Al-Rajhi
Al-Rajhi offering shariah compliant financing. Attractive rates and up to 10 years. Apply now!
Introduction
Al-Rajhi bank was founded by in 1958, based in Riyadh, Saudi Arabia and had been established in Malaysia and has many branches across the country. Internet banking services known as alrajhi 24 seven (Maybank and CIMB Bank with Maybank2u with Cimbclicks respectively) enable online transactions with ease. Personal loan Al-Rajhi Bank has indeed become so popular in last few years for its collaboration with the Cooperative Development Fund Berhad (KPUNB) and Kobeta has dominated the personal loans to government employees and statutory bodies.
Stay tuned for the latest info on personal loans latest promotions and updates. The most popular personal finance offers the lowest interest rate 3.99% and payout 99.1%.
This new product has not been started yet. You can still apply with the best cooperative such as Koperasi Gemilang Siswazah (kogemilang), Yayasan RCE Perlis, Koperasi Petronesa, Koperasi Kobena, Ikhtiar Destinasi, Coshare and many more.
Trust us. We will provide the best service to you. For applicants residing outside the Klang Valley, the form will be mailed to you. The application form needs to get approved by the employer / payroll unit. Open to permanent civil servants and police only. For private sector employees, you need to apply at the bank branch adjacent to obtain further information about the products and services provided.
Personal Financing-i
Need Funds for your Child Education, Home Renovation or Dream Vacations? Al Rajhi Personal Financing-i helps you to meet your financial requirements. Provides you the platform for you to obtain cash for personal use. Be it for home renovation or to meet your child’s education funds whereby our facility caters for such purpose.
Attractive rates as low as 6.99%* p.a. High financing limit up to 5 or 8 times your monthly income or RM150,000 whichever is lower Financing tenure of up to 8 years No guarantor required Financing product approved by Al Rajhi Bank Malaysia Shariah Board
*Terms and conditions apply.
Financing Basic Requirements
- Minimum age: 25 years old
- Minimum gross income: RM4,500* & above
*Subject to minimum annual income of RM60,000 & fixed income earner only
Personal Loan Rates & Charges
FEES TYPE, DETAILS
- Stamp Duty: MCSA 0.5% ad-valorem
- Takaful: Depends on the amount financing, tenure and age
- Retrieval/ Photocopy of Security Documents
Actual cost
- Lawyer’s fee for PF-Balance Transfer Programme
- RM 21.20 upon each approved Balance Transfer Programme
- BURSA transaction fee: As per Bursa Charges @RM15.90 per every RM 1,000,000.00
- Redemption Statement Fee: RM 10.60 per request
- Annual Financing Statement Fee: RM 5.30 per request (Ad-hoc)
*1st request for the year is FOC
* All fees are inclusive 6% GST unless stated otherwise.
How to apply
- Step 1 – Fax or email your NRIC, Military ID or Police ID and the Personal Financing-i application form
- Step 2 – Our Financial consultants will assist you with your enquiries
https://koperasi.info and www.alrajhibank.com.my
Contact Us
- Tel: +603 2332 6000
- customersupport@alrajhibank.com.my
- Fax: +603 2332 6062
- Level 17 Menara Chan
138 Jalan Ampang
50450 Kuala Lumpur
