RHB Bank

RHB Bank is providing the best personal loans to government servants and private sector. Max RM150,000. Instant approval. Apply now!

RHB Bank Personal Loan

Introduction

Whether it is to celebrate life’s big moments or exploring life’s opportunities or start something meaningful, our personal financing can assist you in achieving your dreams. In fact, you can also consolidate your debts with us to better manage your finances and provide for your loved ones’ needs.

Popular Personal Loans

RHB 8.18%

Eligibility

Private Sector

  • Profit Rate: As low as 8.18% p.a. (equivalent to 15% p.a.)
  • Benefits: Financing of up to RM150,000
  • On-the-spot approval and disbursement
  • As low as RM 57.54/month
  • Up to 7 years tenure
  • Debt consolidation
  • Monthly Repayment Method

Self-payment

  • Auto debit instructions
  • Instant approval & disbursement
  • RHB Personal Financing is an option that is convenient and flexible at the same time, with reasonable interest rates for an affordable monthly installment repayment.

Tier 1:

  • Financing Amount Capping: RM2,000 RM10,000
  • Int Rate (p.a.) 13.45%
  • Maximum Financing Tenure 5 Years (60 Months)

Tier 1:

  • Financing Amount Capping: RM11,000 RM15,000
  • Int Rate (p.a.) 13.45%
  • Maximum Financing Tenure 5 Years (60 Months)

Tier 2

  • Financing Amount Capping: RM16,000 RM50,000
  • Int Rate (p.a.) 11.66%
  • Maximum Financing Tenure 7 Years (84 Months)

Tier 3

  • Financing Amount Capping: RM51,000 RM99,000
  • Int Rate (p.a.) 9.91%
  • Maximum Financing Tenure 7 Years (84 Months)

Tier 4

  • Financing Amount Capping: RM100k RM150k
  • Int Rate (p.a.) 8.18%
  • Maximum Financing Tenure 7 Years (84 Months)

Repayment Table

Please click here to view the RHB Bank personal loan repayment table.

Interest Rate

Please find here to view the RHB Bank Personal Loan Interest Rate Table

Terms and Conditions

Please find here to view our RHB Bank Personal Loan Terms and Conditions

Download Forms

You may download the RHB Bank Personal Loan PF Forms here. Complete the form and send it back to us.
Get RHB Personal Financing for an ideal lifestyle! For as low as RM57.54* per month, get RM2,000 and more! Sign up now to enjoy these key benefits:

  • Stretch it out to 7 years
  • Repayment period from 1 to 5 years
  • Financing amount from RM2,000 to RM150,000
  • Financing amount capping and Interest Rates as below

*The rates stated above are based on a flat rate and vary according to the repayment period from 12 months onwards.

  1. Tier 1: from 13.45%p.a. flat that is equivalent to EIR 24% p.a;
  2. Tier 2: from 11.66% p.a. flat that is equivalent to EIR 21% p.a.;
  3. Tier 3: from 9.91% p.a. flat that is equivalent to EIR 18% p.a.;
  4. Tier 4: from 8.18% p.a. flat that is equivalent to EIR 15% p.a.

The EIR (effective interest rate) may be higher if the monthly payment is not reqular.

For Government Servants

Criteria:

  1. No advance payment
  2. Promotion rate as low as 4.20% (flat rate)
  3. Loans from RM2,000 to RM150,000
  4. Repayment Tenure from 2 to 10 years
  5. No guarantor needed

*Terms and conditions apply

For Private

Get access to funds, easier and faster. Contact the nearest branches today for more details.

RHB offers fast and convenient personal financing-i for employees in the private sector, providing an easy solution to immediate financial needs.

Features and Benefits:

  • Loan Amount: Up to RM150,000.
  • Repayment: Affordable monthly repayments starting as low as RM57.54.
  • Tenure: Flexible tenure options up to 7 years.
  • On-the-spot Approval and Disbursement.
  • Debt Consolidation options available for managing existing loans.

Terms and Conditions

Eligibility:

  • Profit Rate: Starting from as low as 8.18% p.a. (equivalent to 15% p.a. flat).
  • Loan Amount: From RM2,000 to RM150,000.
  • Instant Approval and Disbursement.
  • Repayment Tenure: Flexible terms ranging from 1 to 7 years.

Repayment:

  • Self-payment or Auto-debit available.
  • Debt Consolidation option to streamline multiple loan repayments.

Financing Tiers

RHB offers different financing tiers based on loan amount and repayment duration. Here’s a breakdown of the available options:

Tier 1: Financing of RM2,000 – RM10,000

  • Interest Rate: 13.45% p.a. flat (equivalent to 24% EIR).
  • Maximum Tenure: 5 years.

Tier 2: Financing of RM11,000 – RM50,000

  • Interest Rate: 11.66% p.a. flat (equivalent to 21% EIR).
  • Maximum Tenure: 7 years.

Tier 3: Financing of RM51,000 – RM99,000

  • Interest Rate: 9.91% p.a. flat (equivalent to 18% EIR).
  • Maximum Tenure: 7 years.

Tier 4: Financing of RM100,000 – RM150,000

  • Interest Rate: 8.18% p.a. flat (equivalent to 15% EIR).
  • Maximum Tenure: 7 years.

Why Choose?

  • Flexible Loan Amounts: From RM2,000 to RM150,000.
  • Affordable Monthly Repayments: Starting from as low as RM57.54/month.
  • Long Repayment Tenure: Up to 7 years.
  • Competitive Interest Rates: Starting from 8.18% p.a. (flat rate, equivalent to 15% EIR).

Take control of your financial goals and enjoy RHB Personal Financing‘s competitive rates, easy repayment terms, and flexible financing options.

Customer Care Centre

Our customer service team is your first point of contact for raising complaints or providing feedback. Talk to our staff at your nearest Branch or call our Customer Care Centre. We will do our best to help resolve any issue you may have. Phone: 03-9206 8118 / Email: customer.service@rhbgroup.com. For email communications, we appreciate if you can include the following details within your email for us to serve you more efficiently:

  1. MyKad Identification Number/Passport Number
  2. RHB Bank Account Number
  3. Contact Number

Our specialist will work closely with you to resolve any complaint you may have quickly and amicably. If you have a compliment or suggestion, they will ensure your feedback is shared with the relevant teams. Upon received of your complaint/feedback, our customer service officer will contact you within 2 working days and we’ll attempt to resolve it as promptly as possible.

*For Insurance related matters, please call 1300-220-007 from Monday to Thursday (8.45am – 5.4pm) and Friday (8.45am – 5.45pm). Alternatively, visit our RHB Bank Insurance page for more information.

 

*Source from RHB Bank malaysia website

 #personalloan #Bank #RHB 

Contact RHB

To learn more or apply for personal financing, visit the nearest RHB Bank branch or contact our customer service team:

  • Address: Ground Floor, RHB Bank Centre, 426, Jln Tun Razak, Kelab Golf di Raja Selangor, 50400 Kuala Lumpur.
  • Customer Service:
    • Phone: 03-9206 8118
    • Fax: 03-9281 3030
  • Email: customer.service@rhbgroup.com

Additional Tips for a Smooth Application:

  • Ensure all required documents are ready to avoid delays.
  • Review the loan terms thoroughly before applying.

RHB Personal Loans offer flexibility, affordability, and quick access to funds. Whether you are a government servant or a private sector employee, RHB’s range of personal financing options is designed to meet your financial needs. Apply today and take the first step towards securing your financial future!

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