Tag: BIMB

  • Bank Islam Personal Financing-i: Loan Up to RM300,000!

    Bank Islam Personal Financing-i: Loan Up to RM300,000!


    Bank Islam Personal Financing-i

    Bank Islam offers the best personal loan financing up to RM300,000 with Takaful coverage. Choose between flat rate or floating rate, and enjoy the benefit of no guarantor required. Apply now and secure your financial future with ease!

    Personal Financing-i Programme for Medical Practitioners

    If you’re a medical professional looking for a personal loan that fits your specific needs, Bank Islam’s Personal Financing-i Programme for Medical Practitioners is a great option. This program is designed to offer flexible loan amounts, competitive rates, and easy repayment terms.

    Loan Amount and Repayment Period

    • Loan Amount: You can borrow from a minimum of RM10,000 to a maximum of RM300,000 depending on your eligibility.
    • Repayment Period: Choose a repayment period that works for you—1 to 10 years (up to 120 months), or until you reach retirement age, whichever comes first.

    Financing Rates with Takaful Coverage

    Bank Islam offers two types of financing rates under this programme, with the option to include Takaful coverage for added security.

    Flat Rate:

    • 1-10 years: 4.99% per annum (calculated monthly using the “Sum of Digit” method).

    Floating Rate (Base Rate [BR]):

    • 1-3 years: Base Rate (BR) + 1.90% per annum (calculated daily using the “Monthly Rest” method).
    • 4-10 years: Base Rate (BR) + 2.00% per annum (calculated daily using the “Monthly Rest” method).
    • Updated Base Rate (since May 12, 2020): 2.77% per annum.

    Financing Rates Without Takaful Coverage

    If you prefer not to include Takaful coverage, here’s the alternative rate option:

    Flat Rate:

    • 1-10 years: 5.99% per annum (calculated monthly using the “Sum of Digit” method).

    Floating Rate (Base Rate [BR]):

    • 1-3 years: Base Rate (BR) + 3.38% per annum (calculated daily using the “Monthly Rest” method).
    • 4-10 years: Base Rate (BR) + 5.28% per annum (calculated daily using the “Monthly Rest” method).
    • Updated Base Rate (since May 12, 2020): 2.77% per annum.

    Bank Islam Personal Financing-i Non-Package

    If you’re looking for more flexibility, Bank Islam’s Personal Financing-i Non-Package is an excellent choice. This option offers loans up to RM150,000 with straightforward terms.

    Loan Amount

    • Minimum: RM10,000
    • Maximum: RM150,000

    For loans over RM30,000, you will need a guarantor.

    Repayment Period

    • Maximum: 120 months (10 years), or until retirement age, whichever is earlier.

    Financing Rates with Takaful Coverage

    Flat Rate:

    • 1-3 years: 6.0% per annum
    • 4-8 years: 6.8% per annum
    • 9-10 years: 7.0% per annum

    Financing Rates Without Takaful Coverage

    Flat Rate:

    • 1-3 years: 7.0% per annum
    • 4-8 years: 7.8% per annum
    • 9-10 years: 8.0% per annum

    Advance Payment

    • The advance payment required is equivalent to 2 months’ installment.

    Personal Financing Takaful Plan

    The Personal Financing Takaful Plan is optional but can provide added security for your loan.

    Benefits of the Takaful Plan:

    • No hidden charges: Everything is clear and upfront.
    • Fixed selling price: Know the total amount you’ll pay from the start.
    • Fast approval: Get your loan processed quickly.
    • Competitive rates: Enjoy attractive financing terms.

    Bank Islam-i Package

    The Bank Islam-i Package is another excellent option for those looking for loans with Takaful coverage.

    Loan Amount

    • Minimum: RM10,000
    • Maximum: RM300,000

    Repayment Period

    • Maximum Term: 120 months (10 years) or until retirement age.

    Financing Rates with Takaful Coverage

    Floating Rate (Base Rate [BR]):

    • 1-3 years: Base Rate (BR) + 1.90% per annum (calculated daily using the “Monthly Rest” method).
    • 4-10 years: Base Rate (BR) + 2.00% per annum (calculated daily using the “Monthly Rest” method).
    • Updated Base Rate (since May 12, 2020): 2.77% per annum.

    Financing Rates Without Takaful Coverage

    Floating Rate (Base Rate [BR]):

    • 1-3 years: Base Rate (BR) + 3.38% per annum (calculated daily using the “Monthly Rest” method).
    • 4-10 years: Base Rate (BR) + 5.28% per annum (calculated daily using the “Monthly Rest” method).
    • Updated Base Rate (since May 12, 2020): 2.77% per annum.

    Bank Islam Personal Loan Package

    Financing Rate with Takaful Coverage

    • Flat Rate: 1-10 years: 4.99% per annum (calculated monthly using the “Sum of Digit” method).

    Financing Rates Without Takaful Coverage

    • Flat Rate: 1-10 years: 5.99% per annum (calculated monthly using the “Sum of Digit” method).

    Advance Payment

    • The advance payment is equivalent to 2 months’ installment.

    Takaful Coverage

    • Optional: You can opt for Takaful coverage for extra protection.

    Contact Bank Islam Malaysia Berhad

    For more details about the Personal Financing-i Programme for Medical Practitioners or to explore available loan options, contact Bank Islam:

    Bank Islam Malaysia Berhad
    Level 32, Menara Bank Islam
    No. 22, Jalan Perak
    50450 Kuala Lumpur

    • General Line: +603 2088 8000
    • Contact Centre: +603 26 900 900
    • Email: contactcenter@bankislam.com.my

    Feel free to get in touch to discuss your loan options and find the perfect plan for your financial needs!

    Monthly Installment Payment

    Personal Financing-i Bank Islam Repayment Table






    Pinjaman Peribadi Bank Islam

    Bank Islam Personal Financing-i: Summary

    • Article Title: Bank Islam Personal Financing-i
    • Category: #Bank #BIMB #PersonalLoan 
    • Purpose: #Promotion 

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  • Personal Financing Loan Bank Islam

    Personal Financing Loan Bank Islam

    Personal Loan Bank Islam

    Bank Islam Malaysia Berhad BIMB offerings Personal Financing Loan for permanent and contract for Government and Business Loan. Find out more. Apply now!


    Pinjaman Peribadi Bank Islam

    Bank Islam Personal Loan Summary

    • Bank Name: Bank Islam Personal Loan
    • Abbreviation / Code Name: BIMB
    • Bank Koperasi Promotion Name: General Info about Bank Islam personal financing


    About Personal Financing Loan Bank Islam Malaysia Berhad BIMB

    Personal Financing Loan Bank Islam Malaysia Berhad is Syariah Compliant Financing. For those who seek for good interest rates and Islamic loan, do not look further. Catered for all type of individuals, professionals in all areas. The peace of mind ‘pinjaman peribadi’ and very competitive monthly installment. Apart from personal loan, Bank Islam also offers other services like credit card, housing loan, home financing-I etc.

    To apply koperasi personal loan, please Call/SMS/Whatsapp your latest e penyata gaji anm or epayslip to 019-2983056.

    Choose your Personal Loans

    Personal Financing Loan Bank Islam Malaysia Berhad BIMB Cash Line-i

    Personal Financing Loan Bank Islam Malaysia Berhad Cash Line-i against Bank Islam’s Fixed Deposit, Structured Investment or Unit Trust. One of the best personal financings in Malaysia.

    Financing Quantum: Subject to a minimum of RM10,000

    Margin of Financing

    1. Up to 100% if secured against fixed deposit
    2. Up to 80% if secured against structured investment
    3. Up to 60% if secured against unit trust

    Payment Period

    • Secured against fixed deposit or structured investment. Maximum of 5 years (60 months) with no age limit. Secured against unit trust
    • Maximum of 5 years (60 months) or up to the retirement age or up to 70 years old, whichever is earlier

    Personal Financing Loan Bank Islam Malaysia Berhad BIMB Cash Line-i Secured

    Personal Financing Loan Bank Islam Malaysia Berhad Cash Line-i against Bank Islam’s Fixed Deposit, Structured Investment or Unit Trust

    Financing Quantum: Subject to a minimum of RM5,000

    Margin of Financing

    1. Up to 100% if secured against fixed deposit
    2. Up to 80% if secured against structured investment
    3. Up to 60% if secured against unit trust

    Payment Period

    • Secured against fixed deposit or structured investment
    • Maximum of 5 years (60 months) with no age limit
    • Secured against unit trust
    • Maximum of 5 years (60 months) or up to the retirement age or up to 70 years old, whichever is earlier

    Bank Islam Malaysia Berhad BIMB Personal Financing-i Non-Package

    Financing Quantum

    1. Based on eligibility limit and subject to minimum of RM10,000 and maximum amount of RM150,000
    2. Financing RM30,000 and below – without guarantor
    3. Financing more than RM30,000 – one guarantor

    Payment Period: Maximum 120 months (10 years) or up to the retirement age, whichever is earlier

    Bank Islam Malaysia Berhad BIMB Personal Financing-i Package

    Features Financing Quantum: Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000

    Payment Period

    • Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
    • Promotional Rate for Teacher and Nurse (7 months only from 01/08/2019 to 29/02/2020)

    Bank Islam Malaysia Berhad BIMB Personal Financing-i Programme for Medical Practitioner

     

    Financing Quantum: Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000

    Payment Period Tenures: Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier

    Financing Rate Offer with Takaful Coverage

    Flat Rate (Promotional Rate for Package and Program Customer, 7 months only from 01/08/2019 to 29/02/2020)

    1. 1- 3 years: 4.20% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
    2. 4-10 years: 4.35% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).

    Floating Rate Fragmentation (Base Rate [BR])

    1. 1-3 years: Base Rate (BR) + 2.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
    2. 4-10 years: Base Rate (BR) + 3.02% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
    3. Revised BR (effective date 10 May 2019) is 3.77% p.a

    Financing Rate Offer Without Takaful Coverage

    Flat Rate (Promotional Rate for Package and Program Customer, 7 months only from 01/08/2019 to 29/02/2020)

    1. 1-10 years: 5.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).

    Floating Rate (Base Rate [BR])

    1. 1-3 years: Base Rate (BR) + 3.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
    2. 4-10 years: Base Rate (BR) + 5.28% p.a.

    Revised BR (effective date 10 May 2019) is 3.77% p.a

    Eligibility & Requirements

    Eligibility (Salary Earner)

    1. Applicant must be 25 years old and not exceeding the retirement age at the end of payment period
    2. Malaysian citizen
    3. Fixed income earner with a minimum gross income of RM2,000 per month
    4. Minimum tenure in service:
    5. Permanent Staff: 6 months
    6. Contract Staff: 2 years (Government only)

    Eligibility (Sole Proprietorship or Partnership)

    1. Applicant must be 25 years old and not exceeding the retirement age at the end of payment period (maximum entry age is 65 years and up to 70 years old)
    2. Malaysian citizen
    3. Earning a minimum gross monthly income of RM2,000 and above
    4. Minimum of 2 years in business

    Documents Required

    For salary earner applicant: –

    • Photocopy of Identity Card
    • Latest pay slip
    • Latest letter of confirmation from employer (salary earner)
    • Certificate of registration with Malaysian Medical Council or Malaysian Dental Council
    • And at least one (1) of these:
    • Latest income statement (Form B/eBE/ EA/EC); or
    • Latest 3 months Bank Statements of salary crediting account; or
    • Any other latest supporting document such as EPF statement, if required

    For Sole Proprietorship or Partnership: – Photocopy of identity card

    Fees & Charges

    RM50.00 – For being the customer’s agent to sell commodity to the Broker.

    *Source: https://www.bankislam.com

    Hashtag / Keywords

     #personalloan #Bank #BIMB 

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    Personal Financing Loan Bank Islam Reviews

    Customer Reviews about Personal Financing Loan Bank Islam

    Bank Islam Malaysia Berhad BIMB offerings Personal Financing Loan for permanent and contract for Government and Business Loan. Find out more. Apply now!

    Mohd Azwan

    delete: Direktori Bank & Koperasi di Malaysia

    Contact Bank Islam Malaysia Berhad


    • General Line: +603 2088 8000
      Contact Centre: +603 26 900 900

    • Email: contactcenter@bankislam.com.my

    • Bank Islam Malaysia Berhad
      Level 32, Menara Bank Islam
      No. 22, Jalan Perak
      50450 Kuala Lumpur
  • Bank Islam Personal Loan: Apply Now!

    Bank Islam Personal Loan: Apply Now!

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