Alliance Bank

Looking for affordable personal financing? Alliance Bank offers a limited-time online exclusive rate of just 3.99% p.a. with minimal fees and fast approval. Whether you’re planning for the festive season, consolidating debt, or funding a big purchase — this is your chance to save more. Apply online today and lock in your low-rate financing before the offer ends!

Popular Personal Loans

Alliance 3.99%

Key Benefits

  • Exclusive rate of 3.99% p.a. for online applications only.
  • Low interest/profit rates starting from 3.99% p.a. on a flat rate basis.
  • Low monthly instalments to fit your budget.

Eligibility Requirements

  • Malaysian citizens or residents working and residing in Malaysia.
  • Age: Must be between 21 to 60 years old (at the time of loan maturity).
  • Income: Minimum gross monthly income of RM5,000 or RM60,000 per annum.

Required Documentation (for Government Servants / Private Employees)

  • EPF statement.
  • Latest pay slip.
  • Latest bank statement showing income crediting.

How to Apply

Apply online today to get your fast approval and enjoy the exclusive low rates available only for online applications.

Why Choose?

  • Quick approval process when applying online.
  • Affordable monthly instalments to manage your finances with ease.
  • Exclusive low interest rates available only for online applications.

CLICK HERE to personal loan alliance bank view the full Product Disclosure Sheet for Personal Financing (Conventional).
Click HERE to view the full Product Disclosure Sheet for Personal Financing (Islamic)

Business Finance-i Equipment

  • Competitive rates with minimal administrative costs.
  • Fast turnaround time for quick approval.
  • Finance for the right equipment to propel your business forward.

General Working Capital-i

  • Provides funds for day-to-day business operations.
  • Helps with the purchase of stock, managing overheads, and supporting other business activities.
  • Designed to meet your working capital needs.

Business Premises Financing-i

  • Financing available for commercial properties or refinancing existing properties.
  • Flexible financing tenures to suit your needs.
  • High financing margins to give your business a boost.

Bridging Finance-i

  • Helps bridge cashflow issues during construction.
  • Supports developers by ensuring cashflow is maintained until the receipt of sales proceeds from end-purchasers and financiers.
  • Ensures the continuation of development projects until completion.

Palm Oil Plantation Financing-i

  • Tailor-made product for oil palm plantation businesses.
  • Covers needs ranging from land purchases to development costs and working capital.

Government Assistance Schemes-i

  • Special financing schemes available for SMEs.
  • Government funds designed to support business growth and development.

These business loan types offer a variety of solutions to help you manage cash flow, grow your business, and achieve your goals. Whether you need equipment, working capital, or assistance with property financing, Alliance Bank is here to support your business success.

Alliance Bank with Koperasi Pusamaju

The personal loan from Alliance Bank with Koperasi Pusamaju is one of the most popular financing options among civil servants in Malaysia. This cooperation between Koperasi Pusamaju and Alliance Bank offers a personal loan with highly attractive interest rates, which is why many flyers about this loan are often seen in various places such as motorcycle baskets, car windshields, and door handles.

History and Popularity

Koperasi Pusamaju, officially known as Koperasi Pembangunan Usahasama Masyarakat Maju Sabah Berhad (Kopusamaju), has been in partnership with Alliance Bank since 2002. Initially based in Sabah, the cooperative now has branches in Kuala Lumpur and Kuching. The popularity of this personal loan peaked when many flyers and pamphlets were distributed among civil servants, particularly in areas they frequently visit, such as Klinik Tanglin Kuala Lumpur.

Moreover, Pusamaju flyers stand out from others due to the use of thick colored paper and high-quality prints, unlike most personal loan flyers that are typically black and white.

Key Benefits

  • Very attractive interest rates: 3.99% FLAT RATE for a loan term of 20 years.
  • Fast approval process (though sometimes it can take up to 4-6 weeks due to a high volume of applications).
  • High payout rate of 94% after deducting an advance of 3 months.
  • Repayment is deducted directly from salaries through Biro Angkasa (Salary Deduction).

Criteria and Terms

To apply, the following criteria must be met:

  • Profit rates: 3.4% to 4.8% (depending on current promotions).
  • Loan term: Up to 20 years.
  • High payout: 94% after deducting advance 3 months.
  • Approval process: Typically takes 3-4 weeks.
  • Eligibility for CCRIS/CTOS: Eligible to apply.
  • Repayment: Through salary deduction via Biro Angkasa.

Note: The promotion for this loan is currently closed temporarily. Please check the official website for updates on the latest promotions.

Why Choose?

  • The successful partnership between Pusamaju and Alliance Bank has created a highly effective and trusted financing option for civil servants.
  • The loan offers not just low-interest rates, but also an easy approval process and flexible repayment options.
  • The promotions, such as 3.99% interest rate and a 20-year repayment period, make it a top choice for individuals seeking long-term financing.

The Alliance Bank Personal Loan with Koperasi Pusamaju is a popular choice among civil servants because of its competitive interest rates, long repayment terms, and easy approval process. However, since promotions are limited, make sure to check the official website for the latest loan promotions.


Pinjaman Peribadi Alliance Bank Loan


*Source: Alliance Bank official website

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