Bank Muamalat Malaysia

Bank Muamalat Malaysia Berhad (BMMB) offers Shariah-compliant personal financing tailored for armed forces personnel, government employees, and selected GLC staff — with competitive rates and a streamlined application process.

Pinjaman Peribadi Bank Muamalat BMMB Personal Loan

Personal Financing-i

For Armed Forces

Tawaran menarik bagi pinjaman peribadi Bank Muamalat Malaysia Berhad (BMMB) seperti berikut:

Bank Muamalat Personal Financing-i For Armed Forces

Products / ItemsInvestment and Refinancing (Armed Forces)
PurposeSettlement of Debt and Investment
Who Can ApplyMalaysia Armed Forces
TenureMinimum: 3 years, Maximum: 10 years*
Financing Amount

Minimum: RM 5,000.00

Maximum: RM 100,000.00

Profit Rate

Flat: 5.5% p.a

Floating: BFR+1.8% (capping rate 11%)

Mode of PaymentAuto Debit net salary via BMMB Current/Saving Account
Wasiat/Will – writingOptional
TakafulCompulsory
GuarantorNot available
Documents Required
Copy of BATC10/MyTentera (front and back)
Latest 1 month Salary Slip (Flat Rate)
Latest 2 months Original Salary Slip (Floating Rate)
BMMB Current/Saving Account passbook
Latest Settlement Statement
Investment Statement (if applicable)
Applicant’s Eligibility

a) Age:

Lain‐lain Pangkat (LLP):
  Maximum: 52 years
Pegawai:
  Maximum: 65 years

Government & Related Agencies Staff

Bank Muamalat Financing products:

Products / ItemsPembiayaan Pengurusan Kewangan – PPK Invesment and Refinancing
Civilian
PurposeSettlement of Debt and Investment
Who Can ApplyAll Federal / State Government/Government. Link Company/Selected Organizations staff
TenureMinimum: 3 years. Maximum: 10 years
Financing AmountMinimum: RM 5,000.00. Maximum: RM 100,000.00
Profit RateFlat: Without Ju’alah: 5.5% p.a, With Ju’alah: 5.7% p.a. Floating: BFR+1.8% (capping rate 11%)
Mode of Paymenta) Auto Debit net salary via BMMB Current/Saving Account or. b) Salary deduction At Source by employer
Wasiat/Will – writingOptional
TakafulCompulsory
GuarantorNot available
Documents Required
Copy of NRIC (front and back)
Latest 1 month Salary Slip (Flat Rate)
Latest 3 months original Salary Slip (Floating Rate)
Employment Confirmation Letter
Latest Settlement Statement
Investment Statement (if applicable)
Applicant’s Eligibility
Employment: – Non-Gov’t: PERMANENT & CONFIRMED staff with minimum 3 years’ service. – Gov’t: CONFIRMED staff
Repayment Capacity: i) Determine by NDI & DSR

Note:

  1. Customer’s not a Bankruptcy during apply Bank Muamalat Malaysia Berhad BMMB financing
  2. Terms and conditions apply

Selected Organizations Staff

Products / ItemsInvestment and Refinancing (Civilian – Selected Organization)
PurposeSetlement of Debt and Investment
Who Can ApplySelected organizations staff
TenureMinimum: 3 years. Maximum: 10 years
Financing AmountMinimum: RM 5,000.00. Maximum: RM 150,000.00 (Floating Rate), RM 100,000.00 (Flat Rate)
Profit RateFlat: Without Ju’alah: 5.5% p.a, With Ju’alah: 5.7% p.a. Floating: BFR+1.8% (capping rate 11%)
Mode of Paymenta) Auto Debit net salary via BMMB Current/Saving Account or b) Salary deduction At Source by employer
Wasiat/Will – WritingCompulsory
TakafulCompulsory
GuarantorNot available
Documents Required
Copy of NRIC (front and back)
Latest 1 month Salary Slip (Flat Rate)
Latest 3 months original Salary Slip (Floating Rate)
Employment Confirmation Letter
Settlement Statement
Investment Statement (if applicable)

Note:

  1. Customer’s not a Bankruptcy during apply Bank Muamalat Malaysia Berhad BMMB financing
  2. Terms and conditions apply

 

*Source from Bank Muamalat Malaysia Berhad website

 #personalloan #Bank #BankMuamalat 

Contact BMMB

  • Tel: 03-2600 5500
  • Bank Muamalat Malaysia Berhad HQ,
    21, Jalan Melaka, City Centre,
    50100 Kuala Lumpur
  • Opening Hours: 9.30am-4.30pm Monday-Friday

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