RHB Bank Personal Loan

RHB Bank offers financing up to RM150,000 with no guarantor required. Available for government, private sector, and selected GLC employees. It’s simple, quick, and hassle-free. Learn here to apply today!

RHB Personal Loan for Government Servants

RHB Personal Financing-i is designed to provide government employees with access to affordable financing at low rates and flexible repayment terms.

Key Features of RHB Personal Financing for Government Servants:

• Loan Amount: From RM2,000 to RM150,000.
• Repayment Tenure: Flexible options from 2 to 10 years.
• Promotion Rate: Starting from as low as 4.20% (flat rate).
• No Advance Payment required.
• No Guarantor needed.
• Terms and Conditions apply.

RHB Personal Financing-i for the Private Sector

RHB offers fast and convenient Personal Financing-i for employees in the private sector, providing an easy solution to immediate financial needs.

Features and Benefits:

• Loan Amount: Up to RM150,000.
• Repayment: Affordable monthly repayments starting as low as RM57.54.
• Tenure: Flexible tenure options up to 7 years.
• On-the-spot Approval and Disbursement.
• Debt Consolidation options available for managing existing loans.

Terms and Conditions for RHB Personal Financing

Eligibility for Private Sector Financing:

• Profit Rate: Starting from as low as 8.18% p.a. (equivalent to 15% p.a. flat).
• Loan Amount: From RM2,000 to RM150,000.
• Instant Approval and Disbursement.
• Repayment Tenure: Flexible terms ranging from 1 to 7 years.

Repayment Options:

• Self-payment or Auto-debit available.
• Debt Consolidation option to streamline multiple loan repayments.

RHB Personal Financing Tiers

RHB offers different financing tiers based on loan amount and repayment duration. Here’s a breakdown of the available options:

Tier 1: Financing of RM2,000 – RM10,000

• Interest Rate: 13.45% p.a. flat (equivalent to 24% EIR).
• Maximum Tenure: 5 years.

Tier 2: Financing of RM11,000 – RM50,000

• Interest Rate: 11.66% p.a. flat (equivalent to 21% EIR).
• Maximum Tenure: 7 years.

Tier 3: Financing of RM51,000 – RM99,000

• Interest Rate: 9.91% p.a. flat (equivalent to 18% EIR).
• Maximum Tenure: 7 years.

Tier 4: Financing of RM100,000 – RM150,000

• Interest Rate: 8.18% p.a. flat (equivalent to 15% EIR).
• Maximum Tenure: 7 years.

Why Choose RHB Personal Financing?

• Flexible Loan Amounts: From RM2,000 to RM150,000.
• Affordable Monthly Repayments: Starting from as low as RM57.54/month.
• Long Repayment Tenure: Up to 7 years.
• Competitive Interest Rates: Starting from 8.18% p.a. (flat rate, equivalent to 15% EIR).

Take control of your financial goals and enjoy RHB Personal Financing‘s competitive rates, easy repayment terms, and flexible financing options.

Contact RHB Bank

To learn more or apply for RHB Personal Financing, visit the nearest RHB Bank branch or contact our customer service team:

• Address: Ground Floor, RHB Bank Centre, 426, Jln Tun Razak, Kelab Golf di Raja Selangor, 50400 Kuala Lumpur.
• Customer Service:
  • Phone: 03-9206 8118
  • Fax: 03-9281 3030
• Email: customer.service@rhbgroup.com

Additional Tips for a Smooth Application:

• Ensure all required documents are ready to avoid delays.
• Review the loan terms thoroughly before applying.

RHB Personal Loans offer flexibility, affordability, and quick access to funds. Whether you are a government servant or a private sector employee, RHB’s range of personal financing options is designed to meet your financial needs. Apply today and take the first step towards securing your financial future!