Koperasi Polis DiRaja Malaysia Berhad (KPDRM)

Pembiayaan Koperasi Polis DiRaja Malaysia Berhad KPDRM adalah pembiayaan koperasi yang mesti anda pilih kerana banyak pakej pembiayaan yang ditawarkan. Info disini.

Koperasi Polis DiRaja Malaysia Berhad KPDRM

About Us

Established on April 24, 1928 with the aim of helping to reduce the financial burden of police personnel and staff in the Police Department. Without neglecting the members, KPD has developed from a cooperative that provides lending to a conglomerate that to date has assets at a book value of RM689.5 million.

KPD is known as a “SELF -HELP COOPERATIVE COMPANY, THRIFTY FOR THOSE IN POLICE JOBS, IN
NEGERI MELAYU BERSEKUTU WITH LIMITED LIABILITY “.

KPD is spearheaded by 42 policemen, among them are: –

  • SM SHEQ MOHAMAD
  • SM KULA SINGH

On 12 July 1976, a new designation, “KOPERASI POLIS DIRAJA MALAYSIA BERHAD (KPD)” was introduced.

KPD also expanded its wings by being directly involved in in the following industries:

  • Construction
  • engineering
  • Computer
  • Hospitality
  • Real estate
  • Aviation Industry
  • Education
  • Transportation

KPD is one of four financial institutions recognized by Parliament as a Bumiputra Fund Agency. The other three institutions involve Permodalan Nasional Berhad (PNB), Lembaga Tabung Angkatan Tentera (LTAT) and Lembaga Tabung Haji (LTH).

Pinjaman Peribadi Koperasi Polis DiRaja Malaysia (KPDRM) Berhad

Personal Loan

Koperasi Polis DiRaja Malaysia Berhad  always prioritizes facilities for members, namely providing financing facilities and reducing the financial burden of members. For this purpose, Koperasi Polis DiRaja Malaysia Berhad provides the following financing facilities:

  • Unsecured Personal Financing
  • Guaranteed Financing
  • Express Financing
  • ASBi-KOP financing
  • Consumer Financing
  • Fee Financing

Unsecured Personal Financing

Personal Loan Koperasi Polis DiRaja Malaysia Berhad product is an unsecured personal financing offered to qualified Koperasi Polis DiRaja Malaysia Berhad members.

  • Profit rate is calculated based on a fixed rate (flat rate).
  • Maximum amount of financing of RM150,000.00 subject to eligibility.
  • Maximum financing period of 10 years (120 months)
  • This product is a Shariah -compliant personal financing product the concept of Tawarruq.
  • The interest rate charged is 4.50% calculated annually at a fixed rate (flat) according to the approved financing period.
  • Profit calculation is based on the method of “Rule 78” or “Sum of the Years” Digits ”.
  • Sinking Fund 1.0% for financing of RM 20,000 or 2.0% for financing in excess of RM 20,000. Funds are an internal mechanism as an alternative to
    Takaful.
  • Processing Charge of RM 100.00 for each approved funding application.
  • 2 months initial installment is taken for financing over a period of 60 months. Installment subsequently made through pay cuts.

Unsecured KPDRM Loan

  • 4.50% /p.a
  • Max loan RM150,000
  • Up to 120 months repayment period
  • Shariah compliant loan

Guaranteed KPDRM Loan

  • RM10,000 or 12 times salary
  • 5 years repayment period

Express KPDRM Loan

  • Max loan RM2,000
  • 12 months loan tenure

Guaranteed Personal Financing

Personal Loan Koperasi Polis DiRaja Malaysia Berhad product is a guaranteed personal financing offered to members.

  • Profit rate is calculated based on a fixed rate (flat rate).
  • Maximum amount of financing of RM 10,000.00 only or 12 months’ salary principal + accrued fees, subject to whichever is lower.
  • Maximum financing period of 05 years (60 months).

Express / Easy Financing

This personal loan product from Koperasi Polis DiRaja Malaysia Berhad is an Express / Easy Financing offered to members
A decent KPDRM.

  • Profit rate is calculated based on a fixed rate (flat rate).
  • Total financing is between RM1,000.00 to RM2,000.00 as well subject to the total fees accumulated by members in KPDRM.
  • Maximum financing period of 01 years (12 months).

 #koperasi #pinjamanperibadi #KPDRM 

Contact Koperasi Polis

  • Tel: 03-2260 8888 / +603 2260 8999
  • Koperasi PDRM Berhad,
    Jalan Sultan Sulaiman, Kampung Attap,
    50000 Kuala Lumpur
  • Opening Hours: 8.45am-4.30pm Monday to Friday
  • Fax: +603 2273 2162 / +603 2273 0552

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