CIMB BANK CASH PLUS PERSONAL LOAN
An unsecured, hassle-free term loan to fulfill your dreams. No collaterals. No guarantors. Convenient repayment tenure up to 5 years and loan amount up to RM100,000.
As low as 6.88% per annum*
Fixed interest rates from as low as 6.88% to 14.88% fixed per annum which is equivalent to Effective Interest Rates of 12.31% to 24.51% per annum.
Eligibility
- Individuals aged 21 to 58 years old*
- Malaysian citizen
- Minimum monthly gross income of RM2,000
- In employment for more than 6 consecutive months
- For self-employed, business to be active for more than 24 months
*Maximum 60 years old upon maturity of loan tenure.
Cimb Bank Islamic Loan – Xpress Cash Financing-i
Enjoy fast and flexible financing up to 8X your gross monthly income (basic + fixed income) to make your dream a reality. It’s easy and hassle free!
Individuals aged 21 to 60 years old*
Minimum Monthly Gross Income
Eligible with a minimum monthly gross income of RM800 (including variables, e.g. overtime and allowances).
Eligibility
- Individuals aged 21 to 60 years old*
- Malaysian citizen
- No joint applications allowed
- Minimum monthly gross income of RM800 (including variables, e.g. overtime and allowances)
- At least 6 (six) months of employment or business establishment
- Minimum financing amount offered is RM3,000 with Maximum RM50,000 or up to 8X gross monthly income (whichever is lower)
*Maximum 65 years old upon maturity of loan tenure
CIMB Bank Personal Financing TERM FINANCING-i SECURED BY ASB CERTIFICATE
TF-i ASB based on the concept of Commodity Murabahah-Tawarruq which is secured by ASB Certificate, helps you to grow your wealth and achieve your financial goals.
Eligibility
- Malaysian Bumiputera only
- Individuals aged 18 years and above, with evidence of income only
- Joint application is limited to parents/ spouse/ siblings/ adult children only
CIMB Bank Secured Overdraft Facility
A Facility that is made available in your CIMB Bank Current Account by pledging a collateral to the Bank.
Eligibility
- Individuals aged 21 to 70 years old
- Malaysian or residents with PR status residing in Malaysia
- Owner of the collateral (free from any encumbrance)
- Minimum collateral of RM10,000-00
Overdraft limit dependent on collateral pledged