 applies to existing customers who have any existing relationship with HSBC Amanah. Otherwise, the minimum monthly salary is RM5,000 per month.

    Required documents

    If you are salaried:

    1. Copy of your NRIC
    2. Copy of a current or previous month’s pay slip / copy of a bank statement showing salary credit into your account; or Form BE (full submission to the income tax department with payment receipts attached) / EA / EPF statement; or copy of an appointment letter (if employed less than three months)

    If you are a variable income earner:

    1. Copy of your NRIC
    2. Copy of the latest 3 months’ pay slips / copy of your bank statement showing salary credits into the account
    3. Form BE (full submission to the income tax department with payment receipts attached) / EPF statement / copy of your yearly commission statements from your employer

    If you are self-employed:

    1. Copy of your NRIC
    2. Copy of latest Form B (full submission to the income tax department with payment receipts, or CPO2 attached) / EPF Statement / copy of your audited financial statement / profit and loss account
    3. Copy of your Business Registration form

    Financing-i (Education)

    When it comes to your child’s education, it’s your dream to give them the best. With the help of our HSBC Amanah Branch Managers, you can now discover other financial opportunities with your available funds, ease your financial burden and fulfil not only your child’s dreams but yours as well.

    Benefits

    Apply for HSBC Amanah Personal Financing-i (Education) and enjoy:

    1. Savings on school fees
    2. Enjoy discounts when you make a full upfront payment instead of paying on a semester basis.
    3. No early settlement fees
    4. Enjoy the flexibility of a full payment before the official settlement date, without having to pay any additional charges. Better cash flow management
    5. Enjoy access to available funds for other investments or financial opportunities.
    6. Anytime Money Personal Financing-i is hassle-free personal financing that allows you to leap into what you want, faster and easier. Based on Shariah principle of Commodity Murabahah. And the best of it. No guarantor, no collateral and fast approval!

     #personalloan #Bank #HSBC 

    Contact HSBC Bank

    • Telephone: 1300 80 2626 (local)
      Telephone: 603 8321 5200 (overseas)
    • HSBC Amanah Premier (Banking & Cards)
      Local call number: 1300 88 9393
      International call number: +603 8321 5208
      International call number (Call Collect): +603 8321 5222
    • HSBC Amanah Banking and MPower Credit Card-i enquiries
      1300 80 2626 (local)
      603 8321 5200 (overseas)
    • HSBC Fusion
      1300 80 1998 (local)
      03-8321 8888 (overseas)
    • 1st Floor (South Tower
      No 2, Leboh Ampang, City Centre
      50100 Kuala Lumpur

    Hot & Trending Topic

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  • Hong Leong Bank Personal Loan: Apply Now!

    Hong Leong Bank Personal Loan: Apply Now!

    Hong Leong Bank (HLB)

    Apply your Hong Leong Bank personal loan now with easy payment and get 20% cashback on interest rate. Act now and enjoy the benefits only with HLB.

    Pinjaman Peribadi Hong Leong Bank Personal Loan

    About

    Hong Leong Bank Berhad is a regional financial services company based in Malaysia, with presence in Singapore, Hong Kong, Vietnam, Cambodia and China. The Bank is technology-focused and emphasises the development of financial capabilities to serve its clients across the five geographies.

    Hong Leong Bank Berhad (“HLB” or “the Bank”) is listed on Bursa Malaysia and forms part of the Hong Leong Group. Headquartered in Kuala Lumpur, the Bank has a strong Malaysian entrepreneurship heritage.

    HLB was originally incorporated as Kwong Lee Mortgage and Remittance Company in 1905 in Kuching, Sarawak and later as Kwong Lee Bank Limited in 1934, bearing heritage of the oldest local financial institution in Malaysia.

    Kwong Lee Bank Berhad was acquired by the MUI Group in May 1982 and renamed Malayan United Bank Berhad on 2 February 1983. In 1989, it was renamed as MUI Bank. Under the MUI Bank banner, it grew from 11 to 35 branches nationwide.

    On 3 January 1994, Hong Leong Group acquired MUI Bank Berhad through Hong Leong Credit Berhad (now known as Hong Leong Financial Group Berhad) and renamed it Hong Leong Bank Berhad.

    The Bank was listed on the Kuala Lumpur Stock Exchange (now under Main Market of Bursa Malaysia) on 17 October 1994 and since then has grown by leaps and bounds, organically as well as through mergers and acquisitions. Today the Bank is Malaysia’s fifth largest banking group by assets with over RM220 billion in assets as at 30 June 2020, and 4th largest by market capitalisation as at the same date.

    Popular Personal Financings

    Hong Leong Bank Personal Loan HLB

    For Online Applications

    Our rate is on a flat rate basis

    Facility AmountVerified Monthly IncomeFlat Interest/Profit RateFacility Tenure

    RM5,000 – RM250,000

    (up to RM150,000 Personal Financing-i)

    		RM2,000 – RM4,9997.00% p.a.2 to 5 years

    Note: The effective interest/profit rates vary as follows for loan/financing-i tenure from 2 – 5 years:

    • Flat interest/profit rate 5.00% p.a.: Effective interest/profit rates vary from to 9.15% p.a. to 9.32% p.a.
    • Flat interest/profit rate 7.00% p.a.: Effective interest/profit rates vary from to 12.50% p.a. to 12.91% p.a.
    • 0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.

    For Connect Online Banking Applications

    Our rate is on a flat rate basis

    Facility AmountVerified Monthly IncomeFlat Interest/Profit RateFacility Tenure

    RM5,000 – RM250,000

    (up to RM150,000 Personal Financing-i)

    		RM2,000 and above5.00% p.a.2 to 5 years

    Note: Effective interest/profit rates vary from 9.15% p.a. to 9.32% p.a. depending on loan/financing-i tenures from 2 years to 5 years.

    0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.

    For Online Applications from 5.00% /p.a flat rate

    Hong Leong Bank interest/ profit rate for online applications from 5.00% /p.a flat rate

    • Effective interest/profit rates vary from to 9.15% p.a. to 9.32% p.a.
    • Facility Amount RM5,000 – RM250,000
    • Verified Monthly Income RM2,000 – RM4,999: 7.00% p.a.
    • Facility Tenure: 2 to 5 years
    • Note: The effective interest/profit rates vary as follows for loan/financing-i tenure from 2 – 5 years:

    For Connect Online Banking Applications from 5.00% /p.a

    Hong Leong Bank interest/ profit rate for Connect Online Banking Applications from 5.00% /p.a

    • Facility Amount RM5,000 – RM250,000
    • Verified Monthly Income RM2,000 and above
    • Profit Rate 5.00% p.a.
    • Facility Tenure 2 to 5 years
    • Note: Effective interest/profit rates vary from 9.15% p.a. to 9.32% p.a. depending on loan/financing-i tenures from 2 years to 5 years.

    With Cashback

    1. 20% Cash Back on interest
    2. Monthly instalments as low as RM130*
    3. Fast approval within 48 hours**
    4. Flexible repayment tenure of up to 5 years
    5. Minimum income eligibility of only RM24,000 per annum
    6. No guarantor and no collateral
    7. 5-minute loan approval at am:pm Convenient Banking**

    Eligibility

    • Malaysian citizens only, aged between 21 to 60 years old
    • Earn a minimum annual income of RM24,000 per annum

    * Based on a financing tenure of 5 years for RM5,000, and during Cash Back Period.
    ** 48-hour loan approval is subject to terms and conditions.

    Take advantage of our Hong Leong Bank 4.38% p.a. low flat rate

    Other terms and conditions apply.

    Repayment Table

    Loan (RM)Int Rate (p.a.)Monthly Instalment (RM)Monthly Instalment During Cash Back Period (RM)
    2 Years5 Years2 Years5 Years
    5,00012.50%265140245130
    50,00011.00%2,5451,2952,3651,180
    100,00010.00%5,0002,5004,6702,395
    150,0009.00%7,3753,6256,9253,345

    Note:

    • Flat interest rate ranges 9.00% per annum – 12.50% per annum depending on loan amount, income and tenure.
    • Effective Interest Rate ranges from 12.38% – 22.42% per annum.
    • The above table serves as illustration purpose only, with the assumptions of customer with a minimum monthly income of RM4,000 and above.
    • Actual monthly instalment will be rounded up to the nearest RM5.

    Fee and Charges

    Refer to the below for the Fees and Charges applicable:

    Description/ServiceCharges/Fees*
    Stamp Duty Fee0.50% of the disbursed facility amount for every approved facility
    IBG FeeA nominal fee of RM2.00 will be charged on every Interbank Giro (IBG), if any
    Late Payment Charge (Applicable to Personal Loan)1% p.a. on the arrears of outstanding for each facility (daily rest basis)
    Early SettlementNo charges/fees to be imposed provided 3 months’ written notice is given to the Bank prior to the early settlement. Otherwise, payment of 3 months’ interest on the amount redeemed is applicable. (For Personal Financing-i, payment in lieu of notice is not applicable – customers are required to provide 3 months’ written notice should they opt for early settlement)
    Compensation Charges (applicable to Personal Financing-i)For default payment during facility tenure = 1% p.a. on the overdue instalment amount For default payment causing the facility to be terminated or brought to court = 1% p.a. on the outstanding balance (outstanding principal plus accrued profit) For default payment after expiry of facility tenure = BNM Islamic Interbank Money Market (“IIMM”) rate on the outstanding balance (outstanding principal plus accrued profit) For default payment post judgment = IIMM rate on the basic judgment sum

    *Subject to Government Tax, if applicable

     #personalloan #Bank #HLB 

    Contact Hong Leong Bank

    • Call Center: 03-7626 8899
      Collections Department: 03 7959 1888
      Media Related: 03 2081 8888
    • Hong Leong Bank Berhad
      Level 18, Menara Hong Leong,
      No 6, Jalan Damanlela,
      Bukit Damansara,
      50490 Kuala Lumpur
      Malaysia

    Hot & Trending Topic

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  • Citibank Personal Loan – Fast, Flexible & Hassle-Free Financing

    Citibank Personal Loan – Fast, Flexible & Hassle-Free Financing

    Citibank

    Need quick access to funds with peace of mind? Citibank offers personal loans with competitive interest rates, tailored to meet your financial needs. Whether it’s for education, travel, home improvements, or emergencies, enjoy fast approval, no guarantor required, and flexible repayment terms.

    Trusted globally. Designed for your lifestyle.

    Ready to take control of your finances? Click below to check your eligibility and apply today with confidence.

    Personal Loan Citibank Credit Card

    About Us

    Citibank known as a truly global bank serve more than 200 million customers worldwide. Do more with your life with the extra money! You can now renovate your house, purchase new furniture, further study, shopping and holiday with our personal financing-i. The best value for money, low interest rate, low monthly repayment and many more. For more details, please click the below link.

    Please note that the website you ‘re open now is dedicated to government employees only. To private sector workers, do not make a phone call to the mobile phone number stated on any pages appeared existing in this website as the hotline number is for public servants (GOVERNMENT) only. For private sector workers, soldiers, traders, government retirees who want to make a personal loan, please click Citibank personal loan financing-i for private sector. Please take note in this regard.

    Whether it is decorating your dream home, pursuing a higher education or your dreams, Citibank Personal Loans lets you fulfill your personal needs. Apply for personal loans Online now and get instant approval* in 5 simple steps!

    5 Steps to Apply Online

    Complete our online application form and get instant approval*.

    Complete the 5 simple steps below and be approved* instantly.

    1. Step 1: Fill up your Contact details
    2. Step 2: Fill up your Personal details
    3. Step 3:Fill up your Employment details In Principle Approval* of your Personal Loan application
    4. Step 4:Confirm loan terms that you wish to apply for
    5. Step 5:Upload your income documents

    *The loan amount, tenor and interest rate offered to you is based on your declared income during the online application. It may differ upon actual loan approval which is based on your income documentation submitted. Your loan application hereafter is still subjected to Citibank’s credit assessment.

    Popular Personal Loans

    Citi 7.9%/p.a

    Criteria as below:

    • Loan amount (RM5,000 – RM150,000)
    • Low flat interest rates of 7.9% – 12.5% per annum
    • Loan repayment tenure (24 – 60 months)
    • No processing fees
    • No collateral / guarantor required

    Quick Cash

    Need quick cash? Citi Quick Cash allows you to access funds from your Citi Credit Card instantly.

    • Flexible tenures from 6 to 60 months.
    • No documents required and no hidden fees.
    • Quick disbursement within 3 working days.

    Get cash whenever you need it—simply apply via your Citi Mobile App!

    Citi Balance Transfer via Installment Plan

    Consolidate your credit card balances and convert them into affordable monthly installments with Citi Balance Transfer.

    • Tenures: From 6 to 36 months.
    • No hidden fees—just a simple transfer to Citi Credit Card.

    Citi Debt Consolidation Plan

    Combine up to 5 credit cards and loans into one manageable loan with Citibank’s Debt Consolidation Plan.

    • Interest rates: Effective rates from 11.90% – 12.90% per annum.
    • Save up to 2.5% on annual interest.
    • Up to 60 months loan tenure.

    Take control of your finances and reduce multiple payments into a single monthly installment.

    CitiFlexBill

    Exclusive for Citi credit cardholders, CitiFlexBill lets you convert your credit card bill into easy installments.

    • Flexible tenures: From 6 to 60 months.
    • Minimum conversion amount: RM1,000.
    • Simple conversion through the Citi Mobile® App.

    Citi PayLite

    With Citi PayLite, you can convert any purchase made on your Citi credit card into easy installments.

    • Minimum conversion: RM50.
    • Flexible tenures: From 6 to 60 months.
    • No processing fees—just affordable payments.

    Shop anywhere and convert your purchases to installments in just a few taps.

     

    https://koperasi.info and www.citibank.com.my

     #pinjamanperibadi #personalloan #Bank #Citibank 

    Contact Citibank

    • Tel: 03-2383 0000
    • Level 1, Smart Banking Area, Citibank Tower, 165, Jalan Ampang, Kuala Lumpur,
      50450 Kuala Lumpur
    • Opening Hours: 9.30am-5pm (Monday-Friday)

    Hot & Trending Topic

    Looking to take control of your loans and spend smarter? We’ve got you covered with practical tips on handling bank loans, co-op financing, and managing your money with ease.

    Ready to make better financial choices? Tap here to start your journey toward smarter spending.

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  • CIMB Bank Personal Loan: Apply Now!

    CIMB Bank Personal Loan: Apply Now!

    CIMB Bank

    Apply Cimb Bank personal loan with fast approval and interest rate from 6.88%. No guarantor and hassle-free term loan. Click here to apply!

    Pinjaman Peribadi Cimb Bank Personal Loan

    Summary

    • Bank Koperasi Name: CIMB Bank
    • Abbreviation / Code Name: –
    • Bank Koperasi Promotion Name: Cimb Bank Personal Loan General Info

    There are many personal financing products provided to apply. The hottest loans are Cash Plus, Xpress Cash Financing-i, ASB Loan, Secured Overdraft and more.

    About

    Apply Cimb Bank personal loan with fast approval and interest rate from 6.88%.

    CIMB Group is a leading ASEAN universal bank and one of the region’s foremost corporate advisors. It is also a world leader in Islamic finance. The Group is headquartered in Kuala Lumpur, Malaysia, and offers consumer banking, commercial banking, investment banking, Islamic banking and asset management products and services. It is the fifth largest banking group by assets in ASEAN and, as at the end of September 2020, had around 34,000 staff and over 15 million customers.

     

    Popular Personal Financings

    CASH PLUS

    An unsecured, hassle-free term loan to fulfill your dreams. No collaterals. No guarantors. Convenient repayment tenure up to 5 years and loan amount up to RM100,000. Fixed interest rates from as low as 6.88% to 14.88% fixed per annum which is equivalent to Effective Interest Rates of 12.31% to 24.51% per annum.

    As low as 6.88% per annum*

    Eligibility

    • Individuals aged 21 to 58 years old*
    • Malaysian citizen
    • Minimum monthly gross income of RM2,000
    • In employment for more than 6 consecutive months
    • For self-employed, business to be active for more than 24 months

    *Maximum 60 years old upon maturity of loan tenure.

    Islamic Loan – Xpress Cash Financing-i

    Enjoy fast and flexible financing up to 8X your gross monthly income (basic + fixed income) to make your dream a reality. It’s easy and hassle free! Individuals aged 21 to 60 years old*. Minimum Monthly Gross Income. Eligible with a minimum monthly gross income of RM800 (including variables, e.g., overtime and allowances).

    Eligibility

    • Individuals aged 21 to 60 years old*
    • Malaysian citizen
    • No joint applications allowed
    • Minimum monthly gross income of RM800 (including variables, e.g., overtime and allowances)
    • At least 6 (six) months of employment or business establishment
    • Minimum financing amount offered is RM3,000 with Maximum RM50,000 or up to 8X gross monthly income (whichever is lower)

    *Maximum 65 years old upon maturity of loan tenure

     

    TERM FINANCING-i SECURED BY ASB CERTIFICATE

    TF-i ASB based on the concept of Commodity Murabahah-Tawarruq which is secured by ASB Certificate, helps you to grow your wealth and achieve your financial goals.

    Eligibility

    • Malaysian Bumiputera only
    • Individuals aged 18 years and above, with evidence of income only
    • Joint application is limited to parents/ spouse/ siblings/ adult children only

    Secured Overdraft Facility

    A Facility that is made available in your CIMB Bank Current Account by pledging a collateral to the Bank.

    Eligibility

    • Individuals aged 21 to 70 years old
    • Malaysian or residents with PR status residing in Malaysia
    • Owner of the collateral (free from any encumbrance)
    • Minimum collateral of RM10,000-00

    *Overdraft limit dependent on collateral pledged

    CASH PLUS 6.88% /p.a

    • No collaterals
    • No guarantors
    • Tenure up to 5 years
    • Loan amounts up to RM100,000.

    *Maximum 60 years old upon maturity of loan tenure.

    Islamic Loan – Xpress Cash Financing-i

    8x Gross Income

    • Minimum Amount Rm3,000
    • Max Amount Rm50,000
    • Gross Income Rm800
    • At least 6 months employment

    *Maximum 65 years old upon maturity of loan tenure

    ASB Loan

    TERM FINANCING-i SECURED BY ASB CERTIFICATE BR + 1.20% /p.a

    • Financing amount RM50,000 and above with tenure between 5 – 20 years 3.55% per annum [BR + 0.80% per annum]
    • Financing amount RM50,000 and above with tenure between 21 – 40 years 3.60% per annum [BR + 0.85% per annum]
    • Financing amount below RM50,000 3.75% per annum [BR + 1.00% per annum]
    • Current BR: 2.75% p.a. Promotion rate validity: Until 30 June 2021

    SECURED OVERDRAFT FACILITY BR+1.1-% /p.a

    • Personal OD Secured by Fixed Deposit BR + 1.10%
    • Personal OD Secured by Multiple Collateral BR + 1.60%
    • Personal OD Secured by Amanah Saham Bumiputera BR + 1.60%
    • At least 6 months employment

    *Maximum 65 years old upon maturity of loan tenure

     

    *Source: cimb.com.my

     #koperasi #personalloan #Bank #CIMB 

    Contact CIMB Bank

    • CIMB Bank Call Center: 03-6204 7788
      Premier Credit Card Call Centre 03-62047799
      Business Call Centre: +60322973000
    • info@personalfinancingloan.com
    • CIMB EzBank HQ Kuala Lumpur
      11, Jln Raja Laut, Kuala Lumpur City Centre
      50350, Federal Territory of Kuala Lumpur
    • CIMB Bank Customer Service
      83, Jalan Medan Setia 1, Bukit Damansara
      50490, Wilayah Persekutuan Kuala Lumpur

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  • Co-opbank Pertama CBP Personal Loan: Apply Now!

    Co-opbank Pertama CBP Personal Loan: Apply Now!

    Co-opbank Pertama CBP

    Co-opbank Pertama or CBP is one the trusted coop bank in Malaysia offering wide range of personal loan with very competitive interest rate. To apply, click here!

    Pinjaman Co-opbank Pertama CBP Personal Loan

    Summary

    • Bank Name: Co-opbank Pertama
    • Abbreviation / Code Name: CBP
    • Bank Promotion Name: General Info about Co-opbank Pertama CBP Personal Loan

    Nama lama Co-opbank Pertama CBP yang dahulu dikenali sebagai Bank Persatuan adalah sebuah coop bank yang dipercayai di Malaysia.

    History of CBP

    Co-opbank Pertama or CBP and formerly known as Bank Persatuan is one the trusted coop bank in Malaysia offering wide range of personal loan with very competitive interest rate. 

    Koperasi Co-opbank Pertama Malaysia Berhad adalah sebuah pertubuhan koperasi yang ditubuhkan di bawah Akta Koperasi 1993 dan didaftarkan pada 7 Jun 1950 dengan nama asalnya “The Province Wellesley Co-operative Banking Union Limited”.

    Pada tahun 1959 nama tersebut telah ditukarkan kepada Bank Persatuan Kerjasama Seberang Perai Berhad dan seterusnya pada tahun 1995 telah ditukarkan kepada nama Koperasi Bank Persatuan Malaysia Berhad dan pada tahun 2014 nama tersebut telah ditukarkan kepada nama Koperasi Co-opbank Persatuan Malaysia Berhad.

    Mesyuarat Agung Perwakilan Tahunan Co-opbank Persatuan ke-59 pada 29 April 2018 telah meluluskan pindaan Undang-Undang Kecil (UUK) CBP yang melibatkan pertukaran nama CBP dari Koperasi Co-opbank Persatuan Malaysia Berhad kepada Koperasi Co-opbank Pertama Malaysia Berhad.

    Shariah Compliance Exerciese

    Co-Opbank Pertama Bank Persatuan

    PELAKSANAAN PEMATUHAN SYARIAH / SHARIAH COMPLIANCE EXERCISE

    Pematuhan syariah adalah aspek asas kewangan Islam di Koperasi Co-opbank Pertama Malaysia Berhad. Untuk memastikan bahawa produk kami pada setiap masa mematuhi keperluan Syariah, kami akan menjalankan satu latihan pematuhan Syariah. Sila ambil maklum bahawa langkah-langkah yang perlu diambil tidak akan mengubah syarat pembiayaan atau kewajipan pelanggan terhadap pembiayaan berkenaan dan tanpa kos kepada pelanggan.

    Kami akan menghantar notis kepada setiap Pelanggan untuk memaklumkan hal-hal berikut:

    • Pindaan kepada Surat Tawaran di antara Pelanggan kami dan Koperasi Co-opbank Pertama Malaysia Berhad.
    • Pelantikan sebagai ejen Pelanggan untuk mengambil langkah-langkah yang diperlukan untuk memastikan kepatuhan Syariah dalam dokumentasi sekuriti.

    Langkah-langkah yang perlu diambil oleh untuk memastikan kepatuhan Syariah terhadap dokumentasi sekuriti yang sedia ada. Ini termasuk penukaran dokumentasi Bai’ Inahsebelumnya ke dokumentasi Bai’ Inah yang baru. Sila klik lampiran 1 dan lampiran 2 untuk merujuk contoh dokumentasi Bai Inah. Untuk sebarang maklumat lanjut, sila hubungi kami di: 1-300-88-7650.

    Shariah compliance is a fundamental aspect of Islamic finance. To ensure that our products are at all times Shariah-compliant, we would be conducting a Shariah compliance exercise.. Please be informed that the necessary steps to be taken would neither change any salient terms of the financing nor the obligations of the customer in the financing and at no cost to the customer.

    We would be sending to each of our customer a notice to inform of the following:

    Topik Terhangat & Trending

    Nak tahu cara urus pinjaman dengan lebih bijak? Kami kongsikan info penting tentang pinjaman bank, koperasi, dan cara urus wang dengan lebih mudah. Klik untuk teruskan membaca dan mula ubah cara anda berbelanja.

    Baca Lagi
    • Amendment of the Letter of Offer (Surat Tawaran) entered between our Customer and Koperasi Co-opbank Pertama Malaysia Berhad.
    • Appointment of Koperasi Co-opbank Pertama Malaysia Berhad as the Customer’s agent to take the necessary steps to ensure Shariah compliance of the security documentation.

    The necessary steps to be taken to ensure Shariah compliance of the existing security documentation. This would include the conversion of the previous Bai’ Inah documentation to the new Bai’ Inah documentation. Please click attachment 1 and attachment 2 to refer to the sample new Bai Inah documentation. For further details, please contact us at: 1-300-88-7650

    Pembiayaan Persendirian i-Lestari

    Profit Rate 4.15% /p.a

    • Had Maksima Pinjaman Peribadi : RM 200,000.00
    • Tempoh Pinjaman Peribadi 10 tahun
    • Kadar Keuntungan serendah 4.15% setahunSemua skim pembiayaan di atas adalah ditawarkan melalui semua cawangan Co-opbank Pertama dan tertakluk kepada terma dan syarat yang ditetapkan.

    Profit Rate KAPK + 0.5% /p.a

    • Pembiayaan Berjangka Tempoh 120 bulan KAPK + 0.5% (Minimum)
    • Pembiayaan Hartanah Tempoh 180 Bulan KAPK + 0.5% (Minimum)
    • Pembiayaan Penyambung Tempoh 60 Bulan KAPK + 0.5% (Minimum)
    • Pemfaktoran-i Tempoh 60 Bulan 3.5% daripada nilai invois
    • Certificate of Completion
    • *Semua Skim Pembiayaan di atas adalah ditawarkan melalui Jabatan Pembiayaan Koperasi dan Korporat Co-opbank Pertama dan tertakluk kepada terma dan syarat yang ditetapkan.

     

    www.cbp.com.my

      #pinjamanperibadi #Bank #CBP 

    Contact CBP

    • Telefon: 1-300-88-7650
    • info@cbp.com.my
    • Ibu Pejabat
      Tingkat 6, Wisma JCBNext
      No.27, Lorong Medan Tuanku 1,
      Off Jalan Sultan Ismail,
      50300 Kuala Lumpur.
    • Opening Hours: Isnin hingga Jumaat dari 9:00 pagi hingga 5:00 petang kecuali pada hari Sabtu, Ahad atau hari cuti umum
  • MBSB Personal Loan: Apply Now!

    MBSB Personal Loan: Apply Now!

    MBSB Personal Loan

    Malaysia Building Society Berhad (MBSB) formerly known as Asian Finance Bank Berhad. For more information on financial products and services offered by MBSB Bank, kindly click here

    Pinjaman Peribadi MBSB Personal Financing Loan-i

    Summary

    • Bank Name: MBSB Personal Loan
    • Abbreviation / Code Name: 
    • Bank Promotion Name: General info

    About

    Malaysia Building Society Berhad is the financial holding company of MBSB Bank Berhad, formerly known as Asian Finance Bank Berhad. For more information on financial products and services offered by MBSB Bank, kindly visit the website at www.mbsbbank.com

    History in Brief

    The origin of Malaysia Building Society Berhad can be traced back to the Federal and Colonial Building Society Limited incorporated in 1950. In 1956, it changed its name to Malaya Borneo Building Society Limited (MBBS), with the Malaysian government as its major shareholder. MBBS was then listed on the Stock Exchange of Malaya and Singapore in August 1963.

    The company became an incorporation in Malaysia under the Companies Act 1965 on 17 March 1970, before it was listed on the Kuala Lumpur Stock Exchange, now Bursa Malaysia on 14 March 1972. The Employees Provident Fund (EPF) is currently the holding entity of MBSB.

    Corporate Highlights

    Has been granted with an exemption under Section 7(4) of the Borrowing Companies Act 1969 (BCA). As a result of the change from BCA to Finance Companies Act (FCA), all references to borrowing business and borrowing company were to be construed respectively as finance business and finance company. The FCA was later repealed by Banking and Financial Institutions Act 1989 (BAFIA). The BAFIA has been repealed and replaced with FSA 2013.

    On 6 November 2017, entered into the Share Purchase Agreement with the shareholders of Asian Finance Bank Berhad (“AFB/Vendors”) for the proposed acquisition by MBSB of the entire equity interest in AFB for an aggregate purchase of RM644,952,807.66 to be satisfied by way of cash amounting to RM396,894,036.26 and the issuance of 225,507,974 Consideration Shares at an issue price of RM1.10 per Consideration Share (“the Acquisition”).

    The Acquisition was approved by the shareholders on 23 January 2018. The shareholders also approved the transfer of Shariah Compliant Assets and Liabilities of MBSB to AFB via a Members’ Scheme of Arrangement. Pursuant to the abovesaid approval and upon completion of the transfer of shares and the payment of the balance of the purchase consideration to the Vendors, AFB became a wholly owned subsidiary of MBSB on 7 February 2018. AFB undertook a rebranding exercise on 2 April 2018 and changed its name to MBSB Bank Berhad.

    Product & Services

    MBSB Personal Financing-i

    Learn about our Shariah compliant personal financing solutions through our host of attractive packages that best suit your financing needs.

    Competitive financing rates

    • Financing amount of up to RM400,000
    • Financing tenure of up to 10 years
    • No guarantor required
    • No hidden charges
    • Fast approval
    • Applicable for public servant and private sector employees

    Public Sector Mumtaz-i BR + 2.15%/p.a

    • Financing Amount Financing amount of up to RM250,000
    • No guarantor required
    • Takaful coverage is optional
    • No early settlement charges
    • Fast Approval

    Afdhal-i BR + 3.35%/p.a

    • Financing Amount Financing amount of up to RM400,000
    • No guarantor required
    • Takaful coverage is optional
    • No early settlement charges
    • Fast Approval

    Private Sector BR + 7.95%/p.a

    • Financing Amount Financing amount up to RM300,000
    • No guarantor required
    • Takaful coverage is optional
    • No early settlement charges
    • Fast Approval

    Repayment Table

    Repayment Table​ For Government Sector (Mumtaz-i)

    Profit Rate (p.a.) as low as BR + 2.15% p.a.

    Mumtaz-i PF-i
    Tenures2345678910
    RM50,0002,1901,4951,154946808710636579533
    RM55,0002,4081,6441,2701,041889780699637587
    RM60,0002,6271,7931,3851,136970851763694640
    RM65,0002,8461,9431,5001,2301,050922826752693
    RM70,0003,0652,0921,6161,3251,131993890810746
    RM75,0003,2842,2421,7311,4191,2121,064954868800
    RM80,0003,5032,3911,8461,5141,2931,1351,017926853
    RM90,0003,9412,6902,0771,7031,4541,2771,1441,041959
    RM100,0004,3792,9892,3081,8921,6161,4191,2711,1571,066
    RM150,0006,5684,4833,4622,8382,4232,1281,9071,7351,599
    RM200,0008,7575,9974,6153,7843,2312,8372,5422,3142,132
    RM250,00010,9467,4715,7694,7304,0383,5463,1772,8922,664

    4.80% p.a (Effective Rate) / 2.52% p.a (Flat Rate equivalent for 3 years)

    Repayment Table​ For Government Sector (Afdhal-i)

    Profit Rate (p.a.) as low as BR + 3.35% p.a.

    Afdhal-i PF-i
    Tenures2345678910
    RM50,0002,2171,5221,182974836738665608563
    RM55,0002,4381,6741,3001,071920812731669619
    RM60,0002,6601,8261,4181,1691,003886798730676
    RM65,0002,8811,9781,5361,2661,087959864791732
    RM70,0003,1032,1301,6541,3641,1711,033931851788
    RM75,0003,3252,2821,7721,4611,2541,107997912844
    RM80,0003,5462,4341,8901,5581,3381,1811,064973901
    RM90,0003,9892,7382,1271,7531,5051,3281,1961,0941,013
    RM100,0004,4333,0432,3631,9481,6721,4761,3291,2161,126
    RM150,0006,6494,5643,5442,9212,5082,2131,9941,8241,688
    RM200,0008,8656,0854,7253,8953,3432,9512,6582,4312,251
    RM250,00011,0817,6065,9064,8694,1793,6893,3223,0392,814

    6.00% p.a (Effective Rate) / 3.17% p.a (Flat Rate equivalent for 3 years)

    Repayment Table​ For Private Sector-i

    Profit Rate (p.a.) as low as BR + 7.95% p.a.

    Private Sector PF-i
    Tenures2345678910
    RM50,0002,3221,6281,2901,085950854783729686
    RM55,0002,5541,7911,4191,1941,045939861802755
    RM60,0002,7861,9531,5481,3021,1391,025940875824
    RM65,0003,0182,1161,6771,4111,2341,1101,018948892
    RM70,0003,2502,2791,8061,5191,3291,1951,0961,020961
    RM80,0003,7142,6042,0641,7361,5191,3661,2531,1661,098
    RM90,0004,1792,9302,3221,9531,7091,5371,4091,3121,235
    RM100,0004,6433,2552,5802,1701,8991,7071,5661,4581,372
    RM150,0006,9644,8833,8703,2542,8482,5612,3492,1862,058
    RM200,0009,2856,5105,1604,3393,7973,4143,1312,9152,744
    RM250,00011,6068,1386,4505,4244,7464,2683,9143,6433,430
    RM300,00013,9279,7657,7406,5085,6955,1214,6974,3724,116

    10.60% p.a (Effective Rate) / 5.73% p.a (Flat Rate equivalent for 3 years)

     

    *Source: mbsbbank.com

    Contact MBSB Bank

    • Telephone: 03-2096 3000
    • Fax: 03-2096 3292
    • Wisma MBSB
      48, Jalan Dungun,
      Damansara Heights,
      50490 Kuala Lumpur

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  • Agrobank Personal Loan: Apply Now!

    Agrobank Personal Loan: Apply Now!

    Agrobank Personal Loan

    Agrobank is a leader in agriculture financing and values-based banking based (VBI)* in Malaysia. Read here to apply personal loan and latest promotion!

    About

    Established in 1969, Agrobank is actively involved in charting the growth and development of Malaysia’s agriculture industry by offering shariah compliant products and solutions across various customer segments including corporate, commercial, consumer, trade finance and micro financing customers. This is a full-fledged Islamic bank since 1st July 2015.

    As a market driven, customer centric DFI (Development Financial Institution) with a primary focus on strengthening the agriculture sector in Malaysia, Agrobank strikes an equal balance to its developmental and commercial roles to benefit the agriculture sector.

    Agrobank provides a comprehensive repertoire of financing solutions for the agriculture community; that includes upstream activities related to primary food and commodities-based agriculture activities to downstream activities such as processing, marketing and distribution of agricultural products. It also offers retail banking financing solutions to improve the well-being of the agriculture community.

    This is done through its network of 192 customer touch points including 138 branches, 1 agro banking, 1 virtual banking, 10 commercial financing centre, 34 kiosk, 8 agro corners & agro point. In 2019, Agrobank celebrates its golden jubilee Anniversary, as it marks 50 years of its proud establishment developing the agro industry.

    * VBI or value-based intermediation is an initiative by Bank Negara Malaysia (BNM) which aims to improve the products and services offered by Islamic financial institutions towards a better facilitation of entrepreneurship, community well-being, sustainable environment and economic growth, without compromising on shareholders’ returns

    Consumer Product & Services

    Hartani-i (Tawarruq)

    Hartani-i provides financing facility to the Government Servant or Private Sector Employees and Stable Income Earner for the purpose to purchase agriculture land. Purchase of land includes directly purchase from the vendor or through public auction or purchase of land that will be or have been auctioned by Bank Pertanian Malaysia Berhad. The Bank will only consider the financing if the land to be purchased has the individual title or the land has been sub-divided and/or the land which individual title is to be issued.

    Ar-Rahnu

    Pembiayaan Ar-Rahnu is a short-term Islamic Pawnbroking Facility that provides customer with instant cash access by accepting gold items as collateral.

    AgroCash-i

    AgroCash-i is a personal financing facility for customers for the purpose of consumer financing mainly related to agriculture and agro-based activity.
    The implementation of the product is based on Tawarruq transactions.

    Agrobank Personal Loan

    Hot & Trending Topic

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    Pinjaman Peribadi AgroBank Personal Loan

    Agrobank profit rate:

    • Government Employees Age between 18 to 60 or up to retirement age whichever is earlier
    • Permanent and have served for at least 6 months (confirmed or under probation)
    • RM1,000 gross salary per month
    • Customer is encouraged to take Skim Takaful Kredit
    • Financing Amount : Maximum RM200,000
    • Financing Tenure 10 years maximum

    GLC Staff BR + 3.67% /p.a

    GLC Staff Personal Loan BR + 3.67% /p.a

    • GLC Staff Age between 21 to 60 or up to retirement age whichever is earlier
    • Permanent staff and has been confirmed with at least one year of service
    • RM2,000 gross salary per month
    • Customer is encouraged to take Skim Takaful Kredit
    • Financing Amount : Maximum RM200,000
    • Financing Tenure 10 years maximum

     

    *Source: agrobank.com.my

    Contact Agrobank

    • Telephone: 603-2731 1600 +6 03 2079 0600 (INTL)
      Contact Centre: 1-300-88-2476
    • Agrobank Malaysia My office
      Leboh Pasar Besar, City Centre,
      50050 Kuala Lumpur
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