Cari Pinjaman Peribadi Lain?
Pinjaman Peribadi Bank Islam
Pinjaman Peribadi Bank Islam Summary
- Bank Name: Bank Islam Malaysia Berhad
- Abbreviation / Code Name: BIMB
- Bank Promotion Name: General Info about Pinjaman Peribadi Bank Islam
Personal Financing-i Programme for Medical Practitioner
The criteria of Personal Financing-i Programme for Medical Practitioner are as below:
- Financing Quantum: Pinjaman Peribadi Bank Islam ~ Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000
- Payment Period: Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
- Financing Rate Offer with Takaful Coverage:
Flat Rate->1-10 years: 4.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
Floating Rate (Base Rate [BR])
– 1-3 years: Base Rate (BR) + 1.90% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
– 4-10 years: Base Rate (BR) + 2.00% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
– Revised BR (effective date 12 May 2020) is 2.77% p.a. - Financing Rate Offer Without Takaful Coverage Flat Rate 1-10 years: 5.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”), Floating Rate (Base Rate [BR]): 1-3 years: Base Rate (BR) + 3.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”), 4-10 years: Base Rate (BR) + 5.28% p.a, Revised BR (effective date 12 May 2020) is 2.77% p.a.
Pinjaman Peribadi Bank Islam Personal Financing-i Non Package
Financing Quantum
- Based on eligibility limit and subject to minimum of RM10,000 and maximum amount of RM150,000
- Financing RM30,000 and below – without guarantor
- Financing more than RM30,000 – one guarantor
Payment Period
- Maximum 120 months (10 years) or up to the retirement age, whichever is earlier
Financing Rate Offer with Takaful Coverage
Flat Rate
- 1 – 3 years: 6.0% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
- 4 – 8 years: 6.8% p.a (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
- 9 – 10 years: 7.0% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
Financing Rate Offer Without Takaful Coverage
Flat Rate
1 – 3 years: 7.0% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
4 – 8 years: 7.8% p.a (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
9 – 10 years: 8.0% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
Advance Payment
- Equivalent to 2 months installment
- Takaful Coverage – Optional
Personal Financing Takaful Plan
Benefits
- No hidden charges
- Selling price – fixed and known
- Fast approval
- Competitive rate
Pinjaman Peribadi Bank Islam -i Package
Features Financing Quantum
Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000
Payment Period
Pinjaman Peribadi Bank Islam ~ Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
Financing Rate Offer With Takaful Coverage
Floating Rate (Base Rate [BR])
- 1-3 years: Base Rate (BR) + 1.90% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
- 4-10 years: Base Rate (BR) + 2.00% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
- Revised BR (effective date 12 May 2020) is 2.77% p.a
Personal Financing Rate Offer Without Takaful Coverage
Floating Rate (Base Rate [BR])
- 1-3 years: Base Rate (BR) + 3.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
- 4-10 years: Base Rate (BR) + 5.28% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
- Revised BR (effective date 12 May 2020) is 2.77% p.a
Pinjaman Peribadi Bank Islam Personal Loan Package
Financing Rate Offer with Takaful Coverage
Flat Rate: 1-10 years: 4.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
Personal Financing Rate Offer Without Takaful Coverage
Flat Rate:1-10 years: 5.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
Advance Payment
- Equivalent to 2 months installment
- Takaful Coverage
Pinjaman Peribadi Bank Islam Personal Financing Takaful Plan – Optional
Benefits
- Competitive rate
- No hidden charges
- No guarantor is required
- No deposit
- No processing fee
- Flexible financing tenure
- Selling price – fixed and known
- Fast approval
Monthly Installment Payment
Personal Loan Bank Islam Repayment Table :pinjaman-peribadi-bank-islam-repayment-table
Personal Loan Bank Islam Repayment Table: Click above to view Pinjaman peribadi Bank Islam repayment table scheme.
https://koperasi.business
Hashtag / Keywords
Pinjaman Peribadi Bank Islam Reviews
Customer Reviews about Pinjaman Peribadi Bank Islam
Pinjaman Peribadi Bank Islam is Islamic banking personal loan providing you with Shariah Compliant. This personal loan is among popular trusted financing for government sector and private.
Mohd Azwan
https://koperasi.business
Contact Bank Islam Malaysia Berhad
- General Line: +603 2088 8000
Contact Centre: +603 26 900 900 - Email: contactcenter@bankislam.com.my
- Bank Islam Malaysia Berhad
Level 32, Menara Bank Islam
No. 22, Jalan Perak
50450 Kuala Lumpur