Category: Credit Company

  • JCL: Pinjaman Peribadi 6.65% Tanpa Pengesahan

    JCL: Pinjaman Peribadi 6.65% Tanpa Pengesahan

    JCL

    JCL adalah pembiayaan tanpa pengesahan majikan yang mesti anda pilih dan ianya terbuka kepada penjawat awam (kakitangan kerajaan persekutuan AG) yang berjawatan TETAP dan anggota polis. Ingin dimaklumkan bahawasanya pembiayaan ini adalah pembiayaan tanpa pengesahan majikan yang sangat popular dikalangan penjawat awam dan sesuai bagi anda yang mendapat kesukaran mendapatkan pengesahan majikan.

    Pinjaman Peribadi Popular

    Coshare JCL 6.65%

    Coshare JCL 6.65%
    Coshare JCL 6.65%

    Pinjaman peribadi suatu ketika adalah pembiayaan tanpa pengesahan majikan paling popular dilancarkan dengan kerjasama institusi Coshare Holdings. Dana ini diambil dari JCL dengan kadar keuntungan yang mengkagumkan iaitu 6.65%. Terbuka kepada penjawat awam (kakitangan kerajaan persekutuan AG) yang berjawatan TETAP dan anggota polis. Ingin dimaklumkan bahawasanya pembiayaan ini adalah sesuai bagi anda yang mendapat kesukaran mendapatkan pengesahan majikan.

    Kriteria

    Berikut adalah kriteria yang perlu diberi perhatian sebelum anda memohon.

    1. Kadar interest 6.65% flat rate (terendah dipasaran untuk kadar rata).
    2. Payout 65% dari jumlah pinjaman.
    3. Proses 7-10 hari bekerja.
    4. Tempoh pinjaman minima 2 tahun dan maksima 15 tahun pembiayaan. (pertama kali pinjaman dipanjangkan)
    5. Minima amaun pembiayaan adalah RM10,000.
    6. Maksimum pembiayaan adalah RM200,000.
    7. Pinjaman tanpa penjamin
    8. Single customer limit adalah RM200,000.
    9. Pemohon mestilah berjawatan tetap.
    10. Berkhidmat sekurang-kurangnya 1 tahun dari tarikh lantikan.
    11. Gaji minima permulaan adalah RM1,500.
    12. Terbuka kepada kakitangan kerajaan (AG Only). Maksudnya semua kakitangan kerajaan persekutuan adalah LAYAK.
    13. Anggota polis LAYAK memohon.
    14. Promosi ini tidak dibuka kepada kakitangan kerajaan negeri dan badan berkanun.
    15. Pembiayaan sehingga setahun sebelum pencen. Jika pemohon memilih opsyen bersara 60 tahun, maka tempoh maksima adalah sehingga pemohon berumur 59 tahun.

    Nota penting: Pemohon yang mempunyai DSR tinggi LAYAK memohon kerana skim pinjaman peribadi ini tidak melihat rekod CCRIS dan CTOS anda. Jika amaun senaraihitam terlalu tinggi akan dinilai secara case-by-case basis.

    Nota:

    Ini berita yang baru kami terima. interest 6.65% dan tempoh loan 15 tahun hanya ditawarkan bagi pemohon yang ingin OVERLAP pinjaman sediada sahaja.

    Bagi kes pembiayaan baru, tempoh pembiayaan maksima 12 TAHUN sahaja dan interest menjadi 8% manakala payout dinaikkan MENJADI 70%.

    Maklumat Wajib DiHantar Melalui WhatsApp

    Kepada pemohon yang berminat dengan pakej 3.88% ini, anda boleh memuaturun borang permohonan di sini. Anda juga harus mengisi butiran diri seperti dibawah dan send ke nombor WhatsApp kami seperti dibawah.

    MAKLUMAT PEMOHON

    1. Nama Penuh:
    2. No, I/C:
    3. Alamat Tetap:
    4. Alamat Sekarang:
    5. No Tel Bimbit:
    6. Bilangan Tanggungan*:
    7. Taraf Perkahwinan:
    8. Bangsa:
    9. Agama:
    10. Taraf Pemilikan Rumah:
    11. Pendidikan Tertinggi:
    12. Alamat Email:
    13. Nama Ibu:
    14. Tempoh Menetap:

    MAKLUMAT PEKERJAAN PEMOHON

    1. Nama Majikan:
    2. Alamat Majikan:
    3. Jawatan:
    4. Tarikh Mula Berkhidmat:
    5. No. Tel. Pejabat:
    6. Gred:
    7. Bahagian / Jabatan:

    MAKLUMAT PASANGAN

    1. Nama Penuh Pasangan:
    2. No I/C Pasangan:
    3. Tarikh Lahir Pasangan:
    4. No Tel. Bimbit:
    5. Nama Majikan Pasangan:
    6. Alamat Penuh Majikan Pasangan:
    7. Gaji Pasangan:
    8. Tarikh Mula Berkhidmat:
    9. No. Tel Pejabat Pasangan:

    MAKLUMAT RUJUKAN SAUDARA TERDEKAT

    1. Nama Penuh:
    2. Alamat Tetap:
    3. No Tel. Bimbit:
    4. Pertalian Dengan Pemohon:

    Dengan ini saya bersetuju dengan semua syarat-syarat yang telah diberitahu oleh Pegawai Pemasaran dan mengesahkan semua maklumat yang diberikan adalah benar. Terima kasih.

    Dokumen Yang Diperlukan

    Dokumen yang diperlukan adalah seperti dibawah:

    1. IC & ID polis (jika ada) yang berwarna punya – WhatsApp
    2. anm & HRMIS password (customer kena print HRMIS sendiri kalau berjawatan polis)
    3. Salinan akaun bank masuk gaji (WAJIB)
    4. Surat opsyen untuk customer:
      • berumur 39 ke atas (kalau apply pakej 15 tahun)
      • berumur 45 ke atas (kalau apply pakej 10 tahun)
    5. Surat pengesahan* (WAJIB kalau apply KFH)

    *Untuk JCL, kalau majikan tak beri kerjasama, kena minta surat pengesahan

    Sila klik disini untuk mendapatkan details Pinjaman Peribadi Coshare KFH JCL Criteria

    Kelebihan

    • 6.65%/p.a
    • Financing from RM10k to RM200K
    • Payout 65%
    • AG and Police only
    • Good for overlap
    • Now financing up to 15 years
    • Good for high DSR
    • CTOS and CCRIS encourage to apply
    • State government
    • Badan berkanun
    • Bankruptcy

    Borang

    Bagi yang berminat untuk memohon pinjaman peribadi Coshare JCL 6.65% anda boleh memuaturun borang permohonan dengan mengklik –> BORANG JCL COSHARE 6..65%.

    Coshare JCL 7%

    Coshare JCL 7%

    Kriteria

    Berikut adalah terma dan syarat yang perlu anda ketahui mendapat gambaran yang jelas sebelum membuat permohonan.

    1. Kadar interest 7% flat rate (terendah dipasaran untuk kadar rata).
    2. Payout 70% dari jumlah pinjaman. (Payout tinggi sedikit dari interest 6.65%
    3. Proses 7-10 hari bekerja dan lambat sedikit kerana perintah kawalan pergerakan PKP 3.0.
    4. Tempoh pembiayaan minima 2 tahun dan maksima 10 tahun.
    5. Minima pembiayaan adalah RM10,000.
    6. Maksimum pembiayaan adalah RM200,000.
    7. Pinjaman tanpa penjamin
    8. Single customer limit adalah RM200,000.
    9. Pemohon mestilah berjawatan tetap.
    10. Berkhidmat sekurang-kurangnya 1 tahun dari tarikh lantikan.
    11. Gaji minima permulaan adalah RM1,500.
    12. Terbuka kepada kakitangan kerajaan (AG sahaja). Maksudnya semua kakitangan kerajaan persekutuan adalah LAYAK.
    13. Anggota polis LAYAK memohon.
    14. Promosi ini tidak dibuka kepada kakitangan kerajaan negeri dan badan berkanun.
    15. Pembiayaan sehingga setahun sebelum pencen. Jika pemohon memilih opsyen bersara 60 tahun, maka tempoh max adalah sehingga pemohon berumur 59 tahun.

    Nota penting: Pemohon yang mempunyai DSR tinggi LAYAK memohon kerana skim Coshare JCL 7% ini tidak melihat rekod CCRIS dan CTOS anda. Jika amaun senaraihitam terlalu tinggi akan dinilai secara case-by-case basis.

    Kelebihan

    • 7.00% /p.a
    • Financing from RM10k to RM200K
    • Payout 70%
    • AG and polis sahaja.
    • Good for overlap
    • Now financing up to 15 years
    • Good for high DSR
    • CTOS and CCRIS encourage to apply and case-by-case basis
    • State government
    • Badan berkanun
    • Bankruptcy

    Dokumen & Maklumat Yang Diperlukan

    Dokumen yang diperlukan untuk memohon pinjaman peribadi Coshare JCL 7%: adalah sama seperti di atas.

    Sila klik disini untuk mendapatkan details Pinjaman Peribadi Coshare KFH JCL Criteria

    Topik Terhangat & Trending

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  • Pinjaman Coshare: 100% Payout Segera

    Pinjaman Coshare: 100% Payout Segera

    Pinjaman Peribadi Coshare

    Dapatkan pinjaman peribadi Coshare dengan tawaran terbaik — 100% payout, tiada penjamin, dan jumlah sehingga RM200,000. Sokong overlap dan potongan gaji Biro Angkasa. Mohon sekarang untuk pembiayaan yang mudah, pantas, dan patuh Syariah.

    Pengenalan


    Coshare Kuwait Finance House adalah pembiayaan hebat masakini. Jangan lepaskan peluang untuk mendapatkan personal loan terhebat ini. Berhad. 100% payout dan tiada guarantor diperlukan! Pinjaman peribadi ini adalah atas usahasama dengan bank Kuwait Finance House (KFH) dan Ikhtiar Destinasi (IDSB) menawarkan personal loan dengan kadar interest terkini dan terendah dipasaran iaitu 3.99% setahun (flat rate) pada beberapa tahun yang lepas.

    Kini dikenali sebagai CoshareEZ menawarkan personal financing loan dengan kadar yang kompetitif selaras dengan kehendak pasaran masakini. Semua produk personal loan koperasi adalah syariah compliant dan mengikut prinsip syariah antarabangsa. Terbuka kepada kakitangan kerajaan berjawatan tetap dan polis sahaja.

    Pinjaman Peribadi Popular

    Coshare EZ Interest 6.50%

    Produk terbaru Coshare EZ interest rate 6.50% menawarkan pembiayaan peribadi kadar keuntungan yang baru. Baru sahaja dilancarkan. Jadi kami tidak dapat memastikan adakah proses kelulusan cepat ataupun lambat.

    Terms and Conditions

    Kriteria pembiayaan seperti kadar interest rate 6.50% dan interestnya kadar rata (flat rate). Proses kelulusan: Loan approval dalam masa 5-7 hari bekerja sekiranya dokumen lengkap. Sekiranya jumlah loan yang dipohon antara Rm3,00-Rm19,000, yuran Rm10 akan dikenakan. Payout pula menjadi 75%. Jika jumlah loan yang dipohon Rm20,000 ke atas, yuran bulanan koperasi Rm20 dan payout meningkat kepada 80%.

    Interest 7.50%

    Tawaran Pinjaman Peribadi dengan kadar faedah 7.50% dengan ciri-ciri seperti kadar interest terendah di pasaran 7.50% setahun, payout 80% tolak advance installment 1 bulan dan kadar approval 15 hari bekerja. Yuran fi adalah Rm30 yakni sama seperti yuran koperasi yang lain. Minimum loan amount Rm3,000 dan maximum financing amount Rm200,000. Tempoh pembiayaan selama 10 tahun.

    Selain itu, anda mestilah bekerja 1 tahun ke atas. Umur pemohon tidak melebihi 48 tahun semasa membuat permohonan. Pekerja rendah am, pengawal keselamatan, dan jawatan pemandu Gred (R) tidak layak memohon. CTOS Rm25k ke bawah layak memohon. Repayment table Coshare EZ 7.50

    Interest 3.99%

    Tawaran terbaik kerana menawarkan pembiayaan sehingga 100% payout bermakna pembiayaan dapat penuh. Produk pembiayaan ini sangat popular kerana menguntungkan pemohon. Bagi yang ingin membuat overlap inilah masanya kerana overlap pinjaman yang interestnya tinggi kepada interest rendah iaitu 100% payout.

    Kriteria loan seperti dibawah:-

    • Kadar interest terendah di pasaran 3.99% setahun.
    • Tempoh pembiayaan sehingga 20 tahun.
    • Blacklist CTOS CCRIS layak memohon.
    • Pembiayaan dapat penuh iaitu payout 100%.
    • Terbuka kepada kakitangan kerajaan (AG) dan polis.
    • Proses 3-4 minggu bergantung kepada kelulusan di bahagian pemprosesan borang.
    • Sesuai untuk overlap dan penggabungan beberapa akaun bank dan koperasi menjadi satu akaun.

    jadual pembayaran pinjaman peribadi i destinasi 3.99

    Coshare KFH 3.88%

    Coshare KFH 3.88% adalah satu daripada 3 produk pembiayaan yang baru diluncurkan pada tahun 2021 sempena pandemik Covid-19. Dampak dari Perintah Pergerakan Kawalan atau singkatannya PKP memberi kesan mendalam terhadap ekonomi dan kewangan harian pemohon. Maka dengan itu, dijangkakan pakej ini akan meletup dan menjadi sangat popular di kalangan penjawat awam kerajaan AG. KFH iaitu Kuwait Finance House sudah lama menjadi peneraju dalam pakej pembiayaan kepada kakitangan kerajaan.

    Terma dan Syarat

     Berikut adalah kriteria loan bagi Coshare KFH 3.88% supaya anda mendapat gambaran yang jelas sebelum membuat permohonan.

    1. Kadar interest 3.88% flat rate (terendah dipasaran untuk kadar rata)
    2. Payout 80% dari jumlah pinjaman
    3. Proses 7-10 hari bekerja.
    4. Tempoh pinjaman minima 2 tahun dan maksima 10 tahun.
    5. Minima amaun pembiayaan adalah RM10,000.
    6. Maksimum pembiayaan adalah RM200,000.
    7. Pinjaman tanpa penjamin
    8. Single customer limit adalah RM200,000.
    9. Pemohon mestilah berjawatan tetap.
    10. Berkhidmat sekurang-kurangnya 1 tahun dari tarikh lantikan.
    11. Gaji minima permulaan adalah RM3,000.
    12. Terbuka kepada kakitangan full government (AG Only). Maksudnya semua kakitangan kerajaan persekutuan adalah LAYAK.
    13. Anggota polis LAYAK memohon.
    14. Promosi ini tidak dibuka kepada kakitangan kerajaan negeri dan badan berkanun.
    15. Pembiayaan sehingga setahun sebelum pencen. Jika pemohon memilih opsyen bersara 60 tahun, maka tempoh max adalah sehingga pemohon berumur 59 tahun.

    Nota penting: Pemohon yang mempunyai DSR tinggi TIDAK LAYAK memohon kerana Coshare KFH 3.88% ini akan melihat rekod CCRIS dan CTOS anda. Anda harus memberitahu kami samada adakah anda mempunyai komitment luar payslip seperti kredit kad, ansuran rumah atau kenderaan, pinjaman peribadi dibayar melalui potongan akaun bank atau bank-in dan lain-lain.

    Maklumat Wajib

    Kepada pemohon yang berminat dengan pakej Coshare KFH 3.88% ini, anda boleh memuaturun borang permohonan di sini. Anda juga harus mengisi butiran diri seperti dibawah dan send ke nombor talian hotline kami.

    MAKLUMAT PEMOHON

    1. Nama Penuh :
    2. No I/C :
    3. Alamat Tetap :
    4. Alamat Sekarang :
    5. No Tel Bimbit :
    6. Bilangan Tanggungan :
    7. Taraf Perkahwinan :
    8. Bangsa :
    9. Agama :
    10. Taraf Pemilikan Rumah :
    11. Pendidikan Tertinggi :
    12. Alamat Email :
    13. Nama Ibu :
    14. Tempoh Menetap :

    MAKLUMAT PEKERJAAN PEMOHON

    1. Nama Majikan :
    2. Alamat Majikan :
    3. Jawatan :
    4. Tarikh Mula Berkhidmat :
    5. No. Tel. Pejabat :
    6. Gred :
    7. Bahagian / Jabatan :

    MAKLUMAT PASANGAN

    1. Nama Penuh Pasangan :
    2. No I/C Pasangan :
    3. Tarikh Lahir Pasangan :
    4. No Tel. Bimbit :
    5. Nama Majikan Pasangan :
    6. Alamat Penuh Majikan Pasangan :
    7. Gaji Pasangan :
    8. Tarikh Mula Berkhidmat :
    9. No. Tel Pejabat Pasangan :

    MAKLUMAT RUJUKAN SAUDARA TERDEKAT

    1. Nama Penuh :
    2. Alamat Tetap :
    3. No Tel. Bimbit :
    4. Pertalian Dengan Pemohon :

    Dengan ini saya bersetuju dengan semua syarat-syarat yang telah diberitahu oleh Pegawai Pemasaran dan mengesahkan semua maklumat yang diberikan adalah benar. Terima kasih.

    Dokumen Yang Diperlukan

    Dokumen yang diperlukan untuk adalah seperti dibawah:

    1. IC & ID polis (jika ada) yang berwarna punya – WhatsApp
    2. anm & HRMIS password (pemohon perlu mencetak HRMIS sendiri kalau berjawatan polis)
    3. Salinan akaun bank masuk gaji (WAJIB)
    4. Surat opsyen untuk customer:
      • berumur 39 ke atas (kalau apply pakej 15 tahun)
      • berumur 45 ke atas (kalau apply pakej 10 tahun)
    5. Surat pengesahan* (WAJIB kalau apply KFH)

    *Untuk JCL, kalau majikan tak beri kerjasama, kena minta surat pengesahan

    Sila klik disini untuk mendapatkan details Pinjaman Peribadi Coshare KFH JCL Criteria

    Kelebihan

    • Low monthly commitment
    • Financing from RM10k to RM200K
    • Payout 80%
    • AG and Police only
    • State government
    • Badan berkanun layak memohon
    • DSR tinggi layak dan dialu-alukan.

    Borang

    • Apakah 5 langkah untuk memohon pinjaman peribadi Coshare – Kuwait Finance House Interest rate 3.88%? Berikut adalah langkah-langkah mohon Pinjaman Peribadi Coshare KFH 3.88% yang anda perlu lakukan seperti berikut:-
      1. Langkah 1: Whatsapp slipgaji terkini ke nombor hotline kami. Dan nyatakan samada anda ada komitmen luar seperti loan kereta, kredit kad, bayaran rumah yang bukan LPPSA, personal loan dengan credit company dan lain-lain. Nyatakan kepada kami samada anda mempunyai rekod senaraihitam CCRIS CTOS.
      2. Langkah 2: Pengiraan akan dibuat untuk menentukan samada anda layak atau tidak. Kami akan memaklumkan pakej yang bersesuaian dengan anda berdasarkan situasi kewangan anda.
      3. Langkah 3: Isi maklumat pemohon dan hantar.
      4. Langkah 4: Download borang dalam laman web ini, isi menggunakan pen dakwat basah hitam, sign semua tempat secara konsisten dan kepilkan dokumen sokongan seperti yang dikehendaki.
      5. Langkah 5: Hantar borang permohonan yang lengkap kepada kami.

    Sekiranya anda berminat untuk mendapatkan pinjaman peribadi ini, sila klik Borang COSHARE-KFH 3.88

    Cara Mohon

    Kami menyediakan perkhidmatan pinjaman peribadi koperasi Coshare  dan bank untuk kemudahan anda. Berhubung dengan kami untuk mendapatkan maklumat-maklumat seperti pakej promosi terkini, kadar keuntungan terkini dan jumlah maksimum pembiayaan. Perkhidmatan yang ditawarkan adalah:

    1. Pinjaman peribadi baru: Kiraan had kelayakan pinjaman berdasarkan kepada kekuatan slipgaji anda iaitu gaji pokok, elaun tetap dan jumlah potongan dalam slipgaji dan potongan 60%, 50% atau 40% dari jumlah pendapatan. Anda boleh membuka akaun pertama kali dengan bank atau koperasi, akaun kedua, akaun ketiga dan seterusnya.
    2. Pinjaman peribadi overlap: Dikenali sebagai pinjaman bertindih di mana anda menggunakan akaun pembiayaan sediada dan memohon untuk mendapat tunai ditangan secara in-house overlap atau ambil penyata penyelesaian awal dan overlap di bank/ koperasi lain. Anda mungkin menambah/ tidak menambah bayaran ansuran bulanan atau jumlah pembiayaan asal.

    Anda juga boleh memohon pinjaman peribadi Yayasan Ihsan Rakyat (YIR), Yayasan Perlis (YYP), pembiayaan Bank Rakyat, Bank Simpanan Nasional (BSN), Koperasi Kekal, Koperasi Gemilang (Kogemilang), Al-Rajhi Bank, Alliance Bank, Koop Bank Pertama, MBSB Bank dan lain-lain. 

     #pinjamanperibadi #personalloan #COSHARE 

    Coshare KFH 3.88%
    Pinjaman Peribadi Coshare Kuwait Finance House Personal Loan

    Contact Coshare Holdings

    • Tel: 013-449 0795
    • Coshare Holdings Berhad
      25-G, Jalan PJU 5/20a, Kota Damansara,
      47810 Petaling Jaya, Selangor

    Topik Terhangat & Trending

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  • RCE Capital: Corporate Growth & Success

    RCE Capital: Corporate Growth & Success

    RCE Capital Berhad

    Before applying for a personal loan, it’s important to understand RCE Capital Berhad, its business, projects, and financing options. With over 10 years of experience, RCE Capital Berhad has been providing reliable personal financing to both civil servants and the private sector. Apply with confidence through Yayasan Ihsan Rakyat (YIR), knowing that you are choosing a company with a proven track record. Learn more about their services and get started with your application today!

    Overview & History

    A Rich History of Growth and Transformation

    RCE Capital Berhad (formerly known as Leong Tian Tin Mines Limited) was incorporated in Malaysia on 18 December 1953. Over the years, the company has undergone several name changes, reflecting its evolving business direction and growth trajectory.

    • 1953: Incorporated as Leong Tian Tin Mines Limited.
    • 1966: Name changed to Leong Tian Tin Mines Sdn Bhd.
    • 1978: Renamed to Rislee Enterprise Sdn Bhd.
    • 1993: Converted to a public limited company and rebranded as Rislee Enterprise Berhad.
    • 1993: Company name changed again to Rediffusion Berhad.
    • 2003: Adopted its current name, RCE Capital Berhad.

    Today, RCE Capital Berhad operates as a subsidiary of Amcorp Group Berhad and is listed on the Main Market of Bursa Malaysia. Initially engaged in mining, the company now focuses on financial services, having shifted its business model since 2003 with key acquisitions such as RCE Marketing Sdn Bhd and RCE Factoring Sdn Bhd.

    Key Milestones

    • 20 September 1994: Listed on the Second Board of Bursa Securities.
    • 23 August 2006: Transferred to the Main Board (now Main Market).
    • 2003: Shifted focus to financial services after selling its broadcasting business.
    • 2007: Acquired RCE Factoring Sdn Bhd, which provides credit factoring solutions.

    Personal Loan Services

    RCE Marketing Sdn Bhd, a subsidiary of RCE Capital Berhad, is dedicated to providing Shariah-compliant personal financing solutions. The company has a long history of working with various co-operatives and foundations to offer financial assistance to government employees, enabling them to access affordable personal loans through a salary deduction scheme.

    How to Apply for Personal Loan

    RCE Marketing works closely with Yayasan Ihsan Rakyat (YIR) to offer low-profit personal loans for Malaysian civil servants. Here’s how you can apply for a personal loan:

    1. Download and Complete the Application Form: Visit the official website of YIR or RCE Capital to download the loan application form.
    2. Submit Your Application: After completing the form, submit it to the relevant office for processing.
    3. Wait for Approval: Upon verification, your loan will be approved quickly, often within 3-5 business days.
    4. Receive Your Funds: Once approved, the loan amount will be disbursed directly to your account.

    Commercial Financing

    RCE Factoring Sdn Bhd

    RCE Factoring Sdn Bhd provides factoring and confirming facilities to small and medium-sized enterprises (SMEs), primarily those involved in trading, construction, and manufacturing sectors.

    Factoring

    Factoring is a financial transaction in which a business sells its accounts receivables at a discount to a factoring company. This allows the business to get immediate cash flow.

    Benefits of Factoring:

    • Quick access to cash within a short period.
    • No new debt is created.
    • No collateral required.
    • Better discounts for cash purchases.

    Confirming

    Confirming is when a business needs to confirm an order of goods, and the confirming company guarantees payment to the supplier upon delivery.

    Benefits of Confirming:

    • The client doesn’t pay the supplier until the obligations are fulfilled.
    • Provides extra working capital to the business.

    Why Choose RCE Factoring?

    Here’s why RCE Factoring is the ideal choice for your business financing needs:

    • Flexible credit terms tailored to your requirements.
    • Dedicated professional support to cater to your business needs.
    • Prompt and efficient service to ensure smooth transactions.

    Contact Information

    For more information about personal loans and other financing options, please contact Yayasan Ihsan Rakyat (YIR):

    Address:
    Yayasan Ihsan Rakyat
    Lot 33.01-02, Tingkat 33
    Sunway Putra Tower, 100, Jalan Putra,
    50350 Kuala Lumpur

    Phone: 03-4047 0888 (General Line)
    Fax: 03-4047 0856

    Why

    RCE Capital Berhad has transformed over decades, from its early days in mining to its current position as a key player in the financial services sector. With a strong focus on Shariah-compliant financing and quick loan disbursements, RCE Capital offers tailored financial solutions for both individuals and businesses, helping them manage cash flow and achieve long-term financial stability.

    RCE Capital Berhad Yayasan Ihsan Rakyat YIR Perlis



    Summary

    • Article Title: RCE Capital Berhad
    • Category: #RCE #PersonalLoan 
    • Purpose: #GeneralInformation 

    *Source: rce.com.my official website

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  • Yayasan Ihsan Rakyat: Trusted Financing

    Yayasan Ihsan Rakyat: Trusted Financing

    Yayasan Ihsan Rakyat (YIR)

    Yayasan Ihsan Rakyat (YIR) offers Shariah-compliant personal financing exclusively for Malaysian Civil Servants and selected employees of Statutory Bodies and Government-Linked Companies (GLCs). Funded by RCE Marketing Sdn Bhd, a Bumiputera-owned company, YIR provides trusted financial solutions tailored to the needs of public sector employees. Learn more and apply today for reliable and ethical financing options.

    Introduction

    A Financial Solution

    Yayasan Ihsan Rakyat (YIR) offers personal loans exclusively for federal government employees (Akauntan Negara) and members of the Royal Malaysia Police (PDRM). These loans are processed through payroll deductions and will appear on your payslip with the notation “Yayasan Ihsan Rakyat YIR.” With a fast approval process, your loan can be disbursed in the next payroll cycle.

    Who is Eligible to Apply?

    YIR are open to:

    • Federal government employees (Akauntan Negara, AG)
    • Members of the Royal Malaysia Police (PDRM)

    Eligibility Criteria:

    • Age: 26 years and above.
    • Employment Status: Must be a permanent employee (not contract-based).
    • Minimum Salary: RM2,000 per month. If your salary is less than RM2,000, we recommend applying for a Petronesa loan instead, or your interest rate will increase to 7.88%.
    • Work Experience: Must have been employed for at least 1 year.
    • Payslip Deduction: Your payslip must be deducted through the PGM system (employer salary deduction) and not through Biro Angkasa.

    Ineligible Applicants:

    • Employees from state government, universities, district councils, and municipal GLCs are not eligible, as their salary deductions do not comply with the YIR system.

    Popular Personal Loans

    Home Renovation Financing

    Thinking of upgrading your home or fixing a few things around the house? With Yayasan Ihsan Rakyat’s personal loan, you can fund everything from major renovations to small repairs — all without the financial stress. Ready to refresh your space? Apply today.

    Education Financing

    Whether it’s helping your children pursue their studies or investing in your own education, this flexible financing option makes it easier to cover school fees, university costs, and more. Support your learning journey — start your application now.

    Business Financing

    Planning to launch a new business or grow your current one? YIR offers financing designed to help entrepreneurs take the next step with confidence. Turn your business ideas into reality — get funded today.

    Medical Financing

    Healthcare costs can be overwhelming, but they don’t have to be. Use this loan to cover medical treatments, purchase health equipment, or manage unexpected expenses with ease. Take care of your health — apply for support now.

    Umrah & Hajj Financing

    Dreaming of performing Umrah or Hajj? YIR’s financing helps make your spiritual journey possible by covering the high costs of travel and preparation. Make your pilgrimage happen — apply now.

    Debt Consolidation

    Managing multiple loans? YIR’s debt consolidation option helps you streamline your payments into one manageable plan, giving you better control over your finances. Simplify your repayments — consolidate with YIR today.

    Product WA

    If you’re a full-time government employee, a member of the police force (PDRM), or working with UPM or UITM, this loan is built for you.

    • Interest rate: 5.99% per year (flat)
    • Loan term: 1 to 10 years
    • Payout: 89% after deducting one month’s advance
    • Amount: RM3,000 to RM150,000 (higher amounts may be considered)

    To qualify, make sure your credit history in CTOS and CCRIS is clean, and you’ve had no issues with past repayments. Thinking of upgrading your home or consolidating your finances? This could be the right fit.

    Product I7

    This option is ideal for government staff who want competitive rates and flexible terms.

    • Interest rate: 7.99% per year (flat)
    • Loan term: 1 to 10 years
    • Payout: 80% after deducting one month’s advance
    • Amount: RM3,000 and above

    Even with a slightly lower payout, this loan is designed to support applicants with varied credit backgrounds. If you’re looking for a balance between affordability and access, I7 is worth considering.

    Product I8

    Similar to I7, but with a few extra perks — no cooperative fees or share entry charges.

    • Interest rate: 7.99% per year (flat)
    • Loan term: 1 to 10 years
    • Payout: 80% after deducting one month’s advance
    • Amount: RM3,000 and above

    It’s a clean, straightforward loan that’s popular among government employees. Need financing without the extra fees? I8 keeps things simple.

    A Quick Tip

    If you’ve got an existing loan — with YIR or another provider — it’s a good idea to settle it first. It’ll make your new application smoother and improve your chances of approval. Clear the way for your next step. Let’s make it happen.

    YIR 6.88%

    YIR offers two interest rates based on the applicant’s financial situation.

    • Interest Rate: 6.88% per annum.
    • Loan Amount: Up to RM150,000.
    • Payout: 80% of the approved loan amount, minus 1 month’s advance payment.
    • Approval Time: 5 to 10 working days.
    • Minimum Salary: RM2,000. For applicants earning less than RM2,000, the interest rate will be 7.88%.
    • CTOS Commitment: Applicants with CTOS records under RM15,000 are eligible. If the CTOS record exceeds RM15,000, the interest rate will increase to 10% per annum.

    YIR 7.88%

    This interest rate applies to:

    • Applicants earning less than RM2,000 per month.
    • Minimum Net Salary after loan repayment must be at least RM900.
    • Payout: 80%, minus 2 months’ advance payment.
    • CTOS Commitment: If the CTOS record exceeds RM15,000, the application will be rejected.
    • Loan Term: All approved loans have a 10-year repayment period, as mandated by Bank Negara Malaysia.

    Advantages

    1. Competitive Interest Rates: Starting from 6.88%, YIR offers lower rates than many other personal loan providers.
    2. Quick Approval: The loan approval process takes 5 to 10 working days, ensuring fast access to funds.
    3. No Guarantor Required: No need to find a guarantor, making the loan process simpler.
    4. Payroll Deduction for Easy Repayment: Loan repayments are deducted directly from your payroll, making it hassle-free.
    5. Exclusive to Government Employees & PDRM: The loan is exclusively available to federal government employees and PDRM members, giving them a tailored financial solution.

    Fully Shariah Compliant Financing

    Yayasan Ihsan Rakyat (YIR) offers fully Shariah-compliant personal financing solutions that require an akad (formal agreement) to ensure complete understanding of the terms and conditions. With no collateral required, enjoy exclusive profit rates ranging from 6.50% p.a. to 9.99% p.a.—tailored to meet your financing needs.

    Fast, Fair, and Easy Financing

    YIR provides quick, easy, and transparent financing to help you achieve your financial goals, whether it’s for personal needs, education, medical expenses, or business ventures.

    • *48-Hours Disbursement **
    • Financing Amount up to RM200,000
    • Tenure up to 10 Years

    Open to All

    Malaysian Civil Servants and Selected Statutory Bodies and GLC Employees

    Yayasan Ihsan Rakyat’s financing is available to Malaysian civil servants and employees of selected statutory bodies and government-linked companies (GLC).

    Note: Disbursement is subject to complete documentation, employer verification, and customer confirmation through akad.

    How to Apply

    Step 1: Check Your Eligibility

    Ensure you meet the eligibility requirements, including being a permanent government employee with the necessary salary and work history.

    Step 2: Submit Your Application

    Prepare the required documents, including your latest payslip and relevant personal details. Make sure your payslip complies with the PGM deduction system.

    Step 3: Loan Approval Process

    Once your application is submitted, the approval process will take 5 to 10 working days. YIR will contact you to confirm your loan details and provide further information.

    Step 4: Receive Your Loan

    Once approved, the loan amount will be disbursed directly into your bank account, and repayments will be deducted from your payroll every month.

    Our financing options aim to help individuals manage personal expenses, education fees, start a business, cover medical bills, and more.

    Contact YIR

    For more information or to start your application, please contact us:

    Address:
    Yayasan Ihsan Rakyat
    Lot 33.01-02, Tingkat 33
    Sunway Putra Tower, 100, Jalan Putra,
    50350 Kuala Lumpur

    Phone: 03-4047 0888 (General Line)
    Fax: 03-4047 0856

    Who Are We?

    Yayasan Ihsan Rakyat (YIR) is a Shariah-compliant financing provider incorporated under the Companies Act 2016 (Registration No: 201201017719 [1003231-A]). Unlike cooperative societies, YIR operates as a foundation, offering tailored financing solutions for Malaysian civil servants and employees of selected statutory bodies and government-linked companies (GLC).

    Why Choose Yayasan Ihsan Rakyat for Your Personal Loan?

    • Shariah-compliant financing with competitive profit rates from 6.50% to 9.99% p.a.
    • Quick disbursement: Your funds are available within 48 hours upon approval.
    • No collateral required, making it easier for you to secure financing.
    • Flexible financing up to RM200,000 and repayment tenures of up to 10 years.
    • Available exclusively to Malaysian civil servants and employees of selected statutory bodies and GLCs.

    Whether you’re looking to finance your lifestyle, business, education, or medical needs, Yayasan Ihsan Rakyat offers a reliable and Shariah-compliant solution for Malaysian civil servants and eligible GLC employees. With fast processing and transparent terms, it’s the ideal choice for your financial needs.

    Yayasan Ihsan Rakyat
    pinjaman peribadi yayasan ihsan rakyat personal loan




    Summary

    • Article Title: Yayasan Ihsan Rakyat (YIR)
    • Category: #YIR #PersonalLoan 
    • Purpose: #Promotion 

    *Source: yir.com.my official website

    Hot & Trending Topic

    Looking to take control of your loans and spend smarter? We’ve got you covered with practical tips on handling bank loans, co-op financing, and managing your money with ease.

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  • Aeon Credit: Quick Cash Approval

    Aeon Credit: Quick Cash Approval

    Aeon Credit Service

    Aeon Credit Service is a company that handles the premier financial services in Malaysia. Services such as personal finance, general easy payment, motorcycle financing, applications for credit cards and others. Read here for more info.

    Introduction

    Aeon Credit Service is a company that handles the premier financial services in Malaysia. Services such as personal loan, general easy payment, motorcycle financing, applications for credit cards and others. Aeon also had a cash deposit machine (CDM) to make it easier for borrowers to pay their monthly installments nationwide. With competitive profit rates and quick processing time, it is not surprising that most of the government staff, private or self-employed persons will apply personal loan scheme with Aeon Credit Service. To learn more about the product eligibility, financing amount limit and how to apply.

    Please note that the website you ‘re open now is dedicated to government employees only. To private sector workers, do not make a phone call to the mobile phone number stated on any pages appeared existing in this website as the hotline number is for public servants (GOVERNMENT) only. For private sector workers, soldiers, traders, government retirees who want to make a personal loan, please click personal financing for private sector. Please take note in this regard.

    Popular Personal Loans

    Aeon 0.66%

    • Fast Approval You can even get your cash on a Sunday.
    • High Financing Amount Finance up to RM100,000
    • Attractive Rates As low as 0.66% p.m*
    • Repayment Tenure up to 84 months You can select repayment tenure of 6, 9, 12, 15, 18, 24, 30, 36, 48, 60, 72 and 84 months
    • Simple Documents Very easy to apply. You just need to have relevant documents ready.
    • Hassle Free No guarantor, no collateral & no security deposit.

    Repayment Table

    Personal Loan Aeon Credit Service Repayment Table

    Notes:

    • Actual financed amount may vary from the above tables.
    • Profit rate (Flat rate): 0.66% per month = 7.92% per year, (Effective rate): 13.57% – 14.31% a year
    • Profit rate (Flat rate): 1.50% per month = 18% per year, (Effective rate): 27.46% – 31.72% a year

    Source: Aeon Credit Official Website

    Contact Aeon Credit Service

    • Call Center: +603 2719 9999
      CardBiz Payment Services Sdn Bhd: +603-7890 3000 (24 hours)
      Revenue Harvest Sdn Bhd: +603-9212 0500 (24 hours)
      Ingenico Solutions (Malaysia) Sdn Bhd: +603-7610 2111 (24 hours)
      Fass Payment Solutions Sdn Bhd: +603-9212 7900 (24 hours)
      mPASS Mobility Sdn Bhd: +603-7890 3003 (24 hours)
      Pine Payment Solutions Sdn Bhd: +6012-506 7883 (24 hours)
    • Menara Olympia 8,
      Jalan Raja Chulan, Bukit Kewangan,
      50250 Kuala Lumpur<
    • customer.service@aeoncredit.com.my

    Please note that the website you ‘re open now is dedicated to government employees only. To private sector workers, do not make a phone call to the mobile phone number stated on any pages appeared existing in this website as the hotline number is for public servants (GOVERNMENT) only. For private sector workers, soldiers, traders, government retirees who want to make a personal loan, please click Aeon Credit Service personal loan financing-i for private sector. Please take note in this regard.

    Installment Repayment Table

    Notes:

    • Actual financed amount may vary from the above tables.
    • Profit rate (Flat rate): 0.66% per month = 7.92% per year, (Effective rate): 13.57% – 14.31% a year
    • Profit rate (Flat rate): 1.50% per month = 18% per year, (Effective rate): 27.46% – 31.72% a year
    Aeon Credit Service Personal Loan

    Interested to Apply?

    Aeon Credit Personal Loan

    • Repayment Tenure up to 84 months You can select repayment tenure of 6, 9, 12, 15, 18, 24, 30, 36, 48, 60, 72 and 84 months
    • Simple Documents Very easy to apply. You just need to have relevant documents ready.
    • Hassle Free No guarantor, no collateral & no security deposit.

     

    Source: Aeon Credit Official Website

    Hashtag / Keywords

     #pinjamanperibadi #AeonCredit

    Contact Aeon Credit Service

    Hot & Trending Topic

    Looking to manage your loans more effectively? We’ve put together essential insights on bank financing, cooperative loans, and practical ways to take control of your money. Whether you’re planning ahead or trying to stay on track, these tips can help you make smarter financial decisions.

    Start improving your financial habits today—click to explore the guide.

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