Pinjaman Peribadi AgroBank

Pinjaman Peribadi AgroBank Cash-i adalah yang terbaik. FInancing limit max RM200,000 and open to Government Employees and GLC staff. Apply now!

Pinjaman Peribadi AgroBank Summary

Bank Name: Agrobank
Abbreviation / Code Name: –
Bank Koperasi Promotion Name: General Info about personal financing with bank

About Pinjaman Peribadi AgroBank

Pinjaman Peribadi Terbaik: Dikenali sebagai AgroBank Cash-i facility for customers for the purpose of consumer financing mainly related to agriculture and agro-based activity. The implementation of the AgroBank Cash-i Personal Loan is based on the Tawarruq transactions.

AgroBank Personal Loan Eligibility Criteria

Age Requirement	Government Employees Age between 18 to 60 or up to retirement age whichever is earlier GLC Staff Age between 21 to 60 or up to retirement age whichever is earlier
Eligibility	Government Employees Permanent and have served for at least 6 months (confirmed or under probation) GLC Staff Permanent staff and has been confirmed with at least one year of service
Min. Salary Requirement	Government Employees RM1,000 gross salary per month GLC Staff RM2,000 gross salary per month
Takaful Coverage	Customer is encouraged to take Skim Takaful Kredit

Pinjaman Peribadi AgroBank Cash-i Product Details

Pinjaman Peribadi AgroBank Cash-i criteria as below:

Financing Limit: Government Employees: Maximum RM200,000 GLC Staff: Maximum RM200,000
Financing Tenure: 10 years maximum
Profit Rates: (Subject to eligibility and current changes)

Description Eligibility Criteria: Profit rate is subjected to eligibility and current conditions changes. Profit rates are as below:

FEDERAL GOVERNMENT: Tenure Profit Rate: Up to 3 years BR + 2.85% p.a ; 4 to 10 years BR + 3.35% p.a
STATE GOVERNMENT/STATUTORY BODY/PIHAK BERKUASA TEMPATAN & GOVERNMENT LINK COMPANY
Tenure Profit Rate Up to 3 years BR + 3.22% p.a ; 4 to 10 years BR + 3.67% p.a

FOR APPLICATION THAT HAS UNSATISFACTORY CREDIT ASSESSMENT

Tenure Profit Rate Up to 10 years BR + 4.25% p.a; Profit rate charged is dependent on the following criteria:

Existing and new customer
Good track record as per CCRIS which not exceed MIA-2 for the past 12 months.
Salary deduction through BPA
No Rescheduling and Restructuring (R&R) status.
No Special Attention Account (SAA)

Ceiling Profit Rate (CPR): – BR + 7.15% p.a or 10% p.a whichever is higher for the calculation of Sale Price

Effective Profit Rate (EPR): – At the current profit rate and did not exceed CPR and calculated based on monthly balance

Note: Current BR is at 3.60%

AgroBank Personal Loan Fee & Charges

Stamp Duty As per the Stamp Act 1949 (Revised 1989).

Advanced Installment

Advance payment of installments equivalent to three (3) month installment which shall be used as payment of default under the financing.
Advance installments shall be deducted from the financing amount.
Advance payment can only be taken prior to financing is matured or settled.
Brokerage Fee RM 30 per transaction (Subject to Service Tax at rate of 6% (if applicable)

Note: The Bank will notify the Customer at least 21 days before effective date should any changes is made to the fees and charges.

*Source: agrobank.com.my

Hashtag / Keywords

#personalloan #Bank #AgroBank

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