AKPK- Agensi Kaunseling Dan Pengurusan Kredit
AKPK- Agensi Kaunseling Dan Pengurusan Kredit provides financial education, financial advisory and debt management programme. Read here for more info
About
The Credit Counselling and Debt Management Agency, or commonly known as AKPK – Agensi Kaunseling dan Pengurusan Kredit, is an agency set up by Bank Negara Malaysia in April 2006 to help individuals take control of their financial situation and gain peace of mind that comes from the wise use of credit.
Financial Education
Financial education on the responsible use of money and credit management skills.
Financial Advisory
Advice on financial management.
DMP Debt Management Programme
Debt management programme to assist consumers to regain financial control.
Services
Financial Education
Financial education has never been more important in today’s environment. Participating effectively in the financial system can improve the economic wellbeing of individuals and businesses. Financial education is therefore key so that members of our society will benefit from the financial system and from the new technologies that are transforming our financial landscape.
It will help consumers to better understand the risks involved in managing their finances and will facilitate better financial decision making. Building a generation with financial competence therefore needs to start from an early age. This has been the motivation of Bank Negara Malaysia in the development of AKPK to be the agency in providing financial education to adult consumers.
As part of the efforts to promote financial literacy and sound financial management by members of the public, AKPK has specially designed programmes targeted to all life stages starting from the young adults in tertiary education right up to the senior citizens in their retirement with the aim of empowering these groups to effectively manage their finances. This will in turn contribute towards promoting better protection for financial consumers and a more resilient household sector.
Financial Advisory
By managing your money wisely is an important skill to acquire so that you can spend within your means and achieve your financial goals. Available to all individuals, free of charge.
Here at AKPK, we offer one-to-one advice on managing your finances wisely:
- Budgeting
- Money Management
- Credit-related Issues
Learn how to handle debts and other financial matters responsibly to ensure your future today.
AKPK does not provide personal loans
Debt Management Programme
Our financial advisors will work with you to develop a personalized debt repayment plan in consultation with your financial service providers.
Regain control of your life and your debts. Through Debt Management Programme (DMP), our financial advisors will work with you to develop a personalised debt repayment plan in consultation with your financial service providers. Our DMP services are offered FREE for individuals.
Our DMP is available to all individuals who need assistance in managing their personal debts with the participating financial service providers, provided that:
- You have a positive net disposable income after meeting all your expenses
- Your total debt exposure does not exceed RM5 million
- You are not under any advanced litigation process such as creditors petition
- NOT BANKRUPT You are not adjudged bankrupt
Don’t wait. Do it now. Talk to us. AKPK does not provide personal loans.
*Financial service providers comprise of:
- All commercial banks
- All Islamic banks
- All insurance companies
- All takaful operators
- Development financial institutions (regulated by Bank Negara Malaysia)
- Credit/charge card issuers (regulated by Bank Negara Malaysia)
- Selected Cooperatives
- MBSB Bank
- Perbadanan Tabung Pendidikan Tinggi Nasinal (PTPTN)
#AKPK #FinancialManagement
Contact AKPK
- Tel: 03-2616 7766 (HQ)
- Menara Bumiputra-commerce,
Tingkat 5 dan 6, Jln Raja Laut,
50350 Kuala Lumpur - Opening Hours : Monday to Friday 9.00AM – 4.00PM
Topik Terhangat & Trending
Nak tahu cara urus pinjaman dengan lebih bijak? Kami kongsikan info penting tentang pinjaman bank, koperasi, dan cara urus wang dengan lebih mudah. Klik untuk teruskan membaca dan mula ubah cara anda berbelanja.
-
10 Easy Steps for a Cooperative Personal Loan
Easy Steps for a Cooperative Personal Loan Looking for a cooperative personal loan? We’ve put together some simple steps to guide you, especially if you’re…
-
Smart and Prudent Financial Management Series 3
Smart and Prudent Financial Management Series 3 Smart and Prudent Financial Management Series 3 contains 4 more steps you need to know such as do…
-
Smart and Prudent Financial Management Series 2
Smart and Prudent Financial Management Series 2 In Smart and Prudent Financial Management Series 2, the third step you need to follow is Spend Prudently…
-
10 Steps to Wise and Prudent Financial Management
10 Steps to Wise and Prudent Financial Management How to overcome strong financial stress with 10 Steps to Wise and Prudent Financial Management? You have…
-
Check Your Credit Score with RAMCI Credit Info!
RAMCI Credit Info Known as RAMCI and powered by i-Risk Score Intelligent IRISS, this system helps you access your personal credit i-score and banking credit…
-
Understanding AKPK- Agensi Kaunseling dan Pengurusan Kredit
AKPK- Agensi Kaunseling Dan Pengurusan Kredit AKPK- Agensi Kaunseling Dan Pengurusan Kredit provides financial education, financial advisory and debt management programme. Read here for more…