Alliance Bank Personal Loans

Get financial help with low interest rates and minimal extra fees through Alliance Bank Personal Loans. Enjoy an exclusive rate of 3.99% p.a. when you apply online. This is a limited-time offer, so apply online for fast approval today!

Product Specifications

Key Benefits:

• Exclusive rate of 3.99% p.a. for online applications only.
• Low interest/profit rates starting from 3.99% p.a. on a flat rate basis.
• Low monthly instalments to fit your budget.

Eligibility Requirements:

• Malaysian citizens or residents working and residing in Malaysia.
• Age: Must be between 21 to 60 years old (at the time of loan maturity).
• Income: Minimum gross monthly income of RM5,000 or RM60,000 per annum.

Required Documentation (for Government Servants / Private Employees):

• EPF statement.
• Latest pay slip.
• Latest bank statement showing income crediting.

How to Apply:

Apply online today to get your fast approval and enjoy the exclusive low rates available only for online applications.

Why Choose Alliance Bank Personal Loans?

• Quick approval process when applying online.
• Affordable monthly instalments to manage your finances with ease.
• Exclusive low interest rates available only for online applications.

CLICK HERE to personal loan alliance bank view the full Product Disclosure Sheet for Personal Financing (Conventional).
Click HERE to view the full Product Disclosure Sheet for Personal Financing (Islamic)

Alliance Bank Business Loan Types

Take your business to the next level with Alliance Bank business loans. From purchasing equipment to securing working capital, we offer a variety of financing options designed to meet your business needs.

Business Finance-i Equipment Financing-i

• Competitive rates with minimal administrative costs.
• Fast turnaround time for quick approval.
• Finance for the right equipment to propel your business forward.

General Working Capital-i

• Provides funds for day-to-day business operations.
• Helps with the purchase of stock, managing overheads, and supporting other business activities.
• Designed to meet your working capital needs.

Business Premises Financing-i

• Financing available for commercial properties or refinancing existing properties.
• Flexible financing tenures to suit your needs.
• High financing margins to give your business a boost.

Bridging Finance-i

• Helps bridge cashflow issues during construction.
• Supports developers by ensuring cashflow is maintained until the receipt of sales proceeds from end-purchasers and financiers.
• Ensures the continuation of development projects until completion.

Palm Oil Plantation Financing-i

• Tailor-made product for oil palm plantation businesses.
• Covers needs ranging from land purchases to development costs and working capital.

Government Assistance Schemes-i

• Special financing schemes available for SMEs.
• Government funds designed to support business growth and development.

These business loan types offer a variety of solutions to help you manage cash flow, grow your business, and achieve your goals. Whether you need equipment, working capital, or assistance with property financing, Alliance Bank is here to support your business success.

Personal Loan Alliance Islamic Bank (Alliance Bank with Koperasi Pusamaju)

The personal loan from Alliance Bank with Koperasi Pusamaju is one of the most popular financing options among civil servants in Malaysia. This cooperation between Koperasi Pusamaju and Alliance Bank offers a personal loan with highly attractive interest rates, which is why many flyers about this loan are often seen in various places such as motorcycle baskets, car windshields, and door handles.

Key Benefits of Alliance Bank – Pusamaju Personal Loan:

• Very attractive interest rates: 3.99% FLAT RATE for a loan term of 20 years.
• Fast approval process (though sometimes it can take up to 4-6 weeks due to a high volume of applications).
• High payout rate of 94% after deducting an advance of 3 months.
• Repayment is deducted directly from salaries through Biro Angkasa (Salary Deduction).

History and Popularity of Koperasi Pusamaju

Koperasi Pusamaju, officially known as Koperasi Pembangunan Usahasama Masyarakat Maju Sabah Berhad (Kopusamaju), has been in partnership with Alliance Bank since 2002. Initially based in Sabah, the cooperative now has branches in Kuala Lumpur and Kuching. The popularity of this personal loan peaked when many flyers and pamphlets were distributed among civil servants, particularly in areas they frequently visit, such as Klinik Tanglin Kuala Lumpur.

Moreover, Pusamaju flyers stand out from others due to the use of thick colored paper and high-quality prints, unlike most personal loan flyers that are typically black and white.

Criteria and Terms for Alliance Bank – Pusamaju Personal Loan

To apply for the Alliance Bank Personal Loan with Koperasi Pusamaju, the following criteria must be met:

• Profit rates: 3.4% to 4.8% (depending on current promotions).
• Loan term: Up to 20 years.
• High payout: 94% after deducting advance 3 months.
• Approval process: Typically takes 3-4 weeks.
• Eligibility for CCRIS/CTOS: Eligible to apply.
• Repayment: Through salary deduction via Biro Angkasa.

Note: The promotion for this loan is currently closed temporarily. Please check the official website for updates on the latest promotions.

Why is Alliance Bank Personal Loan with Koperasi Pusamaju So Popular?

• The successful partnership between Pusamaju and Alliance Bank has created a highly effective and trusted financing option for civil servants.
• The loan offers not just low-interest rates, but also an easy approval process and flexible repayment options.
• The promotions, such as 3.99% interest rate and a 20-year repayment period, make it a top choice for individuals seeking long-term financing.

Website & Application

To get a personal loan with Koperasi Pusamaju or to know more about current promotions, please visit their official website. This loan is also available with Islamic Financing that is Sharia-compliant.

Other Cooperatives with Attractive Promotions

If the Pusamaju loan is no longer available, there are also other cooperatives offering attractive personal loan promotions that are Sharia-compliant. Please visit the main website to apply for personal loans or find out more about the latest financing offers.

The Alliance Bank Personal Loan with Koperasi Pusamaju is a popular choice among civil servants because of its competitive interest rates, long repayment terms, and easy approval process. However, since promotions are limited, make sure to check the official website for the latest loan promotions.