RHB Bank Personal Loan

Whether it is to celebrate life’s big moments or exploring life’s opportunities or start something meaningful, our personal financing can assist you in achieving your dreams. In fact, you can also consolidate your debts with us to better manage your finances and provide for your loved ones’ needs.

Eligibility

Private Sector

• Profit Rate : As low as 8.18% p.a. (equivalent to 15% p.a.)
• Benefits : Financing of up to RM150,000
• On-the-spot approval and disbursement
• As low as RM 57.54/month
• Up to 7 years tenure
• Debt consolidation
• Monthly Repayment Method

Self-payment

• Auto debit instructions
• Instant approval & disbursement
• RHB Personal Financing is an option that is convenient and flexible at the same time, with reasonable interest rates for an affordable monthly installment repayment.

Tier 1:

• Financing Amount Capping: RM2,000 RM10,000
• Int Rate (p.a.) 13.45%
• Maximum Financing Tenure 5 Years (60 Months)

Tier 1:

• Financing Amount Capping: RM11,000 RM15,000
• Int Rate (p.a.) 13.45%
• Maximum Financing Tenure 5 Years (60 Months)

Tier 2

• Financing Amount Capping: RM16,000 RM50,000
• Int Rate (p.a.) 11.66%
• Maximum Financing Tenure 7 Years (84 Months)

Tier 3

• Financing Amount Capping: RM51,000 RM99,000
• Int Rate (p.a.) 9.91%
• Maximum Financing Tenure 7 Years (84 Months)

Tier 4

• Financing Amount Capping: RM100k RM150k
• Int Rate (p.a.) 8.18%
• Maximum Financing Tenure 7 Years (84 Months)

Repayment Table

Please click here to view the RHB Bank personal loan repayment table.

Interest Rate

Please find here to view the RHB Bank Personal Loan Interest Rate Table

Terms and Conditions

Please find here to view our RHB Bank Personal Loan Terms and Conditions

Download Personal Financing Forms

You may download the RHB Bank Personal Loan PF Forms here. Complete the form and send it back to us. Get RHB Personal Financing for an ideal lifestyle! For as low as RM57.54* per month, get RM2,000 and more! Sign up now to enjoy these key benefits:

• Stretch it out to 7 years
• Repayment period from 1 to 5 years
• Financing amount from RM2,000 to RM150,000
• Financing amount capping and Interest Rates as below

*The rates stated above are based on a flat rate and vary according to the repayment period from 12 months onwards.

1. Tier 1: from 13.45%p.a. flat that is equivalent to EIR 24% p.a;
2. Tier 2: from 11.66% p.a. flat that is equivalent to EIR 21% p.a.;
3. Tier 3: from 9.91% p.a. flat that is equivalent to EIR 18% p.a.;
4. Tier 4: from 8.18% p.a. flat that is equivalent to EIR 15% p.a.

The EIR (effective interest rate) may be higher if the monthly payment is not reqular.