Personal Loan Citibank and Quick Cash

Get a personal loan with quick cash from your Citi Credit Card. Enjoy financing options of up to RM150,000 with flexible repayment terms. Get more info here! and start your application today!

Personal Loan Citibank: Quick & Flexible Financing Options

Whether you’re looking to decorate your dream home, pursue higher education, or fulfill your personal goals, Citibank Personal Loans can help you achieve your dreams with affordable financing options. Apply online for instant approval* in just 3 simple steps!

Key Benefits of Citibank Personal Loan:

• Loan amount: Up to 10x your gross monthly income (RM5,000 to RM150,000).
• Low flat interest rates: Starting from 5.88% – 9.80% per annum.
• Flexible repayment tenure: From 24 to 60 months.
• No processing fee.
• No collateral or guarantor required.
• Instant online approval for qualified applicants.

Eligibility Criteria:

To qualify for the Citibank Personal Loan, applicants must meet the following conditions:

• Malaysian citizen or Permanent Resident.
• Age: Between 21 and 60 years old.
• Minimum monthly income: RM4,000.
• Employed: Currently working in Malaysia.

Note: Age eligibility is subject to employer confirmation.

Simple 3-Step Application Process:

1. Fill in your contact details.
2. Enter your personal information and upload a copy of your NRIC.
3. Provide employment details.
4. Once you’ve completed the steps, confirm the loan terms and upload income documents.

Loan amount, tenure, and interest rates are based on the details you provide. The final offer may vary upon approval.
All information submitted must be accurate to ensure approval.

Citibank Quick Cash: Instant Cash from Your Citi Credit Card

Need quick cash? Citi Quick Cash allows you to access funds from your Citi Credit Card instantly.

• Flexible tenures from 6 to 60 months.
• No documents required and no hidden fees.
• Quick disbursement within 3 working days.

Get cash whenever you need it—simply apply via your Citi Mobile App!

Citi Balance Transfer via Installment Plan

Consolidate your credit card balances and convert them into affordable monthly installments with Citi Balance Transfer.

• Tenures: From 6 to 36 months.
• No hidden fees—just a simple transfer to Citi Credit Card.

Citi Debt Consolidation Plan: Simplify Your Finances

Combine up to 5 credit cards and loans into one manageable loan with Citibank’s Debt Consolidation Plan.

• Interest rates: Effective rates from 11.90% – 12.90% per annum.
• Save up to 2.5% on annual interest.
• Up to 60 months loan tenure.

Take control of your finances and reduce multiple payments into a single monthly installment.

Other Citibank Personal Financing Options

CitiFlexBill: Convert Credit Card Bill into Installments

Exclusive for Citi credit cardholders, CitiFlexBill lets you convert your credit card bill into easy installments.

• Flexible tenures: From 6 to 60 months.
• Minimum conversion amount: RM1,000.
• Simple conversion through the Citi Mobile® App.

Citi PayLite: Turn Big Purchases into Affordable Installments

With Citi PayLite, you can convert any purchase made on your Citi credit card into easy installments.

• Minimum conversion: RM50.
• Flexible tenures: From 6 to 60 months.
• No processing fees—just affordable payments.

Shop anywhere and convert your purchases to installments in just a few taps.

How to Contact Citibank:

Citibank Berhad
Level 1, Smart Banking Area, Citibank Tower
165, Jalan Ampang, 50450 Kuala Lumpur
Opening Hours: 9:30 AM – 5:00 PM (Monday – Friday)
Phone: 03-2383 0000

Summary

Citibank offers a variety of personal loans and financing options, including Citi Quick Cash, Citi Balance Transfer, and Citi PayLite, all designed to provide you with flexible and affordable financial solutions. Whether you’re managing existing debt or financing a new project, Citibank offers a straightforward, hassle-free process with competitive interest rates.