Tag: GeneralInformation

  • Alliance Bank Personal Financing – 3.99% p.a. Online Exclusive Offer

    Alliance Bank Personal Financing – 3.99% p.a. Online Exclusive Offer

    Alliance Bank

    Looking for affordable personal financing? Alliance Bank offers a limited-time online exclusive rate of just 3.99% p.a. with minimal fees and fast approval. Whether you’re planning for the festive season, consolidating debt, or funding a big purchase — this is your chance to save more. Apply online today and lock in your low-rate financing before the offer ends!

    Popular Personal Loans

    Alliance 3.99%

    Key Benefits

    • Exclusive rate of 3.99% p.a. for online applications only.
    • Low interest/profit rates starting from 3.99% p.a. on a flat rate basis.
    • Low monthly instalments to fit your budget.

    Eligibility Requirements

    • Malaysian citizens or residents working and residing in Malaysia.
    • Age: Must be between 21 to 60 years old (at the time of loan maturity).
    • Income: Minimum gross monthly income of RM5,000 or RM60,000 per annum.

    Required Documentation (for Government Servants / Private Employees)

    • EPF statement.
    • Latest pay slip.
    • Latest bank statement showing income crediting.

    How to Apply

    Apply online today to get your fast approval and enjoy the exclusive low rates available only for online applications.

    Why Choose?

    • Quick approval process when applying online.
    • Affordable monthly instalments to manage your finances with ease.
    • Exclusive low interest rates available only for online applications.

    CLICK HERE to personal loan alliance bank view the full Product Disclosure Sheet for Personal Financing (Conventional).
    Click HERE to view the full Product Disclosure Sheet for Personal Financing (Islamic)

    Business Finance-i Equipment

    • Competitive rates with minimal administrative costs.
    • Fast turnaround time for quick approval.
    • Finance for the right equipment to propel your business forward.

    General Working Capital-i

    • Provides funds for day-to-day business operations.
    • Helps with the purchase of stock, managing overheads, and supporting other business activities.
    • Designed to meet your working capital needs.

    Business Premises Financing-i

    • Financing available for commercial properties or refinancing existing properties.
    • Flexible financing tenures to suit your needs.
    • High financing margins to give your business a boost.

    Bridging Finance-i

    • Helps bridge cashflow issues during construction.
    • Supports developers by ensuring cashflow is maintained until the receipt of sales proceeds from end-purchasers and financiers.
    • Ensures the continuation of development projects until completion.

    Palm Oil Plantation Financing-i

    • Tailor-made product for oil palm plantation businesses.
    • Covers needs ranging from land purchases to development costs and working capital.

    Government Assistance Schemes-i

    • Special financing schemes available for SMEs.
    • Government funds designed to support business growth and development.

    These business loan types offer a variety of solutions to help you manage cash flow, grow your business, and achieve your goals. Whether you need equipment, working capital, or assistance with property financing, Alliance Bank is here to support your business success.

    Alliance Bank with Koperasi Pusamaju

    The personal loan from Alliance Bank with Koperasi Pusamaju is one of the most popular financing options among civil servants in Malaysia. This cooperation between Koperasi Pusamaju and Alliance Bank offers a personal loan with highly attractive interest rates, which is why many flyers about this loan are often seen in various places such as motorcycle baskets, car windshields, and door handles.

    History and Popularity

    Koperasi Pusamaju, officially known as Koperasi Pembangunan Usahasama Masyarakat Maju Sabah Berhad (Kopusamaju), has been in partnership with Alliance Bank since 2002. Initially based in Sabah, the cooperative now has branches in Kuala Lumpur and Kuching. The popularity of this personal loan peaked when many flyers and pamphlets were distributed among civil servants, particularly in areas they frequently visit, such as Klinik Tanglin Kuala Lumpur.

    Moreover, Pusamaju flyers stand out from others due to the use of thick colored paper and high-quality prints, unlike most personal loan flyers that are typically black and white.

    Key Benefits

    • Very attractive interest rates: 3.99% FLAT RATE for a loan term of 20 years.
    • Fast approval process (though sometimes it can take up to 4-6 weeks due to a high volume of applications).
    • High payout rate of 94% after deducting an advance of 3 months.
    • Repayment is deducted directly from salaries through Biro Angkasa (Salary Deduction).

    Criteria and Terms

    To apply, the following criteria must be met:

    • Profit rates: 3.4% to 4.8% (depending on current promotions).
    • Loan term: Up to 20 years.
    • High payout: 94% after deducting advance 3 months.
    • Approval process: Typically takes 3-4 weeks.
    • Eligibility for CCRIS/CTOS: Eligible to apply.
    • Repayment: Through salary deduction via Biro Angkasa.

    Note: The promotion for this loan is currently closed temporarily. Please check the official website for updates on the latest promotions.

    Why Choose?

    • The successful partnership between Pusamaju and Alliance Bank has created a highly effective and trusted financing option for civil servants.
    • The loan offers not just low-interest rates, but also an easy approval process and flexible repayment options.
    • The promotions, such as 3.99% interest rate and a 20-year repayment period, make it a top choice for individuals seeking long-term financing.

    The Alliance Bank Personal Loan with Koperasi Pusamaju is a popular choice among civil servants because of its competitive interest rates, long repayment terms, and easy approval process. However, since promotions are limited, make sure to check the official website for the latest loan promotions.


    Pinjaman Peribadi Alliance Bank Loan


    *Source: Alliance Bank official website

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  • Koperasi Ladang Berhad (KLB): Trusted Source for Agricultural Solutions

    Koperasi Ladang Berhad (KLB): Trusted Source for Agricultural Solutions

    Koperasi Ladang Berhad (KLB)

    Discover why Koperasi Ladang Berhad (KLB) is Malaysia’s top cooperative for premium fertilizers, fungicides, herbicides, and insecticides. With decades of expertise and a commitment to sustainable farming, KLB empowers growers nationwide with reliable, high-quality agrochemical products. Explore our full range and boost your harvest today — visit KLB for smarter agriculture.

    Introduction

    KLB was originally incorporated under the Cooperative Societies Act with Registration No. 4518/7.1.70 under the name Sharikat Kerjasama Ladang Pekebun-Pekebun Kecil Malaysia Berhad.

    Name Change

    Effective from 20th August 2019, the cooperative underwent a rebranding and officially changed its name to Koperasi Ladang Berhad. This change reflects the cooperative’s evolving role and commitment to enhancing the livelihoods of its members, particularly within the agricultural sector.

    Products & Services

    Products

    Fungicides

    Active Ingredient Percentage
    Dimethomorph 50%
    Fungicide Systemic 80%
    Maneb 17.8%
    Triforine 41.7%
    Carbendazim 80%
    Sulphur 70%
    Propineb 11.9%
    Apoxiconazole 50%
    Kresoxim-Methyl 84.3%
    Tridemorph 11.2%
    Vinclozolin 2.24%
    Mancozeb 41.3%
    Metalaxy + Mancozeb 38.8%
    Copper Oxychloride 10% + 48%
    Copper Hydroxide 84%
    Benomyl 77%
    Difenconazole 50%

    Herbicides

    Active Ingredient Percentage
    Metsulfuron Methyl 20% w/w
    Dimenthylamine salt of 2,4D 60% w/w
    2,4-D Dimenthylamine 48%
    2,4-D Dimenthylamine 60%
    2,4-D Dimenthylamine 69.5%
    2,4D Amine 50%
    2,4D Butyl Ester 44%
    Trichlopyr Butoxyl Ethyl Ester 32.1%
    Trichlopyr Butoxi Ester 32% w/w
    Trichlopyr Butoxyl Ethyl Ester 32.4%
    Glyphosate Isopropyl Amine 41%
    Glyphosate + 2,4D 17.1% + 12.8%
    Cyclosulfamuron 10.2%
    Propanil 80%
    Propanil 34%
    Fluroxypyr, 1-Methyl Heptyl Ester 29.6%
    Fluroxypyr, 1-Methyl Heptyl Ester 4%
    Glyphosate Isopropyl Amine 8.8% + 23.2%

    Insecticides

    Active Ingredient Percentage
    Metsulfuron Methyl20% w/w
    Dimenthylamine salt of 2,4D60% w/w
    2,4-D Dimenthylamine48%
    2,4-D Dimenthylamine60%
    2,4-D Dimenthylamine69.5%
    2,4D Amine50%
    2,4D Butyl Ester44%
    Trichlopyr Butoxyl Ethyl Ester32.1%
    Trichlopyr Butoxi Ester32% w/w
    Trichlopyr Butoxyl Ethyl Ester32.4%
    Glyphosate Isopropyl Amine41%
    Glyphosate + 2,4D17.1% + 12.8%
    Cyclosulfamuron10.2%
    Propanil80%
    Propanil34%
    Fluroxypyr, 1-Methyl Heptyl Ester29.6%
    Fluroxypyr, 1-Methyl Heptyl Ester4%
    Glyphosate Isopropyl Amine8.8% + 23.2%

    Services

    KLB provides a variety of services across two key sectors: Agriculture Services and Asset Management. With years of experience and expertise, KLB has established itself as a leader in both areas, helping improve the livelihoods of its members and contributing to the local economy.

    Agriculture Services

    KLB offers comprehensive agricultural services designed to support the farming community. These services include:

    • Estate Management: Providing professional management of agricultural estates, ensuring efficient operations and optimal yield.
    • Livestock: Offering services related to the care and management of livestock, contributing to the broader agricultural ecosystem.
    • Agriculture Input and Tools: Supplying farmers with the necessary inputs such as fertilizers, pesticides, and farming tools to support crop cultivation.
    • Oil Palm Nursery: Operating oil palm nurseries for cultivating high-quality seedlings, which support the palm oil industry.
    • Buying and Selling of Fresh Fruit Bunches: Facilitating the purchase and sale of fresh fruit bunches (FFB), a core activity for palm oil plantations.

    Asset Management

    Koperasi Ladang Berhad also manages assets that contribute to its overall growth and sustainability. In this sector, the cooperative has made significant investments, including:

    • Condominium Units: KLB owns 29 units of condominiums located in Taman Putra Sulaiman, Ampang, Selangor, which are strategically situated near Ampang Point Shopping Complex. These properties provide a steady income stream through rental.

    Available Units for Rent:

    • Two-bedroom unit: 802 square feet
    • Three-bedroom unit: 1,375 square feet

    These units are available for lease to individuals or businesses looking for quality living or office spaces in a prime location.

    Contact KLB

    For more information on services, or to inquire about renting one of the condominium units, please contact us at:

    Koperasi Ladang Berhad (KLB)
    2-5-14, Prima Peninsula,
    Jalan Setiawangsa 11, Setiawangsa,
    54200 Kuala Lumpur
    Tel: +603-4256 6299 / +603-4256 6376
    Fax: +603-4257 3513
    Email: hq@koperasi-ladang.com

    Koperasi Ladang Berhad KLB


    *Source: pkpkm.org.my official website

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  • Koperasi Anak Sains MARA Berhad (KOASMARA): Enhancing Programmes

    Koperasi Anak Sains MARA Berhad (KOASMARA): Enhancing Programmes

    Koperasi Anak Sains MARA Berhad (KOASMARA)

    Koperasi Anak Sains MARA Berhad (KOASMARA) was incorporated by alumni of MARA Junior Science College (MRSM), a special high school system developed by Majlis Amanah Rakyat (MARA) for the promising bumiputera students.

    Introduction

    History

    The MRSM system has produced more than 150,000 graduates since its establishment and today about 80 of them are listed as our members with vision to create a better business-networking platform in niche area such as international education, training and consultancy.

    We are one of a handful of cooperatives in Malaysia with these unique focus as we wanted to be different, providing different angle of perspective into what a cooperative should and can do.

    KOASMARA is inspired by one of our members who is also Malaysia’s Astronaut, YBhg. Datuk Dr. Sheikh Muszaphar Shukor, and have decided to not limit into just doing what ordinary cooperatives are doing.

    For us, the sky is not the limit!

    KOASMARA is a registered cooperative with Suruhanjaya Koperasi Malaysia. KOASMARA membership is eligible only for former students, teachers and staff of MARA Junior Science College (MRSM) and their family members.

    The MRSM education system has produced more than 200,000 graduates since its establishment in 1972. Members of the alumni are mostly professionals, consultants and corporate leaders. Koperasi Anak Sains MARA Berhad KOASMARA would like to galvanize their vast pool of expertise and experience to become a successful business network.

    Vision and Mission

    VISION
    The Centre For Professional Growth

    MISSION
    Committed in delivering the best platform for leadership development, professional growth and capacity building

    Membership and Shares

    To apply for our membership and shares, please contact our KLHQ. Terms and conditions apply.

    Shares Performance:

    1. ASMARA DIVIDEND & BONUS: 15.0
    2. Funds Performance: ASMARA EDUCATION FUND: 8.4

    Public Programs

    Public Programs are workshops for busy people who are needing more info and practice on very specific topics. The modules are an integral part of our Professional Diploma in Entrepreneurship.

    Participants are curious to know more about the subject but do not want to commit too much time or resources on it. This workshop will give an ample overview of the topic

    Our workshop formats are ACTIVE. For each concept, there will be group exercises, role plays and games for deeper understanding and longer retention. Case studies are often part of our content to give better insights related to current market conditions or industries.

    All trainers are professional trainers with at least 20 years experience in their industry. Meeting experts in their fields is the greatest value for our participants.

    Popular Programs

    Education

    DBA

    Designed for Senior Executives. It is a research-based program for students to advance their careers to the next level.

    Euro programme

    MBA (MASTER OF BUSINESS ADMINISTRATION)

    An MBA is highly demanded in the business world. In many cases, an MBA degree is required for executive and senior positions.

    UK & Euro programme

    PDE (PROFESSIONAL DIPLOMA IN ENTREPRENEURSHIP)

    Unique modules and flexible programmes designed for people who want to understand components of successful businesses. This is the gateway to our PGDBA & other higher education programmes.

    UK or EU programme

    ECEC DIPLOMA IN EARLY CHILDHOOD EDUCATION & CARE

    The Diploma of Early Childhood Education and Care includes all the components of leadership roles such as a team room leader, coordinator, assistant director or director.

    Australian programme

    DOB (DIPLOMA OF BUSINESS)

    Very suitable for youths or individuals who wish to gain more knowledge and skills in Business. A great course to further develop skills across a wide range of business functions.

    Australian programme

    SOFT SKILLS Recovery Coaching Skills for Addiction

    This course focuses on knowledge and competencies in Recovery Coaching. Suitable for social workers, educators, coaches, counselors & therapists who are interested to specialize in the field of addiction.

    Malaysian programme

    SOFT SKILLS Route to Professional Engineer (IR)

    The route on how to achieve IR status will be explained. This training & mentoring course will cover all the processes and guidance through the stages to be become a credentialed Engineer with IR.

    Malaysian programme

    Education Overview

    • Duration: Usually 1 or 2 days at our facilities on weekends. Lunch is provided. Free flow refreshments.
    • Training is provided in our comfortable class rooms. The medium of instruction is mixed Malay and English.
    • Certificate of accomplishments or participation are provided.
    • Training Modules are taken from our Professional Diploma in Entrepreneurship (PDE). You may opt to join PDE later on with exemption from the topics you’ve attended.

    Requirement

    Minimum: SPM

    Join Our Workshop

    Please call our Student Affairs Officers:

    Adda or Izzati or Amalina at +603 2785 0532

    Required Documents:

    1. Application form will be sent by email
    2. A copy of IC
    3. A copy of Bank-in Slip or Screen Capture of payment transaction for RM600 to Anasmara Education Sdn Bhd. CIMB Bank Account Number 8603820971
    4. Terms : No Refunds

    Contact KOASMARA

    HQ

    A-3-7 Centrio Pantai Hill Park
    1 Jalan Pantai Murni
    59200 Kuala Lumpur
    MALAYSIA

    Tel: 0327850582

    Embassy

    Level 23, Menara MARA
    223, Jalan Tunku Abdul Rahman
    50100, Kuala Lumpur
    MALAYSIA

    International

    INDONESIA

    Menara BCA
    Jakarta
    Tel: +62 (857) 22245553

    BOSNIA HERZEGOVINA

    Alije Izetbegovica Breza
    Tel: +387 (62) 875563

    Koperasi Anak Sains MARA Berhad KOASMARA
    Koperasi Anak Sains MARA Berhad ASMARA KOASMARA




    *Source: koasmara.org official website

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  • Koperasi Kebangsaan Permodalan Tanah Berhad: Best Services

    Koperasi Kebangsaan Permodalan Tanah Berhad: Best Services

    Koperasi Kebangsaan Permodalan Tanah Berhad

    Koperasi Kebangsaan Permodalan Tanah Berhad is one of the koperasi in Malaysia. View product and services personal loan about this koperasi and other koperasi as well.

    How To Apply a Personal Loan

    If you are interested to apply a personal loan with any cooperatives or banks, we are here to serve you. We will entertain to your request as soon as possible regarding personal loan ie. the best financing with low interest rate and high payout. You can choose from over 50 cooperatives and 30 banks in Malaysia.

    Don’t forget to chat with us if you have any inquiries about how to overlap your existing loan, or apply a new fresh personal financing. All loans that we offer are Shariah Compliant and 100% Islamic.

    Sungei Palas Boh Tea Garden

    Sungei Palas Boh Tea Garden is a Tea Plantation in Cameron Highlands Pahang Malaysia. Filled with rich history dating back almost a century, BOH Tea Garden is the home of BOH’s first tea factory its largest and oldest tea garden. The breath taking journey to the tea centre for a sip of a delicate, rich and fresh brewed tea is a satisfactory journey for any tea lover.

    Most people can’t help but fall in love with Cameron Highlands. Indeed, its picturesque views, refreshing temperatures and cream-slathered scones served with tea offer a far more tantalising alternative to the chaotic bubble of nearby cities.

    First discovered in 1885 by William Cameron, Cameron Highlands is one of the most fertile agricultural spots in Malaysia. Located in the state of Pahang and spanning 712 square kilometres, it is 5,000ft above sea level and boasts a cool tropical climate, with temperatures between 15°C to 24°C throughout the year.

    For more information about these destinations in Cameron Highlands, please click this link

    Contact Koperasi Permodalan Tanah

    Koperasi Kebangsaan Permodalan Tanah Berhad
    Tingkat 10, Wisma Tun Sambanthan
    Jalan Sultan Sulaiman
    50768, Kuala Lumpur
    Tel: 03-2273 1250

    Koperasi Kebangsaan Permodalan Tanah Berhad: Best Services


    *Source: Maklumat Agen official website

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  • RCE Capital Berhad: Corporate and Business

    RCE Capital Berhad: Corporate and Business

    RCE Capital Berhad

    Before applying for a personal loan, it’s important to understand RCE Capital Berhad, its business, projects, and financing options. With over 10 years of experience, RCE Capital Berhad has been providing reliable personal financing to both civil servants and the private sector. Apply with confidence through Yayasan Ihsan Rakyat (YIR), knowing that you are choosing a company with a proven track record. Learn more about their services and get started with your application today!

    Overview & History

    A Rich History of Growth and Transformation

    RCE Capital Berhad (formerly known as Leong Tian Tin Mines Limited) was incorporated in Malaysia on 18 December 1953. Over the years, the company has undergone several name changes, reflecting its evolving business direction and growth trajectory.

    • 1953: Incorporated as Leong Tian Tin Mines Limited.
    • 1966: Name changed to Leong Tian Tin Mines Sdn Bhd.
    • 1978: Renamed to Rislee Enterprise Sdn Bhd.
    • 1993: Converted to a public limited company and rebranded as Rislee Enterprise Berhad.
    • 1993: Company name changed again to Rediffusion Berhad.
    • 2003: Adopted its current name, RCE Capital Berhad.

    Today, RCE Capital Berhad operates as a subsidiary of Amcorp Group Berhad and is listed on the Main Market of Bursa Malaysia. Initially engaged in mining, the company now focuses on financial services, having shifted its business model since 2003 with key acquisitions such as RCE Marketing Sdn Bhd and RCE Factoring Sdn Bhd.

    Key Milestones

    • 20 September 1994: Listed on the Second Board of Bursa Securities.
    • 23 August 2006: Transferred to the Main Board (now Main Market).
    • 2003: Shifted focus to financial services after selling its broadcasting business.
    • 2007: Acquired RCE Factoring Sdn Bhd, which provides credit factoring solutions.

    Personal Loan Services

    RCE Marketing Sdn Bhd, a subsidiary of RCE Capital Berhad, is dedicated to providing Shariah-compliant personal financing solutions. The company has a long history of working with various co-operatives and foundations to offer financial assistance to government employees, enabling them to access affordable personal loans through a salary deduction scheme.

    How to Apply for Personal Loan

    RCE Marketing works closely with Yayasan Ihsan Rakyat (YIR) to offer low-profit personal loans for Malaysian civil servants. Here’s how you can apply for a personal loan:

    1. Download and Complete the Application Form: Visit the official website of YIR or RCE Capital to download the loan application form.
    2. Submit Your Application: After completing the form, submit it to the relevant office for processing.
    3. Wait for Approval: Upon verification, your loan will be approved quickly, often within 3-5 business days.
    4. Receive Your Funds: Once approved, the loan amount will be disbursed directly to your account.

    Commercial Financing

    RCE Factoring Sdn Bhd

    RCE Factoring Sdn Bhd provides factoring and confirming facilities to small and medium-sized enterprises (SMEs), primarily those involved in trading, construction, and manufacturing sectors.

    Factoring

    Factoring is a financial transaction in which a business sells its accounts receivables at a discount to a factoring company. This allows the business to get immediate cash flow.

    Benefits of Factoring:

    • Quick access to cash within a short period.
    • No new debt is created.
    • No collateral required.
    • Better discounts for cash purchases.

    Confirming

    Confirming is when a business needs to confirm an order of goods, and the confirming company guarantees payment to the supplier upon delivery.

    Benefits of Confirming:

    • The client doesn’t pay the supplier until the obligations are fulfilled.
    • Provides extra working capital to the business.

    Why Choose RCE Factoring?

    Here’s why RCE Factoring is the ideal choice for your business financing needs:

    • Flexible credit terms tailored to your requirements.
    • Dedicated professional support to cater to your business needs.
    • Prompt and efficient service to ensure smooth transactions.

    Contact Information

    For more information about personal loans and other financing options, please contact Yayasan Ihsan Rakyat (YIR):

    Address:
    Yayasan Ihsan Rakyat
    Lot 33.01-02, Tingkat 33
    Sunway Putra Tower, 100, Jalan Putra,
    50350 Kuala Lumpur

    Phone: 03-4047 0888 (General Line)
    Fax: 03-4047 0856

    Why

    RCE Capital Berhad has transformed over decades, from its early days in mining to its current position as a key player in the financial services sector. With a strong focus on Shariah-compliant financing and quick loan disbursements, RCE Capital offers tailored financial solutions for both individuals and businesses, helping them manage cash flow and achieve long-term financial stability.

    RCE Capital Berhad Yayasan Ihsan Rakyat YIR Perlis



    Summary

    • Article Title: RCE Capital Berhad
    • Category: #RCE #PersonalLoan 
    • Purpose: #GeneralInformation 

    *Source: rce.com.my official website

    Hot & Trending Topic

    Looking to take control of your loans and spend smarter? We’ve got you covered with practical tips on handling bank loans, co-op financing, and managing your money with ease.

    Ready to make better financial choices? Tap here to start your journey toward smarter spending.

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