Koperasi Pengusaha Pekerja Malaysia Berhad (KPPMB)

Koperasi Pengusaha Pekerja Malaysia Berhad (KPPMB) offers Shariah-compliant personal financing based on Tawarruq and Murabaha concepts, with competitive low rates. As a recognized member of Angkasa Berhad Sharia Financing Cooperative since January 27, 2015, KPPMB provides trusted financial solutions for Malaysian workers and entrepreneurs.

Explore your options and apply for ethical personal loans today—KPPMB is here to support your financial journey!

Koperasi Pengusaha Pekerja Malaysia Berhad KPPMB

Introduction

Koperasi Pengusaha Pekerja Malaysia Berhad has also been registered under subsection 7(1) of the Basic Co-operative Societies Act with limited liability on 20th June 2006.

KPPMB was registered under subsection 18(3) of the Co-operative Societies Act 1993 on 13th September 2018. The financial products, services and facilities offered by Koperasi Pengusaha Pekerja Malaysia Berhad are based on kppmb’s Shariah concept offering financing packages such as Ordinary Financing (Tawarruq) and Murabahah Financing (Murabahah).

Our Mission

Our mission is to work with our experts. With cooperation, experts will be able to synergize their energy for a common purpose. Virtue, financial freedom and the common goal of achieving prosperity are our beliefs.

Popular Personal Loans

Tawarruq

Tawarruq refers to a commodity or asset sale transaction based on a deferred payment on a Murabahah basis (i.e. the cost price of the asset plus a profit margin) or Musawamah (i.e. a trade that does not disclose the cost price of the asset and profit margin) from the seller to the buyer, and then the commodity or asset will be sold in cash to a third party (other than the original seller) to obtain cash. It is also known as the Murabahah Commodity.

This concept is used in the structure of deposit products, financing, asset management and risk dependents.

Murabaha

Murabaha refers to a purchase and sale transaction in which the cost price of the asset and profit margin have been known to the buyer and agreed upon by the contracting party. Payment of the sale price can be made in full or on a partial basis.

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