Tag: KFH

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    Kuwait Finance House (KFH) Personal Loan

    Get instant cash from Kuwait Finance House (KFH) personal loan Murabahah Cashline-i without touching your existing deposits or investments! Whether it’s for urgent payments, education expenses, business or other commitments, we will provide you the extra flexibility and peace of mind to manage these common cash-flow needs with our KFH Cashline-i.


    Kuwait Finance House (KFH) Personal Loan
    Kuwait Finance House (KFH) Personal Loan


    Kuwait Finance House (KFH) Personal Loan Summary

    • Bank Koperasi Name: Kuwait Finance House
    • Abbreviation / Code Name: KFH
    • Bank Koperasi Promotion Name: Kuwait Finance House (KFH) Personal Loan
    • Personal Loan Promotion Period: ~ call for confirmation ~
    • Open to: Government / Semi-Govt / State Govt 
    • Max Loan Amount: RM200k

    • What are the personal loan packages offered by Kuwait Finance House KFH ?

      There are 2 type of personal loan packages from Kuwait Finance House KFH – murabahah personal financing-i generic and murabahah cashline-i.


    Murabahah Cashline-i Kuwait Finance House (KFH) Personal Loan

    Top key features and benefits

    What are Kuwait Finance House (KFH) Personal Loan key benefits and features?

    • Flexible: Withdrawal
    • No Minimum: Monthly Payment
    • Competitive: Pricing
    • Shariah Concept: “Murabahah Tawarruq”
    • High: Margin of Advance

    Account Benefit

    Please refer below about Kuwait Finance House (KFH) Personal Loan account benefits/

    • Flexible cash withdrawal anytime via cheque, Debit Card, ATM or at any of our branches.
    • No minimum monthly payment. You will only pay profit charges on the money you use. Only settle the full amount within the agreed time frame.Profit rate is based on utilised amount only.
    • No charges imposed on the unutilized portion. Competitive pricing. High margin of advance. No guarantor needed.

    Fee

    You should know the fee for Kuwait Finance House (KFH) Personal Loan such as below:

    • Brokerage Fee: Proportionate as per the financing amount.
    • Stamp Duty: 0.5% of the financing amount.
    • Takaful: As per customer’s profile (age, gender, tenure, etc).

    Eligibility

    For those who interested in applying Kuwait Finance House (KFH) Personal Loan, here are the eligibility as below:

    1. Individuals aged 21 years old or up to 2 years before retirement age (60 years old).
    2. Malaysian resident.
    3. Owns any permissible assets which are acceptable to KFH Malaysia and free from any encumbrances.
    4. For personal use or short term working capital.
    5. Minimum tenure of 2 years and up to 5 years, subject to annual review.
    6. Minimum of RM5,000 financing amount and a maximum of RM250,000.

    Profit Rates

    The calculation for profit rated Kuwait Finance House (KFH) Personal Loan are as follow:

    Base Rate plus margin subject to Contracted Ceiling Rate. Customer will be charged daily, based on the utilised amount calculated at Profit Rate and realised on a monthly basis.

    Required Documents for Kuwait Finance House (KFH) Personal Loan

    Salaried earners:

    1. Latest 3 months payslip.
    2. Latest EPF Statement (must show latest 3 months contribution).
    3. Other documents on case to case basis.

    Own Business:

    1. Latest B/e-Tax form with tax payment receipts, or EPF statements (must show at least 6 months contribution) or a copy of latest Audited Financial Statements.
    2. Business Registration Form.
    3. Additional documents such as latest 6 months Company bank statement; or Proprietor bank statement and latest 3 months Personal bank statement.
    4. Other documents on case to case basis.


    Murabahah Personal Financing-i Generic

    Top key features and benefits Kuwait Finance House (KFH) Personal Loan

    • Up To RM250,000: Financing
    • 2 to 10 Years: Tenure
    • Competitive: Financing Rates
    • Shariah Concept: “Murabahah Tawarruq”.
    • No: Guarantors Necessary

    Lifestyles

    With Kuwait Finance House (KFH) Personal Loan, you can planning for a dream wedding or vacation you’ve always wanted? Need funds for the start-up you have in mind? KFH Personal Financing-i is the best possible way to get you started.

    Account Benefits

    What are Kuwait Finance House (KFH) Personal Loan account benefits you may get?

    • Financing up to RM250,000.
    • Flexible tenure from 2 to 10 years.
    • Competitive profit rates.
    • No guarantors needed.
    • “Takaful” protection for total peace of mind.
    • Easy payment via Interbank GIRO (IBG) or Interbank Fund Transfer (IBFT).
    • No early settlement penalty.

    Fee

    To apply Kuwait Finance House (KFH) Personal Loan, you should know the fee as below:

    • Brokerage Fee: Proportionate as per the financing amount.
    • Stamp Duty: 0.5% of the financing amount.
    • Takaful: As per customer’s profile (age, gender, tenure, etc).

    Eligibility

    What are the eligibility of Kuwait Finance House (KFH) Personal Loan?

    1. Confirmed and permanent staff. Working with multinational companies, public limited companies, government-linked companies and their subsidiaries.
    2. Individuals aged 21 years or up to 2 years before retirement age (60 years old).
    3. Malaysian resident. Minimum gross monthly income of RM3,000.

    Kuwait Finance House (KFH) Personal Loan Required Documents

    Salaried earners:

    1. Latest 3 months payslip.
    2. Latest EPF Statement (must show latest 3 months contribution).
    3. Other documents on case to case basis.

    Own Business:

    1. Latest B/e-Tax form with tax payment receipts, or EPF statements (must show at least 6 months contribution) or a copy of latest Audited Financial Statements.
    2. Business Registration Form.
    3. Additional documents such as latest 6 months Company bank statement, or Proprietor bank statement and latest 3 months Personal bank statement.
    4. Other documents on case to case basis.

    Contact Us Kuwait Finance House (KFH)

    1 300 888 KFH (534) – Kuwait Finance House (KFH)

    Kuwait Finance House (KFH) International Hotline – Telephone: 603-2168 0464

    Apply Personal Loan Kuwait Finance House (KFH) Personal Loan

    Apart from Kuwait Finance House (KFH) Personal Loan, we also provide personal loan services such as Yayasan Ihsan Rakyat (YIR), Yayasan Perlis (YYP), Bank Rakyat financing, Bank Simpanan Nasional (BSN), Koperasi Kekal, Koperasi Gemilang (Kogemilang), Al-Rajhi Bank, Alliance Bank, Koop Bank Pertama, MBSB Bank and others for your convenience. Contact us for information such as the latest promotional packages, the latest profit rates and the maximum amount of financing. The services offered are:

    1. Fresh personal loan: The loan eligibility limit is calculated based on the strength of your pay slip i.e. basic salary, fixed allowance and the total deduction in the pay slip. Deduction of 60%, 50% or 40% of the total income. You can open an account for the first time with a bank or cooperative, a second account, a third account and so on.
    2. Overlap personal loan: Where you use an existing financing account and apply to get cash in hand instantly. Increasing the financing amount means you may or may not increase the monthly installment payment or the original financing amount. Just take the full settlement statement and overlap with other banks/ cooperatives of your choice.

    How to Apply for a Personal Loan Kuwait Finance House (KFH) Personal Loan?

    To apply Kuwait Finance House (KFH) Personal Loan, Simply send the latest salary slip to the personal loan hotline 019-2983056 now! Click the phone number button above for more info.

    *kfh official website

    Hashtag / Keywords

     #personalloan #koperasi #KFH 

    Kuwait Finance House (KFH) Personal Loan Reviews

    Customer Reviews about Kuwait Finance House (KFH) Personal Loan

    Kuwait Finance House (KFH) Personal Loan: Islamic banking pioneer innovates again with digital banking shift

    Kuwait Finance House (KFH) Personal Loan: Kuwait Finance House (KFH) aims at becoming one of the first Gulf banking multinationals to reap all the rewards of digital transformation. Its strategy: a phased build-out of up-to-date, enterprise-class communication, productivity, Business Intelligence and analytics tools – set to culminate in a new data center with controlled group-wide use of cloud. Next immediate steps in innovation include customer service chatbots in yet another regional first.

    Microsoft Customer Stories

    Why You Should Take Loans In Malaysia — How To Use Debt To Your Advantage

    In this video, we’ll talk about why taking out loans can usually be a GOOD thing for your personal finance.

    Before we start, its important to distinguish the 2 types of loans, being a flat rate & a reducing balance loan. Here’s an illustration.

    Imagine I want to take out a loan of RM100k for 2 years at an interest rate of 10%. A flat rate loan would take 100k multiplied by 10% annually, meaning I’ll pay 10k in interest in my first & second years. In total, I’ll be paying 20k worth of interest.

    On the other hand, reducing balance loans work as their namesake. In the first year, you’ll be charged an interest of 10% * 100k, so RM10k. However, since you’ve already paid down some of the principal, which we’ll assume to be RM5k, the balance loan is only RM95k. In the second year, you’ll pay interest of 10% on the balance only, meaning an interest payment of RM9.5k.

    This means that reducing balance loans are more favourable to the customers. However, we don’t get to decide this. Personal & vehicle loans are usually flat rates, whereas housing loans & ASB financing is usually a reducing balance method.

    Now, let’s go on to why taking loans can be good for your finances. This idea popped up because when Proton recently launched their new X50 model, I’ve been super tempted to get one. And I was considering how much of a down payment I should put.

    If i just followed standard personal finance advice off the internet, people would always say put down as much as you can or even more extreme, pay for the whole car in cash. I disagree.

    You see, there’s this very important concept that people often overlook and its called opportunity cost. It’s something I learned from Economics class which basically means.. What is the cost of doing something over another?

    Let’s say I decide to cut my own grass instead of hiring a gardener, I’d save some money for sure. But I would also be foregoing time I could be spending working on this YouTube channel to generate income. Is it really worth skimping on hiring a gardener then?

    If I go to Baskin Robbins and choose chocolate flavored ice cream which btw is the best flavor, the opportunity cost is not getting all the other flavors.

    Similar to the 2 examples I just mentioned, the opportunity cost of buying a vehicle in cash or paying a very heavy downpayment is the fact that I am forgoing the opportunity to put this money into an investment.

    Now comes the important part. Will putting my money in investments benefit me more than saving on interest by paying for the car in cash? Short answer, yes it will.

    “Wait what, how can you pay interest to the bank and be better off? That’s not how it works!”. A lot of people think that. Paying interest is not a bad thing guys. Rich people do it all the time, they utilize credit.

    The key here is that the interest I’m paying to the bank is lower than the returns on my investment. Due to the weak economy, Bank Negara has reduced interest rates by so much where I can get 9 year car loans at less than 2.5% interest. This means that I’m paying the bank 2.5% of the amount I’m borrowing every year.

    If we take the average 7% annual return on investments, we have a 4.5% spread where we’re making more money by taking the loan. Do note however that the 7% isn’t guaranteed, and it completely depends on how the market performs. However, Malaysians can opt for ASB where you will most definitely get returns beyond the 2.5% mark.

    So how can you execute this? Let’s say you have the money to pay for a car outright. Buy it on loan, and put the cash in ASB. Withdraw the money as you need to pay for installments and at the end of the day, I guarantee you you will end up with more money compared to paying full cash.

    Even if you don’t have the cash to pay for the car upfront, the concept is still the same. Reduce the monthly payment by as much as you can, meaning stretch out the loan period. Let’s say a 7 year loan has a monthly payment of RM700 and a 9 year loan is RM600.

    Take the 9 year loan but commit to “paying” RM700 a month. Rm600 of this goes to your loan and RM100 goes to your investments like ASB. Even though you’re paying more interest with the 9 year loan, you’ll end up paying less for the car after factoring in your investment returns.

    Millennial Finance

    Contact Kuwait Finance House (KFH) Personal Loan

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    Personal Loans Coshare KFH 3.88%

    The all new Personal Loans Coshare KFH 3.88% is our top choice for personal financing in Malaysia. The personal loans Coshare KFH 3.88% is one of 3 new financing products launched in 2021 in conjunction with the Covid-19 pandemic. The impact of the Control Movement Order has a profound impact on the applicant’s day -to -day economy and finances. It is expected that this funding package will explode and become very popular among AG government civil servants. KFH, Kuwait Finance House, has long been a leader in financing packages for government employees.

    Personal Loans Coshare KFH 3.88% – Loan Criteria

    Here are the loan criteria for Coshare KFH 3.88% so that you get a clear picture before applying.

    • Special interest rate 3.88% flat rate for Personal Loans Coshare KFH (lowest in the market for flat rate).
    • Payout 80% of the loan amount.
    • Processing time 7-10 working days.
    • Minimum loan period of 2 years and maximum of 15 years of financing. (first time loan period is extended)
    • The minimum financing amount is RM10,000.
    • The maximum financing is RM200,000.
    • Unsecured loan
    • Single customer limit is RM200,000.
    • Applicants must be in a permanent position.
    • Serve at least 1 year from the date of appointment.
    • The minimum starting salary is RM3,000.
    • Open to full government staff (AG Only). That means all federal government employees are ELIGIBLE.
    • Police personnel are ELIGIBLE to apply.
    • This promotion namely Personal Loans Coshare KFH 3.88% is not open to state government employees and statutory bodies (GLC).
    • Financing up to one year before retirement. If the applicant chooses the 60 -year retirement option, we can only calculate until 59 years old.

    Important note: Applicants with a high DSR are NOT ELIGIBLE to apply because this Personal Loans Coshare KFH 3.88% scheme does not see your CCRIS and CTOS records. You should tell us whether you have commitments outside of pay slips such as credit cards, house or vehicle installments, personal loans paid through bank account deductions or bank-in and others.

    How to Apply a Personal Loans Coshare KFH 3.88%

    To applicants who are interested in this personal loans Coshare KFH 3.88% personal loan package, you can download the application form here. You must also fill in your personal details as below and send to our WhatsApp number as below.

    MAKLUMAT PEMOHON

    1. Nama Penuh:
    2. No I/C:
    3. Alamat Tetap:
    4. Alamat Sekarang:
    5. No Tel Bimbit:
    6. Bilangan Tanggungan:
    7. Taraf Perkahwinan:
    8. Bangsa:
    9. Agama:
    10. Taraf Pemilikan Rumah:
    11. Pendidikan Tertinggi:
    12. Alamat Email:
    13. Nama Ibu:
    14. Tempoh Menetap:

    MAKLUMAT PEKERJAAN PEMOHON

    1. Nama Majikan:
    2. Alamat Majikan:
    3. Jawatan:
    4. Tarikh Mula Berkhidmat:
    5. No. Tel. Pejabat:
    6. Gred:
    7. Bahagian / Jabatan:

    MAKLUMAT PASANGAN

    1. Nama Penuh Pasangan:
    2. No I/C Pasangan:
    3. Tarikh Lahir Pasangan:
    4. No Tel. Bimbit:
    5. Nama Majikan Pasangan:
    6. Alamat Penuh Majikan Pasangan:
    7. Gaji Pasangan:
    8. Tarikh Mula Berkhidmat:
    9. No. Tel Pejabat Pasangan:

    MAKLUMAT RUJUKAN SAUDARA TERDEKAT

    1. Nama Penuh:
    2. Alamat Tetap:
    3. No Tel. Bimbit:
    4. Pertalian Dengan Pemohon:

    Dengan ini saya bersetuju dengan semua syarat-syarat yang telah diberitahu oleh Pegawai Pemasaran dan mengesahkan semua maklumat yang diberikan adalah benar. Terima kasih.

    Does Coshare KFH Required Colored Copy of MyKad?

    Yes a colored copy of MyKad is required to apply for personal loans Coshare KFH 3.88%. You can WhatsApp a copy of your colored IC to the WhatsApp number as shown. For safety, you are encouraged to draw a small double horizontal line on the top right corner and put remarks such as “For Coshare use only” so that your IC is not misused by others in the future.

    Personal Loans Coshare KFH 3.88% Required Documents

    Documents required to apply for a personal loans Coshare KFH 3.88% are:

    • IC & police ID (if any) colored have – WhatsApp
    • ANM & HRMIS password (customers have to print their own HRMIS if they are police officers)
    • Copy of payroll bank account (COMPULSORY)
    • Option letter for customer:
      • aged 39 and above (if applying for a 15 year old package)
      • aged 45 and above (if applying for a 10 year package)
    • Confirmation letter* (MANDATORY if applying KFH)

    *For JCL, if the employer does not cooperate, you have to ask for a confirmation letter

    Please click here to get the details of Coshare KFH JCL Criteria Personal Loan

    What is the Best Personal Loan You Can Apply for in this Covid-19 Pandemic?

    Many were effected by the high financial burden during Covid-19 pandemic. Therefore, we are pleased to launch the MCO personal loan promotion – Movement Control Order 3.0 for you. There are 3 financing schemes without employer confirmation (loan tanpa pengesahan majikan) that you can apply for, namely Coshare KFH 3.88%, Coshare JCL 6.65% and Coshare JL 7%. Just Whatsapp our hotline number at 019-2983056 to get more information and clarification on this best financing package ever.

    If you are familiar with Yayasan Ihsan Rakyat YIR, Apply personal loans now!

    Remember ‘Protect Yourself … Protect All’ …

    Download Personal Loan Form Personal Loans Coshare KFH 3.88%

    What are the 5 Steps to Apply for a Coshare Personal Loan – Kuwait Finance House (Interest rate 3.88%)?

    To apply Personal Loans Coshare KFH 3.88%, here are the steps you need to do as follows:-

    1. Step 1: WhatsApp the latest salary slip to 019-2983056. And state whether you have a high blacklist record or bankruptcy and inform us which packages that suits your financial status.
    2. Step 2: A calculation will be made to determine if you are eligible or not. We will inform you which package suits you based on your financial situation.
    3. Step 3: Fill in the applicant’s information and send via WhatsApp to 0192983056.
    4. Step 4: Download the form in this page, fill it in using a black wet ink pen, sign all places consistently and attach supporting documents as required.
    5. Step 5: Send us the completed application form.





    Personal Loans Coshare KFH 3.88%: Best Financing RM200K

    Personal Loans Coshare KFH 3.88%: Best Financing RM200K: Summary

    • Article Title: Personal Loans Coshare KFH 3.88%: Best Financing RM200K
    • Category:  #KFH #Coshare #LoanTanpaPengesahanMajikan #PersonalLoan 
    • Purpose: #Promotion 

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    Personal Loans

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    *Source: Maklumat Agen official website

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    Pinjaman Peribadi

    Pinjaman Peribadi Coshare JCL 7% adalah pembiayaan loan tanpa pengesahan majikan yang kedua diluncurkan pada tahun ini. Fund ini diambil dari JCL makanya loan ini dikenali sebagai Pinjaman Peribadi Coshare JCL 7%. Terbuka kepada penjawat awam (kakitangan kerajaan persekutuan AG) yang berjawatan TETAP dan anggota polis. Ingin dimaklumkan bahawasanya pembiayaan ini adalah loan tanpa pengesahan majikan dan sesuai bagi anda yang mendapat kesukaran mendapatkan pengesahan majikan.


    Pinjaman Peribadi Coshare JCL 7%

    Pinjaman Peribadi Coshare JCL 7% Summary

    • Bank Koperasi Name: Coshare JCL
    • Abbreviation / Code Name: Coshare JCL 7%
    • Bank Koperasi Promotion Name: Pinjaman Peribadi Coshare JCL 7%
    • Personal Loan Promotion Period: ~ until present ~
    • Open to: Government / Police
    • Max Loan Amount: RM200k


    Kepada pemohon yang berminat dengan pakej Pinjaman Peribadi Coshare KFH 3.88% ini, anda boleh memuaturun borang permohonan di sini. Anda juga harus mengisi butiran diri seperti dibawah dan send ke nombor Whatsapp kami seperti dibawah.

    MAKLUMAT PEMOHON

    1. Nama Penuh :
    2. No I/C :
    3. Alamat Tetap :
    4. Alamat Sekarang :
    5. No Tel Bimbit :
    6. Bilangan Tanggungan :
    7. Taraf Perkahwinan :
    8. Bangsa :
    9. Agama :
    10. Taraf Pemilikan Rumah :
    11. Pendidikan Tertinggi :
    12. Alamat Email :
    13. Nama Ibu :
    14. Tempoh Menetap :

    MAKLUMAT PEKERJAAN PEMOHON

    1. Nama Majikan :
    2. Alamat Majikan :
    3. Jawatan :
    4. Tarikh Mula Berkhidmat :
    5. No. Tel. Pejabat :
    6. Gred :
    7. Bahagian / Jabatan :

    MAKLUMAT PASANGAN

    1. Nama Penuh Pasangan :
    2. No I/C Pasangan :
    3. Tarikh Lahir Pasangan :
    4. No Tel. Bimbit :
    5. Nama Majikan Pasangan :
    6. Alamat Penuh Majikan Pasangan :
    7. Gaji Pasangan :
    8. Tarikh Mula Berkhidmat :
    9. No. Tel Pejabat Pasangan :

    MAKLUMAT RUJUKAN SAUDARA TERDEKAT

    1. Nama Penuh :
    2. Alamat Tetap :
    3. No Tel. Bimbit :
    4. Pertalian Dengan Pemohon :

    Dengan ini saya bersetuju dengan semua syarat-syarat yang telah diberitahu oleh Pegawai Pemasaran dan mengesahkan semua maklumat yang diberikan adalah benar. Terima kasih.


    Borang Pinjaman Peribadi Coshare JCL 7% Download Loan Form

    • Apakah 5 langkah untuk memohon pinjaman peribadi Coshare – JCL (Interest rate 7%)?

      Berikut adalah langkah-langkah memohon Pinjaman Peribadi Coshare JCL 7% yang anda perlu lakukan seperti berikut:-

      1. Langkah 1 : Whatsapp slipgaji terkini ke 019-2983056. Dan nyatakan samada anda mempunyai rekod blacklist yang tinggi atau bankrapsi.
      2. Langkah 2 : Pengiraan akan dibuat untuk menentukan samada anda layak atau tidak. Kami akan memaklumkan pakej yang bersesuaian dengan anda berdasarkan situasi kewangan anda.
      3. Langkah 3 : Isi maklumat pemohon dan hantar melalui whatsapp ke nombor 0192983056.
      4. Langkah 4 : Download borang dalam page ini, isi menggunakan pen dakwat basah hitam, sign semua tempat secara konsisten dan kepilkan dokumen sokongan seperti yang dikehendaki.
      5. Langkah 5 : Hantar borang permohonan yang lengkap kepada kami.

    Bagi yang berminat untuk memohon pinjaman peribadi Coshare JCL 7% sila klik BORANG JCL COSHARE 7%


    Download e Form
    Download e Form


    Mohon Pinjaman Peribadi Pinjaman Peribadi Coshare JCL 7%

    Kami menyediakan perkhidmatan pinjaman peribadi koperasi Pinjaman Peribadi Coshare JCL 7% dan bank untuk kemudahan anda. Berhubung dengan kami untuk mendapatkan maklumat-maklumat seperti pakej promosi terkini, kadar keuntungan terkini dan jumlah maksimum pembiayaan. Perkhidmatan yang ditawarkan adalah:

    1. Pinjaman peribadi baru: Kiraan had kelayakan pinjaman berdasarkan kepada kekuatan slipgaji anda iaitu gaji pokok, elaun tetap dan jumlah potongan dalam slipgaji dan potongan 60%, 50% atau 40% dari jumlah pendapatan. Anda boleh membuka akaun pertama kali dengan bank atau koperasi, akaun kedua, akaun ketiga dan seterusnya.
    2. Pinjaman peribadi overlap: Dikenali sebagai pinjaman bertindih di mana anda menggunakan akaun pembiayaan sediada dan memohon untuk mendapat tunai ditangan secara in-house overlap atau ambil penyata penyelesaian awal dan overlap di bank/ koperasi lain. Anda mungkin menambah/ tidak menambah bayaran ansuran bulanan atau jumlah pembiayaan asal.

    Anda juga boleh memohon pinjaman peribadi Yayasan Ihsan Rakyat (YIR), Yayasan Perlis (YYP), pembiayaan Bank Rakyat, Bank Simpanan Nasional (BSN), Koperasi Kekal, Koperasi Gemilang (Kogemilang), Al-Rajhi Bank, Alliance Bank, Koop Bank Pertama, MBSB Bank dan lain-lain.

    Bagaimana Cara Mohon Pinjaman Peribadi Pinjaman Peribadi Coshare JCL 7%?

    Mohon Pinjaman Peribadi Coshare JCL 7% dengan mudah. Anda hanya perlu menghantar slipgaji terkini ke talian hotline pinjaman peribadi 019-2983056 sekarang! Klik butang nombor telefon di atas untuk maklumat lanjut.

    Hashtag / Keywords

    #pinjamanperibadi #koperasi #KFH #COSHARE #JCL

    Pinjaman Peribadi Coshare JCL 7% Reviews

    Customer Reviews about Pinjaman Peribadi Coshare JCL 7%

    Pinjaman peribadi Coshare JCL 7% ini bakal menjadi pembiayaan paling popular tahun 2021 dan tahun-tahun mendatang kerana ianya adalah loan tanpa pengesahan majikan. Terdapat juga Coshare JCL 6.65% dengan tempoh pembiayaan sehingga 15 tahun! Klik butang dibawah dan jom mohon sekarang!

    Mohd Azwan

    delete: Direktori Bank & Koperasi di Malaysia

    Contact Perunding Kewangan Coshare KFH 3.88%

  • Tawaran JCL dari 6.65%: Pinjaman Peribadi Terbaik Tanpa Pengesahan

    Tawaran JCL dari 6.65%: Pinjaman Peribadi Terbaik Tanpa Pengesahan

    JCL

    JCL adalah pembiayaan tanpa pengesahan majikan yang mesti anda pilih dan ianya terbuka kepada penjawat awam (kakitangan kerajaan persekutuan AG) yang berjawatan TETAP dan anggota polis. Ingin dimaklumkan bahawasanya pembiayaan ini adalah pembiayaan tanpa pengesahan majikan yang sangat popular dikalangan penjawat awam dan sesuai bagi anda yang mendapat kesukaran mendapatkan pengesahan majikan.

    Pinjaman Peribadi Popular

    Coshare JCL 6.65%

    Coshare JCL 6.65%
    Coshare JCL 6.65%

    Pinjaman peribadi suatu ketika adalah pembiayaan tanpa pengesahan majikan paling popular dilancarkan dengan kerjasama institusi Coshare Holdings. Dana ini diambil dari JCL dengan kadar keuntungan yang mengkagumkan iaitu 6.65%. Terbuka kepada penjawat awam (kakitangan kerajaan persekutuan AG) yang berjawatan TETAP dan anggota polis. Ingin dimaklumkan bahawasanya pembiayaan ini adalah sesuai bagi anda yang mendapat kesukaran mendapatkan pengesahan majikan.

    Kriteria

    Berikut adalah kriteria yang perlu diberi perhatian sebelum anda memohon.

    1. Kadar interest 6.65% flat rate (terendah dipasaran untuk kadar rata).
    2. Payout 65% dari jumlah pinjaman.
    3. Proses 7-10 hari bekerja.
    4. Tempoh pinjaman minima 2 tahun dan maksima 15 tahun pembiayaan. (pertama kali pinjaman dipanjangkan)
    5. Minima amaun pembiayaan adalah RM10,000.
    6. Maksimum pembiayaan adalah RM200,000.
    7. Pinjaman tanpa penjamin
    8. Single customer limit adalah RM200,000.
    9. Pemohon mestilah berjawatan tetap.
    10. Berkhidmat sekurang-kurangnya 1 tahun dari tarikh lantikan.
    11. Gaji minima permulaan adalah RM1,500.
    12. Terbuka kepada kakitangan kerajaan (AG Only). Maksudnya semua kakitangan kerajaan persekutuan adalah LAYAK.
    13. Anggota polis LAYAK memohon.
    14. Promosi ini tidak dibuka kepada kakitangan kerajaan negeri dan badan berkanun.
    15. Pembiayaan sehingga setahun sebelum pencen. Jika pemohon memilih opsyen bersara 60 tahun, maka tempoh maksima adalah sehingga pemohon berumur 59 tahun.

    Nota penting: Pemohon yang mempunyai DSR tinggi LAYAK memohon kerana skim pinjaman peribadi ini tidak melihat rekod CCRIS dan CTOS anda. Jika amaun senaraihitam terlalu tinggi akan dinilai secara case-by-case basis.

    Nota:

    Ini berita yang baru kami terima. interest 6.65% dan tempoh loan 15 tahun hanya ditawarkan bagi pemohon yang ingin OVERLAP pinjaman sediada sahaja.

    Bagi kes pembiayaan baru, tempoh pembiayaan maksima 12 TAHUN sahaja dan interest menjadi 8% manakala payout dinaikkan MENJADI 70%.

    Maklumat Wajib DiHantar Melalui WhatsApp

    Kepada pemohon yang berminat dengan pakej 3.88% ini, anda boleh memuaturun borang permohonan di sini. Anda juga harus mengisi butiran diri seperti dibawah dan send ke nombor WhatsApp kami seperti dibawah.

    MAKLUMAT PEMOHON

    1. Nama Penuh:
    2. No, I/C:
    3. Alamat Tetap:
    4. Alamat Sekarang:
    5. No Tel Bimbit:
    6. Bilangan Tanggungan*:
    7. Taraf Perkahwinan:
    8. Bangsa:
    9. Agama:
    10. Taraf Pemilikan Rumah:
    11. Pendidikan Tertinggi:
    12. Alamat Email:
    13. Nama Ibu:
    14. Tempoh Menetap:

    MAKLUMAT PEKERJAAN PEMOHON

    1. Nama Majikan:
    2. Alamat Majikan:
    3. Jawatan:
    4. Tarikh Mula Berkhidmat:
    5. No. Tel. Pejabat:
    6. Gred:
    7. Bahagian / Jabatan:

    MAKLUMAT PASANGAN

    1. Nama Penuh Pasangan:
    2. No I/C Pasangan:
    3. Tarikh Lahir Pasangan:
    4. No Tel. Bimbit:
    5. Nama Majikan Pasangan:
    6. Alamat Penuh Majikan Pasangan:
    7. Gaji Pasangan:
    8. Tarikh Mula Berkhidmat:
    9. No. Tel Pejabat Pasangan:

    MAKLUMAT RUJUKAN SAUDARA TERDEKAT

    1. Nama Penuh:
    2. Alamat Tetap:
    3. No Tel. Bimbit:
    4. Pertalian Dengan Pemohon:

    Dengan ini saya bersetuju dengan semua syarat-syarat yang telah diberitahu oleh Pegawai Pemasaran dan mengesahkan semua maklumat yang diberikan adalah benar. Terima kasih.

    Dokumen Yang Diperlukan

    Dokumen yang diperlukan adalah seperti dibawah:

    1. IC & ID polis (jika ada) yang berwarna punya – WhatsApp
    2. anm & HRMIS password (customer kena print HRMIS sendiri kalau berjawatan polis)
    3. Salinan akaun bank masuk gaji (WAJIB)
    4. Surat opsyen untuk customer:
      • berumur 39 ke atas (kalau apply pakej 15 tahun)
      • berumur 45 ke atas (kalau apply pakej 10 tahun)
    5. Surat pengesahan* (WAJIB kalau apply KFH)

    *Untuk JCL, kalau majikan tak beri kerjasama, kena minta surat pengesahan

    Sila klik disini untuk mendapatkan details Pinjaman Peribadi Coshare KFH JCL Criteria

    Kelebihan

    • 6.65%/p.a
    • Financing from RM10k to RM200K
    • Payout 65%
    • AG and Police only
    • Good for overlap
    • Now financing up to 15 years
    • Good for high DSR
    • CTOS and CCRIS encourage to apply
    • State government
    • Badan berkanun
    • Bankruptcy

    Borang

    Bagi yang berminat untuk memohon pinjaman peribadi Coshare JCL 6.65% anda boleh memuaturun borang permohonan dengan mengklik –> BORANG JCL COSHARE 6..65%.

    Coshare JCL 7%

    Coshare JCL 7%

    Kriteria

    Berikut adalah terma dan syarat yang perlu anda ketahui mendapat gambaran yang jelas sebelum membuat permohonan.

    1. Kadar interest 7% flat rate (terendah dipasaran untuk kadar rata).
    2. Payout 70% dari jumlah pinjaman. (Payout tinggi sedikit dari interest 6.65%
    3. Proses 7-10 hari bekerja dan lambat sedikit kerana perintah kawalan pergerakan PKP 3.0.
    4. Tempoh pembiayaan minima 2 tahun dan maksima 10 tahun.
    5. Minima pembiayaan adalah RM10,000.
    6. Maksimum pembiayaan adalah RM200,000.
    7. Pinjaman tanpa penjamin
    8. Single customer limit adalah RM200,000.
    9. Pemohon mestilah berjawatan tetap.
    10. Berkhidmat sekurang-kurangnya 1 tahun dari tarikh lantikan.
    11. Gaji minima permulaan adalah RM1,500.
    12. Terbuka kepada kakitangan kerajaan (AG sahaja). Maksudnya semua kakitangan kerajaan persekutuan adalah LAYAK.
    13. Anggota polis LAYAK memohon.
    14. Promosi ini tidak dibuka kepada kakitangan kerajaan negeri dan badan berkanun.
    15. Pembiayaan sehingga setahun sebelum pencen. Jika pemohon memilih opsyen bersara 60 tahun, maka tempoh max adalah sehingga pemohon berumur 59 tahun.

    Nota penting: Pemohon yang mempunyai DSR tinggi LAYAK memohon kerana skim Coshare JCL 7% ini tidak melihat rekod CCRIS dan CTOS anda. Jika amaun senaraihitam terlalu tinggi akan dinilai secara case-by-case basis.

    Kelebihan

    • 7.00% /p.a
    • Financing from RM10k to RM200K
    • Payout 70%
    • AG and polis sahaja.
    • Good for overlap
    • Now financing up to 15 years
    • Good for high DSR
    • CTOS and CCRIS encourage to apply and case-by-case basis
    • State government
    • Badan berkanun
    • Bankruptcy

    Dokumen & Maklumat Yang Diperlukan

    Dokumen yang diperlukan untuk memohon pinjaman peribadi Coshare JCL 7%: adalah sama seperti di atas.

    Sila klik disini untuk mendapatkan details Pinjaman Peribadi Coshare KFH JCL Criteria

    Topik Terhangat & Trending

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  • delete

    Pinjaman Peribadi Coshare KFH 3.88%

    Pinjaman Peribadi 

    Pinjaman Peribadi Coshare KFH 3.88%




    Pinjaman Peribadi Coshare KFH 3.88% Summary

    • Koperasi Name: Coshare 
    • Abbreviation / Code Name: Coshare KFH 
    • Bank Koperasi Promotion Name: Pinjaman Peribadi Coshare KFH 3.88%
    • Personal Loan Promotion Period: ~ available ~
    • Open to: Government / Police
    • Max Loan Amount: RM200k

    • Adakah saya perlu menyediakan Salinan IC yang berwarna untuk Pinjaman Peribadi Coshare KFH 3.88%?


      Ya salinan IC berwarna diperlukan untuk memohon Pinjaman Peribadi Coshare KFH 3.88%. Anda boleh WhatsApp sahaja salinan IC berwarna anda ke nombor WhatsApp seperti yang tertera. Untuk keselamatan, anda digalakkan untuk membuat garis melintang kembar yang kecil di sudut kanan dengan menulis “Untuk Kegunaan Coshare Sahaja” supaya IC anda tidak disalahgunakan oleh pihak lain pada masa akan datang.



     

    Download e Form
    Download e Form

    Mohon Pinjaman Peribadi Pinjaman Peribadi Coshare KFH 3.88%

    Kami menyediakan perkhidmatan pinjaman peribadi koperasi Pinjaman Peribadi Coshare KFH 3.88% dan bank untuk kemudahan anda. Berhubung dengan kami untuk mendapatkan maklumat-maklumat seperti pakej promosi terkini, kadar keuntungan terkini dan jumlah maksimum pembiayaan. Perkhidmatan yang ditawarkan adalah:

    1. Pinjaman peribadi baru: Kiraan had kelayakan pinjaman berdasarkan kepada kekuatan slipgaji anda iaitu gaji pokok, elaun tetap dan jumlah potongan dalam slipgaji dan potongan 60%, 50% atau 40% dari jumlah pendapatan. Anda boleh membuka akaun pertama kali dengan bank atau koperasi, akaun kedua, akaun ketiga dan seterusnya.
    2. Pinjaman peribadi overlap: Dikenali sebagai pinjaman bertindih di mana anda menggunakan akaun pembiayaan sediada dan memohon untuk mendapat tunai ditangan secara in-house overlap atau ambil penyata penyelesaian awal dan overlap di bank/ koperasi lain. Anda mungkin menambah/ tidak menambah bayaran ansuran bulanan atau jumlah pembiayaan asal.

    Anda juga boleh memohon pinjaman peribadi Yayasan Ihsan Rakyat (YIR), Yayasan Perlis (YYP), pembiayaan Bank Rakyat, Bank Simpanan Nasional (BSN), Koperasi Kekal, Koperasi Gemilang (Kogemilang), Al-Rajhi Bank, Alliance Bank, Koop Bank Pertama, MBSB Bank dan lain-lain. 

    Bagaimana Cara Mohon Pinjaman Peribadi Pinjaman Peribadi Coshare KFH 3.88%?

    Mohon Pinjaman Peribadi Coshare KFH 3.88% dengan mudah. Anda hanya perlu menghantar slipgaji terkini ke talian hotline pinjaman peribadi 019-2983056 sekarang! Klik butang nombor telefon di atas untuk maklumat lanjut.

    Hashtag / Keywords

     #pinjamanperibadi #koperasi #KFH #COSHARE #JCL  

    Pinjaman Peribadi Coshare KFH 3.88% Reviews

    Customer Reviews about Pinjaman Peribadi Coshare KFH 3.88%

    Produk pembiayaan yang dijangka akan meletup pada Perintah Kawalan Pergerakan PKP 3.0 hingga ke tahun-tahun mendatang. Jom mohon dengan pihak kami. Jika anda mempunyai komitment tinggi / ccris / ctos, sila mohon Coshare JCL. Sila klik info di butang di bawah.

    •  
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    Mohd Azwan

    Direktori Bank & Koperasi di Malaysia

    Contact Perunding Kewangan Coshare KFH 3.88%

  • Pinjaman Tanpa Pengesahan Majikan: Penantian Terjawab Kini Lebih Mudah

    Pinjaman Tanpa Pengesahan Majikan: Penantian Terjawab Kini Lebih Mudah

    Pinjaman Tanpa Pengesahan Majikan

    Ramai penjawat awam yang tertunggu-tunggu pinjaman tanpa pengesahan majikan. Akibat daripada kesukaran mendapatkan pengesahan majikan terkait pinjaman peribadi, disini kami membawakan berita gembira kepada semua kakitangan kerajaan kerana promosi pinjaman tanpa pengesahan majikan sudah kembali. Jika dahulunya Koperasi Kowaja adalah pelopor bagi cara ini. Tetapi pada kali ini, pada tahun 2021 penantian selama hampir 12 tahun telah terjawab.

    Pengenalan

    Pandemik Covid-19

    Kini pada tahun 2021 merupakan tahun kegembiraan bagi pemohon yang mengalami kesukaran mendapatkan kelulusan dari pihak majikan seperti dari Unit Gaji / Bahagian Kewangan / Bos ataupun Ketua Pengarah. Sila ikuti berita pinjaman tanpa pengesahan majikan dan pin post ini di FB anda atau letak sebagai bookmark dalam web browser komputer dan juga telefon bimbit anda.

    Pinjaman Tanpa Pengesahan Majikan
    Pinjaman Tanpa Pengesahan Majikan

    Cara pertama anda harus pilih dari 3 pilihan di bawah iaitu pinjaman peribadi Coshare KFH 3.88%, Coshare JCL 6.65% ataupun Coshare JCL 7% dan terus maklum kepada kami melalui Whatsapp. Maklumat terperinci dapat anda baca di bawah. dan klik pakej pembiayaan untuk mendapatkan info penuh.

    Pilihan Pembiayaan

    Coshare KFH 3.88%

    Pinjaman peribadi Coshare KFH 3.88% ini adalah promosi terkini pinjaman tanpa pengesahan majikan tahun 2021. Promosi pinjaman peribadi PKP (Perintah Kawalan Pergerakan). Produk ini baru sahaja dilancarkan dengan interest yang sangat menarik iaitu 3.88% sahaja.

    Bagi mendapatkan keterangan lanjut mengenai promosi terhebat 2021 ini beserta borang permohonan dan jadual pembayaran (table repayment), sila klik pautan dibawah. Produk terhebat dan pasti menggembirakan ini adalah dengan kerjasama Kuwait Finance House (KFH).

    Coshare JCL 6.65%

    Promosi Pinjaman Peribadi Coshare JCL 6.65% ini adalah sebahagian dari 3 promosi loan tanpa pengesahan majikan yang dilancarkan serentak dengan pakej di atas. Tentu ramai di antara kita yang menghadapi masalah kewangan sejak Perintah Kawalan Pergerakan PKP 3.0 diketatkan. Pakej ini adalah penyelesaiannya dari segala kemelut kewangan anda.

    Pinjaman Terbaik Pandemik Covid-19

    Ramai yang terkesan dengan beban kewangan yang tinggi di musim pandemik Covid-19 ini. Justeru itu pihak kami dengan sukacitanya meluncurkan promosi pinjaman peribadi PKP – perintah kawalan pergerakan untuk anda. Terdapat 3 skim pembiayaan tanpa pengesahan majikan yang boleh anda mohon iaitu Coshare KFH 3.88%, Coshare JCL 6.65% dan Coshare JL 7%.

    Jika anda sudah biasa dengan Yayasan Ihsan Rakyat YIR, anda juga boleh memohon disini kerana interest rate dan lain-lain adalah tetap sama.

    Ingat ‘Lindung Diri… Lindung Semua’…

    Coshare JCL 7%

    Coshare JCL 7% ini adalah pakej pembiayaan yang terakhir pinjaman tanpa pengesahan majikan yang dilancarkan secara serentak pada tahun 2021. Memandangkan kesukaran akibat pandemik Covid-19 serta PKP yang berterusan di Malaysia, maka pakej pembiayaan terbaik ini diluncurkan tanpa perlu mendapatkan pengesahan majikan anda.

    Bagaimana nak memohon pinjaman tanpa pengesahan majikan ini? Untuk keterangan lanjut sila klik di sini ataupun klik butang dibawah untuk download borang dan tatacara permohonan loan.

    Coshare Pilihan Anda

    Coshare adalah sebuah jenama yang dipercayai apabila dikalangan kakitangan kerajaan. Ia telah wujud lebih kurang 11 tahun yang lepas iaitu sekitar tahun 2010 di mana produk dengan kerjasama Kuwait Finance House (KFH) dengan pembiayaan 100% diperkenalkan.

    Jadi anda tidak perlu merasa ragu-ragu apabila ingin memohon pinjaman peribadi ini kerana ianya berlandaskan prinsip shariah (Syariah Compliant) dengan kerjasama Kuwait Finance House (KFH).

    Mohon Sekarang

    Kami menyediakan perkhidmatan pinjaman peribadi koperasi pinjaman tanpa pengesahan majikan dan bank untuk kemudahan anda. Berhubung dengan kami untuk mendapatkan maklumat-maklumat seperti pakej promosi terkini, kadar keuntungan terkini dan jumlah maksimum pembiayaan. Perkhidmatan yang ditawarkan adalah:

    1. Pinjaman peribadi baru: Kiraan had kelayakan pinjaman berdasarkan kepada kekuatan slipgaji anda iaitu gaji pokok, elaun tetap dan jumlah potongan dalam slipgaji dan potongan 60%, 50% atau 40% dari jumlah pendapatan. Anda boleh membuka akaun pertama kali dengan bank atau koperasi, akaun kedua, akaun ketiga dan seterusnya.
    2. Pinjaman peribadi overlap: Dikenali sebagai pinjaman bertindih di mana anda menggunakan akaun pembiayaan sediada dan memohon untuk mendapat tunai ditangan secara in-house overlap atau ambil penyata penyelesaian awal dan overlap di bank/ koperasi lain. Anda mungkin menambah/ tidak menambah bayaran ansuran bulanan atau jumlah pembiayaan asal.

    Anda juga boleh memohon pinjaman peribadi Yayasan Ihsan Rakyat (YIR), Yayasan Perlis (YYP), pembiayaan Bank Rakyat, Bank Simpanan Nasional (BSN), Koperasi Kekal, Koperasi Gemilang (Kogemilang), Al-Rajhi Bank, Alliance Bank, Koop Bank Pertama, MBSB Bank dan lain-lain. 

     #pinjamanperibadi #KFH #COSHARE #JCL #PinjamanTanpaPengesahanMajikan 

    Topik Terhangat & Trending

    Nak tahu cara urus pinjaman dengan lebih bijak? Kami kongsikan info penting tentang pinjaman bank, koperasi, dan cara urus wang dengan lebih mudah. Klik untuk teruskan membaca dan mula ubah cara anda berbelanja.

    Baca Lagi
  • Kuwait Finance House (KFH) – Trusted Shariah-Compliant Financing in Malaysia

    Kuwait Finance House (KFH) – Trusted Shariah-Compliant Financing in Malaysia

    Kuwait Finance House (KFH)

    Looking for ethical and flexible financial solutions? KFH offers Shariah-compliant personal financing tailored for government employees, GLC staff, and selected professionals. With competitive profit rates, no guarantor required, and fast approval, KFH is your gateway to financial peace of mind.

    Whether you’re consolidating debt, planning a major purchase, or funding personal goals—KFH makes it simple, secure, and Syariah-compliant.

    Global expertise. Local trust. Islamic banking at its finest.

    Ready to apply? Read more to check your eligibility and start your application today.

    Pinjaman Peribadi Kuwait Finance House KFH Personal Loan


    Popular Personal Loans

    Cashline-i

    This promotion is called Murabahah Cashline-i Kuwait Finance House KFH Personal Loan

    Top key features and benefits

    • Flexible:Withdrawal
    • No Minimum: Monthly Payment
    • Competitive: Pricing
    • Shariah Concept: “Murabahah Tawarruq”
    • High: Margin of Advance

    Get instant cash without touching your existing deposits or investments! Whether it’s for urgent payments, education expenses, business or other commitments, we will provide you the extra flexibility and peace of mind to manage these common cash-flow needs with our Personal Loan Kuwait Finance House KFH Cashline-i.

    Account Benefit

    1. Flexible cash withdrawal anytime via cheque, Debit Card, ATM or at any of our branches.
    2. No minimum monthly payment. You will only pay profit charges on the money you use. Only settle the full amount within the agreed time frame.Profit rate is based on utilised amount only.
    3. No charges imposed on the unutilized portion. Competitive pricing. High margin of advance. No guarantor needed.

    Fee

    1. Brokerage Fee: Proportionate as per the financing amount. Stamp Duty: 0.5% of the financing amount. Takaful: As per customer’s profile (age, gender, tenure, etc).

    Eligibility

    1. Individuals aged 21 years old or up to 2 years before retirement age (60 years old).
    2. Malaysian resident.
    3. Owns any permissible assets which are acceptable to KFH Malaysia and free from any encumbrances.
    4. For personal use or short term working capital.
    5. Minimum tenure of 2 years and up to 5 years, subject to annual review.
    6. Minimum of RM5,000 financing amount and a maximum of RM250,000.

    Profit Rates

    Base Rate plus margin subject to Contracted Ceiling Rate. Customer will be charged daily, based on the utilised amount calculated at Profit Rate and realised on a monthly basis.

    Required Documents

    Salaried earners:

    1. Latest 3 months payslip.
    2. Latest EPF Statement (must show latest 3 months contribution).
    3. Other documents on case to case basis.

    Own Business:

    1. Latest B/e-Tax form with tax payment receipts, or EPF statements (must show at least 6 months contribution) or a copy of latest Audited Financial Statements.
    2. Business Registration Form.
    3. Additional documents such as latest 6 months Company bank statement; or Proprietor bank statement and latest 3 months Personal bank statement.
    4. Other documents on case to case basis.

    Financing-i Generic

    Top key features and benefits

    1. Up To RM250,000: Financing
    2. 2 to 10 Years: Tenure
    3. Competitive: Financing Rates
    4. Shariah Concept: “Murabahah Tawarruq”.
    5. No: Guarantors Necessary

    Lifestyles

    Planning for a dream wedding or vacation you’ve always wanted? Need funds for the start-up you have in mind? Kuwait Finance House KFH Personal Financing-i is the best possible way to get you started.

    Account Benefits

    1. Financing up to RM250,000.
    2. Flexible tenure from 2 to 10 years.
    3. Competitive profit rates.
    4. No guarantors needed.
    5. “Takaful” protection for total peace of mind.
    6. Easy payment via Interbank GIRO (IBG) or Interbank Fund Transfer (IBFT).
    7. No early settlement penalty.

    Fee

    1. Brokerage Fee: Proportionate as per the financing amount.
    2. Stamp Duty: 0.5% of the financing amount.
    3. Takaful: As per customer’s profile (age, gender, tenure, etc).

    Eligibility

    1. Confirmed and permanent staff. Working with multinational companies, public limited companies, government-linked companies and their subsidiaries.
    2. Individuals aged 21 years or up to 2 years before retirement age (60 years old).
    3. Malaysian resident. Minimum gross monthly income of RM3,000.

    Required Documents

    Salaried earners:

    1. Latest 3 months payslip.
    2. Latest EPF Statement (must show latest 3 months contribution).
    3. Other documents on case to case basis.

    Own Business:

    1. Latest B/e-Tax form with tax payment receipts, or EPF statements (must show at least 6 months contribution) or a copy of latest Audited Financial Statements.
    2. Business Registration Form.
    3. Additional documents such as latest 6 months Company bank statement, or Proprietor bank statement and latest 3 months Personal bank statement.
    4. Other documents on case to case basis.

    Payout 100%

    The waiting is over for you to get 100% payout. Now you can either get this deal right away before it ends soon. Process by Coshare. Payout 100% with loan amount up to RM200,000. Interest rate only 3.88% per annum. Salary deduction. Fresh loan or overlap. Interest rate just 3.88% p.a.

    Advantages

    Among the advantages that you can enjoy:

    • Competitive profit rates only 3.88% flat rate.
    • The maximum amount of financing is RM200,000.
    • Financing period from 2-10 years.
    • Fresh loan is allowed.
    • Customer who like to overlap loan is encourage to apply.
    • Payment via salary deduction (on pay slip).
    • Easy documentation.

    Criteria – Cost of Living

     Cost of Living = RM 1,000+

    • Total Income < RM 3,000, DSR 60%
    • Total Income RM 3,001 – RM 5,000, DSR 70%
    • Total Income> RM 5,001+, DSR 80%

    Loan Amount

    Loan can be applied = RM 10,000 – RM 200,000 (must settle the old Coshare account if the customer has a Coshare loan under KFH fund).

    Payment Period

    Payment period = 2 – 10 years

    Monthly

    • 3.88%/p.a
    • Payout 100%
    • Max loan RM200k
    • Overlap is allowed
    • Lowest interest rate in the market
    • Salary deduction
    • 2-10 years loan tenure

    DSR Criteria

    • Total Income < RM 3,000, DSR 60%
    • Total Income RM 3,001 – RM 5,000, DSR 70%
    • Total Income> RM 5,001+, DSR 80%

    *From Official KFH Websites

     #personalloan #Bank #KFH  

    Contact Kuwait Finance House KFH

    • Tel: 1 300 888 KFH (534) / 603-2168 0464 / +603 2168 0000
    • Kuwait Finance House (Malaysia) Berhad
      Address: Level 26, Menara Prestige,
      1, Jalan Pinang,P.O.Box 10103,
      50450 Kuala Lumpur, Malaysia.
    • Opening Hours:
      9.30am-4.30pm (Monday-Friday)

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