Cimb Bank Personal Loan

Apply Cimb Bank personal loan with fast approval and interest rate from 6.88%. No guarantor and hassle-free term loan. Click here to apply!

Pinjaman Peribadi Cimb Bank Personal Loan

Summary

  • Bank Koperasi Name: CIMB Bank
  • Abbreviation / Code Name: –
  • Bank Koperasi Promotion Name: Cimb Bank Personal Loan General Info

There are many personal financing products provided to apply. The hottest loans are Cash Plus, Xpress Cash Financing-i, ASB Loan, Secured Overdraft and more.

About

Apply Cimb Bank personal loan with fast approval and interest rate from 6.88%.

CIMB Group is a leading ASEAN universal bank and one of the region’s foremost corporate advisors. It is also a world leader in Islamic finance. The Group is headquartered in Kuala Lumpur, Malaysia, and offers consumer banking, commercial banking, investment banking, Islamic banking and asset management products and services. It is the fifth largest banking group by assets in ASEAN and, as at the end of September 2020, had around 34,000 staff and over 15 million customers.

 

Personal Financing

CASH PLUS

An unsecured, hassle-free term loan to fulfill your dreams. No collaterals. No guarantors. Convenient repayment tenure up to 5 years and loan amount up to RM100,000. Fixed interest rates from as low as 6.88% to 14.88% fixed per annum which is equivalent to Effective Interest Rates of 12.31% to 24.51% per annum.

As low as 6.88% per annum*

Eligibility

  • Individuals aged 21 to 58 years old*
  • Malaysian citizen
  • Minimum monthly gross income of RM2,000
  • In employment for more than 6 consecutive months
  • For self-employed, business to be active for more than 24 months

*Maximum 60 years old upon maturity of loan tenure.

Islamic Loan – Xpress Cash Financing-i

Enjoy fast and flexible financing up to 8X your gross monthly income (basic + fixed income) to make your dream a reality. It’s easy and hassle free! Individuals aged 21 to 60 years old*. Minimum Monthly Gross Income. Eligible with a minimum monthly gross income of RM800 (including variables, e.g., overtime and allowances).

Eligibility

  • Individuals aged 21 to 60 years old*
  • Malaysian citizen
  • No joint applications allowed
  • Minimum monthly gross income of RM800 (including variables, e.g., overtime and allowances)
  • At least 6 (six) months of employment or business establishment
  • Minimum financing amount offered is RM3,000 with Maximum RM50,000 or up to 8X gross monthly income (whichever is lower)

*Maximum 65 years old upon maturity of loan tenure

 

Others

TERM FINANCING-i SECURED BY ASB CERTIFICATE

TF-i ASB based on the concept of Commodity Murabahah-Tawarruq which is secured by ASB Certificate, helps you to grow your wealth and achieve your financial goals.

Eligibility

  • Malaysian Bumiputera only
  • Individuals aged 18 years and above, with evidence of income only
  • Joint application is limited to parents/ spouse/ siblings/ adult children only

Secured Overdraft Facility

A Facility that is made available in your CIMB Bank Current Account by pledging a collateral to the Bank.

Eligibility

  • Individuals aged 21 to 70 years old
  • Malaysian or residents with PR status residing in Malaysia
  • Owner of the collateral (free from any encumbrance)
  • Minimum collateral of RM10,000-00

*Overdraft limit dependent on collateral pledged

Interest Rate / Profit Rate

CASH PLUS 6.88% /p.a

  • No collaterals
  • No guarantors
  • Tenure up to 5 years
  • Loan amounts up to RM100,000.

*Maximum 60 years old upon maturity of loan tenure.

Islamic Loan – Xpress Cash Financing-i

8x Gross Income

  • Minimum Amount Rm3,000
  • Max Amount Rm50,000
  • Gross Income Rm800
  • At least 6 months employment

*Maximum 65 years old upon maturity of loan tenure

TERM FINANCING-i SECURED BY ASB CERTIFICATE BR + 1.20% /p.a

  • Financing amount RM50,000 and above with tenure between 5 – 20 years 3.55% per annum [BR + 0.80% per annum]
  • Financing amount RM50,000 and above with tenure between 21 – 40 years 3.60% per annum [BR + 0.85% per annum]
  • Financing amount below RM50,000 3.75% per annum [BR + 1.00% per annum]
  • Current BR: 2.75% p.a. Promotion rate validity: Until 30 June 2021

SECURED OVERDRAFT FACILITY BR+1.1-% /p.a

  • Personal OD Secured by Fixed Deposit BR + 1.10%
  • Personal OD Secured by Multiple Collateral BR + 1.60%
  • Personal OD Secured by Amanah Saham Bumiputera BR + 1.60%
  • At least 6 months employment

*Maximum 65 years old upon maturity of loan tenure

 

*Source: cimb.com.my

 #koperasi #personalloan #Bank #CIMB 

Contact CIMB Bank

  • CIMB Bank Call Center: 03-6204 7788
    Premier Credit Card Call Centre 03-62047799
    Business Call Centre: +60322973000
  • info@personalfinancingloan.com
  • CIMB EzBank HQ Kuala Lumpur
    11, Jln Raja Laut, Kuala Lumpur City Centre
    50350, Federal Territory of Kuala Lumpur
  • CIMB Bank Customer Service
    83, Jalan Medan Setia 1, Bukit Damansara
    50490, Wilayah Persekutuan Kuala Lumpur

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