Author: digit

  • Koperasi Nesa: Housing & Education Fund

    Koperasi Nesa: Housing & Education Fund

    Koperasi Nesa Pelbagai Berhad

    Koperasi Nesa Pelbagai Berhad supports Malaysian communities through education funding, BSN banking facilities, and affordable housing schemes. Whether you’re planning for your future or seeking financial support, this cooperative offers trusted solutions tailored to your needs.

    Discover how Koperasi Nesa Pelbagai can empower your journey—view full details and apply today!

    Personal Loans Koperasi Nesa Pelbagai Berhad


    Introduction

    MISSION

    Koperasi Nesa by encouraging members to be involved in asset acquisition, especially small holdings, providing the necessary financial backing and inspiring them to engage in savings activities through Nesa as well as offering economic opportunities to members will guide them towards improving their socio-economic status.

    VISION

    Koperasi Nesa Pelbagai Berhad, as an exceptional co-operative society, is focussed towards uplifting the socio-economic status of its members through transparency, integrity and reliability

    Popular Loan Scheme

    Mortgage and surety loans to members.

    Loan Categories

    Collateral

    Maximum % on Collateral

    Loan Repayment Period

    Interest Rate (Annual Rest)
    Mortgage

    Property

    70%

    5 years

    10% p.a. with rebate of 2% for repayments without default
    Surety

    Savings,Share Capital of Borrowers & 3 Sureties

     

    80%

    2 years

    8% p.a.

    Services

    Education Fund / Merit Awards

    Since 2002, the Annual Academic Merit Awards are presented to Koperasi Nesa Pelbagai Berhad members’ children who have excelled in their SPM and STPM examinations. The Awards with cash gift of RM100.00 for each subject scored with ‘A’ grade are given out to students who have scored minimum 4A in SPM and 2A in STPM.

    The student’s mother or father must be a current valid member with a minimum share capital of RM1000.00 as on 31.12.2019. Members may submit their application letters for the Awards giving their membership particulars and with certified copy of their children’s exam results and copy of children’s My Kad. Application letters for Year 2019 Awards should reach by 30th September 2020.

    Banking Facility

    Koperasi Nesa Pelbagai Berhad members can avail the Bank Simpanan Nasional (BSN) facilities to subscribe and make payments to through BSN A/C No.14-10029-000-4619-25. The facility is available at more than 380 BSN branches and over 600 BSN ATM centres spread nationwide.

    Housing Schemes

    Koperasi Nesa Pelbagai Berhad has been undertaking housing developments in various parts of the country. At present in Rantau (Negeri Sembilan) the development of 62 units of property of single storey semi-detached houses, 5 units of double storey bunglow houses and 1 unit of single storey bunglow is being proceeded with. Members interested in participating are requested to call Ms.Vanes @ 0172673921

    Note: 1 Double Storey Bunglow House & Single Storey Semi-Detached Houses Are Available.

    Membership

    Qualification

    • Applicant must be Malaysia citizen.
    • Must be above 18 years of age
    • Must be a resident or be employed or be in ownership of land in Malaysia.
    • Must not be a person against whom a conviction stands for a registrable offence or be mentally disabled, or is an undischarged bankrupt or expelled from membership of any co-operative society and a period of one (1) year has not lapsed from the date of expulsion.

    Application

    • Application to become a member must be made in Nesa Membership Application Form and addressed to the Secretary.
    • The Application Form must be fully completed and duly signed.
    • The Form must also be signed by a proposer and seconder, both of them shall be members of the cooperative.
    • New Applicants who are 50 years of age and below must subscribe minimum 1,000 shares (RM 1,000.00) and applicants above 50 years of age must subscribe minimum 3,000 shares (RM 3,000.00).
    • The Application Form must also be accompanied by an Entrance Fee of RM50.00. The Entrance Fee will be refunded to the Applicant if the application is rejected.
    • Former members who apply for re-membership are charged an Entrance Fee of RM100.00.
    • Nominee or a legal representative of a deceased member who applies for membership within six months after the death of the member will not be charged Entrance Fee.

     #koperasi #personalloan #KoperasiServices #KoperasiNesa 

    Personal Loan Koperasi Nesa Pelbagai Berhad Pinjaman Peribadi

    Contact

    • Tel: 03-4041 5488
    • Fax: 03-4042 3720
    • No. 16-3, Jalan 14/48A,
      the Boulevard Sentul Raya Off Jalan Sentul, <br.51000, Kuala Lumpur
    • Opening Hours: 8.30am-5.30pm (Monday-Friday)

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  • Koperasi BUMIRA: Pembiayaan Hari Raya Mudah

    Koperasi BUMIRA: Pembiayaan Hari Raya Mudah

    Koperasi BUMIRA Malaysia Berhad

    Koperasi BUMIRA Malaysia Berhad offers six personal financing packages including cash loans and umrah loans, with options for Hari Raya Aidilfitri, Aidiladha, education, and more. Learn more about this trusted cooperative.

    Introduction

    Koperasi BUMIRA (M) Berhad is wholly owned by bumiputra at Lot 3.28 & 3.29, Second Floor Medan MARA, Jalan Raja Laut, 50350 Kuala Lumpur.

    A company established on 1 September 1972 under the name Syarikat Kerjasama Serbaguna Bumira Berhad.

    Ten years later, the name of the company was changed to Koperasi Bumira Berhad. The purpose of this cooperative was to carry out the functions of credit, consumer, housing, plantation and transportation.
    More on the form of loans to members consisting of MARA office staff. Nearly 90% of its members are bumiputra. The objective of this cooperative in accordance with subsection 4 (1) of the Act is to increase the economic interest of its members in accordance with the principles of co-operatives.

    Principles

    1. Voluntary and open membership
      Cooperative Society is a voluntary organization, open to anyone who can use the services it offers and willingly accepts responsibility as a member, regardless of gender, social differences, race, political or religious beliefs.
    2. Democratic control by members
      Cooperatives are democratic organizations, controlled by their own members actively involved in police and decision making. Men and women, who are appointed as representatives have a responsibility towards the members. For basic cooperatives, members have equal voting rights (one member per vote) and cooperatives at other levels are also managed democratically.
    3. Involvement of members in economic activities
      Members contribute equally to the cooperative capital and control it democratically. At least part of the capital is property with co-operative societies. Members often receive limited compensation, if any, on capital contributed as part of the terms of membership. The members provide finance for one or all of the following purposes: developing cooperatives, by providing reserves, where a portion of the reserves cannot be divided, as well as benefiting the members according to their tranxic amount with the co-operative society, and supporting other activities agreed by the members.
    4. Freedom and autonomy
      Cooperatives are autonomous and independent organizations controlled by their members. If they enter into any agreement with other organizations, including with the government, or increase capital from outside sources, they do so on conditions that ensure democratic control is still in the hands of members while still maintaining their autonomy.
    5. Education, training and information
      The Cooperative provides education and training for its members, selected institutions, managers and employees so that they can contribute effectively to the progress of the cooperative. The cooperative conveys information to the public- especially young people and community leaders regarding the issues and benefits of cooperatives.
    6. Cooperation among cooperatives
      Cooperatives help its members more effectively while strengthening the cooperative movement by working together at local, regional, national and international levels.
    7. Concerned about the community
      While focusing on the needs of the co-operative members, they also strive to develop society in a sustainable manner through policies accepted by its members.

    Popular Personal Loans

    Based on current promotion:

    1. PEMBIAYAAN KHAS (HARI RAYA AIDIL ADHA) Had Maksima : RM 3,500.00 Borang : Borang Pembiayaan Khas Borang Penerimaan Pembiayaan 1 salinan MyKad, Slip Gaji Mei & Jun dan dokumen berkaitan.
    2. SPECIAL FINANCING OF HARI RAYA Had Maksima: RM 3,500.00. 1 copy of MyKad, March & April Salary Slip and related documents.
    3. SPECIAL FINANCING (EDUCATION) Maximum Limit: RM 5,000.00 Refund: 24 Months Form: Special Education Financing Form Financing Acceptance Form (2 copies) 1 copy of MyKad, latest Salary Slip and related documents.
    4. PEMBIAYAAN KHAS CAT KERETA
    5. PEMBIAYAAN KHAS BASIKAL
    6. PEMBIAYAAN KHAS (UMRAH & ZIARAH) Had Maksima : RM 10,000 Bayaran balik: 12-60 Bulan Borang : Borang Pembiayaan Khas, Borang Penerimaan Pembiayaan (2 salinan), Borang Pengakuan Penjamin 1 salinan MyKad, Slip Gaji terkini dan dokumen berkaitan.

    * Pembiayaan Khas dibuka apabila ada iklan.

     #personalloan #koperasi #KoperasiBUMIRA #KoperasiServices 

    Koperasi BUMIRA Malaysia Berhad
    Koperasi BUMIRA Malaysia Berhad

    Contact Koperasi BUMIRA

    • Tel: +603-2691 2119
    • Fax: +603-2692 1972
    • Koperasi BUMIRA Malaysia Berhad.
      Lot 3.28 & 3.29, Tingkat 2, Medan Mara, Jalan Raja Laut,
      50350 Kuala Lumpur

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  • PERDA High Skill Institute: Mohon Segera

    PERDA High Skill Institute: Mohon Segera

    Lembaga Kemajuan Wilayah Pulau Pinang (PERDA)

    PERDA or Lembaga Kemajuan Wilayah Pulau Pinang is a co-operative in Malaysia. PERDA-Tech high skill institute. One of the best cooperative in Malaysia

    Introduction

    KOPERASI PERDA PULAU PINANG BERHAD is established on October 28, 2016, with No. List P-5-0778. Mission – To make as an advanced cooperative. Vision – To provide the best services and returns to upgrade the lives of members.  Explore viable business opportunities and give the best returns. Create efficient, progressive, transparent, disciplined and competitive management.

    Corporate Reporting

    Koperasi Lembaga Kemajuan Wilayah Pulau Pinang consists of 12 members of the Board of Directors who play a role in formulating and managing the affairs of the cooperative entrusted and jointly improve the economy of its members in accordance with the principles of cooperatives.

    KoPERDA members are now 219 people. The main function of the cooperative is to provide loan schemes and credit facilities to members in addition to carrying out food supply services, services, tourism and supply of building materials as well as welfare and educational activities for the benefit of members.

    Projects

    Housing Projects

    Lembaga Kemajuan Wilayah Pulau Pinang has implemented two housing projects, namely Taman Sungai Bakap Perdana Phase 1 located in Seberang Perai Selatan and Projek Perumahan Sejahtera Rakyat (PPSR) Kuala Sungai Pinang located in the Southwest District. The Taman Sungai Bakap Perdana Housing Project Phase 1 from the Penang Regional Development Authority consists of a 2 Storey Terrace House with four (4) bedrooms and three (3) bathrooms. It is ranked 5.213447 (Latitude) and 100.501477 (Longitude) and has Permanent Title status.

    The Kuala Sungai Pinang People’s Prosperous Housing Project (PPSR) is located in the Southwest District

    SMI

    Guidance Factories and Small and Medium Industry (SMI) Factories

    Guidance Factories and Small and Medium Industry Factories (SMIs) were developed by the Penang Regional Development Authority Cooperatives with the aim of creating agro -based industrial activities in a complete and comfortable area and providing space for expansion. Is an integrated entrepreneur development program in terms of:

    • Provision of building infrastructure and complete facilities.
    • Human capital development.
    • Product development; and
    • Branding development and promotion.
    • Basic Conditions for SMI Factory Rental Application

    The company produces food / beverage products:

    • Has been in business for at least two (2) years.
    • Bumiputera companies and registered with the Companies Commission of Malaysia (SSM).
    • Priority is given to companies operating in the State of Penang.
    • Have strong financial capability; and
    • Have a good business plan.

    The purpose of providing the premises is to provide opportunities for Bumiputera entrepreneurs to increase income and develop the local area. The provision of premises is in line with the function which is to develop, encourage, assist and undertake the development of housing, agriculture, industry and trade in areas. The premises are rented to the target group with a minimum rental rate.

    Food Park

    PERDA Food Park (PFP) in Kubang Menerong Tasek Gelugor is an initiative to increase the food processing industry based on agricultural products in the state of Penang. To date, 28 units of SMI factory buildings in PFP have been developed for rent on a site of 150 acres.

    PERDA-TECH

    PERDA High Skills Institute or Advanced Technical Institute (PERDA-TECH) is a Government Institute of Higher Learning (IPTK) registered under the Ministry of Education Malaysia Registered Code P/IPK/39/A [001] and as an Accredited Center under the Development Department Skills with Registration Code K09007. It has started operating as a Training Center since 1987 with an area of ​​88 acres.

    On 16 December 2007, the the Training Center was upgraded to the High Skills Institute with a restructuring of the courses and fields of study offered. As an institute of study registered with the Ministry of Education Malaysia, the cooperative has also been recognized as an Accredited Center, Skills Development Department of the Ministry of Human Resource Development to issue the Malaysian Skills Certificate and Diploma offering courses recognized by the Malaysian Qualifications Agency (MQA).

    Apart from that, as an added value to the graduates of the programs also received recognition from professional bodies such as CISCO for the field of Information Technology and the Energy Commission for the PW2 Wiring Course for the Electrical Technology Certificate Program.

    #koperasi #KoperasiServices #PERDA 

    Lembaga Kemajuan Wilayah Pulau Pinang KOPERASI PERDA

    Contact Us

    • Tel: 04-314 1100
    • webmaster@perda.gov.my
    • Fax: 04-310 3178
    • Lembaga Kemajuan Wilayah Pulau Pinang
      1, Lorong Kampung Gajah 2, Kampung Gajah,
      12200 Butterworth, Pulau Pinang
    • Opening Hours: Monday to Friday 9.00am-5.00pm

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  • Koperasi MBJB Johor: Trusted Cooperative

    Koperasi MBJB Johor: Trusted Cooperative

    Koperasi Majlis Bandaraya Johor Bahru (MBJB)

    Learn about Koperasi Majlis Bandaraya Johor Bahru (MBJB), a cooperative supporting local communities in Johor Bahru. Discover its services, initiatives, and benefits for members. Read more to explore how MBJB enhances community growth today!

    Introduction

    The proposed files to establish the Koperasi MBJB aka Koperasi Majlis Bandaraya Johor Bahru were opened as early as 1997 when Tuan Haji Asri bin Amat became the administrative director. The establishment committee was established and he himself has held a series of discussions on it. The proposal was continued by tuan Haji Abdul Ghazali bin Karim when he became the Administrative Director in subsequent years and continued by Puan Haniza binti Hasan, former Assistant Director of Administration.

    The idea of establishing a Koperasi MBJB Majlis Bandaraya Johor Bahru was also circulated at the biennial general meeting of the Johor Bahru City Services Association (PPBJB) on 28 June 2007 through a motion brought by Tuan Haji Mohd Siari bin Juraimi and supported by Tuan Haji Wan Azmi bin Ahmad. The main activities proposed are selling computers, office equipment, household needs, real estate, etc. Through this cooperative, PPBJB members are expected to have the opportunity to purchase quality items at affordable prices.

    The motion was debated by members of PPBJB and unanimous meetings mandated the newly appointed PPBJB committee to implement the motion.

    Consemently, PPBJB has formed a cooperative committee where all committees of PPNJN become members of this committee. A series of discussions and meetings were held in conjunction with several previous Cooperative establishment committees. This included drafting the Cooperative By-Laws, Creating several appropriate cooperative names, conducting campaigns to gather members to become members and ultimately holding a general meeting on 18 June 2009 at the JOTiC Johor Bahru Auditorium, attended by 94 prospective members. Efforts to register a Co-operative Society were carried out thereaf afterwards.

    The Co-operative Societies Commission of Malaysia (SKM) has certified the registration of cooperative members of johor Bahru Berhad City Council and its By-laws approved by the initial general meeting on 18 June 2009, subsequently registered as a basic Co-operative Society with limited liability, under subsection 7(1) of the Cooperative Act 1993 on 29 December 2009. Since then, the Cooperative is administered by 15 cooperative board members.

    The establishment of Koperasi MBJB Majlis Bandaraya Johor Bahru is very significant and certainly a memorable one that will not be forgotten to anyone involved directly or indirectly in producing this Cooperative, which takes approximately 12 years. It fulfilled the original intention of the establishment of the Cooperative in 1997 which was subsequently continued by PPBJB in 2008. Record the appreciation and gratitude to SKM, the administration of MBJB and PPBJB which continue to cooperate and support.

    Congratulations and congratulations to all MBJB members (Majlis Bandaraya Johor Bahru) / PPBJB members who have jointly uphold the birth of Cooperative Members of Johor Bahru Berhad City Council.

    Activities

    Goals

    Koperasi MBJB Majlis Bandaraya Johor Bahru pursuant to subsection 4(1) of the Act, the aim of the co-operative society is to increase the economic interest of its members in accordance with the principles of co-operative society.

    Function

    The main function of the Koperasi MBJB Majlis Bandaraya Johor Bahru is the User.

    More Activities

    • Sell member’s daily necessities.
    • Carry out welfare activities for members, education and business.
    • Buy, sell, transfer title, erect, rent, mortgor, lease, pawn and own movable and ived property.
    • Invest excessive money in the permissible item pursuant to section 54 of the Act.
    • To subsidiary pursuant to section 19 of the Act with the approval of the Commission.
    • Participate in joint ventures and become members of other Co-operatives.
    • Conduct other beneficial activities with the approval of general meetings.

     

    *source: mbjb.gov.my

     #koperasi #MBJB 

    Koperasi MBJB Majlis Bandaraya Johor Bahru

    Summary

    • Koperasi Name: Koperasi Majlis Bandaraya Johor Bahru
    • Abbreviation / Code Name: Koperasi MBJB
    • Bank Koperasi Promotion Name: General Info about Koperasi MBJB Majlis Bandaraya Johor Bahru

    Contact MBJB

    • Tel: 07-2198000
    • Fax: 07-2230619
    • Koperasi Mbjb
      Jalan Ayer Molek, Bandar Johor Bahru,
      80000 Johor Bahru, Johor

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