BSN Personal Financing

BSN Personal Loan offers competitive interest rates and financing options of up to RM200,000 for both public and private sector employees in Malaysia. Enjoy flexible repayment terms with a trusted financial partner. Learn more about the application process and benefits of the BSN Personal Loan today!

BSN Personal Loan Government Sector

BSN offers a personal loan specifically tailored for individuals working in the Public Sector, including government agencies, government-linked agencies (GLA), and government-linked companies (GLC). This loan comes with competitive interest rates and convenient repayment terms.

BSN MyRinggit (Public Sector)

This is a personal financing facility for public sector employees that provides easy access to financial assistance with flexible repayment options.

Eligibility Criteria

To qualify for the BSN Personal Loan Government Sector, applicants must meet the following requirements:

• Malaysian citizen aged between 21 to 60 years old (subject to retirement age at the end of the loan tenure).
• Employed in the government sector, GLA, GLC, or any organization that provides salary deductions through BPA.
• Minimum income of RM1,500 per month.
• Permanent employee who has been employed for 3 months or more.
• Contract or temporary employees with over 12 months of service.
• Must be a BSN Giro/i account holder.

Documents Required

To apply for the BSN Personal Loan, the following documents are required:

• A copy of NRIC (both sides).
• Confirmation letter from employer.
• Latest 2 months’ salary slip.

The BSN personal loan for the Government Sector offers a reliable financing option with competitive terms for eligible employees. With a straightforward application process and flexible conditions, it can help you manage your financial needs efficiently.

Loan Info

Terms & conditions apply.

Personal Loan BSN MyRinggit (Eksekutif-1)

BSN MyRinggit Eksekutif-1 is specifically designed to help individuals meet their personal financing needs with affordable interest rates. This loan provides flexible repayment terms, making it an ideal choice for employees in various sectors looking for financial assistance.

Eligibility Criteria

To qualify for the BSN MyRinggit Eksekutif-1 loan, you must meet the following requirements:

• Malaysian citizen aged between 21 and 55/60 years old (subject to retirement age at the end of the loan tenure).
• Permanent & contract employees with at least one year of work experience.
• Available to employees from the following sectors:
  • Premier Developer Panel
  • Private Hospitals
  • Telecommunication Companies
  • Licensed Financial Institutions
  • Multinational Companies
  • PETRONAS Group of Companies
  • Selected Private Universities & Colleges
  • Statutory Bodies
  • Government Link Companies
  • Selected Public Listed Companies in Main Market Bursa Malaysia (Financial, Plantation, Property, Technology, Trading/Service, Industrial Product, Consumer Sectors only)
  • Professionals (Doctors, Architects, Lawyers, Accountants, and other certified professionals)
• Minimum gross income: RM3,000 per month (permanent staff) & RM10,000 (contract staff).
• Must be a Bank Simpanan Nasional GIRO/i-Account holder.

Note: Age eligibility subject to employer confirmation.

Documents Required

The following documents are required to apply for the BSN MyRinggit Eksekutif-1 loan:

• A copy of NRIC (front and back).
• A copy of the latest 3 months’ payslips.
• Latest EPF statement; AND
• Confirmation letter from employer including:
  • Name
  • NRIC
  • Designation
  • Monthly salary
  • Date of employment
• Alternatively, you may submit the latest EA/EC statement and the latest e-filing form, or any verified documents by the Inland Revenue Board (LHDN).

Note: All document copies must be certified by a Bank Simpanan Nasional officer.

The BSN MyRinggit Eksekutif-1 loan offers affordable financing options for eligible employees in various sectors. With a straightforward application process and flexible loan terms, it is the perfect solution for those looking to meet their personal financial needs.

Terms & conditions apply.

BSN Pledging Loan: MyRinggit Sandaran Term Deposit

The BSN MyRinggit Sandaran Term Deposit offers a convenient way for BSN Term Deposit Certificate Holders to access additional funds. You can secure up to 95% of the value of your BSN Term Deposit without the need for a guarantor, making it an excellent financing option for those who need quick access to cash.

Eligibility Criteria

To be eligible for the MyRinggit Sandaran Term Deposit loan, you must meet the following requirements:

• Malaysian citizen aged 18 years and above (not exceeding 65 years old on the loan expiry date).
• BSN Term Deposit authorized certificate holder.

Documents Required

The following documents are needed to apply for the MyRinggit Sandaran Term Deposit loan:

• A copy of your NRIC (both sides).
• Original certificate of BSN Term Deposit.
• Copy of GIRO/i Passbook / Statement.

The BSN MyRinggit Sandaran Term Deposit loan is an ideal choice for BSN Term Deposit certificate holders looking to access up to 95% of their term deposit value without the hassle of providing a guarantor. With minimal documentation and quick approval, this loan provides a convenient solution to your financial needs.

Features and Benefits

Rates

The rates for BSN personal loan for MyRinggit Sandaran BSB Term Deposit are as follows:

MyRinggit Sandaran Term Deposit Monthly Instalment Computation

Loan Limit*

Loan amount will be in multiple of RM1, 000 and subject to the following limit:

Rates:

* Subject to the current Bank’s terms and conditions

Contact Bank Simpanan Nasional

Wisma BSN, 117, Jalan Ampang,
50450 Kuala Lumpur
Tel: +6 03 2162 3222
Fax: +6 03 2613 1888