Bank Muamalat (BMMB)

Looking for a trusted Islamic personal loan tailored to your profession? Bank Muamalat Malaysia Berhad (BMMB) offers Shariah-compliant financing for government employees, military personnel (tentera), selected organizations, and GLC staff. With flexible repayment plans and competitive profit rates, BMMB is your reliable partner for financial peace of mind.

Fast approval. No hidden charges. Ethical banking you can trust.

Pinjaman Peribadi Bank Muamalat BMMB Personal Loan

Introduction

Pinjaman Peribadi Bank Muamalat Malaysia Berhad BMMB

Let us apply together for one of the most highly regarded personal loans available. Many have already applied—especially members of the armed forces (ATM)—due to the unique features and benefits offered by Bank Muamalat. Personnel from the Royal Malaysian Navy (TLDM), Malaysian Army, and Royal Malaysian Air Force (TUDM) are all eligible to apply for this personal financing.

Personal Financing

For Armed Forces

BMMB for Armed Forces Financing products:

Products / ItemsInvestment and Refinancing (Armed Forces)
PurposeSettlement of Debt and Investment
Who Can ApplyMalaysia Armed Forces
TenureMinimum: 3 years, Maximum: 10 years*
Financing Amount

Minimum: RM 5,000.00

Maximum: RM 100,000.00

Profit Rate

Flat: 5.5% p.a

Floating: BFR+1.8% (capping rate 11%)

Mode of PaymentAuto Debit net salary via BMMB Current/Saving Account
Wasiat/Will – writingOptional
TakafulCompulsory
GuarantorNot available
Documents Required
• Copy of BATC10/MyTentera (front and back)
• Latest 1 month Salary Slip (Flat Rate)
• Latest 2 months Original Salary Slip (Floating Rate)
• BMMB Current/Saving Account passbook
• Latest Settlement Statement
• Investment Statement (if applicable)
Applicant’s Eligibility

a) Age:

• Lain‐lain Pangkat (LLP):
  – Maximum: 52 years
• Pegawai:
  – Maximum: 65 years

Repayment Capacity:

• Determine by NDI & DSR

Note:

  1. Customer’s not a Bankruptcy during apply BMMB financing
  2. 2) Terms and conditions apply

For Government & Related Agencies Staff

Refer below schedule:

Products / ItemsPembiayaan Pengurusan Kewangan – PPK Invesment and Refinancing
Civilian
PurposeSettlement of Debt and Investment
Who Can ApplyAll Federal / State Government/Government. Link Company/Selected Organizations staff
TenureMinimum: 3 years. Maximum: 10 years
Financing AmountMinimum: RM 5,000.00. Maximum: RM 100,000.00
Profit RateFlat: Without Ju’alah: 5.5% p.a, With Ju’alah: 5.7% p.a. Floating: BFR+1.8% (capping rate 11%)
Mode of Paymenta) Auto Debit net salary via BMMB Current/Saving Account or. b) Salary deduction At Source by employer
Wasiat/Will – writingOptional
TakafulCompulsory
GuarantorNot available
Documents Required
• Copy of NRIC (front and back)
• Latest 1 month Salary Slip (Flat Rate)
• Latest 3 months original Salary Slip (Floating Rate)
• Employment Confirmation Letter
• Latest Settlement Statement
• Investment Statement (if applicable)

Applicant’s Eligibility

•Employment: – Non-Gov’t: PERMANENT & CONFIRMED staff with minimum 3 yrs service. – Gov’t: CONFIRMED staff
•Repayment Capacity: i) Determine by NDI & DSR

Note:

  1. Customer’s not a Bankruptcy during apply BMMB financing
  2. Terms and conditions apply

For Selected Organizations Staff

Products / ItemsInvestment and Refinancing (Civilian – Selected Organization)
PurposeSetlement of Debt and Investment
Who Can ApplySelected organizations staff
TenureMinimum: 3 years. Maximum: 10 years
Financing AmountMinimum: RM 5,000.00. Maximum: RM 150,000.00 (Floating Rate), RM 100,000.00 (Flat Rate)
Profit RateFlat: Without Ju’alah: 5.5% p.a, With Ju’alah: 5.7% p.a. Floating: BFR+1.8% (capping rate 11%)
Mode of Paymenta) Auto Debit net salary via BMMB Current/Saving Account or b) Salary deduction At Source by employer
Wasiat/Will – WritingCompulsory
TakafulCompulsory
GuarantorNot available
Documents Required
• Copy of NRIC (front and back)
• Latest 1 month Salary Slip (Flat Rate)
• Latest 3 months original Salary Slip (Floating Rate)
• Employment Confirmation Letter
• Settlement Statement
• Investment Statement (if applicable)
Applicant’s Eligibility
• Employment: PERMANENT and CONFIRMED staff with minimum 3 years service
• Repayment Capacity: i) 1/3 or 3.33% of net salary

Note:

  1. Customer’s not a Bankruptcy during apply BMMB financing
  2. Terms and conditions apply

 

*Source from Bank Muamalat Malaysia Berhad website

 #pinjamanperibadi #Bank #BankMuamalat 

Contact Bank Muamalat Malaysia Berhad

  • Tel: 03-2600 5500
  • Bank Muamalat Malaysia Berhad HQ,
    21, Jalan Melaka, City Centre,
    50100 Kuala Lumpur
  • Opening Hours: 9.30am-4.30pm Monday-Friday

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