Koperasi KAKIB 2022 Personal Loan Micro Credit
Koperasi KAKIB 2022 Personal Loan Micro Credit provides various types of cash financing to cooperative members at special rates. Let’s get info on this.
Koperasi KAKIB 2022 Personal Loan Micro Credit Summary
- Bank Koperasi Name: Koperasi Kakitangan Kerajaan Ipoh Berhad
- Abbreviation / Code Name: Koperasi KAKIB
- Bank Koperasi Promotion Name: Koperasi KAKIB 2022 Personal Loan Micro Credit
- Personal Loan Promotion Period: 2022 until year end
- Open to: Government
- Max Loan Amount: RM100k
Koperasi KAKIB Personal Loan
Provides cash financing known as Koperasi KAKIB 2022 Personal Loan Micro Credit and is open to cooperative members consisting of government employees.
There are four (4) types of financing offered including:
- Personal financing
- Credit financing
- Business Financing
- Miscellaneous Financing
The location is in Bandar Ipoh, Perak to facilitate any business.
Other Services
Apart from providing personal loans, Koperasi Kakib 2022 has subsidiaries in the field of tourism such as umrah packages and traveling abroad at affordable prices.
The Koperasi KAKIB 2022 also provides a death charitable scheme and provides compensation to members and immediate family members who have died.
If any of the members’ children succeed in obtaining excellent examination results, Koperasi KAKIB 2022 also gives cash rewards to the member’s biological children, stepchildren or adopted children.
Koperasi KAKIB 2022 Personal Loan Micro Credit Advantages
Among the advantages that you can enjoy if you apply for Koperasi KAKIB 2022 Personal Loan Micro Credit are as follows:
- Very low interest rates only 3.9% per annum.
- The maximum amount of financing is RM100,000.
- Financing period 10 years or 120 months.
- You can buy your dream house, car, electric appliance and house renovation.
- No guarantor needed
Personal Loan
3.90%
/p.a
- Max loan up to RM100k
- 10 years repayment period
- Up to 60% from fixed income
- Required 2 guarantor for age 54 yearsl old
Credit Loan
3.50%
/p.a
- Lowest interest rate
- Minimum loan RM100,000
- Up to 120 month repayment
Business Loan
3.50%
/p.a
- Max loan RM30,000
- 10 years loan
- 120 month repayment period
- Minimum decumentation
Miscellaneous Loan
3.90%
/p.a
- Max loan up to RM5,000
- For renew road tax and insurance
- Up to 60% from fixed income
Apply Personal Loan Koperasi KAKIB 2022 Personal Loan Micro Credit
Apart from Koperasi KAKIB 2022 Personal Loan Micro Credit, you can also apply for a personal loan from Yayasan Ihsan Rakyat (YIR), Yayasan Perlis (YYP), Bank Rakyat financing, Bank Simpanan Nasional (BSN), Koperasi Kekal, Koperasi Gemilang (Kogemilang), Al-Rajhi Bank, Alliance Bank, Koop Bank Pertama, MBSB Bank and others. Contact us for information such as the latest promotional packages, the latest profit rates and the maximum amount of financing. The services offered are:
- Fresh personal loan: The loan eligibility limit is calculated based on the strength of your pay slip i.e. basic salary, fixed allowance and the total deduction in the pay slip. Deduction of 60%, 50% or 40% of the total income. You can open an account for the first time with a bank or cooperative, a second account, a third account and so on.
- Overlap personal loan: Where you use an existing financing account and apply to get cash in hand instantly. Increasing the financing amount means you may or may not increase the monthly installment payment or the original financing amount. Just take the full settlement statement and overlap with other banks/ cooperatives of your choice.
How to Apply for a Koperasi KAKIB 2022 Personal Loan Micro Credit?
To apply Koperasi KAKIB 2022 Personal Loan Micro Credit or other bank and cooperative, all you need to do is to get approval from your office and department and get back to us.
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Contact Koperasi KAKIB 2022 Personal Loan Micro Credit
- Tel: 05-2540707/05-2535369
- Building Cooperative Berhad Ipoh Government Members
111B, Jalan Datuk Onn Jaafar, Kampung Jawa,
30300 Ipoh, Perak - Opening Hours: 8am-5.30pm (Monday-Friday)